Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

WESTERN REGION

STATE :MAHARASHTRA

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,30,057

891,03

768,75

7,52,619

2501,64

2163,66

205

46,60

39,84

1.

Direct Finance

4,27,902

762,06

674,57

7,38,455

1610,93

1440,47

190

7,08

5,81

2.

Indirect Finance

2,155

128,97

94,18

14,164

890,71

723,19

15

39,52

34,03

II.

INDUSTRY

56,265

17634,80

14105,96

1,28,641

26437,58

20043,73

5,266

10542,82

8231,16

1.

Mining & Quarrying

282

81,38

58,48

809

335,02

189,48

4

35,40

23,89

2.

Food Manufacturing & Processing

2,198

468,08

376,84

5,097

1209,75

872,81

113

163,70

133,71

(a)

Rice Mills, Flour & Dal Mills

653

71,16

65,01

1,026

98,11

80,99

4

3,22

1,95

(b)

Sugar

9

2,87

2,29

78

241,83

181,17

-

-

-

(c)

Edible Oils & Vanaspati

393

246,98

194,40

550

241,92

163,44

11

21,81

19,10

(d)

Tea Processing

9

1,52

59

24

43,25

34,69

5

35,07

25,95

(e)

Processing of Fruits & Vegetables

65

38,08

21,04

301

61,34

46,38

2

2,90

2,54

(f)

Others

1,069

107,47

93,51

3,118

523,32

366,13

91

100,71

84,18

3.

Beverage & Tobacco

59

37,09

34,07

366

132,22

115,66

65

154,23

132,72

4.

Textiles

2,625

2522,17

1805,58

9,394

4175,35

2925,73

260

1126,44

785,30

(a)

Cotton Textiles

1,294

1227,86

997,58

3,020

1602,84

1073,60

107

402,24

327,31

(b)

Jute Textiles

20

1,12

2,21

50

3,09

2,28

1

92

85

(c)

Handloom Textiles & Khadi

123

12,80

8,76

132

27,99

23,37

-

-

-

(d)

Other Textiles

1,188

1280,40

797,03

6,192

2541,43

1826,48

152

723,27

457,14

5.

Paper, Paper Products & Printing

1,439

271,49

245,31

4,191

716,67

604,72

80

248,94

216,88

6.

Leather & Leather Products

313

53,35

51,72

875

132,64

88,01

6

7,87

5,31

7.

Rubber & Rubber Products

318

75,41

69,35

925

254,25

214,75

16

97,72

86,99

8.

Chemicals & Chemical Products

2,912

2849,54

2208,22

9,592

5233,00

3930,97

924

2523,20

1838,79

(a)

Heavy Industrial Chemicals

440

772,55

640,69

1,114

1286,85

985,89

241

439,83

371,41

(b)

Fertilisers

68

404,96

236,70

121

165,92

134,83

9

137,32

67,90

(c)

Drugs & Pharmaceuticals

559

628,96

505,98

1,874

1391,40

1000,88

377

1081,68

839,24

(d)

Non-Edible Oils

72

9,97

8,53

110

131,10

119,63

1

1,16

48

(e)

Other Chemicals & Chemical Products

1,773

1033,11

816,32

6,373

2257,73

1689,74

296

863,22

559,76

9.

Petroleum, Coal Products & Nuclear Fuels

154

3908,08

3211,76

487

1146,72

814,11

96

422,65

221,65

10.

Manufacture of Cement & Cement Products

294

282,07

242,65

529

238,49

191,60

34

269,70

256,14

11.

Basic Metals & Metal Products

2,720

2142,47

1870,83

7,601

3352,61

2746,16

310

613,84

486,97

(a)

Iron & Steel

664

1773,60

1569,58

2,149

2329,26

1934,48

109

463,46

374,74

(b)

Non-Ferrous Metals

122

87,20

82,40

444

260,29

200,10

22

39,36

20,38

(c)

Other Metal Products

1,934

281,67

218,84

5,008

763,06

611,58

179

111,01

91,85

12.

Engineering

3,843

1954,25

1412,63

11,530

4142,69

3064,29

804

2303,70

1819,08

(a)

Heavy Engineering

787

836,42

582,04

1,782

1510,85

1025,16

183

871,25

641,00

(b)

Light Engineering

1,413

442,64

340,96

4,975

1027,79

775,98

190

463,62

401,23

(c)

Electrical Machinery & Goods

904

388,04

264,53

2,613

933,58

693,53

183

502,94

422,77

(d)

Electronic Machinery & Goods

739

287,16

225,10

2,160

670,48

569,62

248

465,90

354,07

13.

Vehicles, Vehicle Parts & Transport Equipments

1,059

825,31

634,82

2,670

779,75

505,21

97

633,71

532,96

14.

Other Industries

37,135

1536,75

1341,49

70,947

3291,77

2638,24

2,324

1479,89

1285,80

15.

Electricity, Gas & Water

109

53,15

45,56

397

541,21

459,09

38

148,41

126,12

(a)

Electricity Generation & Transmission

77

50,66

43,38

237

396,19

345,51

29

130,54

108,58

(b)

Non-Conventional Energy

8

15

13

14

66

49

2

4,62

4,57

(c)

Gas, Steam & Water Supply

24

2,34

2,05

146

144,36

113,09

7

13,24

12,97

16.

Construction

805

574,19

496,67

3,231

755,43

682,93

95

313,43

278,83

III.

TRANSPORT OPERATORS

21,007

337,08

306,14

58,952

1056,72

909,56

67

96,73

71,16

IV.

PROFESSIONAL AND OTHER SERVICES

23,690

239,63

202,73

1,36,075

1642,09

1365,23

280

523,62

453,21

V.

PERSONAL LOANS

2,49,517

939,92

833,46

5,21,130

2685,96

2250,56

2,14,202

1861,95

1470,62

1.

Loans for Purchase of Consumer Durables

15,391

29,34

24,53

25,985

73,06

58,39

2,801

2,42

2,45

2.

Loans for Housing

30,089

345,16

311,11

82,743

983,11

886,98

5,510

174,34

172,87

3.

Rest of the Personal Loans

2,04,037

565,42

497,81

4,12,402

1629,79

1305,18

2,05,891

1685,19

1295,31

VI.

TRADE

1,45,863

1632,16

1480,25

3,01,009

10893,62

9594,53

315

573,07

417,08

1.

Wholesale Trade

9,156

1101,81

1018,33

30,521

9284,46

8254,28

209

413,96

304,74

2.

Retail Trade

1,36,707

530,35

461,92

2,70,488

1609,15

1340,25

106

159,11

112,34

VII.

FINANCE

305

543,71

494,98

1,781

2485,43

2031,07

366

2470,56

1741,14

VIII.

ALL OTHERS

40,390

896,10

746,50

1,87,108

2799,52

2406,27

965

634,74

558,85

TOTAL BANK CREDIT

9,67,094

23114,43

18938,76

20,87,315

50502,56

40764,60

2,21,666

16750,09

12983,07

OF WHICH:

1. Artisans & Village Industries

16,374

33,99

30,80

20,030

58,48

51,34

1,001

1,31

1,31

2. Other Small Scale Industries

26,484

1325,09

1143,06

62,996

4743,12

3349,65

409

242,17

195,04

WESTERN REGION

STATE :MAHARASHTRA

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,11,644

201,29

198,50

47,701

325,82

280,91

14,42,226

3966,37

3451,66

1.

Direct Finance

2,10,400

197,30

195,06

45,399

214,71

192,99

14,22,346

2792,08

2508,90

2.

Indirect Finance

1,244

3,99

3,44

2,302

111,11

87,93

19,880

1174,29

942,76

II.

INDUSTRY

9,714

14,98

13,27

16,933

6544,45

5654,30

2,16,819

61174,63

48048,41

1.

Mining & Quarrying

27

58

51

93

60,82

58,97

1,215

513,21

331,33

2.

Food Manufacturing & Processing

113

1,26

1,02

645

216,27

182,81

8,166

2059,07

1567,19

(a)

Rice Mills, Flour & Dal Mills

31

49

41

117

22,69

18,38

1,831

195,66

166,74

(b)

Sugar

1

2

-

14

13,26

9,93

102

257,97

193,39

(c)

Edible Oils & Vanaspati

13

21

16

98

51,43

39,43

1,065

562,34

416,54

(d)

Tea Processing

-

-

-

8

7,93

6,83

46

87,77

68,06

(e)

Processing of Fruits & Vegetables

7

16

8

24

9,86

4,37

399

112,34

74,42

(f)

Others

61

39

36

384

111,11

103,87

4,723

842,99

648,05

3.

Beverage & Tobacco

1

1

1

49

34,36

45,22

540

357,91

327,68

4.

Textiles

6

10

7

1,907

767,93

601,20

14,192

8591,99

6117,87

(a)

Cotton Textiles

2

8

5

1,008

245,16

193,02

5,431

3478,17

2591,57

(b)

Jute Textiles

-

-

-

21

2,61

2,51

92

7,74

7,84

(c)

Handloom Textiles & Khadi

-

-

-

11

16

9

266

40,95

32,22

(d)

Other Textiles

4

2

2

867

520,00

405,58

8,403

5065,13

3486,24

5.

Paper, Paper Products & Printing

78

64

57

672

122,72

90,24

6,460

1360,46

1157,71

6.

Leather & Leather Products

4

2

2

110

17,42

13,65

1,308

211,30

158,71

7.

Rubber & Rubber Products

-

-

-

165

39,17

40,53

1,424

466,55

411,61

8.

Chemicals & Chemical Products

14

19

17

1,340

954,72

837,46

14,782

11560,64

8815,60

(a)

Heavy Industrial Chemicals

-

-

-

236

159,01

143,24

2,031

2658,24

2141,23

(b)

Fertilisers

-

-

-

21

20,50

19,43

219

728,70

458,85

(c)

Drugs & Pharmaceuticals

5

6

5

237

230,91

214,15

3,052

3333,01

2560,30

(d)

Non-Edible Oils

-

-

-

12

4,05

4,35

195

146,28

133,00

(e)

Other Chemicals & Chemical Products

9

13

11

834

540,24

456,29

9,285

4694,42

3522,22

9.

Petroleum, Coal Products & Nuclear Fuels

1

-

-

114

173,52

143,73

852

5650,97

4391,26

10.

Manufacture of Cement & Cement Products

4

5

5

119

67,78

60,47

980

858,09

750,91

11.

Basic Metals & Metal Products

19

43

43

1,050

706,07

661,46

11,700

6815,42

5765,84

(a)

Iron & Steel

-

-

-

418

467,17

436,09

3,340

5033,50

4314,90

(b)

Non-Ferrous Metals

-

-

-

126

87,26

82,51

714

474,11

385,39

(c)

Other Metal Products

19

43

43

506

151,64

142,85

7,646

1307,81

1065,56

12.

Engineering

39

76

78

1,576

691,34

578,27

17,792

9092,74

6875,05

(a)

Heavy Engineering

13

35

38

366

164,47

122,61

3,131

3383,34

2371,20

(b)

Light Engineering

11

27

29

479

148,52

113,15

7,068

2082,83

1631,62

(c)

Electrical Machinery & Goods

9

9

7

346

105,52

83,12

4,055

1930,16

1464,02

(d)

Electronic Machinery & Goods

6

5

3

385

272,83

259,39

3,538

1696,41

1408,22

13.

Vehicles, Vehicle Parts & Transport Equipments

177

2,39

1,84

172

173,97

141,79

4,175

2415,12

1816,61

14.

Other Industries

9,191

7,57

7,05

7,223

1570,67

1375,23

1,26,820

7886,65

6647,80

15.

Electricity, Gas & Water

2

3

2

61

79,19

75,00

607

821,98

705,78

(a)

Electricity Generation & Transmission

2

3

2

47

77,39

74,16

392

654,81

571,65

(b)

Non-Conventional Energy

-

-

-

2

1,40

46

26

6,84

5,65

(c)

Gas, Steam & Water Supply

-

-

-

12

40

38

189

160,34

128,49

16.

Construction

38

95

74

1,637

868,53

748,26

5,806

2512,53

2207,44

III.

TRANSPORT OPERATORS

7,299

27,37

22,39

7,196

299,14

242,38

94,521

1817,04

1551,63

IV.

PROFESSIONAL AND OTHER SERVICES

30,862

25,80

24,38

15,143

512,67

445,01

2,06,050

2943,81

2490,56

V.

PERSONAL LOANS

35,500

56,74

52,94

64,340

364,79

309,86

10,84,689

5909,37

4917,43

1.

Loans for Purchase of Consumer Durables

7,563

11,08

9,30

1,507

4,83

3,94

53,247

120,75

98,62

2.

Loans for Housing

2,117

13,33

13,17

9,731

115,21

98,69

1,30,190

1631,15

1482,82

3.

Rest of the Personal Loans

25,820

32,32

30,47

53,102

244,75

207,22

9,01,252

4157,47

3335,99

VI.

TRADE

73,907

65,12

63,01

33,556

1843,17

1484,83

5,54,650

15007,13

13039,70

1.

Wholesale Trade

2,054

4,14

4,10

4,299

1393,29

1126,55

46,239

12197,66

10708,00

2.

Retail Trade

71,853

60,98

58,90

29,257

449,87

358,28

5,08,411

2809,47

2331,70

VII.

FINANCE

11

52

50

663

1294,95

1066,10

3,126

6795,18

5333,78

VIII.

ALL OTHERS

6,228

8,67

8,24

31,540

751,40

544,76

2,66,231

5090,44

4264,62

TOTAL BANK CREDIT

3,75,165

400,49

383,22

2,17,072

11936,40

10028,15

38,68,312

102703,97

83097,78

OF WHICH:

1. Artisans & Village Industries

6,815

4,71

4,29

2,322

14,69

13,35

46,542

113,18

101,08

2. Other Small Scale Industries

2,197

4,56

4,21

6,118

1020,55

852,45

98,204

7335,49

5544,42