Northern Region

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Northern Region

NORTHERN REGION
(Amount in Rupees Lakh)
STATE : HARYANA
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Accounts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	3,39,269	2410,04	1,79,040	1417,25	68,339	544,71	5,86,648	4372,00
	1. Direct Finance	3,36,636	2390,94	1,78,016	1409,05	67,097	537,66	5,81,749	4337,66
	2. Indirect Finance	2,633	19,10	1,024	8,20	1,242	7,04	4,899	34,34
II.	INDUSTRY	4,171	15,87	4,398	22,91	18,974	100,23	27,543	139,01
III.	TRANSPORT OPERATORS	691	2,19	790	4,17	1,713	10,22	3,194	16,59
IV.	PROFESSIONAL AND OTHER SERVICES	5,307	14,47	4,154	16,10	12,322	64,14	21,783	94,71
V.	PERSONAL LOANS	61,915	330,10	77,672	426,42	2,14,942	1384,14	3,54,529	2140,65
	1. Loans for Purchase of Consumer Durables	4,377	23,00	4,024	18,75	8,099	40,45	16,500	82,20
	2. Loans for Housing	9,793	84,73	9,086	86,42	36,461	355,96	55,340	527,12
	3. Rest of the Personal Loans	47,745	222,37	64,562	321,24	1,70,382	987,72	2,82,689	1531,34
VI.	TRADE	37,659	102,01	36,052	128,75	46,263	203,62	1,19,974	434,38
	1. Wholesale Trade	967	8,45	509	2,54	1,538	8,63	3,014	19,63
	2. Retail Trade	36,692	93,56	35,543	126,21	44,725	194,99	1,16,960	414,75
VII.	FINANCE	727	3,12	307	1,61	265	1,15	1,299	5,88
VIII.	ALL OTHERS	13,836	68,98	14,801	69,21	54,371	535,83	83,008	674,01
	TOTAL BANK CREDIT	4,63,575	2946,79	3,17,214	2086,42	4,17,189	2844,03	11,97,978	7877,24
See Notes on Tables.

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTHERN REGION
(Amount in Rupees Lakh)
STATE : HIMACHAL PRADESH
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Accounts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	1,63,165	608,18	12,029	48,03	847	5,63	1,76,041	661,84
	1. Direct Finance	1,61,632	600,24	11,913	47,30	825	5,39	1,74,370	652,94
	2. Indirect Finance	1,533	7,94	116	73	22	24	1,671	8,91
II.	INDUSTRY	8,410	40,07	2,075	13,55	295	2,21	10,780	55,84
III.	TRANSPORT OPERATORS	2,189	16,80	666	3,75	106	1,02	2,961	21,57
IV.	PROFESSIONAL AND OTHER SERVICES	7,144	32,41	2,263	11,86	665	3,77	10,072	48,04
V.	PERSONAL LOANS	90,338	471,35	25,698	150,87	11,546	71,36	1,27,582	693,58
	1. Loans for Purchase of Consumer Durables	2,822	11,36	1,062	4,68	373	1,30	4,257	17,34
	2. Loans for Housing	17,116	144,52	4,479	40,59	1,216	12,49	22,811	197,60
	3. Rest of the Personal Loans	70,400	315,47	20,157	105,60	9,957	57,57	1,00,514	478,64
VI.	TRADE	39,026	213,13	8,401	49,11	2,194	12,31	49,621	274,55
	1. Wholesale Trade	636	4,33	308	2,02	35	34	979	6,69
	2. Retail Trade	38,390	208,80	8,093	47,09	2,159	11,97	48,642	267,86
VII.	FINANCE	597	2,64	52	16	20	5	669	2,85
VIII.	ALL OTHERS	21,452	82,40	5,648	23,75	2,456	10,69	29,556	116,85
	TOTAL BANK CREDIT	3,32,321	1466,98	56,832	301,09	18,129	107,05	4,07,282	1875,12

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTHERN REGION
(Amount in Rupees Lakh)
STATE : JAMMU & KASHMIR
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Accou nts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	36,279	130,95	13,561	61,63	1,310	4,86	51,150	197,43
	1. Direct Finance	35,544	126,95	13,230	59,61	1,271	4,61	50,045	191,17
	2. Indirect Finance	735	4,00	331	2,02	39	25	1,105	6,26
II.	INDUSTRY	10,380	46,09	5,557	30,59	8,734	59,64	24,671	136,32
III.	TRANSPORT OPERATORS	3,252	25,15	2,031	16,65	2,087	21,79	7,370	63,59
IV.	PROFESSIONAL AND OTHER SERVICES	1,437	8,69	930	7,23	3,106	21,88	5,473	37,80
V.	PERSONAL LOANS	1,30,232	728,17	80,040	450,55	1,38,204	855,13	3,48,476	2033,84
	1. Loans for Purchase of Consumer Durables	9,706	40,27	6,009	27,86	14,427	63,39	30,142	131,52
	2. Loans for Housing	5,503	58,62	2,909	30,36	6,549	67,96	14,961	156,94
	3. Rest of the Personal Loans	1,15,023	629,27	71,122	392,33	1,17,228	723,78	3,03,373	1745,38
VI.	TRADE	34,802	225,63	19,912	143,20	22,636	234,45	77,350	603,29
	1. Wholesale Trade	842	5,93	578	5,71	797	7,03	2,217	18,67
	2. Retail Trade	33,960	219,71	19,334	137,49	21,839	227,42	75,133	584,62
VII.	FINANCE	197	78	74	25	94	1,01	365	2,04
VIII.	ALL OTHERS	16,202	64,65	5,320	28,03	13,742	60,24	35,264	152,92
	TOTAL BANK CREDIT	2,32,781	1230,11	1,27,425	738,14	1,89,913	1258,99	5,50,119	3227,24

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTHERN REGION
(Amount in Rupees Lakh)
STATE : PUNJAB
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	3,95,458	2879,95	2,26,216	1825,73	55,891	473,72	6,77,565	5179,40
	1. Direct Finance	3,93,096	2867,50	2,24,050	1811,93	53,995	465,99	6,71,141	5145,42
	2. Indirect Finance	2,362	12,45	2,166	13,80	1,896	7,73	6,424	33,98
II.	INDUSTRY	11,741	35,90	15,489	60,63	31,028	186,51	58,258	283,04
III.	TRANSPORT OPERATORS	1,983	6,16	1,272	4,33	2,268	13,75	5,523	24,24
IV.	PROFESSIONAL AND OTHER SERVICES	8,653	45,05	17,807	78,29	29,114	148,13	55,574	271,48
V.	PERSONAL LOANS	83,949	423,36	1,28,573	723,24	2,08,410	1242,63	4,20,932	2389,23
	1. Loans for Purchase of Consumer Durables	4,126	20,70	5,176	22,68	9,013	44,37	18,315	87,75
	2. Loans for Housing	16,059	135,24	20,600	192,67	31,263	296,98	67,922	624,89
	3. Rest of the Personal Loans	63,764	267,43	1,02,797	507,88	1,68,134	901,28	3,34,695	1676,59
VI.	TRADE	36,397	121,96	33,048	151,02	28,458	159,17	97,903	432,15
	1. Wholesale Trade	1,531	15,86	1,159	7,88	2,812	17,58	5,502	41,31
	2. Retail Trade	34,866	106,10	31,889	143,15	25,646	141,59	92,401	390,84
VII.	FINANCE	700	2,79	441	2,31	482	2,86	1,623	7,96
VIII.	ALL OTHERS	27,328	151,98	39,009	195,30	80,441	283,89	1,46,778	631,16
	TOTAL BANK CREDIT	5,66,209	3667,15	4,61,855	3040,85	4,36,092	2510,67	14,64,156	9218,66

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTHERN REGION
(Amount in Rupees Lakh)
STATE : RAJASTHAN
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	10,12,314	5008,62	4,83,894	2666,58	66,259	403,30	15,62,467	8078,51
	1. Direct Finance	9,93,258	4876,98	4,72,567	2595,61	64,998	396,20	15,30,823	7868,79
	2. Indirect Finance	19,056	131,64	11,327	70,97	1,261	7,10	31,644	209,72
II.	INDUSTRY	32,171	61,29	21,737	66,58	25,591	115,94	79,499	243,81
III.	TRANSPORT OPERATORS	4,211	13,35	3,587	14,68	12,369	90,40	20,167	118,44
IV.	PROFESSIONAL AND OTHER SERVICES	20,706	56,06	18,842	66,79	42,713	198,28	82,261	321,12
V.	PERSONAL LOANS	1,57,242	789,73	2,22,239	1182,45	3,77,177	1997,02	7,56,658	3969,20
	1. Loans for Purchase of Consumer Durables	8,705	37,04	11,392	47,32	23,458	135,99	43,555	220,36
	2. Loans for Housing	17,558	146,29	19,619	185,21	37,868	369,19	75,045	700,68
	3. Rest of the Personal Loans	1,30,979	606,40	1,91,228	949,92	3,15,851	1491,84	6,38,058	3048,15
VI.	TRADE	99,447	272,87	97,030	324,41	60,854	250,02	2,57,331	847,31
	1. Wholesale Trade	2,900	9,49	968	7,50	4,909	29,58	8,777	46,57
	2. Retail Trade	96,547	263,39	96,062	316,92	55,945	220,44	2,48,554	800,74
VII.	FINANCE	3,438	8,03	1,341	3,99	661	2,86	5,440	14,88
VIII.	ALL OTHERS	48,020	179,49	22,502	85,86	75,273	298,95	1,45,795	564,30
	TOTAL BANK CREDIT	13,77,549	6389,45	8,71,172	4411,34	6,60,897	3356,77	29,09,618	14157,56

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTHERN REGION
(Amount in Rupees Lakh)
CHANDIGARH
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	473	1,92	2	-	3,537	17,63	4,012	19,55
	1. Direct Finance	462	1,87	1	-	3,258	15,49	3,721	17,36
	2. Indirect Finance	11	5	1	-	279	2,14	291	2,19
II.	INDUSTRY	99	49	12	3	17,637	185,77	17,748	186,29
III.	TRANSPORT OPERATORS	16	9	-	-	1,807	6,15	1,823	6,24
IV.	PROFESSIONAL AND OTHER SERVICES	533	2,41	-	-	9,083	42,16	9,616	44,57
V.	PERSONAL LOANS	2,104	11,94	89	54	64,174	396,10	66,367	408,58
	1. Loans for Purchase of Consumer Durables	23	6	-	-	1,532	11,43	1,555	11,49
	2. Loans for Housing	325	2,97	22	17	5,864	55,22	6,211	58,36
	3. Rest of the Personal Loans	1,756	8,91	67	37	56,778	329,45	58,601	338,73
VI.	TRADE	405	1,46	11	4	3,889	21,49	4,305	23,00
	1. Wholesale Trade	1	-	-	-	1,498	8,06	1,499	8,07
	2. Retail Trade	404	1,46	11	4	2,391	13,43	2,806	14,93
VII.	FINANCE	8	2	-	-	34	15	42	16
VIII.	ALL OTHERS	589	3,96	54	39	17,770	59,08	18,413	63,44
	TOTAL BANK CREDIT	4,227	22,29	168	1,00	1,17,931	728,53	1,22,326	751,82

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTHERN REGION
(Amount in Rupees Lakh)
STATE : DELHI
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	1,530	7,30	296	1,31	15,537	81,69	17,363	90,30
	1. Direct Finance	1,414	7,04	282	1,27	15,113	80,56	16,809	88,87
	2. Indirect Finance	116	27	14	4	424	1,13	554	1,43
II.	INDUSTRY	209	1,12	88	6,10	3,44,564	1130,90	3,44,861	1138,11
III.	TRANSPORT OPERATORS	31	27	12	11	1,930	12,12	1,973	12,51
IV.	PROFESSIONAL AND OTHER SERVICES	420	1,87	302	1,67	48,982	285,99	49,704	289,54
V.	PERSONAL LOANS	7,883	47,12	3,685	22,25	11,70,450	4644,62	11,82,018	4713,99
	1. Loans for Purchase of Consumer Durables	102	51	60	19	12,398	77,84	12,560	78,54
	2. Loans for Housing	367	2,94	172	1,30	19,740	173,99	20,279	178,23
	3. Rest of the Personal Loans	7,414	43,67	3,453	20,76	11,38,312	4392,79	11,49,179	4457,22
VI.	TRADE	709	2,87	316	5,64	21,279	148,54	22,304	157,05
	1. Wholesale Trade	57	54	4	1,37	8,391	66,28	8,452	68,18
	2. Retail Trade	652	2,33	312	4,27	12,888	82,26	13,852	88,86
VII.	FINANCE	8	5	-	-	892	3,96	900	4,01
VIII.	ALL OTHERS	784	4,46	914	6,08	1,72,913	790,14	1,74,611	800,68
	TOTAL BANK CREDIT	11,574	65,06	5,613	43,17	17,76,547	7097,96	17,93,734	7206,19

TABLE NO. 5.8 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
NORTH EASTERN REGION
(Amount in Rupees Lakh)
STATE : ARUNACHAL PRADESH
OCCUPATION		RURAL		SEMI-URBAN		URBAN/ METROPOLITAN		TOTAL
OCCUPATION		No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding	No. of Acco unts	Amount Outstan ding
		1	2	3	4	5	6	7	8
I.	AGRICULTURE	6,432	15,38	4,289	14,22	-	-	10,721	29,60
	1. Direct Finance	6,186	14,49	4,266	14,07	-	-	10,452	28,56
	2. Indirect Finance	246	90	23	15	-	-	269	1,04
II.	INDUSTRY	643	2,98	580	4,75	-	-	1,223	7,73
III.	TRANSPORT OPERATORS	179	1,72	230	3,15	-	-	409	4,86
IV.	PROFESSIONAL AND OTHER SERVICES	192	1,37	568	4,55	-	-	760	5,92
V.	PERSONAL LOANS	11,605	62,28	17,034	125,37	-	-	28,639	187,65
	1. Loans for Purchase of Consumer Durables	584	1,12	371	3,30	-	-	955	4,42
	2. Loans for Housing	114	56	1,133	8,68	-	-	1,247	9,24
	3. Rest of the Personal Loans	10,907	60,60	15,530	113,39	-	-	26,437	173,98
VI.	TRADE	1,309	9,89	1,467	18,11	-	-	2,776	28,00
	1. Wholesale Trade	3	2	5	2	-	-	8	3
	2. Retail Trade	1,306	9,88	1,462	18,10	-	-	2,768	27,97
VII.	FINANCE	22	8	79	35	-	-	101	43
VIII.	ALL OTHERS	979	4,53	1,389	11,18	-	-	2,368	15,71
	TOTAL BANK CREDIT	21,361	98,22	25,636	181,68	-	-	46,997	279,90