Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN REGION

STATE :HARYANA

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

66,495

472,07

377,73

1,83,243

727,16

627,73

-

-

-

1.

Direct Finance

65,708

417,75

340,26

1,79,237

670,23

584,51

-

-

-

2.

Indirect Finance

787

54,32

37,47

4,006

56,93

43,22

-

-

-

II.

INDUSTRY

15,574

1129,74

979,68

35,344

2330,05

1934,67

327

996,27

714,39

1.

Mining & Quarrying

36

1,02

80

217

46,77

39,62

-

-

-

2.

Food Manufacturing & Processing

1,039

224,19

195,93

2,354

416,38

347,75

5

13,12

9,07

(a)

Rice Mills, Flour & Dal Mills

777

136,46

116,86

1,248

333,74

274,03

-

-

-

(b)

Sugar

4

60,37

57,17

5

8,82

8,72

-

-

-

(c)

Edible Oils & Vanaspati

73

9,80

6,55

392

48,06

42,10

-

-

-

(d)

Tea Processing

1

2

2

3

12

11

-

-

-

(e)

Processing of Fruits & Vegetables

9

28

25

22

3,79

3,00

-

-

-

(f)

Others

175

17,26

15,08

684

21,85

19,79

5

13,12

9,07

3.

Beverage & Tobacco

9

2,58

2,70

27

3,75

3,53

16

139,71

55,49

4.

Textiles

2,103

246,43

207,58

3,735

424,44

329,54

3

3,31

3,27

(a)

Cotton Textiles

337

92,12

76,61

1,272

150,28

116,01

-

-

-

(b)

Jute Textiles

31

5,12

5,04

19

74

52

-

-

-

(c)

Handloom Textiles & Khadi

792

37,97

31,79

1,006

88,04

66,46

-

-

-

(d)

Other Textiles

943

111,22

94,14

1,438

185,38

146,55

3

3,31

3,27

5.

Paper, Paper Products & Printing

174

5,34

4,07

524

86,43

81,17

12

23,51

20,26

6.

Leather & Leather Products

80

20,33

9,89

132

44,53

36,78

1

1

1

7.

Rubber & Rubber Products

263

11,04

8,65

402

52,46

53,94

15

36,75

17,35

8.

Chemicals & Chemical Products

545

80,18

74,65

1,116

237,28

203,74

23

97,08

91,45

(a)

Heavy Industrial Chemicals

24

7,53

6,38

77

12,27

11,71

1

2

2

(b)

Fertilisers

10

2,23

1,24

5

83

19

-

-

-

(c)

Drugs & Pharmaceuticals

84

35,21

33,73

270

36,37

44,11

6

37,11

33,73

(d)

Non-Edible Oils

56

3,46

3,17

37

4,63

4,44

-

-

-

(e)

Other Chemicals & Chemical Products

371

31,75

30,14

727

183,19

143,29

16

59,95

57,70

9.

Petroleum, Coal Products & Nuclear Fuels

113

6,73

5,05

72

10,88

11,08

-

-

-

10.

Manufacture of Cement & Cement Products

38

3,42

3,09

85

8,06

8,22

-

-

-

11.

Basic Metals & Metal Products

1,291

314,47

284,21

2,159

296,36

264,07

38

65,73

45,31

(a)

Iron & Steel

434

272,47

250,82

762

224,80

203,16

9

30,38

22,61

(b)

Non-Ferrous Metals

70

2,45

3,03

202

11,93

11,09

3

19,90

10,74

(c)

Other Metal Products

787

39,56

30,36

1,195

59,62

49,82

26

15,44

11,96

12.

Engineering

1,168

75,98

66,19

2,435

323,34

258,88

121

305,84

193,01

(a)

Heavy Engineering

106

8,12

5,95

349

79,72

58,37

33

55,80

37,32

(b)

Light Engineering

814

37,51

32,49

1,354

158,53

117,60

63

209,91

135,06

(c)

Electrical Machinery & Goods

178

21,23

18,66

501

32,68

28,44

12

15,11

6,36

(d)

Electronic Machinery & Goods

70

9,12

9,09

231

52,41

54,47

13

25,01

14,27

13.

Vehicles, Vehicle Parts & Transport Equipments

394

26,16

22,98

621

105,47

77,73

64

159,03

135,01

14.

Other Industries

8,238

83,82

66,49

21,274

257,24

203,52

24

134,28

130,40

15.

Electricity, Gas & Water

27

26,45

26,18

144

8,24

6,74

2

2,00

68

(a)

Electricity Generation & Transmission

24

26,39

26,12

129

7,46

5,95

2

2,00

68

(b)

Non-Conventional Energy

-

-

-

9

28

33

-

-

-

(c)

Gas, Steam & Water Supply

3

6

6

6

50

47

-

-

-

16.

Construction

56

1,58

1,21

47

8,41

8,35

3

15,91

13,07

III.

TRANSPORT OPERATORS

3,276

36,53

22,69

9,739

59,73

45,24

2

5,30

4,04

IV.

PROFESSIONAL AND OTHER SERVICES

1,103

36,52

22,81

17,777

74,18

60,59

13

60,21

31,80

V.

PERSONAL LOANS

45,188

226,62

179,53

1,23,286

473,30

425,30

4,151

22,01

5,01

1.

Loans for Purchase of Consumer Durables

906

4,04

3,73

5,840

14,63

13,06

-

-

-

2.

Loans for Housing

5,595

71,99

58,34

15,472

146,88

133,07

-

-

-

3.

Rest of the Personal Loans

38,687

150,59

117,46

1,01,974

311,78

279,16

4,151

22,01

5,01

VI.

TRADE

22,955

167,27

129,76

86,268

491,19

425,46

2

8,97

7,86

1.

Wholesale Trade

2,175

41,12

32,07

3,479

213,86

192,11

2

8,97

7,86

2.

Retail Trade

20,780

126,15

97,69

82,789

277,33

233,35

-

-

-

VII.

FINANCE

33

1,85

1,26

184

26,10

19,96

3

30,00

21,25

VIII.

ALL OTHERS

2,909

24,41

20,37

45,665

263,29

227,59

1

2,75

1,50

TOTAL BANK CREDIT

1,57,533

2095,01

1733,83

5,01,506

4444,97

3766,53

4,499

1125,50

785,85

OF WHICH:

1. Artisans & Village Industries

1,984

21,59

16,42

5,526

14,02

12,80

-

-

-

2. Other Small Scale Industries

10,072

397,62

334,89

22,035

839,56

679,70

41

17,78

12,42

NORTHERN REGION

STATE :HARYANA

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,11,866

228,35

197,17

265

9,44

7,38

3,61,869

1437,01

1210,01

1.

Direct Finance

1,11,017

224,07

193,60

256

2,84

2,13

3,56,218

1314,88

1120,49

2.

Indirect Finance

849

4,28

3,57

9

6,60

5,25

5,651

122,13

89,52

II.

INDUSTRY

16,693

17,11

14,32

427

125,43

105,68

68,365

4598,59

3748,73

1.

Mining & Quarrying

10

18

12

5

16

10

268

48,13

40,64

2.

Food Manufacturing & Processing

149

92

83

14

2,46

2,48

3,561

657,07

556,06

(a)

Rice Mills, Flour & Dal Mills

11

4

4

3

11

9

2,039

470,36

391,03

(b)

Sugar

-

-

-

1

1,00

1,05

10

70,20

66,93

(c)

Edible Oils & Vanaspati

8

15

13

5

1,30

1,30

478

59,31

50,07

(d)

Tea Processing

-

-

-

-

-

-

4

14

12

(e)

Processing of Fruits & Vegetables

78

24

26

-

-

-

109

4,30

3,51

(f)

Others

52

49

40

5

4

4

921

52,76

44,39

3.

Beverage & Tobacco

-

-

-

-

-

-

52

146,04

61,72

4.

Textiles

12

17

17

69

11,16

8,68

5,922

685,52

549,24

(a)

Cotton Textiles

6

15

16

9

2,50

2,47

1,624

245,06

195,25

(b)

Jute Textiles

-

-

-

-

-

-

50

5,86

5,57

(c)

Handloom Textiles & Khadi

-

-

-

41

1,16

82

1,839

127,18

99,07

(d)

Other Textiles

6

2

2

19

7,49

5,39

2,409

307,43

249,36

5.

Paper, Paper Products & Printing

9

26

20

35

11,15

11,09

754

126,68

116,79

6.

Leather & Leather Products

1

-

-

1

50

51

215

65,37

47,19

7.

Rubber & Rubber Products

1

3

2

4

1,57

1,46

685

101,85

81,43

8.

Chemicals & Chemical Products

8

12

11

55

11,48

9,05

1,747

426,15

379,01

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

102

19,82

18,11

(b)

Fertilisers

-

-

-

2

2

4

17

3,08

1,47

(c)

Drugs & Pharmaceuticals

2

7

6

14

9,08

7,02

376

117,84

118,66

(d)

Non-Edible Oils

-

-

-

-

-

-

93

8,09

7,60

(e)

Other Chemicals & Chemical Products

6

6

5

39

2,38

1,99

1,159

277,33

233,17

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

1

1

186

17,62

16,14

10.

Manufacture of Cement & Cement Products

3

4

4

3

3,16

3,24

129

14,68

14,59

11.

Basic Metals & Metal Products

8

6

4

38

30,23

27,79

3,534

706,84

621,42

(a)

Iron & Steel

-

-

-

19

29,34

27,03

1,224

557,00

503,62

(b)

Non-Ferrous Metals

-

-

-

1

10

10

276

34,37

24,96

(c)

Other Metal Products

8

6

4

18

79

67

2,034

115,48

92,85

12.

Engineering

21

20

18

99

25,97

17,98

3,844

731,33

536,25

(a)

Heavy Engineering

3

1

1

5

3,39

2,36

496

147,05

104,02

(b)

Light Engineering

7

8

8

84

7,97

4,90

2,322

414,00

290,14

(c)

Electrical Machinery & Goods

7

7

5

9

12,91

9,74

707

82,00

63,24

(d)

Electronic Machinery & Goods

4

4

4

1

1,70

98

319

88,28

78,84

13.

Vehicles, Vehicle Parts & Transport Equipments

33

53

40

31

11,27

7,32

1,143

302,46

243,44

14.

Other Industries

16,434

14,50

12,12

67

97

78

46,037

490,80

413,32

15.

Electricity, Gas & Water

3

9

7

-

-

-

176

36,79

33,66

(a)

Electricity Generation & Transmission

2

5

2

-

-

-

157

35,90

32,77

(b)

Non-Conventional Energy

-

-

-

-

-

-

9

28

33

(c)

Gas, Steam & Water Supply

1

5

5

-

-

-

10

61

57

16.

Construction

1

1

1

5

15,36

15,19

112

41,26

37,84

III.

TRANSPORT OPERATORS

13,717

27,31

20,50

63

1,09

74

26,797

129,95

93,21

IV.

PROFESSIONAL AND OTHER SERVICES

1,124

2,59

2,26

80

2,12

1,87

20,097

175,61

119,33

V.

PERSONAL LOANS

22,078

51,57

47,57

2,264

14,91

10,17

1,96,967

788,40

667,57

1.

Loans for Purchase of Consumer Durables

3,214

9,24

8,14

77

20

17

10,037

28,12

25,10

2.

Loans for Housing

2,066

7,41

7,63

64

1,03

86

23,197

227,31

199,90

3.

Rest of the Personal Loans

16,798

34,92

31,79

2,123

13,68

9,14

1,63,733

532,97

442,56

VI.

TRADE

45,197

52,65

45,46

1,016

22,10

17,56

1,55,438

742,18

626,09

1.

Wholesale Trade

2,203

5,75

4,56

236

11,80

9,81

8,095

281,50

246,41

2.

Retail Trade

42,994

46,90

40,90

780

10,30

7,75

1,47,343

460,67

379,69

VII.

FIN ANCE

-

-

-

15

1,56

1,42

235

59,50

43,90

VIII.

ALL OTHERS

12,011

9,36

7,79

75

91

76

60,661

300,71

258,02

TOTAL BANK CREDIT

2,22,686

388,94

335,06

4,205

177,54

145,59

8,90,429

8231,96

6766,86

OF WHICH:

1. Artisans & Village Industries

15,581

13,01

10,87

16

4

4

23,107

48,66

40,13

2. Other Small Scale Industries

850

1,73

1,47

237

29,92

22,51

33,235

1286,60

1050,98