NORTHERN REGION

STATE : HIMACHAL PRADESH

OCCUPATION

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

12,150

74,64,66

11,063

43,90,07

18,963

83,58,85

41,534

181,80,22

1. Direct Finance

12,082

74,11,99

10,679

36,49,96

18,770

82,03,27

40,738

175,14,85

2. Indirect Finance

68

52,67

384

7,40,11

193

1,55,58

796

6,65,37

II.

INDUSTRY

871

24,99,70

1,165

177,59,63

1,295

28,23,67

3,236

144,90,00

1. Mining & Quarrying

-

-

8

68,55

15

87,42

38

2,41,67

2. Manufacturing & Processing

713

17,65,09

1,116

11,37,26

1,215

24,15,99

2,898

102,02,70

3. Electricity, Gas & Water

1

2,82

4

161,91,09

-

-

7

1,14,51

4. Construction

157

7,31,79

37

3,62,73

65

3,20,26

293

39,31,12

III.

TRANSPORT OPERATORS

523

19,87,26

511

11,51,71

424

10,87,07

971

23,52,40

IV.

PROFESSIONAL AND OTHER SERVICES

872

14,83,44

519

11,81,99

1,171

20,67,48

3,634

71,18,75

V.

PERSONAL LOANS

7,544

89,82,25

13,127

124,99,32

9,929

122,31,23

40,979

478,37,04

1. Loans for Housing

2,165

45,03,46

2,757

50,82,55

3,103

60,56,96

11,158

262,89,39

2. Loans for Purchase of Consumer Durables

251

1,77,39

297

1,03,68

366

2,52,65

1,260

7,00,74

3. Rest of the Personal Loans

5,128

43,01,40

10,073

73,13,09

6,460

59,21,62

28,561

208,46,91

VI.

TRADE

3,930

63,22,97

5,303

59,46,25

4,501

70,39,74

11,983

232,99,75

1. Wholesale Trade

92

4,78,55

133

2,10,43

164

6,74,45

291

19,91,37

2. Retail Trade

3,838

58,44,42

5,170

57,35,82

4,337

63,65,29

11,692

213,08,38

VII.

FINANCE

20

31,00

66

45,43

97

77,78

181

3,62,34

VIII.

ALL OTHERS

936

7,03,25

876

3,70,33

1,667

9,99,57

6,926

29,13,71

TOTAL BANK CREDIT

26,846

294,74,53

32,630

433,44,73

38,047

346,85,39

1,09,444

1165,54,21

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION MARCH 2009

STATE : HIMACHAL PRADESH

OCCUPATION

KINNAUR

KULU

LAHUL & SPITI

MANDI

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

3,533

34,81,62

15,012

125,31,15

1,001

5,75,04

29,145

113,01,96

1. Direct Finance

3,412

34,30,27

14,945

123,68,39

994

5,68,83

28,701

109,65,82

2. Indirect Finance

121

51,35

67

1,62,76

7

6,21

444

3,36,14

II.

INDUSTRY

268

779,90,79

1,655

384,12,97

167

87,68

2,636

89,60,17

1. Mining & Quarrying

3

11,79

19

4,81,12

4

7,58

17

1,94,69

2. Manufacturing & Processing

237

110,05,48

1,454

27,43,83

163

80,10

2,472

64,16,07

3. Electricity, Gas & Water

6

306,68,90

8

324,00,44

-

-

2

24,80

4. Construction

22

363,04,62

174

27,87,58

-

-

145

23,24,61

III.

TRANSPORT OPERATORS

162

4,56,25

837

19,56,43

50

1,04,55

1,149

27,19,07

IV.

PROFESSIONAL AND OTHER SERVICES

186

4,14,33

1,250

49,16,62

84

1,02,22

2,337

54,29,88

V.

PERSONAL LOANS

2,155

49,17,60

12,385

231,86,99

847

8,71,89

23,451

304,63,98

1. Loans for Housing

703

32,96,84

4,165

151,96,42

206

4,00,22

5,386

153,11,31

2. Loans for Purchase of Consumer Durables

39

21,00

407

2,67,99

28

18,93

936

3,93,65

3. Rest of the Personal Loans

1,413

15,99,76

7,813

77,22,58

613

4,52,74

17,129

147,59,02

VI.

TRADE

842

17,96,77

4,090

109,53,23

436

3,23,15

9,075

155,39,56

1. Wholesale Trade

9

1,40,62

125

6,87,92

-

-

237

13,88,25

2. Retail Trade

833

16,56,15

3,965

102,65,31

436

3,23,15

8,838

141,51,31

VII.

FINANCE

6

4,50

105

1,54,28

-

-

347

1,93,88

VIII.

ALL OTHERS

84

1,06,34

1,438

12,85,15

6

19,82

6,629

33,46,90

TOTAL BANK CREDIT

7,236

891,68,20

36,772

933,96,82

2,591

20,84,35

74,769

779,55,40

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION MARCH 2009

STATE : HIMACHAL PRADESH

OCCUPATION

SIMLA

SIRMAUR

SOLAN

UNA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

43,210

578,20,15

15,324

99,83,45

25,062

266,69,10

15,088

72,92,91

1. Direct Finance

42,965

429,11,45

15,070

95,68,99

24,832

259,89,99

14,678

67,28,48

2. Indirect Finance

245

149,08,70

254

4,14,46

230

6,79,11

410

5,64,43

II.

INDUSTRY

1,082

483,10,15

1,138

411,60,94

3,453

1438,70,82

1,536

195,59,10

1. Mining & Quarrying

6

69,55

31

3,26,49

22

4,39,97

31

3,39,13

2. Manufacturing & Processing

726

160,25,41

996

403,20,15

3,191

1412,07,41

1,356

186,59,98

3. Electricity, Gas & Water

12

248,31,90

-

-

2

17,42

5

56,50

4. Construction

338

73,83,29

111

5,14,30

238

22,06,02

144

5,03,49

III.

TRANSPORT OPERATORS

875

44,41,38

419

5,25,83

797

43,80,87

257

7,85,25

IV.

PROFESSIONAL AND OTHER SERVICES

2,221

196,87,43

635

40,60,20

1,640

101,63,43

1,020

20,78,99

V.

PERSONAL LOANS

41,201

797,96,49

10,125

140,05,55

25,400

460,75,13

8,042

107,47,25

1. Loans for Housing

8,269

445,37,39

3,270

81,61,81

10,566

283,90,61

2,148

52,40,25

2. Loans for Purchase of Consumer Durables

7,173

79,00,96

203

1,15,70

658

4,37,67

215

94,68

3. Rest of the Personal Loans

25,759

273,58,14

6,652

57,28,04

14,176

172,46,85

5,679

54,12,32

VI.

TRADE

15,925

228,53,36

4,145

61,32,22

4,820

129,93,24

3,732

71,67,15

1. Wholesale Trade

78

66,47,03

52

6,47,73

332

29,50,10

127

7,21,11

2. Retail Trade

15,847

162,06,33

4,093

54,84,49

4,488

100,43,14

3,605

64,46,04

VII.

FINANCE

50

10,54,34

94

69,66

65

6,13,78

11

35,53

VIII.

ALL OTHERS

2,313

270,86,96

539

10,32,29

1,738

20,00,01

961

8,03,10

TOTAL BANK CREDIT

1,06,877

2610,50,26

32,419

769,70,14

62,975

2467,66,38

30,647

484,69,28