Gujarat - ربی - Reserve Bank of India
Gujarat
WESTERN REGION (Contd.) |
||||||||||
STATE : GUJARAT |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
5,06,588 |
4482,47 |
3815,62 |
6,06,324 |
8546,40 |
7341,98 |
12 |
103,49 |
2,05 |
|
1. Direct Finance |
5,02,731 |
3987,28 |
3428,41 |
5,97,349 |
6431,80 |
5913,28 |
4 |
102,11 |
67 |
|
2. Indirect Finance |
3,857 |
495,19 |
387,21 |
8,975 |
2114,60 |
1428,71 |
8 |
1,38 |
1,38 |
II. |
INDUSTRY |
18,747 |
28631,66 |
19365,03 |
64,324 |
59340,76 |
43813,56 |
5,078 |
4155,52 |
2036,20 |
|
1. Mining & Quarrying |
414 |
1702,45 |
798,30 |
444 |
2809,76 |
2681,71 |
16 |
38,91 |
24,72 |
|
2. Food Manufacturing & Processing |
1,834 |
1526,60 |
1122,40 |
3,107 |
1981,13 |
1099,82 |
101 |
150,54 |
91,87 |
|
(a) Rice Mills, Flour & Dal Mills |
223 |
172,44 |
140,19 |
580 |
115,27 |
94,88 |
13 |
84,64 |
51,81 |
|
(b) Sugar |
16 |
27,05 |
11,87 |
3 |
35 |
10 |
11 |
1,06 |
1,06 |
|
(c) Edible Oils & Vanaspati |
388 |
414,74 |
302,60 |
973 |
911,19 |
487,38 |
15 |
1,81 |
1,81 |
|
(d) Tea Processing |
16 |
4,48 |
3,14 |
26 |
19,20 |
14,33 |
2 |
36 |
36 |
|
(e) Processing of Fruits & Vegetables |
98 |
73,47 |
47,89 |
49 |
31,80 |
26,77 |
3 |
6,80 |
6,46 |
|
(f) Others |
1,093 |
834,43 |
616,72 |
1,476 |
903,34 |
476,36 |
57 |
55,86 |
30,36 |
|
3. Beverage & Tobacco |
104 |
31,56 |
24,89 |
216 |
73,31 |
34,47 |
1 |
8 |
8 |
|
4. Textiles |
3,712 |
4174,57 |
3111,89 |
22,226 |
8254,77 |
6091,88 |
232 |
275,54 |
128,45 |
|
(a) Cotton Textiles |
1,064 |
2667,56 |
2044,02 |
4,089 |
3777,71 |
2769,00 |
73 |
141,67 |
65,16 |
|
(b) Jute & Other Natural Fibre Textiles |
43 |
26,04 |
20,65 |
208 |
29,74 |
15,57 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
515 |
56,82 |
50,15 |
670 |
134,45 |
51,14 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
2,090 |
1424,15 |
997,08 |
17,259 |
4312,87 |
3256,18 |
159 |
133,87 |
63,30 |
|
5. Paper, Paper Products & Printing |
506 |
505,18 |
344,67 |
1,135 |
823,88 |
618,84 |
27 |
119,62 |
78,07 |
|
6. Woods and Wood Products |
289 |
91,42 |
64,00 |
1,143 |
215,93 |
165,90 |
3 |
14 |
14 |
|
7. Leather & Leather Products |
140 |
8,92 |
5,80 |
676 |
56,61 |
38,53 |
1 |
2,75 |
17 |
|
8. Gems and Jewellery |
273 |
111,94 |
99,51 |
624 |
244,07 |
181,75 |
12 |
2,40 |
2,13 |
|
9. Rubber & Plastic Products |
599 |
1033,22 |
751,16 |
1,919 |
1493,92 |
1162,33 |
86 |
234,04 |
104,33 |
|
10. Chemicals & Chemical Products |
2,087 |
2783,97 |
1924,82 |
5,172 |
7698,41 |
5672,42 |
166 |
1119,91 |
492,92 |
|
(a) Heavy Industrial Chemicals |
299 |
966,71 |
666,01 |
937 |
2032,62 |
1537,22 |
45 |
125,75 |
44,95 |
|
(b) Fertilisers |
19 |
44,55 |
11,44 |
97 |
707,93 |
309,24 |
1 |
100,00 |
- |
|
(c) Drugs & Pharmaceuticals |
207 |
411,11 |
328,95 |
1,430 |
2393,59 |
1807,28 |
48 |
560,80 |
250,37 |
|
(d) Non-Edible Oils |
132 |
168,55 |
108,41 |
36 |
32,92 |
13,90 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
1,430 |
1193,05 |
810,02 |
2,672 |
2531,35 |
2004,77 |
72 |
333,36 |
197,60 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
56 |
480,88 |
227,13 |
159 |
1003,01 |
653,86 |
6 |
1,73 |
1,49 |
|
12. Manufacture of Cement & Cement Products |
253 |
390,42 |
222,70 |
508 |
1131,48 |
892,55 |
6 |
102,09 |
102,09 |
|
13. Basic Metals & Metal Products |
1,544 |
4368,76 |
3072,96 |
4,029 |
9974,85 |
6745,87 |
249 |
450,29 |
197,33 |
|
(a) Iron & Steel |
639 |
3287,46 |
2241,45 |
1,130 |
4147,98 |
2832,40 |
94 |
39,56 |
14,27 |
|
(b) Non-Ferrous Metals |
364 |
462,80 |
294,89 |
343 |
286,28 |
225,73 |
83 |
100,03 |
32,92 |
|
(c) Metal Products |
541 |
618,50 |
536,61 |
2,556 |
5540,58 |
3687,75 |
72 |
310,70 |
150,14 |
|
14. Engineering |
1,972 |
2702,66 |
1884,41 |
7,280 |
4533,82 |
3425,42 |
160 |
375,81 |
96,12 |
|
(a) Heavy Engineering |
249 |
954,58 |
579,29 |
1,462 |
1125,58 |
832,10 |
21 |
51,69 |
42,91 |
|
(b) Light Engineering |
1,336 |
1039,76 |
775,23 |
3,824 |
2293,29 |
1849,39 |
75 |
244,53 |
14,23 |
|
(c) Electrical Machinery & Goods |
312 |
541,18 |
388,11 |
1,623 |
968,92 |
634,88 |
55 |
73,58 |
33,18 |
|
(d) Electronic Machinery & Goods |
75 |
167,14 |
141,78 |
371 |
146,03 |
109,05 |
9 |
6,01 |
5,80 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
250 |
571,90 |
441,52 |
605 |
882,91 |
621,29 |
27 |
98,57 |
29,10 |
|
16. Other Industries |
3,955 |
1709,08 |
1238,78 |
11,786 |
2442,68 |
1749,23 |
2,804 |
572,76 |
443,52 |
|
17. Electricity, Gas & Water |
85 |
3536,66 |
2448,10 |
245 |
7310,56 |
5203,90 |
19 |
282,00 |
70,39 |
|
(a) Electricity Generation & Transmission |
37 |
2555,87 |
1648,43 |
152 |
6625,58 |
4668,08 |
4 |
206,46 |
19,90 |
|
(b) Non-Conventional Energy |
11 |
741,41 |
636,72 |
34 |
398,35 |
321,35 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
37 |
239,39 |
162,94 |
59 |
286,63 |
214,47 |
15 |
75,54 |
50,50 |
|
18. Construction |
674 |
2901,45 |
1581,99 |
3,050 |
8409,66 |
6773,77 |
1,162 |
328,35 |
173,29 |
|
(a) Other than Infrastructure |
140 |
543,56 |
364,47 |
1,995 |
820,41 |
576,29 |
32 |
11,36 |
6,27 |
|
(b) Infrastructure Construction |
534 |
2357,89 |
1217,52 |
1,055 |
7589,25 |
6197,48 |
1,130 |
316,99 |
167,03 |
III. |
TRANSPORT OPERATORS |
4,763 |
336,99 |
250,46 |
15,803 |
346,16 |
274,22 |
75 |
149,54 |
25,60 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
15,037 |
1952,03 |
1325,73 |
73,706 |
4989,33 |
3956,16 |
7,204 |
621,71 |
444,83 |
|
1. Professional Services |
938 |
101,43 |
78,68 |
22,150 |
433,71 |
363,29 |
760 |
68,37 |
68,13 |
|
2. Tourism, Hotel & Restaurants |
1,002 |
460,00 |
291,34 |
1,662 |
241,17 |
192,24 |
15 |
1,07 |
1,07 |
|
3. Recreation services |
222 |
30,59 |
18,15 |
514 |
36,62 |
21,88 |
27 |
1,70 |
1,70 |
|
4. IT and Telecommunications |
119 |
334,86 |
284,98 |
218 |
51,22 |
39,63 |
25 |
13,36 |
13,20 |
|
5. Others |
12,756 |
1025,15 |
652,58 |
49,162 |
4226,61 |
3339,12 |
6,377 |
537,22 |
360,74 |
V. |
PERSONAL LOANS |
2,98,816 |
7792,85 |
5862,66 |
4,17,682 |
9957,76 |
8370,64 |
38,556 |
862,00 |
592,42 |
|
1. Housing |
80,501 |
4159,21 |
3361,94 |
1,17,805 |
5449,58 |
5107,30 |
3,028 |
193,04 |
174,13 |
|
2. Consumer Durables |
5,344 |
26,03 |
19,22 |
11,820 |
89,38 |
60,19 |
4 |
3 |
3 |
|
3. Vehicles |
30,161 |
696,88 |
540,24 |
34,325 |
490,08 |
407,24 |
300 |
4,70 |
96 |
|
4. Education |
11,988 |
633,77 |
342,96 |
23,190 |
692,68 |
555,80 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
10,503 |
59,87 |
37,26 |
2,682 |
80,22 |
16,64 |
|
6. Others |
1,70,822 |
2276,96 |
1598,30 |
2,20,039 |
3176,17 |
2202,84 |
32,542 |
584,01 |
400,66 |
VI. |
TRADE |
40,322 |
2776,29 |
1702,77 |
1,29,429 |
9005,25 |
6904,63 |
5,930 |
791,02 |
509,28 |
|
1. Wholesale Trade |
1,413 |
1417,55 |
814,18 |
9,491 |
5291,94 |
4292,63 |
1,144 |
347,90 |
257,57 |
|
2. Retail Trade |
38,909 |
1358,73 |
888,59 |
1,19,938 |
3713,31 |
2612,00 |
4,786 |
443,13 |
251,71 |
VII. |
FINANCE |
118 |
230,31 |
181,55 |
1,356 |
1534,35 |
1074,71 |
91 |
1529,77 |
331,81 |
VIII. |
ALL OTHERS |
2,111 |
193,94 |
151,10 |
35,658 |
2229,13 |
1944,08 |
693 |
168,04 |
137,66 |
|
TOTAL BANK CREDIT |
8,86,502 |
46396,53 |
32654,92 |
13,44,282 |
95949,14 |
73679,98 |
57,639 |
8381,08 |
4079,85 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING |
||||||||||
STATE : GUJARAT |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
2,96,345 |
1621,27 |
1397,30 |
32,308 |
2114,50 |
1823,03 |
14,41,577 |
16868,13 |
14379,99 |
|
1. Direct Finance |
2,95,796 |
1592,63 |
1370,84 |
30,481 |
1450,80 |
1255,33 |
14,26,361 |
13564,62 |
11968,53 |
|
2. Indirect Finance |
549 |
28,64 |
26,46 |
1,827 |
663,70 |
567,69 |
15,216 |
3303,50 |
2411,45 |
II. |
INDUSTRY |
19,204 |
222,38 |
103,75 |
24,995 |
16422,46 |
10658,31 |
1,32,348 |
108772,78 |
75976,85 |
|
1. Mining & Quarrying |
16 |
1,12 |
67 |
70 |
872,43 |
728,18 |
960 |
5424,68 |
4233,58 |
|
2. Food Manufacturing & Processing |
1,974 |
24,31 |
10,96 |
2,232 |
806,29 |
420,63 |
9,248 |
4488,88 |
2745,69 |
|
(a) Rice Mills, Flour & Dal Mills |
395 |
4,19 |
1,35 |
59 |
64,66 |
43,33 |
1,270 |
441,20 |
331,56 |
|
(b) Sugar |
- |
- |
- |
10 |
70 |
40 |
40 |
29,16 |
13,44 |
|
(c) Edible Oils & Vanaspati |
371 |
4,94 |
2,41 |
142 |
130,80 |
63,41 |
1,889 |
1463,48 |
857,61 |
|
(d) Tea Processing |
- |
- |
- |
23 |
1,43 |
66 |
67 |
25,47 |
18,49 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
34 |
26,69 |
18,82 |
184 |
138,76 |
99,93 |
|
(f) Others |
1,208 |
15,19 |
7,20 |
1,964 |
581,99 |
294,01 |
5,798 |
2390,81 |
1424,66 |
|
3. Beverage & Tobacco |
26 |
1,62 |
75 |
22 |
25,39 |
13,80 |
369 |
131,96 |
73,99 |
|
4. Textiles |
8,319 |
107,94 |
65,51 |
5,354 |
1922,38 |
1126,79 |
39,843 |
14735,19 |
10524,53 |
|
(a) Cotton Textiles |
207 |
68 |
55 |
453 |
1109,93 |
565,03 |
5,886 |
7697,55 |
5443,76 |
|
(b) Jute & Other Natural Fibre Textiles |
4,442 |
80,52 |
48,11 |
9 |
42,33 |
41,73 |
4,702 |
178,62 |
126,06 |
|
(c) Handloom Textiles & Khadi |
1,467 |
8,38 |
2,81 |
210 |
17,10 |
6,97 |
2,862 |
216,75 |
111,06 |
|
(d) Other Textiles & Textile Products |
2,203 |
18,37 |
14,04 |
4,682 |
753,02 |
513,06 |
26,393 |
6642,27 |
4843,65 |
|
5. Paper, Paper Products & Printing |
404 |
4,73 |
37 |
260 |
208,80 |
160,59 |
2,332 |
1662,21 |
1202,54 |
|
6. Woods and Wood Products |
132 |
36 |
24 |
73 |
17,42 |
13,27 |
1,640 |
325,27 |
243,56 |
|
7. Leather & Leather Products |
1,753 |
15,43 |
3,03 |
122 |
61,16 |
41,63 |
2,692 |
144,86 |
89,15 |
|
8. Gems and Jewellery |
11 |
5 |
2 |
285 |
27,40 |
22,69 |
1,205 |
385,87 |
306,09 |
|
9. Rubber & Plastic Products |
58 |
1,45 |
95 |
283 |
164,82 |
104,28 |
2,945 |
2927,45 |
2123,05 |
|
10. Chemicals & Chemical Products |
58 |
1,03 |
77 |
812 |
2257,62 |
1341,35 |
8,295 |
13860,93 |
9432,29 |
|
(a) Heavy Industrial Chemicals |
3 |
34 |
27 |
237 |
794,24 |
526,60 |
1,521 |
3919,65 |
2775,06 |
|
(b) Fertilisers |
- |
- |
- |
9 |
22,49 |
12,72 |
126 |
874,98 |
333,40 |
|
(c) Drugs & Pharmaceuticals |
18 |
8 |
4 |
269 |
601,93 |
422,18 |
1,972 |
3967,50 |
2808,82 |
|
(d) Non-Edible Oils |
- |
- |
- |
2 |
15 |
4 |
170 |
201,62 |
122,35 |
|
(e) Other Chemicals & Chemical Products |
37 |
61 |
46 |
295 |
838,81 |
379,82 |
4,506 |
4897,18 |
3392,67 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
91 |
4077,10 |
2701,66 |
312 |
5562,72 |
3584,14 |
|
12. Manufacture of Cement & Cement Products |
404 |
6,22 |
1,75 |
50 |
29,30 |
27,85 |
1,221 |
1659,51 |
1246,95 |
|
13. Basic Metals & Metal Products |
600 |
7,38 |
54 |
2,019 |
546,39 |
353,58 |
8,441 |
15347,67 |
10370,28 |
|
(a) Iron & Steel |
1 |
5 |
- |
675 |
401,83 |
251,09 |
2,539 |
7876,88 |
5339,21 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
21 |
17,60 |
11,69 |
811 |
866,71 |
565,23 |
|
(c) Metal Products |
599 |
7,34 |
54 |
1,323 |
126,96 |
90,80 |
5,091 |
6604,08 |
4465,84 |
|
14. Engineering |
824 |
11,56 |
1,72 |
1,999 |
1327,16 |
845,61 |
12,235 |
8951,01 |
6253,27 |
|
(a) Heavy Engineering |
7 |
58 |
24 |
158 |
329,03 |
197,56 |
1,897 |
2461,46 |
1652,10 |
|
(b) Light Engineering |
662 |
8,86 |
98 |
1,476 |
341,16 |
217,44 |
7,373 |
3927,60 |
2857,26 |
|
(c) Electrical Machinery & Goods |
139 |
2,08 |
46 |
243 |
365,09 |
257,58 |
2,372 |
1950,85 |
1314,22 |
|
(d) Electronic Machinery & Goods |
16 |
4 |
3 |
122 |
291,88 |
173,04 |
593 |
611,10 |
429,70 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
89 |
1,09 |
78 |
484 |
222,41 |
133,96 |
1,455 |
1776,88 |
1226,65 |
|
16. Other Industries |
4,411 |
31,02 |
10,02 |
8,023 |
1023,38 |
828,75 |
30,979 |
5778,92 |
4270,29 |
|
17. Electricity, Gas & Water |
2 |
7 |
7 |
42 |
1582,02 |
866,94 |
393 |
12711,31 |
8589,40 |
|
(a) Electricity Generation & Transmission |
1 |
2 |
2 |
32 |
1446,66 |
746,50 |
226 |
10834,59 |
7082,93 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
45 |
1139,76 |
958,08 |
|
(c) Gas, Steam & Water Supply |
1 |
5 |
5 |
10 |
135,35 |
120,45 |
122 |
736,96 |
548,40 |
|
18. Construction |
123 |
7,01 |
5,59 |
2,774 |
1251,00 |
926,76 |
7,783 |
12897,47 |
9461,39 |
|
(a) Other than Infrastructure |
111 |
4,66 |
3,52 |
1,378 |
463,68 |
310,13 |
3,656 |
1843,68 |
1260,68 |
|
(b) Infrastructure Construction |
12 |
2,34 |
2,06 |
1,396 |
787,32 |
616,63 |
4,127 |
11053,79 |
8200,72 |
III. |
TRANSPORT OPERATORS |
1,257 |
13,96 |
8,72 |
24,948 |
2290,00 |
1864,55 |
46,846 |
3136,64 |
2423,55 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
33,713 |
283,58 |
155,78 |
26,417 |
2491,25 |
1796,66 |
1,56,077 |
10337,90 |
7679,16 |
|
1. Professional Services |
7,550 |
55,31 |
31,16 |
1,218 |
173,38 |
108,54 |
32,616 |
832,20 |
649,81 |
|
2. Tourism, Hotel & Restaurants |
15,735 |
108,75 |
65,59 |
441 |
103,97 |
91,51 |
18,855 |
914,96 |
641,75 |
|
3. Recreation services |
1,015 |
11,78 |
2,96 |
29 |
85,85 |
56,44 |
1,807 |
166,54 |
101,12 |
|
4. IT and Telecommunications |
10 |
46 |
21 |
169 |
12,24 |
8,85 |
541 |
412,15 |
346,86 |
|
5. Others |
9,403 |
107,28 |
55,86 |
24,560 |
2115,80 |
1531,32 |
1,02,258 |
8012,06 |
5939,61 |
V. |
PERSONAL LOANS |
41,488 |
298,80 |
209,84 |
4,89,054 |
11377,40 |
7629,06 |
12,85,596 |
30288,80 |
22664,61 |
|
1. Housing |
3,829 |
80,98 |
60,03 |
53,445 |
3798,61 |
3151,43 |
2,58,608 |
13681,43 |
11854,83 |
|
2. Consumer Durables |
3,147 |
13,52 |
8,51 |
1,808 |
63,36 |
50,34 |
22,123 |
192,32 |
138,29 |
|
3. Vehicles |
6,487 |
35,10 |
21,19 |
2,91,383 |
4596,75 |
2497,28 |
3,62,656 |
5823,52 |
3466,92 |
|
4. Education |
425 |
4,85 |
3,34 |
452 |
11,51 |
9,99 |
36,055 |
1342,80 |
912,09 |
|
5. Personal Credit Cards |
- |
- |
- |
6,316 |
199,87 |
91,23 |
19,501 |
339,96 |
145,13 |
|
6. Others |
27,600 |
164,34 |
116,76 |
1,35,650 |
2707,30 |
1828,79 |
5,86,653 |
8908,78 |
6147,36 |
VI. |
TRADE |
14,458 |
78,53 |
52,72 |
15,071 |
2768,67 |
2106,29 |
2,05,210 |
15419,76 |
11275,69 |
|
1. Wholesale Trade |
794 |
9,66 |
5,28 |
2,310 |
1476,84 |
1109,95 |
15,152 |
8543,89 |
6479,61 |
|
2. Retail Trade |
13,664 |
68,87 |
47,44 |
12,761 |
1291,82 |
996,34 |
1,90,058 |
6875,87 |
4796,07 |
VII. |
FINANCE |
1,099 |
4,22 |
2,93 |
1,232 |
821,98 |
464,16 |
3,896 |
4120,63 |
2055,17 |
VIII. |
ALL OTHERS |
21,582 |
158,41 |
106,64 |
32,644 |
871,44 |
601,47 |
92,688 |
3620,95 |
2940,94 |
|
TOTAL BANK CREDIT |
4,29,146 |
2681,16 |
2037,68 |
6,46,669 |
39157,69 |
26943,53 |
33,64,238 |
192565,60 |
139395,96 |