NORTH–EASTERN REGION (Contd.)

STATE: MIZORAM

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

6,877

97,04

87,38

3,081

62,97

52,79

-

-

-

1. Direct Finance

6,781

92,04

82,37

2,733

50,49

40,37

-

-

-

2. Indirect Finance

96

5,00

5,01

348

12,48

12,42

-

-

-

II.

INDUSTRY

1,368

52,42

45,22

490

36,31

29,90

-

-

-

1. Mining & Quarrying

13

1,68

1,36

6

54

55

-

-

-

2. Food Manufacturing & Processing

325

7,94

7,33

14

32

42

-

-

-

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

-

-

-

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

1

-

-

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

2

7

8

-

-

-

-

-

-

  (f) Others

322

7,87

7,26

14

32

42

-

-

-

3. Beverage & Tobacco

2

9

5

1

5

2

-

-

-

4. Textiles

288

7,59

6,64

11

41

36

-

-

-

  (a) Cotton Textiles

16

84

76

1

4

4

-

-

-

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

89

1,91

1,39

7

27

21

-

-

-

  (d) Other Textiles & Textile Products

183

4,84

4,49

3

11

12

-

-

-

5. Paper, Paper Products & Printing

32

3,66

3,33

2

10

10

-

-

-

6. Woods and Wood Products

170

2,68

2,86

13

34

37

-

-

-

7. Leather & Leather Products

4

16

18

1

25

21

-

-

-

8. Gems and Jewellery

-

-

-

-

-

-

-

-

-

9. Rubber & Plastic Products

16

1,29

1,24

3

80

73

-

-

-

10. Chemicals & Chemical Products

10

31

17

3

5,09

4,34

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

2

2

2

-

-

-

-

-

-

(d) Non-Edible Oils

1

15

6

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

7

14

9

3

5,09

4,34

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

1

14

10

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

4

49

52

3

89

73

-

-

-

13. Basic Metals & Metal Products

47

1,60

1,51

13

14

13

-

-

-

(a) Iron & Steel

10

83

74

-

-

-

-

-

-

(b) Non-Ferrous Metals

1

2

3

-

-

-

-

-

-

(c) Metal Products

36

75

75

13

14

13

-

-

-

14. Engineering

259

10,60

7,91

206

11,81

7,98

-

-

-

(a) Heavy Engineering

3

10

10

15

61

59

-

-

-

(b) Light Engineering

229

9,71

7,23

187

11,07

7,25

-

-

-

(c) Electrical Machinery & Goods

22

57

39

1

6

7

-

-

-

(d) Electronic Machinery & Goods

5

22

19

3

7

7

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

8

54

54

-

-

-

-

-

-

16. Other Industries

158

3,47

3,19

203

4,98

5,01

-

-

-

17. Electricity, Gas & Water

2

40

37

1

5

5

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

2

40

37

1

5

5

-

-

-

18. Construction

29

9,78

7,92

10

10,55

8,89

-

-

-

(a) Other than Infrastructure

-

-

-

5

5,23

4,92

-

-

-

(b) Infrastructure Construction

29

9,78

7,92

5

5,32

3,97

-

-

-

III.

TRANSPORT OPERATORS

93

4,48

3,58

67

10,90

9,68

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

321

19,25

17,37

308

16,80

10,91

-

-

-

1. Professional Services

13

71

74

122

84

71

-

-

-

2. Tourism, Hotel & Restaurants

43

1,60

1,28

21

3,69

1,52

-

-

-

3. Recreation services

13

69

37

-

-

-

-

-

-

4. IT and Telecommunications

12

1,24

1,16

5

40

36

-

-

-

5. Others

240

15,01

13,82

160

11,87

8,33

-

-

-

V.

PERSONAL LOANS

29,820

747,89

605,82

1,677

55,89

42,58

-

-

-

1. Housing

12,178

501,11

417,88

557

25,37

23,95

-

-

-

2. Consumer Durables

984

5,36

3,49

13

14

13

-

-

-

3. Vehicles

1,610

38,04

26,87

78

2,09

1,81

-

-

-

4. Education

450

19,99

16,85

89

3,39

3,03

-

-

-

5. Personal Credit Cards

-

-

-

61

95

4

-

-

-

6. Others

14,598

183,40

140,72

879

23,94

13,61

-

-

-

VI.

TRADE

1,767

76,33

66,25

773

59,41

47,75

1

40

40

1. Wholesale Trade

29

14,02

10,74

17

3,78

2,31

-

-

-

2. Retail Trade

1,738

62,31

55,51

756

55,64

45,43

1

40

40

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

142

1,31

1,23

555

7,75

7,11

-

-

-

TOTAL BANK CREDIT

40,388

998,73

826,86

6,951

250,04

200,70

1

40

40

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION – MARCH 2010

STATE: MIZORAM

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

10,874

69,97

52,32

80

41

40

20,912

230,40

192,88

1. Direct Finance

10,874

69,97

52,32

80

41

40

20,468

212,91

175,45

2. Indirect Finance

-

-

-

-

-

-

444

17,49

17,43

II.

INDUSTRY

656

19,17

10,96

42

2,04

2,04

2,556

109,94

88,12

1. Mining & Quarrying

10

3,49

63

-

-

-

29

5,71

2,54

2. Food Manufacturing & Processing

9

30

20

-

-

-

348

8,56

7,96

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

1

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

9

30

20

-

-

-

11

37

28

(f) Others

-

-

-

-

-

-

336

8,19

7,68

3. Beverage & Tobacco

-

-

-

-

-

-

3

14

7

4. Textiles

108

2,06

1,43

-

-

-

407

10,06

8,43

(a) Cotton Textiles

-

-

-

-

-

-

17

88

80

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

89

1,90

1,31

-

-

-

185

4,07

2,90

(d) Other Textiles & Textile Products

19

16

12

-

-

-

205

5,11

4,72

5. Paper, Paper Products & Printing

14

50

25

1

10

10

49

4,36

3,78

6. Woods and Wood Products

35

1,77

1,34

-

-

-

218

4,79

4,57

7. Leather & Leather Products

17

63

46

-

-

-

22

1,03

84

8. Gems and Jewellery

-

-

-

-

-

-

-

-

-

9. Rubber & Plastic Products

-

-

-

-

-

-

19

2,08

1,97

10. Chemicals & Chemical Products

-

-

-

-

-

-

13

5,40

4,51

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

2

2

2

(d) Non-Edible Oils

-

-

-

-

-

-

1

15

6

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

10

5,23

4,43

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

14

10

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

7

1,39

1,25

13. Basic Metals & Metal Products

-

-

-

-

-

-

60

1,74

1,64

(a) Iron & Steel

-

-

-

-

-

-

10

83

74

(b) Non-Ferrous Metals

-

-

-

-

-

-

1

2

3

(c) Metal Products

-

-

-

-

-

-

49

89

88

14. Engineering

11

8

5

-

-

-

476

22,49

15,94

(a) Heavy Engineering

-

-

-

-

-

-

18

71

70

(b) Light Engineering

-

-

-

-

-

-

416

20,78

14,47

(c) Electrical Machinery & Goods

11

8

5

-

-

-

34

71

51

(d) Electronic Machinery & Goods

-

-

-

-

-

-

8

29

27

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

8

54

54

16. Other Industries

451

10,30

6,56

-

-

-

812

18,75

14,76

17. Electricity, Gas & Water

-

-

-

-

-

-

3

45

42

(a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

3

45

42

18. Construction

1

5

5

41

1,94

1,94

81

22,31

18,79

(a) Other than Infrastructure

1

5

5

30

1,82

1,82

36

7,10

6,79

(b) Infrastructure Construction

-

-

-

11

12

12

45

15,21

12,00

III.

TRANSPORT OPERATORS

34

2,84

2,27

13

65

59

207

18,88

16,11

IV.

PROFESSIONAL AND OTHER SERVICES

448

7,55

4,74

521

3,34

3,29

1,598

46,94

36,32

1. Professional Services

12

56

45

-

-

-

147

2,10

1,90

2. Tourism, Hotel & Restaurants

45

1,56

1,07

1

30

30

110

7,15

4,16

3. Recreation services

1

26

26

-

-

-

14

95

63

4. IT and Telecommunications

-

-

-

-

-

-

17

1,65

1,51

5. Others

390

5,18

2,96

520

3,04

3,00

1,310

35,10

28,11

V.

PERSONAL LOANS

10,373

165,80

132,66

574

2,16

1,58

42,444

971,75

782,63

1. Housing

3,369

119,97

100,38

1

18

16

16,105

646,63

542,38

2. Consumer Durables

2,414

19,33

14,04

-

-

-

3,411

24,83

17,66

3. Vehicles

201

1,52

1,06

552

1,30

1,16

2,441

42,95

30,90

4. Education

187

98

42

-

-

-

726

24,36

20,30

5. Personal Credit Cards

-

-

-

12

44

6

73

1,39

10

6. Others

4,202

24,00

16,76

9

25

20

19,688

231,59

171,29

VI.

TRADE

1,160

49,61

37,61

14

9,79

7,51

3,715

195,54

159,52

1. Wholesale Trade

369

23,94

18,61

-

-

-

415

41,73

31,66

2. Retail Trade

791

25,67

19,00

14

9,79

7,51

3,300

153,81

127,85

VII.

FINANCE

52

1,04

74

-

-

-

52

1,04

74

VIII.

ALL OTHERS

490

8,59

6,85

105

2,22

1,47

1,292

19,87

16,66

TOTAL BANK CREDIT

24,087

324,58

248,15

1,349

20,61

16,87

72,776

1594,36

1292,98