Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

SOUTHERN REGION

STATE :KARNATAKA

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,79,938

930,95

845,48

7,82,063

1931,52

1743,35

3

1,39

1,76

1.

Direct Finance

3,76,090

836,88

769,18

7,74,234

1498,13

1394,17

-

-

-

2.

Indirect Finance

3,848

94,07

76,31

7,829

433,39

349,19

3

1,39

1,76

II.

INDUSTRY

48,691

4339,71

3315,32

93,583

4961,72

4060,15

583

955,51

732,99

1.

Mining & Quarrying

898

118,41

101,86

538

113,70

113,14

1

14

14

2.

Food Manufacturing & Processing

1,921

248,88

192,85

3,840

409,87

317,67

21

37,24

27,11

(a)

Rice Mills, Flour & Dal Mills

527

33,71

27,07

995

41,66

37,14

-

-

-

(b)

Sugar

57

93,94

70,37

59

72,50

70,35

-

-

-

(c)

Edible Oils & Vanaspati

223

29,12

24,37

343

25,25

22,28

-

-

-

(d)

Tea Processing

9

3,04

1,88

16

9,86

2,29

2

9,63

6,61

(e)

Processing of Fruits & Vegetables

31

1,94

1,57

122

31,58

26,07

5

8,34

2,73

(f)

Others

1,074

87,13

67,60

2,305

229,02

159,54

14

19,27

17,76

3.

Beverage & Tobacco

145

62,20

36,91

421

141,69

133,39

24

23,10

22,60

4.

Textiles

2,278

432,26

323,57

3,313

529,63

414,25

45

145,46

83,04

(a)

Cotton Textiles

290

110,71

99,85

425

117,35

99,48

12

81,61

46,47

(b)

Jute Textiles

14

35

19

50

6,54

6,51

-

-

-

(c)

Handloom Textiles & Khadi

142

4,61

4,03

124

8,47

8,11

-

-

-

(d)

Other Textiles

1,832

316,59

219,50

2,714

397,28

300,15

33

63,86

36,57

5.

Paper, Paper Products & Printing

824

70,60

47,95

1,648

96,87

71,58

9

3,38

2,65

6.

Leather & Leather Products

230

62,68

45,96

378

50,52

38,81

-

-

-

7.

Rubber & Rubber Products

240

40,83

18,08

389

61,79

52,50

1

1,00

13

8.

Chemicals & Chemical Products

1,310

301,67

210,93

2,233

350,79

281,26

41

61,48

39,85

(a)

Heavy Industrial Chemicals

109

27,73

13,73

169

22,41

21,51

18

22,33

9,28

(b)

Fertilisers

31

47,56

38,85

56

48,54

44,29

1

1,20

62

(c)

Drugs & Pharmaceuticals

284

104,26

71,06

404

112,67

77,55

10

16,65

14,70

(d)

Non-Edible Oils

28

10,99

7,35

43

2,86

1,77

-

-

-

(e)

Other Chemicals & Chemical Products

858

111,14

79,93

1,561

164,32

136,14

12

21,30

15,24

9.

Petroleum, Coal Products & Nuclear Fuels

86

20,20

16,04

114

18,09

20,69

-

-

-

10.

Manufacture of Cement & Cement Products

220

37,83

14,81

339

57,17

59,40

-

-

-

11.

Basic Metals & Metal Products

1,994

475,29

346,35

2,997

534,28

453,17

19

21,87

18,45

(a)

Iron & Steel

579

321,22

222,69

784

341,68

296,81

1

13,22

13,22

(b)

Non-Ferrous Metals

69

21,60

18,07

150

50,97

34,84

2

10

10

(c)

Other Metal Products

1,346

132,48

105,59

2,063

141,64

121,52

16

8,55

5,13

12.

Engineering

3,520

1712,04

1389,30

4,448

1549,18

1231,57

166

393,38

308,92

(a)

Heavy Engineering

456

347,18

309,14

485

629,92

453,31

14

28,00

18,08

(b)

Light Engineering

1,389

670,79

553,74

1,861

340,72

281,09

31

80,95

63,32

(c)

Electrical Machinery & Goods

874

198,73

142,00

1,179

226,28

208,97

40

77,49

64,68

(d)

Electronic Machinery & Goods

801

495,34

384,42

923

352,26

288,20

81

206,93

162,84

13.

Vehicles, Vehicle Parts & Transport Equipments

770

187,87

101,03

1,676

221,86

165,85

21

79,61

57,22

14.

Other Industries

33,434

437,19

368,92

69,911

554,24

476,12

230

163,67

149,87

15.

Electricity, Gas & Water

403

105,51

76,82

168

193,13

160,83

1

1,26

76

(a)

Electricity Generation & Transmission

69

100,78

73,54

96

189,85

157,85

1

1,26

76

(b)

Non-Conventional Energy

21

1,03

23

38

1,12

1,07

-

-

-

(c)

Gas, Steam & Water Supply

313

3,71

3,05

34

2,16

1,91

-

-

-

16.

Construction

418

26,23

23,96

1,170

78,89

69,94

4

23,91

22,25

III.

TRANSPORT OPERATORS

17,655

151,57

120,15

34,357

357,72

280,53

9

7,59

4,99

IV.

PROFESSIONAL AND OTHER SERVICES

22,510

238,76

191,83

1,13,941

696,78

597,29

68

130,51

96,10

V.

PERSONAL LOANS

2,72,481

930,39

823,71

4,65,093

1625,71

1439,96

61,735

267,18

220,42

1.

Loans for Purchase of Consumer Durables

18,476

42,18

36,16

35,868

83,99

70,28

20

47

50

2.

Loans for Housing

16,858

288,56

256,68

49,966

500,93

446,66

42

16,65

16,09

3.

Rest of the Personal Loans

2,37,147

599,65

530,87

3,79,259

1040,80

923,02

61,673

250,06

203,82

VI.

TRADE

1,22,065

682,12

565,65

2,15,910

948,54

796,15

105

248,81

245,02

1.

Wholesale Trade

7,571

224,69

166,26

9,476

324,01

261,50

8

5,84

5,81

2.

Retail Trade

1,14,494

457,43

399,39

2,06,434

624,53

534,65

97

242,97

239,21

VII.

FINANCE

377

156,42

116,81

750

613,71

520,55

23

78,71

60,16

VIII.

ALL OTHERS

1,50,237

744,67

670,96

2,02,824

808,98

717,22

921

166,86

128,78

TOTAL BANK CREDIT

10,13,954

8174,57

6649,92

19,08,521

11944,68

10155,20

63,447

1856,54

1490,23

OF WHICH:

1. Artisans & Village Industries

11,975

48,44

46,44

23,289

50,16

44,33

2

2

2

2. Other Small Scale Industries

24,241

622,64

505,18

40,193

904,26

737,49

63

44,17

40,75

SOUTHERN REGION

STATE :KARNATAKA

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,25,037

751,90

735,45

59,223

326,10

307,61

17,46,264

3941,85

3633,65

1.

Direct Finance

5,08,415

728,33

713,92

56,127

294,80

277,08

17,14,866

3358,14

3154,34

2.

Indirect Finance

16,622

23,57

21,53

3,096

31,30

30,53

31,398

583,71

479,31

II.

INDUSTRY

39,792

63,61

54,49

10,534

1249,12

1078,27

1,93,183

11569,67

9241,22

1.

Mining & Quarrying

142

2,95

2,22

185

52,14

39,91

1,764

287,34

257,27

2.

Food Manufacturing & Processing

1,384

10,95

8,78

776

165,17

152,63

7,942

872,11

699,04

(a)

Rice Mills, Flour & Dal Mills

143

1,71

1,30

226

23,64

19,04

1,891

100,72

84,55

(b)

Sugar

1

1

1

24

2,38

1,35

141

168,84

142,08

(c)

Edible Oils & Vanaspati

38

76

63

91

4,79

3,57

695

59,92

50,84

(d)

Tea Processing

1

2

1

2

3,90

3,66

30

26,45

14,45

(e)

Processing of Fruits & Vegetables

32

12

7

19

7,32

8,09

209

49,29

38,53

(f)

Others

1,169

8,33

6,77

414

123,14

116,91

4,976

466,90

368,58

3.

Beverage & Tobacco

25

34

30

106

34,99

32,63

721

262,32

225,83

4.

Textiles

264

1,57

1,23

771

140,22

111,23

6,671

1249,15

933,32

(a)

Cotton Textiles

14

11

11

167

18,95

16,71

908

328,73

262,62

(b)

Jute Textiles

2

1

1

2

1

1

68

6,90

6,71

(c)

Handloom Textiles & Khadi

23

9

7

15

5,33

4,54

304

18,50

16,75

(d)

Other Textiles

225

1,36

1,05

587

115,94

89,97

5,391

895,02

647,25

5.

Paper, Paper Products & Printing

48

55

45

400

29,85

21,82

2,929

201,25

144,45

6.

Leather & Leather Products

25

16

15

66

6,67

6,18

699

120,04

91,10

7.

Rubber & Rubber Products

7

16

14

77

5,60

4,93

714

109,38

75,78

8.

Chemicals & Chemical Products

58

45

36

437

63,55

53,44

4,079

777,94

585,85

(a)

Heavy Industrial Chemicals

1

2

1

27

17,69

14,99

324

90,16

59,52

(b)

Fertilisers

1

1

1

3

29

47

92

97,59

84,23

(c)

Drugs & Pharmaceuticals

16

16

12

107

19,69

13,00

821

253,43

176,44

(d)

Non-Edible Oils

5

6

4

7

32

28

83

14,22

9,45

(e)

Other Chemicals & Chemical Products

35

21

19

293

25,57

24,70

2,759

322,54

256,21

9.

Petroleum, Coal Products & Nuclear Fuels

10

16

14

16

21,96

22,05

226

60,41

58,91

10.

Manufacture of Cement & Cement Products

19

30

28

88

31,12

22,59

666

126,43

97,08

11.

Basic Metals & Metal Products

37

41

32

444

98,50

73,04

5,491

1130,36

891,32

(a)

Iron & Steel

2

1

1

128

79,62

58,92

1,494

755,74

591,64

(b)

Non-Ferrous Metals

-

-

-

16

59

51

237

73,25

53,51

(c)

Other Metal Products

35

40

31

300

18,30

13,62

3,760

301,37

246,17

12.

Engineering

325

5,04

4,30

917

264,19

238,27

9,376

3923,83

3172,35

(a)

Heavy Engineering

199

3,94

3,41

156

21,89

18,38

1,310

1030,94

802,32

(b)

Light Engineering

52

49

42

289

104,83

98,38

3,622

1197,77

996,95

(c)

Electrical Machinery & Goods

31

27

17

219

45,60

33,42

2,343

548,36

449,25

(d)

Electronic Machinery & Goods

43

35

30

253

91,88

88,08

2,101

1146,75

923,83

13.

Vehicles, Vehicle Parts & Transport Equipments

214

2,89

2,17

371

28,69

26,94

3,052

520,92

353,20

14.

Other Industries

37,128

35,56

31,88

5,272

138,90

130,17

1,45,975

1329,57

1156,96

15.

Electricity, Gas & Water

8

6

4

15

28,55

26,22

595

328,51

264,67

(a)

Electricity Generation & Transmission

6

3

2

9

27,85

25,56

181

319,76

257,73

(b)

Non-Conventional Energy

-

-

-

3

56

51

62

2,70

1,82

(c)

Gas, Steam & Water Supply

2

3

1

3

14

14

352

6,04

5,12

16.

Construction

98

2,06

1,74

593

139,01

116,21

2,283

270,11

234,10

III.

TRANSPORT OPERATORS

10,060

75,41

57,07

7,321

108,13

88,23

69,402

700,42

550,98

IV.

PROFESSIONAL AND OTHER SERVICES

37,280

42,56

35,30

9,978

288,09

240,76

1,83,777

1396,69

1161,28

V.

PERSONAL LOANS

1,25,055

169,43

156,10

1,18,941

389,91

343,17

10,43,305

3382,62

2983,36

1.

Loans for Purchase of Consumer Durables

8,161

10,98

9,12

20,911

29,14

23,29

83,436

166,75

139,36

2.

Loans for Housing

6,692

49,34

46,09

5,298

72,10

63,05

78,856

927,57

828,56

3.

Rest of the Personal Loans

1,10,202

109,11

100,89

92,732

288,68

256,84

8,81,013

2288,30

2015,44

VI.

TRADE

1,06,397

138,25

123,89

33,226

539,76

447,83

4,77,703

2557,48

2178,54

1.

Wholesale Trade

5,038

12,32

11,17

3,941

248,03

204,59

26,034

814,89

649,32

2.

Retail Trade

1,01,359

125,92

112,72

29,285

291,73

243,24

4,51,669

1742,58

1529,22

VII.

FINANCE

7

14

10

323

281,32

229,75

1,480

1130,30

927,37

VIII.

ALL OTHERS

1,05,690

83,35

81,54

23,953

161,03

142,01

4,83,625

1964,88

1740,51

TOTAL BANK CREDIT

9,49,318

1324,64

1243,94

2,63,499

3343,47

2877,63

41,98,739

26643,90

22416,91

OF WHICH:

1. Artisans & Village Industries

27,616

29,87

25,48

859

3,25

2,82

63,741

131,75

119,10

2. Other Small Scale Industries

10,104

14,68

13,36

5,174

314,27

275,95

79,775

1900,02

1572,73