Himachal Pradesh - ربی - Reserve Bank of India
Himachal Pradesh
NORTHERN REGION |
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STATE : HIMACHAL PRADESH |
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(Amount in Rupees Lakh) |
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|
OCCUPATION |
RURAL |
SEMI-URBAN |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
1,99,896 |
1473,18 |
1203,34 |
16,514 |
217,97 |
167,60 |
|
1. Direct Finance |
1,97,303 |
1435,33 |
1174,23 |
15,977 |
194,65 |
154,65 |
|
2. Indirect Finance |
2,593 |
37,84 |
29,11 |
537 |
23,32 |
12,95 |
II. |
INDUSTRY |
12,424 |
4012,33 |
2862,60 |
5,390 |
4239,13 |
827,08 |
|
1. Mining & Quarrying |
124 |
17,13 |
12,89 |
67 |
10,58 |
9,49 |
|
2. Food Manufacturing & Processing |
963 |
68,39 |
53,56 |
314 |
129,53 |
37,81 |
|
(a) Rice Mills, Flour & Dal Mills |
260 |
19,46 |
16,43 |
88 |
90,40 |
7,05 |
|
(b) Sugar |
4 |
13 |
14 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
27 |
1,57 |
1,44 |
12 |
2,95 |
2,29 |
|
(d) Tea Processing |
4 |
1,72 |
99 |
1 |
60 |
61 |
|
(e) Processing of Fruits & Vegetables |
36 |
4,97 |
4,51 |
23 |
3,32 |
1,02 |
|
(f) Others |
632 |
40,53 |
30,05 |
190 |
32,27 |
26,84 |
|
3. Beverage & Tobacco |
53 |
12,28 |
10,73 |
32 |
8,94 |
8,12 |
|
4. Textiles |
1,942 |
341,97 |
296,28 |
559 |
87,37 |
75,67 |
|
(a) Cotton Textiles |
207 |
312,11 |
273,41 |
76 |
72,58 |
64,40 |
|
(b) Jute & Other Natural Fibre Textiles |
43 |
3,58 |
3,42 |
2 |
1,00 |
24 |
|
(c) Handloom Textiles & Khadi |
1,009 |
8,09 |
6,29 |
166 |
4,61 |
3,64 |
|
(d) Other Textiles & Textile Products |
683 |
18,19 |
13,16 |
315 |
9,18 |
7,39 |
|
5. Paper, Paper Products & Printing |
434 |
155,86 |
133,42 |
181 |
63,42 |
60,17 |
|
6. Woods and Wood Products |
802 |
12,32 |
10,20 |
137 |
5,66 |
4,98 |
|
7. Leather & Leather Products |
161 |
11,14 |
6,37 |
52 |
1,18 |
1,02 |
|
8. Gems and Jewellery |
77 |
2,63 |
2,21 |
23 |
96 |
75 |
|
9. Rubber & Plastic Products |
301 |
78,31 |
70,43 |
103 |
3085,56 |
37,99 |
|
10. Chemicals & Chemical Products |
595 |
436,34 |
340,28 |
1,170 |
281,29 |
197,60 |
|
(a) Heavy Industrial Chemicals |
40 |
14,78 |
12,31 |
21 |
9,47 |
8,41 |
|
(b) Fertilisers |
8 |
1,81 |
1,81 |
9 |
25 |
20 |
|
(c) Drugs & Pharmaceuticals |
247 |
298,54 |
248,34 |
1,033 |
222,30 |
151,01 |
|
(d) Non-Edible Oils |
7 |
6,45 |
5,98 |
1 |
20 |
35 |
|
(e) Other Chemicals & Chemical Products |
293 |
114,76 |
71,84 |
106 |
49,06 |
37,64 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
23 |
20,61 |
18,74 |
9 |
75 |
53 |
|
12. Manufacture of Cement & Cement Products |
77 |
114,04 |
82,35 |
45 |
5,95 |
5,32 |
|
13. Basic Metals & Metal Products |
798 |
527,10 |
379,57 |
213 |
58,90 |
44,99 |
|
(a) Iron & Steel |
186 |
403,82 |
286,19 |
29 |
7,62 |
6,44 |
|
(b) Non-Ferrous Metals |
50 |
49,89 |
35,42 |
17 |
2,66 |
1,91 |
|
(c) Metal Products |
562 |
73,38 |
57,96 |
167 |
48,62 |
36,64 |
|
14. Engineering |
896 |
180,34 |
133,60 |
531 |
105,93 |
77,36 |
|
(a) Heavy Engineering |
50 |
30,14 |
15,62 |
21 |
6,15 |
4,02 |
|
(b) Light Engineering |
481 |
75,03 |
55,67 |
225 |
33,61 |
27,70 |
|
(c) Electrical Machinery & Goods |
240 |
39,93 |
32,58 |
247 |
48,54 |
27,83 |
|
(d) Electronic Machinery & Goods |
125 |
35,24 |
29,73 |
38 |
17,63 |
17,81 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
302 |
140,01 |
137,64 |
49 |
34,00 |
5,12 |
|
16. Other Industries |
3,982 |
114,28 |
90,67 |
1,333 |
60,31 |
45,80 |
|
17. Electricity, Gas & Water |
25 |
773,53 |
627,66 |
10 |
245,37 |
167,10 |
|
(a) Electricity Generation & Transmission |
14 |
772,47 |
626,79 |
7 |
245,03 |
166,76 |
|
(b) Non-Conventional Energy |
2 |
23 |
23 |
1 |
9 |
9 |
|
(c) Gas, Steam & Water Supply |
9 |
83 |
64 |
2 |
25 |
25 |
|
18. Construction |
869 |
1006,05 |
456,00 |
562 |
53,43 |
47,24 |
|
(a) Other than Infrastructure |
641 |
49,84 |
42,65 |
367 |
38,33 |
33,13 |
|
(b) Infrastructure Construction |
228 |
956,21 |
413,35 |
195 |
15,10 |
14,11 |
III. |
TRANSPORT OPERATORS |
5,319 |
194,77 |
156,30 |
1,386 |
42,61 |
32,54 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,238 |
352,47 |
277,98 |
3,272 |
157,49 |
126,08 |
|
1. Professional Services |
2,626 |
53,86 |
41,68 |
679 |
11,30 |
9,59 |
|
2. Tourism, Hotel & Restaurants |
1,116 |
93,81 |
76,32 |
316 |
33,23 |
26,26 |
|
3. Recreation services |
215 |
3,29 |
2,76 |
36 |
1,77 |
1,30 |
|
4. IT and Telecommunications |
83 |
7,50 |
6,64 |
49 |
4,61 |
3,89 |
|
5. Others |
7,198 |
194,01 |
150,59 |
2,192 |
106,59 |
85,03 |
V. |
PERSONAL LOANS |
1,24,331 |
2028,32 |
1583,92 |
41,835 |
902,74 |
718,98 |
|
1. Housing |
33,676 |
984,68 |
835,46 |
15,472 |
512,32 |
433,84 |
|
2. Consumer Durables |
3,766 |
26,25 |
19,63 |
1,210 |
12,50 |
8,27 |
|
3. Vehicles |
15,506 |
342,98 |
227,02 |
5,021 |
105,61 |
74,73 |
|
4. Education |
5,457 |
112,63 |
85,31 |
1,979 |
49,79 |
36,22 |
|
5. Personal Credit Cards |
243 |
2,85 |
1,24 |
294 |
1,33 |
80 |
|
6. Others |
65,683 |
558,94 |
415,26 |
17,859 |
221,18 |
165,12 |
VI. |
TRADE |
50,083 |
911,23 |
688,50 |
11,582 |
423,03 |
344,43 |
|
1. Wholesale Trade |
1,164 |
115,66 |
59,09 |
422 |
46,58 |
40,91 |
|
2. Retail Trade |
48,919 |
795,57 |
629,41 |
11,160 |
376,45 |
303,52 |
VII. |
FINANCE |
868 |
70,36 |
14,04 |
140 |
4,57 |
3,86 |
VIII. |
ALL OTHERS |
17,611 |
127,72 |
96,30 |
5,163 |
62,87 |
49,27 |
|
TOTAL BANK CREDIT |
4,21,770 |
9170,39 |
6882,99 |
85,282 |
6050,41 |
2269,84 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009
(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
14,675
331,63
309,55
-
-
-
1. Direct Finance
14,586
182,72
164,24
-
-
-
2. Indirect Finance
89
148,91
145,30
-
-
-
II.
INDUSTRY
688
630,15
469,57
-
-
-
1. Mining & Quarrying
3
44
29
-
-
-
2. Food Manufacturing & Processing
62
13,35
11,22
-
-
-
(a) Rice Mills, Flour & Dal Mills
10
2,18
2,16
-
-
-
(b) Sugar
-
-
-
-
-
-
(c) Edible Oils & Vanaspati
-
-
-
-
-
-
(d) Tea Processing
-
-
-
-
-
-
(e) Processing of Fruits & Vegetables
7
62
52
-
-
-
(f) Others
45
10,55
8,54
-
-
-
3. Beverage & Tobacco
2
12
6
-
-
-
4. Textiles
59
1,65
92
-
-
-
(a) Cotton Textiles
17
77
14
-
-
-
(b) Jute & Other Natural Fibre Textiles
10
16
9
-
-
-
(c) Handloom Textiles & Khadi
6
32
31
-
-
-
(d) Other Textiles & Textile Products
26
40
37
-
-
-
5. Paper, Paper Products & Printing
31
1,43
77
-
-
-
6. Woods and Wood Products
20
12
8
-
-
-
7. Leather & Leather Products
1
2
2
-
-
-
8. Gems and Jewellery
1
3
3
-
-
-
9. Rubber & Plastic Products
12
64
42
-
-
-
10. Chemicals & Chemical Products
4
31
23
-
-
-
(a) Heavy Industrial Chemicals
-
-
-
-
-
-
(b) Fertilisers
1
2
2
-
-
-
(c) Drugs & Pharmaceuticals
1
1
-
-
-
-
(d) Non-Edible Oils
-
-
-
-
-
-
(e) Other Chemicals & Chemical
Products2
29
21
-
-
-
11. Petroleum, Coal Products &
Nuclear Fuels-
-
-
-
-
-
12. Manufacture of Cement &
Cement Products8
161,49
120,52
-
-
-
13. Basic Metals & Metal Products
31
1,63
1,40
-
-
-
(a) Iron & Steel
7
53
38
-
-
-
(b) Non-Ferrous Metals
1
15
14
-
-
-
(c) Metal Products
23
95
88
-
-
-
14. Engineering
81
8,06
7,53
-
-
-
(a) Heavy Engineering
4
27
17
-
-
-
(b) Light Engineering
26
57
35
-
-
-
(c) Electrical Machinery & Goods
39
5,95
5,69
-
-
-
(d) Electronic Machinery & Goods
12
1,27
1,31
-
-
-
15. Vehicles, Vehicle Parts &
Transport Equipments7
21
20
-
-
-
16. Other Industries
61
7,89
7,11
-
-
-
17. Electricity, Gas & Water
12
357,93
248,32
-
-
-
(a) Electricity Generation & Transmission
11
357,85
248,24
-
-
-
(b) Non-Conventional Energy
1
8
8
-
-
-
(c) Gas, Steam & Water Supply
-
-
-
-
-
-
18. Construction
293
74,83
70,45
-
-
-
(a) Other than Infrastructure
226
20,58
17,44
-
-
-
(b) Infrastructure Construction
67
54,26
53,02
-
-
-
III.
TRANSPORT OPERATORS
270
53,32
30,64
-
-
-
IV.
PROFESSIONAL AND OTHER SERVICES
1,059
248,28
182,99
-
-
-
1. Professional Services
273
6,35
4,61
-
-
-
2. Tourism, Hotel & Restaurants
130
31,85
26,71
-
-
-
3. Recreation services
6
29
26
-
-
-
4. IT and Telecommunications
3
47
50
-
-
-
5. Others
647
209,31
150,91
-
-
-
V.
PERSONAL LOANS
29,019
750,54
613,24
-
-
-
1. Housing
4,748
435,41
355,37
-
-
-
2. Consumer Durables
6,857
82,94
76,95
-
-
-
3. Vehicles
1,737
36,33
29,22
-
-
-
4. Education
4,919
77,15
64,44
-
-
-
5. Personal Credit Cards
158
94
48
-
-
-
6. Others
10,600
117,78
86,79
-
-
-
VI.
TRADE
7,117
229,23
170,75
-
-
-
1. Wholesale Trade
54
68,90
65,37
-
-
-
2. Retail Trade
7,063
160,34
105,37
-
-
-
VII.
FINANCE
34
9,68
8,52
-
-
-
VIII.
ALL OTHERS
1,339
266,26
261,11
-
-
-
TOTAL BANK CREDIT
54,201
2519,09
2046,36