SOUTHERN REGION

STATE : KERALA

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,33,220

3463,42

3048,41

8,56,341

8592,56

7238,86

6

69

49

1. Direct Finance

3,19,272

2976,78

2604,99

7,64,406

5594,62

4897,36

1

16

16

2. Indirect Finance

13,948

486,64

443,42

91,935

2997,95

2341,50

5

52

33

II.

INDUSTRY

40,876

7389,43

4715,46

55,964

5696,76

4000,93

392

192,76

142,40

1. Mining & Quarrying

251

86,53

67,32

138

59,95

44,66

-

-

-

2. Food Manufacturing & Processing

8,534

2270,03

1009,05

6,071

1046,72

667,89

109

53,40

44,15

(a) Rice Mills, Flour & Dal Mills

399

90,14

70,42

365

41,48

31,22

5

5

5

(b) Sugar

5

26

23

2

8

8

-

-

-

(c) Edible Oils & Vanaspati

507

82,37

66,42

367

20,85

16,96

-

-

-

(d) Tea Processing

72

58,76

34,23

112

92,19

70,16

-

-

-

(e) Processing of Fruits & Vegetables

181

75,96

51,16

50

6,11

4,36

-

-

-

(f) Others

7,370

1962,55

786,59

5,175

886,01

545,12

104

53,34

44,10

3. Beverage & Tobacco

106

34,21

22,96

108

48,66

42,20

-

-

-

4. Textiles

8,817

868,63

612,92

8,656

601,17

399,67

-

-

-

(a) Cotton Textiles

171

196,84

130,18

755

329,17

176,27

-

-

-

(b) Jute & Other Natural Fibre Textiles

123

17,94

11,35

274

12,06

11,51

-

-

-

(c) Handloom Textiles & Khadi

519

31,78

26,94

778

38,86

35,19

-

-

-

(d) Other Textiles & Textile Products

8,004

622,07

444,45

6,849

221,08

176,70

-

-

-

5. Paper, Paper Products & Printing

1,885

346,50

201,25

2,010

213,05

151,09

13

2,40

2,36

6. Woods and Wood Products

2,146

125,92

103,45

3,854

171,48

140,61

1

4

4

7. Leather & Leather Products

344

10,27

8,50

496

14,97

13,10

-

-

-

8. Gems and Jewellery

631

46,56

39,72

1,009

160,22

153,50

1

7

7

9. Rubber & Plastic Products

1,474

482,66

335,82

2,194

456,19

395,60

14

3,14

3,01

10. Chemicals & Chemical Products

1,908

735,77

582,09

1,768

252,32

190,79

9

2,04

2,04

(a) Heavy Industrial Chemicals

55

42,62

33,37

45

42,00

27,77

4

35

35

(b) Fertilisers

63

373,55

316,75

19

11,20

4,09

-

-

-

(c) Drugs & Pharmaceuticals

485

99,05

76,76

337

38,55

26,88

2

91

90

(d) Non-Edible Oils

29

5,02

4,83

18

5,30

4,32

-

-

-

(e) Other Chemicals & Chemical Products

1,276

215,53

150,38

1,349

155,27

127,73

3

78

78

11. Petroleum, Coal Products & Nuclear Fuels

29

5,48

5,04

26

102,64

42,01

-

-

-

12. Manufacture of Cement & Cement Products

1,412

72,32

51,82

970

35,94

29,10

1

47

47

13. Basic Metals & Metal Products

1,082

371,97

322,57

2,042

146,85

123,05

16

58,23

43,51

(a) Iron & Steel

119

301,87

273,79

115

43,45

36,67

7

19,05

13,86

(b) Non-Ferrous Metals

136

29,12

20,48

50

9,70

7,13

9

39,18

29,64

(c) Metal Products

827

40,99

28,30

1,877

93,70

79,25

-

-

-

14. Engineering

2,030

390,08

294,86

3,152

234,13

180,79

178

27,77

20,90

(a) Heavy Engineering

192

33,43

19,89

87

10,76

8,72

163

23,86

17,50

(b) Light Engineering

1,231

217,95

159,94

1,457

72,56

54,10

10

2,45

2,07

(c) Electrical Machinery & Goods

414

107,69

88,62

1,090

87,47

68,79

5

1,46

1,34

(d) Electronic Machinery & Goods

193

31,01

26,42

518

63,35

49,18

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

197

37,62

31,26

653

82,32

71,38

1

45

-

16. Other Industries

7,483

276,43

216,26

15,972

453,70

340,12

17

41,50

23,00

17. Electricity, Gas & Water

35

29,71

27,07

115

501,60

275,76

-

-

-

(a) Electricity Generation & Transmission

15

24,77

23,60

39

433,11

210,33

-

-

-

(b) Non-Conventional Energy

7

1,52

1,24

33

61,05

60,22

-

-

-

(c) Gas, Steam & Water Supply

13

3,42

2,23

43

7,44

5,21

-

-

-

18. Construction

2,512

1198,75

783,49

6,730

1114,86

739,62

32

3,25

2,84

(a) Other than Infrastructure

1,079

220,83

164,97

4,535

615,17

343,56

28

3,00

2,59

(b) Infrastructure Construction

1,433

977,93

618,52

2,195

499,69

396,07

4

25

25

III.

TRANSPORT OPERATORS

6,557

309,39

243,67

14,497

366,17

281,92

20

4,35

4,35

IV.

PROFESSIONAL AND OTHER SERVICES

19,611

2006,31

1388,86

78,156

3561,88

2594,21

248

67,89

60,53

1. Professional Services

3,990

147,69

111,87

17,225

442,85

365,83

84

24,28

24,20

2. Tourism, Hotel & Restaurants

2,378

604,61

417,68

4,868

778,80

558,03

8

3,18

3,18

3. Recreation services

1,670

114,34

59,57

1,250

127,27

69,26

10

1,81

1,78

4. IT and Telecommunications

134

12,08

8,50

209

28,08

20,84

9

2,31

2,31

5. Others

11,439

1127,60

791,23

54,604

2184,88

1580,25

137

36,32

29,06

V.

PERSONAL LOANS

9,86,430

23200,75

18024,77

5,09,402

12217,43

10220,28

7,748

183,75

142,30

1. Housing

2,59,352

13448,35

10385,91

1,69,742

7006,33

5963,36

574

69,87

65,06

2. Consumer Durables

9,500

50,50

35,50

13,371

92,56

74,42

-

-

-

3. Vehicles

85,996

2352,63

1769,45

33,726

681,36

548,57

3

12

2

4. Education

1,19,843

2909,73

2161,97

88,628

2036,73

1655,85

-

-

-

5. Personal Credit Cards

-

-

-

8,572

48,91

32,36

1,471

44,88

8,66

6. Others

5,11,739

4439,54

3671,93

1,95,363

2351,54

1945,72

5,700

68,88

68,56

VI.

TRADE

1,43,832

5006,92

3909,11

1,19,355

5508,00

4274,32

479

177,86

162,37

1. Wholesale Trade

4,573

1763,24

1330,14

5,726

1466,56

1185,25

241

70,82

63,76

2. Retail Trade

1,39,259

3243,67

2578,97

1,13,629

4041,44

3089,07

238

107,04

98,60

VII.

FINANCE

2,598

1510,64

1360,09

2,604

2161,54

1050,31

20

9,66

9,66

VIII.

ALL OTHERS

34,044

495,19

455,16

1,00,597

1209,15

897,85

110

33,50

33,50

TOTAL BANK CREDIT

15,67,168

43382,04

33145,52

17,36,916

39313,50

30558,69

9,023

670,46

555,59  

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

SOUTHERN REGION

STATE : KERALA

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

7,50,849

2508,26

2479,09

4,42,783

5494,51

4237,44

23,83,199

20059,43

17004,29

1. Direct Finance

7,49,146

2496,03

2469,17

4,31,253

4165,55

3393,42

22,64,078

15233,14

13365,11

2. Indirect Finance

1,703

12,22

9,91

11,530

1328,96

844,02

1,19,121

4826,29

3639,18

II.

INDUSTRY

23,900

170,20

151,24

34,765

6955,55

4654,42

1,55,897

20404,70

13664,45

1. Mining & Quarrying

2

7

7

195

98,48

71,09

586

245,03

183,14

2. Food Manufacturing & Processing

2,530

21,25

18,09

3,629

1500,43

755,60

20,873

4891,83

2494,78

(a) Rice Mills, Flour & Dal Mills

492

5,00

4,36

309

108,46

87,63

1,570

245,13

193,69

(b) Sugar

-

-

-

4

28,25

28,16

11

28,59

28,47

(c) Edible Oils & Vanaspati

3

3

3

206

63,00

45,61

1,083

166,24

129,02

(d) Tea Processing

17

16

13

27

29,32

20,78

228

180,42

125,30

(e) Processing of Fruits & Vegetables

6

25

21

36

6,41

4,20

273

88,72

59,93

(f) Others

2,012

15,82

13,36

3,047

1265,00

569,21

17,708

4182,72

1958,38

3. Beverage & Tobacco

30

1,33

1,29

45

70,27

55,41

289

154,47

121,86

4. Textiles

5,711

18,39

15,40

2,470

319,62

229,72

25,654

1807,81

1257,71

(a) Cotton Textiles

-

-

-

618

151,70

114,59

1,544

677,72

421,04

(b) Jute & Other Natural Fibre Textiles

5

3

2

186

37,04

22,25

588

67,06

45,13

(c) Handloom Textiles & Khadi

85

41

36

70

3,65

2,87

1,452

74,69

65,36

(d) Other Textiles & Textile Products

5,621

17,95

15,02

1,596

127,23

90,01

22,070

988,34

726,18

5. Paper, Paper Products & Printing

272

4,04

3,62

774

156,87

122,41

4,954

722,86

480,73

6. Woods and Wood Products

1,597

9,97

8,20

1,628

125,23

94,52

9,226

432,63

346,81

7. Leather & Leather Products

80

45

34

244

19,78

17,82

1,164

45,47

39,76

8. Gems and Jewellery

370

2,36

1,97

270

126,74

115,09

2,281

335,95

310,35

9. Rubber & Plastic Products

155

2,75

2,51

1,097

858,73

583,64

4,934

1803,47

1320,58

10. Chemicals & Chemical Products

200

2,01

1,81

5,803

202,10

173,62

9,688

1194,24

950,35

(a) Heavy Industrial Chemicals

-

-

-

27

14,26

4,45

131

99,23

65,94

(b) Fertilisers

3

1

1

28

6,44

5,06

113

391,20

325,92

(c) Drugs & Pharmaceuticals

99

1,15

1,03

138

27,90

21,90

1,061

167,56

127,46

(d) Non-Edible Oils

-

-

-

10

1,83

1,21

57

12,15

10,36

(e) Other Chemicals & Chemical Products

98

85

78

5,600

151,67

141,00

8,326

524,10

420,68

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

25

6,90

5,36

80

115,02

52,41

12. Manufacture of Cement & Cement Products

247

4,38

4,00

3,558

101,68

91,67

6,188

214,79

177,06

13. Basic Metals & Metal Products

701

7,23

6,04

1,355

235,62

201,30

5,196

819,90

696,45

(a) Iron & Steel

-

-

-

92

126,05

106,73

333

490,42

431,05

(b) Non-Ferrous Metals

1

5

5

16

30,22

26,50

212

108,27

83,80

(c) Metal Products

700

7,18

5,99

1,247

79,35

68,07

4,651

221,21

181,60

14. Engineering

209

1,93

1,82

4,297

253,56

180,98

9,866

907,46

679,36

(a) Heavy Engineering

-

-

-

30

5,62

3,95

472

73,67

50,07

(b) Light Engineering

82

40

35

3,905

104,62

89,88

6,685

397,98

306,33

(c) Electrical Machinery & Goods

4

4

4

231

120,51

77,45

1,744

317,17

236,24

(d) Electronic Machinery & Goods

123

1,49

1,43

131

22,81

9,69

965

118,65

86,71

15. Vehicles, Vehicle Parts & Transport Equipments

74

16

15

194

39,06

30,65

1,119

159,61

133,44

16. Other Industries

9,706

38,02

30,64

3,463

365,97

271,66

36,641

1175,62

881,68

17. Electricity, Gas & Water

-

-

-

75

128,67

102,70

225

659,98

405,54

(a) Electricity Generation & Transmission

-

-

-

35

110,31

87,58

89

568,19

321,51

(b) Non-Conventional Energy

-

-

-

7

3,10

1,54

47

65,67

63,01

(c) Gas, Steam & Water Supply

-

-

-

33

15,26

13,58

89

26,11

21,02

18. Construction

2,016

55,85

55,30

5,643

2345,84

1551,18

16,933

4718,56

3132,44

(a) Other than Infrastructure

661

42,07

42,04

3,564

1391,65

987,13

9,867

2272,71

1540,29

(b) Infrastructure Construction

1,355

13,78

13,25

2,079

954,19

564,06

7,066

2445,84

1592,15

III.

TRANSPORT OPERATORS

8,973

108,68

103,76

21,874

1274,30

706,03

51,921

2062,89

1339,73

IV.

PROFESSIONAL AND OTHER SERVICES

41,996

160,60

151,93

22,738

2546,91

1816,98

1,62,749

8343,59

6012,51

1. Professional Services

908

4,59

3,86

3,008

572,75

395,47

25,215

1192,16

901,23

2. Tourism, Hotel & Restaurants

4,228

25,27

22,07

1,588

423,60

340,26

13,070

1835,45

1341,21

3. Recreation services

94

70

64

421

116,54

102,72

3,445

360,65

233,97

4. IT and Telecommunications

1

3

1

108

41,39

26,79

461

83,88

58,45

5. Others

36,765

130,02

125,36

17,613

1392,63

951,74

1,20,558

4871,45

3477,65

V.

PERSONAL LOANS

3,46,058

1805,21

1169,67

7,10,884

12849,22

9712,15

25,60,522

50256,36

39269,17

1. Housing

30,980

457,15

452,63

1,03,552

5725,04

4630,99

5,64,200

26706,73

21497,95

2. Consumer Durables

809

5,79

5,26

11,559

371,17

247,98

35,239

520,02

363,16

3. Vehicles

9,720

139,01

132,08

2,17,363

2377,38

1364,46

3,46,808

5550,50

3814,59

4. Education

16,126

177,25

201,53

29,731

810,33

653,54

2,54,328

5934,03

4672,90

5. Personal Credit Cards

-

-

-

2,211

70,84

12,80

12,254

164,63

53,82

6. Others

2,88,423

1026,02

378,16

3,46,468

3494,47

2802,38

13,47,693

11380,45

8866,76

VI.

TRADE

1,13,190

608,96

519,25

42,161

4866,16

3757,72

4,19,017

16167,90

12622,77

1. Wholesale Trade

807

6,67

6,29

6,574

1810,81

1333,05

17,921

5118,11

3918,49

2. Retail Trade

1,12,383

602,29

512,96

35,587

3055,35

2424,68

4,01,096

11049,79

8704,28

VII.

FINANCE

3,237

48,98

39,78

5,366

3585,46

2883,70

13,825

7316,29

5343,54

VIII.

ALL OTHERS

13,633

109,51

84,02

1,65,074

1645,15

1410,85

3,13,458

3492,49

2881,38

TOTAL BANK CREDIT

13,01,836

5520,40

4698,74

14,45,645

39217,26

29179,30

60,60,588

128103,65

98137,84