(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

44

15

11

717

3,90

3,63

-

-

-

1. Direct Finance

40

12

10

715

3,61

3,32

-

-

-

2. Indirect Finance

4

3

1

2

29

31

-

-

-

II.

INDUSTRY

5

1

-

80

69

54

-

-

-

1. Mining & Quarrying

-

-

-

-

-

-

-

-

-

2. Food Manufacturing & Processing

-

-

-

2

5

1

-

-

-

  (a) Rice Mills, Flour & Dal Mills

-

-

-

1

5

-

-

-

-

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

  (f) Others

-

-

-

1

-

-

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

-

-

-

-

-

-

-

-

-

  (a) Cotton Textiles

-

-

-

-

-

-

-

-

-

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

  (d) Other Textiles & Textile Products

-

-

-

-

-

-

-

-

-

5. Paper, Paper Products & Printing

-

-

-

-

-

-

-

-

-

6. Woods and Wood Products

-

-

-

2

1

1

-

-

-

7. Leather & Leather Products

-

-

-

-

-

-

-

-

-

8. Gems and Jewellery

-

-

-

-

-

-

-

-

-

9. Rubber & Plastic Products

-

-

-

-

-

-

-

-

-

10. Chemicals & Chemical Products

-

-

-

1

10

9

-

-

-

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

-

-

-

-

-

-

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

-

-

-

1

10

9

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

13. Basic Metals & Metal Products

-

-

-

2

9

6

-

-

-

  (a) Iron & Steel

-

-

-

1

3

3

-

-

-

  (b) Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

  (c) Metal Products

-

-

-

1

6

3

-

-

-

14. Engineering

-

-

-

1

3

3

-

-

-

  (a) Heavy Engineering

-

-

-

1

3

3

-

-

-

  (b) Light Engineering

-

-

-

-

-

-

-

-

-

  (c) Electrical Machinery & Goods

-

-

-

-

-

-

-

-

-

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

16. Other Industries

2

-

-

67

25

20

-

-

-

17. Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

18. Construction

3

1

-

5

15

13

-

-

-

  (a) Other than Infrastructure

-

-

-

4

12

10

-

-

-

  (b) Infrastructure Construction

3

1

-

1

3

3

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

20

80

62

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6

1

1

253

1,43

1,41

-

-

-

1. Professional Services

-

-

-

1

6

5

-

-

-

2. Tourism, Hotel & Restaurants

-

-

-

3

19

14

-

-

-

3. Recreation services

-

-

-

-

-

-

-

-

-

4. IT and Telecommunications

-

-

-

-

-

-

-

-

-

5. Others

6

1

1

249

1,18

1,22

-

-

-

V.

PERSONAL LOANS

431

4,24

2,08

2,845

21,76

20,07

-

-

-

1. Housing

20

57

43

204

7,74

6,41

-

-

-

2. Consumer Durables

3

2

2

3

1

1

-

-

-

3. Vehicles

4

6

5

34

63

59

-

-

-

4. Education

5

10

5

23

43

33

-

-

-

5. Personal Credit Cards

-

-

-

366

1,92

1,92

-

-

-

6. Others

399

3,49

1,54

2,215

11,03

10,80

-

-

-

VI.

TRADE

25

10

8

228

4,43

3,66

-

-

-

1. Wholesale Trade

-

-

-

-

-

-

-

-

-

2. Retail Trade

25

10

8

228

4,43

3,66

-

-

-

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

1

-

-

185

3,95

3,82

-

-

-

TOTAL BANK CREDIT

512

4,51

2,28

4,328

36,96

33,74

-

-

-

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

No. of Accounts

Credit Limit

Amount  Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

761

4,05

3,74

1. Direct Finance

-

-

-

-

-

-

755

3,73

3,42

2. Indirect Finance

-

-

-

-

-

-

6

32

32

II.

INDUSTRY

-

-

-

2

29

16

87

99

71

1. Mining & Quarrying

-

-

-

-

-

-

-

-

-

2. Food Manufacturing & Processing

-

-

-

-

-

-

2

5

1

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

1

5

-

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

  (f) Others

-

-

-

-

-

-

1

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

-

-

-

-

-

-

-

-

-

  (a) Cotton Textiles

-

-

-

-

-

-

-

-

-

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

  (d) Other Textiles & Textile Products

-

-

-

-

-

-

-

-

-

5. Paper, Paper Products & Printing

-

-

-

-

-

-

-

-

-

6. Woods and Wood Products

-

-

-

-

-

-

2

1

1

7. Leather & Leather Products

-

-

-

-

-

-

-

-

-

8. Gems and Jewellery

-

-

-

-

-

-

-

-

-

9. Rubber & Plastic Products

-

-

-

-

-

-

-

-

-

10. Chemicals & Chemical Products

-

-

-

1

4

4

2

14

13

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

-

-

-

-

-

-

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

-

-

-

1

4

4

2

14

13

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

13. Basic Metals & Metal Products

-

-

-

1

25

12

3

34

19

  (a) Iron & Steel

-

-

-

-

-

-

1

3

3

  (b) Non-Ferrous Metals

-

-

-

1

25

12

1

25

12

  (c) Metal Products

-

-

-

-

-

-

1

6

3

14. Engineering

-

-

-

-

-

-

1

3

3

  (a) Heavy Engineering

-

-

-

-

-

-

1

3

3

  (b) Light Engineering

-

-

-

-

-

-

-

-

-

  (c) Electrical Machinery & Goods

-

-

-

-

-

-

-

-

-

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

16. Other Industries

-

-

-

-

-

-

69

26

20

17. Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

18. Construction

-

-

-

-

-

-

8

16

14

  (a) Other than Infrastructure

-

-

-

-

-

-

4

12

10

  (b) Infrastructure Construction

-

-

-

-

-

-

4

4

3

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

20

80

62

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

259

1,44

1,42

1. Professional Services

-

-

-

-

-

-

1

6

5

2. Tourism, Hotel & Restaurants

-

-

-

-

-

-

3

19

14

3. Recreation services

-

-

-

-

-

-

-

-

-

4. IT and Telecommunications

-

-

-

-

-

-

-

-

-

5. Others

-

-

-

-

-

-

255

1,20

1,23

V.

PERSONAL LOANS

-

-

-

-

-

-

3,276

26,01

22,15

1. Housing

-

-

-

-

-

-

224

8,32

6,83

2. Consumer Durables

-

-

-

-

-

-

6

3

3

3. Vehicles

-

-

-

-

-

-

38

69

64

4. Education

-

-

-

-

-

-

28

53

38

5. Personal Credit Cards

-

-

-

-

-

-

366

1,92

1,92

6. Others

-

-

-

-

-

-

2,614

14,52

12,34

VI.

TRADE

-

-

-

-

-

-

253

4,52

3,74

1. Wholesale Trade

-

-

-

-

-

-

-

-

-

2. Retail Trade

-

-

-

-

-

-

253

4,52

3,74

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

186

3,95

3,83

TOTAL BANK CREDIT

-

-

-

2

29

16

4,842

41,76

36,19