NORTHERN REGION

STATE :

HIMACHALPRADESH

(Amount in

Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,10,481

345,91

320,34

9,186

98,95

87,31

1.

DirectFinance

1,07,733

310,88

263,50

8,919

60,44

49,23

2.

IndirectFinance

2,748

35,03

56,84

267

38,51

38,09

II.

INDUSTRY

16,119

870,66

783,54

3,573

640,62

569,75

1.

Mining & Quarrying

77

6,40

5,34

30

1,76

1,71

2.

Food Manufacturing & Processing

656

32,89

27,29

190

12,69

6,03

(a) Rice Mills, Flour & Dal Mills

295

14,65

11,77

65

1,77

1,40

(b) Sugar

3

20

15

—

—

—

(c) Edible Oils & Vanaspati

43

8,27

6,71

11

6,71

1,11

(d) TeaProcessing

1

4

2

3

14

8

(e) Processing of Fruits & Vegetables

14

2,50

2,33

14

67

51

(f) Others

300

7,23

6,31

97

3,41

2,92

3.

Beverage & Tobacco

19

26,66

28,79

9

46

32

4.

Textiles

574

82,94

84,90

349

104,32

87,19

(a) CottonTextiles

41

68,78

72,92

22

5,45

3,67

(b) Jute & Other Natural Fibre Textiles

6

5

3

1

5

5

(c) HandloomTextiles&Khadi

348

2,83

2,35

192

1,48

1,11

(d) Other Textiles & Textile Products

179

11,28

9,61

134

97,34

82,35

5.

Paper, Paper Products & Printing

164

8,22

6,89

81

20,85

7,11

6.

Leather & Leather Products

80

1,01

89

23

24

25

7.

Rubber & Plastic Products

236

35,47

32,33

60

5,09

4,37

8.

Chemicals & Chemical Products

134

47,23

44,01

73

12,71

18,71

(a) Heavy Industrial Chemicals

20

14,76

13,03

4

1,44

1,40

(b) Fertilisers

1

17

17

1

5

7

(c) Drugs & Pharmaceuticals

36

26,93

25,87

43

8,85

15,22

(d) Non-EdibleOils

3

20

21

2

37

35

(e) Other Chemicals & ChemicalProducts

74

5,18

4,75

23

1,99

1,67

9.

Petroleum, CoalProducts & NuclearFuels

4

81

91

6

37

30

10.

Manufacture of Cement & CementProducts

71

2,61

2,17

19

1,53

1,28

11.

BasicMetals&MetalProducts

443

85,85

85,08

140

24,62

18,83

(a) Iron & Steel

35

7,60

6,35

14

6,94

5,51

(b) Non-FerrousMetals

5

1,27

70

—

—

—

(c) MetalProducts

403

76,98

78,03

126

17,69

13,32

12.

Engineering

522

83,97

73,63

194

97,14

86,51

(a) HeavyEngineering

25

1,61

1,31

14

2,66

2,39

(b) LightEngineering

311

38,41

32,60

79

53,55

56,58

(c) Electrical Machinery & Goods

96

26,14

25,87

45

87

69

(d) Electronic Machinery & Goods

90

17,81

13,85

56

40,06

26,86

13.

Vehicles, VehicleParts
& TransportEquipments

147

5,81

5,56

55

16,83

11,17

14.

OtherIndustries

12,339

63,35

52,71

2,150

28,40

25,77

15.

Electricity, Gas & Water

14

375,63

323,12

12

300,79

290,33

(a) Electricity Generation & Transmission

7

374,88

322,45

11

300,73

290,27

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

7

75

68

1

6

6

16.

Construction

639

11,81

9,93

182

12,83

9,88

III.

TRANSPORT OPERATORS

6,751

138,06

98,65

1,825

65,61

50,77

IV.

PROFESSIONAL AND OTHER SERVICES

5,471

102,90

94,74

2,070

392,70

387,03

V.

PERSONALLOANS

83,832

513,26

440,63

36,003

328,65

279,77

1.

Loans for Purchase of Consumer Durables

6,532

26,35

19,26

3,041

16,01

10,76

2.

Loans for Housing

11,367

184,95

165,72

6,513

141,16

126,19

3.

Rest of the PersonalLoans

65,933

301,95

255,65

26,449

171,48

142,82

VI.

TRADE

37,297

309,63

264,20

10,557

181,87

160,43

1.

Wholesale Trade

1,010

33,18

28,64

624

39,21

35,39

2.

RetailTrade

36,287

276,44

235,56

9,933

142,66

125,04

VII.

FINANCE

675

5,72

5,32

112

29,23

28,74

VIII.

ALLOTHERS

15,902

132,03

111,50

6,823

124,93

101,85

TOTAL BANK CREDIT

2,76,528

2418,16

2118,92

70,149

1862,56

1665,66

OF

WHICH: 1. Artisans and Village &
Tiny Industries

6,701

56,60

44,45

728

13,73

11,12

2. Other Small Scale Industries

7,320

102,40

95,63

1,907

47,68

40,52

Note:TherearenoUrbanandMetropolitanCentresinHimachalPradesh.