Table No. 1.1

Classification of bank offices according to population groups for the year 1969 is based on 1961 census. For the period 1991 to 1994 it is based on 1981 census and for the subsequent years i.e. 1995 to 1998 it is based on 1991 census. As such, the population group-wise classification of bank offices is not strictly comparable for all the years. The number of bank offices excludes the administrative offices.

Population per office and per capita deposits and credit are based on projected estimate of population supplied by the office of the Registrar General, Government of India.

Deposits and credit of Scheduled Commercial Banks in India are as per returns under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last reporting Friday of the reference period. Deposits are net of inter-bank deposits and credit is exclusive of dues from banks and bills re-discounted under the New Bill Market Scheme. For calculating ratio of bank deposits to National Income, deposits relating to March have been considered. This ratio for the years 1994 to 1998 is based on the new series of National Income with 1993-94 as the base year. For the years 1991 to 1993, it is based on 1980-81 base and for 1969, the base year is 1970-71.

Advances to Priority Sector consist of the advances to (1) agriculture, (2) small-scale industry including loans for setting up industrial estates, (3) small road and water transport operators, (4) small business, (5) professional and self-employed persons, (6) retail trade, (7) state sponsored organisations for scheduled castes/scheduled tribes, (8) education, (9) housing, (10) Self Help Groups (SHGs)/Non-Governmental Organisations (NGOs), (11) consumption loans granted under the consumption credit scheme and (12) net funds provided to sponsored Regional Rural Banks. With effect from July 1993 the Priority Sector Advances in respect of Foreign Banks operating in India include export credit provided by them. Scheduled Commercial Banks' Advances to Priority Sectors and the related ratios are exclusive of Regional Rural Banks. Due to change in definition of the Priority Sector at different times, the data are not strictly comparable for the entire time period.

Investments for the purpose of calculation of Investment-Deposit ratio pertain to investments in Government and Other Approved Securities.

For working out Cash-Deposit Ratio, Cash is taken to construe cash in hand and balances with Reserve Bank of India.

Table No.1.2

Figures relate to the banked centres served by Scheduled Commercial Banks only. Classification of Population Groups is based on 1991 census.

Table Nos.1.12 & 5.8

Data relate to accounts with credit limits of Rs. 25,000 and less.

Table Nos. 1.14 to 1.16, 4.1 to 4.4 and 5.1 to 5.3

Data for outstanding credit of Scheduled Commercial Banks in these tables relate to accounts, each with credit limit of over Rs.25,000. For Table Nos. 1.15 and 5.2 the total amount includes figures for Foreign Governments/Banks. For Table Nos. 4.1 to 4.3 and 5.3, the data are exclusive of Inland & Foreign Bills purchased and discounted.

Table Nos. 1.20 to 1.23 and 3.4

For Table Nos. 1.20 to 1.23 and 3.4, 'Individuals' include Hindu Undivided Families. In case of joint accounts under Individuals, the gender of the first account holder is considered for classifying the account under Male/Female category. The category 'Others' includes Government Sector, Corporate Sector ( Non-Financial & Financial excluding Banks ) and Other Institutions.

Table No. 1.26

Data on interest rate range-wise distribution of term deposits have not been uniformly reported by all the branches which have submitted BSR-2 returns. This table is compiled on the basis of data reported by 53,393 branches.

Errata For Banking Statistics, Volume 25 - March 1996

Table No. 5.1

Page No.

Occupation

Column

Figures

Figures to be

number

printed as

read as

87

VI. 2.

Retail Trade

1

22,312

2,22,312

87

V. 3.

Rest of the Personal Loans

7

60,721

1,60,721

88

V. 2.

Loans for Housing

13

54,678

5,54,678

88

V. 3.

Rest of the Personal Loans

13

49,993

2,49,993

Table No. 5.3

Figures printed as

Figures to be read as

Page No.

Occupation

Col. Nos. 1

2

3

1

2

3

98

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

147

2,42

2,59

64

57

51

2. Other Small Scale Industries

4,305

745,59

511,35

-

-

-

Page No.

Occupation

4

5

6

4

5

6

98

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

40

2,44

2,54

38

1,41

1,38

2. Other Small Scale Industries

1,586

518,84

401,48

788

139,29

122,33

Page No.

Occupation

7

8

9

7

8

9

98

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

672

5,90

5,79

663

5,86

5,77

2. Other Small Scale Industries

4,859

146,92

113,74

4,523

125,91

103,66

Page No.

Occupation

10

11

12

10

11

12

99

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

7,509

71,12

62,32

7,444

60,76

53,90

2. Other Small Scale Industries

49,648

4532,61

3432,19

45,706

3138,10

2542,59

Page No.

Occupation

13

14

15

13

14

15

99

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

22,628

134,18

122,66

22,617

134,01

122,59

2. Other Small Scale Industries

1,39,989

1671,20

1472,14

1,38,304

1605,40

1427,13

Page No.

Occupation

16

17

18

16

17

18

99

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

7,292

50,89

47,94

7,284

50,45

47,52

2. Other Small Scale Industries

71,543

2521.87

1826,83

68,935

2141,52

1609,05

Page No.

Occupation

19

20

21

19

20

21

100

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

1,935

43,39

34,66

1,927

42,44

34,02

2. Other Small Scale Industries

421,786

2564,47

2295,85

40,554

2297,66

2069,60

Page No.

Occupation

22

23

24

22

23

24

100

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

2,805

75,87

57,20

2,799

74.78

56,07

2. Other Small Scale Industries

56,039

4191,32

3527,00

54,083

3949,09

3344,25

Page No.

Occupation

25

26

27

25

26

27

100

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

1,352

80,07

67,22

1,270

78,65

66,18

2. Other Small Scale Industries

65,551

7150,66

6028,19

60,246

6410,97

5477,11

Page No.

Occupation

28

29

30

28

29

30

101

OF TOTAL LOANS AND ADVANCES

1. Artisans &Village Industries

760

31,26

27,49

724

29,64

26,02

2. Other Small Scale Industries

50,161

5949,56

4957,03

44,504

4951,13

4257,46

Page No.

Occupation

31

32

33

31

32

33

101

OF TOTAL LOANS AND ADVANCES

1. Artisans & Village Industries

45,140

497,53

430.41

44,830

478,57

413,97

2. Other Small Scale Industries

4,86,467

29993,03

24565,78

4,57,643

24759,07

20953,16