Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

Standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

20,954

17,02

16,40

3,903

3,93

4,00

-

-

-

1.

Direct Finance

20,634

13,10

13,02

3,898

3,87

3,95

-

-

-

2.

Indirect Finance

320

3,92

3,38

5

6

5

-

-

-

II.

INDUSTRY

3,759

55,41

8,47

973

7,78

7,33

-

-

-

1.

Mining & Quarrying

5

9

5

6

19

21

-

-

-

2.

Food Manufacturing and Processing

135

39,90

80

28

14

14

-

-

-

(a)

Rice Mills, Flour and Dal Mills

17

49

37

5

3

3

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

4

25

19

-

-

-

-

-

-

(d)

Tea Processing

3

38,83

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

6

5

5

1

-

-

-

-

-

(f)

Others

105

28

19

22

11

11

-

-

-

3.

Beverage and Tobacco

1

1

-

-

-

-

-

-

-

4.

Textiles

18

11

11

8

13

12

-

-

-

(a)

Cotton Textiles

-

-

-

1

-

-

-

-

-

(b)

Jute Textiles

2

1

1

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

8

3

3

-

-

-

-

-

-

(d)

Other Textiles

8

7

7

7

13

11

-

-

-

5.

Paper, Paper Products and Printing

17

18

9

12

22

25

-

-

-

6.

Leather and Leather Products

3

6,28

1

2

3

3

-

-

-

7.

Rubber and Rubber Products

-

-

-

1

-

-

-

-

-

8.

Chemicals and Chemical Products

4

30

18

7

36

33

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

1

1

1

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

4

30

18

6

35

32

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

3

1

1

5

14

15

-

-

-

11.

Basic Metals & Metal Products

10

21

15

32

29

28

-

-

-

(a)

Iron and Steel

2

3

4

4

8

8

-

-

-

(b)

Non-Ferrous Metals

1

7

-

-

-

-

-

-

-

(c)

Other Metal Products

7

11

11

28

21

21

-

-

-

12.

Engineering

8

72

84

13

12

9

-

-

-

(a)

Heavy Engineering

2

28

35

-

-

-

-

-

-

(b)

Light Engineering

5

44

49

5

4

3

-

-

-

(c)

Electrical Machinery & Goods

1

1

1

2

1

1

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

6

7

5

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

18

17

15

7

4

5

-

-

-

14.

Other Industries

3,481

7,13

5,94

783

3,56

3,30

-

-

-

15.

Electricity, Gas & Water

-

-

-

6

11

12

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

4

6

6

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

4

5

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

1

1

-

-

-

16.

Construction

56

30

13

62

2,44

2,25

-

-

-

III.

TRANSPORT OPERATORS

290

2,87

2,39

298

3,32

2,89

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

156

45

46

767

4,94

2,63

-

-

-

V.

PERSONAL LOANS

9,335

13,14

11,60

4,400

14,93

13,55

-

-

-

1.

Loans for Purchase of Consumer Durables

901

1,34

99

495

92

72

-

-

-

2.

Loans for Housing

104

96

86

346

2,06

1,87

-

-

-

3.

Rest of the Personal Loans

8,330

10,84

9,75

3,559

11,96

10,96

-

-

-

V I.

TRADE

6,803

8,99

7,92

4,395

16,47

15,87

-

-

-

1.

Wholesale Trade

144

68

59

118

4,57

4,40

-

-

-

2.

Retail Trade

6,659

8,31

7,33

4,277

11,90

11,47

-

-

-

VII.

FINANCE

-

-

-

14

7

8

-

-

-

VIII.

ALL OTHERS

158

37,62

5,87

2,248

9,76

9,49

-

-

-

TOTAL BANK CREDIT

41,455

135,49

53,12

16,998

61,21

55,85

-

-

-

OF WHICH :

1.

Artisans & Village Industries

1,508

1,49

1,40

258

42

42

-

-

-

2.

Other Small Scale Industries

1,904

5,36

4,55

517

2,87

2,51

-

-

-

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

16,864

7,06

8,33

3

-

-

41,724

28,02

28,73

1.

Direct Finance

16,405

6,86

8,13

3

-

-

40,940

23,84

25,10

2.

Indirect Finance

459

20

20

-

-

-

784

4,18

3,63

II.

INDUSTRY

1,441

79

93

246

63

60

6,419

64,61

17,33

1.

Mining & Quarrying

-

-

-

-

-

-

11

28

26

2.

Food Manufacturing and Processing

14

3

3

-

-

-

177

40,08

96

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

22

51

40

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

4

25

19

(d)

Tea Processing

-

-

-

-

-

-

3

38,83

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

7

5

5

(f)

Others

14

3

3

-

-

-

141

43

32

3.

Beverage and Tobacco

-

-

-

-

-

-

1

1

-

4.

Textiles

-

-

-

-

-

-

26

24

23

(a)

Cotton Textiles

-

-

-

-

-

-

1

-

-

(b)

Jute Textiles

-

-

-

-

-

-

2

1

1

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

8

3

3

(d)

Other Textiles

-

-

-

-

-

-

15

19

18

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

29

40

34

6.

Leather and Leather Products

-

-

-

-

-

-

5

6,31

4

7.

Rubber and Rubber Products

-

-

-

-

-

-

1

-

-

8.

Chemicals and Chemical Products

1

2

2

-

-

-

12

67

53

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

1

1

1

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

1

2

2

-

-

-

1

2

2

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

10

65

51

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

8

15

17

11.

Basic Metals & Metal Products

2

4

4

2

10

10

46

65

58

(a)

Iron and Steel

2

4

4

-

-

-

8

16

16

(b)

Non-Ferrous Metals

-

-

-

-

-

-

1

7

-

(c)

Other Metal Products

-

-

-

2

10

10

37

42

42

12.

Engineering

-

-

-

-

-

-

21

84

94

(a)

Heavy Engineering

-

-

-

-

-

-

2

28

35

(b)

Light Engineering

-

-

-

-

-

-

10

48

52

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

3

1

1

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

6

7

5

13.

Vehicles, Vehicle Parts & Transport Equipments

1

2

2

3

2

2

29

25

23

14.

Other Industries

1,423

68

82

238

14

14

5,925

11,50

10,20

15.

Electricity, Gas & Water

-

-

-

-

-

-

6

1

12

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

4

6

6

(b)

Non-Conventional Energy

-

-

-

-

-

-

1

4

5

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

1

1

16.

Construction

-

-

-

3

37

34

121

3,11

2,72

III.

TRANSPORT OPERATORS

173

2,73

2,44

1

2

-

762

8,95

7,73

IV.

PROFESSIONAL AND OTHER SERVICES

25

11

10

26

10

7

974

5,60

3,27

V.

PERSONAL LOANS

822

1,14

1,21

940

2,44

2,04

15,497

31,65

28,40

1.

Loans for Purchase of Consumer Durables

152

18

16

23

7

7

1,571

2,51

1,94

2.

Loans for Housing

10

20

17

18

8

4

478

3,29

2,94

3.

Rest of the Personal Loans

660

77

88

899

2,29

1,93

13,448

25,85

23,52

V I.

TRADE

2,434

2,14

2,28

156

86

74

13,788

28,47

26,81

1.

Wholesale Trade

77

5

5

4

1

6

343

5,41

5,11

2.

Retail Trade

2,357

2,10

2,23

152

75

68

13,445

23,05

21,71

VII.

FINANCE

-

-

-

-

-

-

14

7

8

VIII.

ALL OTHERS

951

63

52

-

-

-

3,357

48,01

15,88

TOTAL BANK CREDIT

22,710

14,60

15,81

1,372

4,06

3,45

82,535

215,37

128,22

OF WHICH :

1.

Artisans & Village Industries

318

15

17

7

2

2

2,091

2,08

2,01

2.

Other Small Scale Industries

754

38

48

230

20

20

3,405

8,81

7,73