15. Deployment of Gross Bank Credit by Major Sectors

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شائع کیا گیا پر اکتوبر 11, 2019

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15. Deployment of Gross Bank Credit by Major Sectors

(₹ Crore)
Item	Outstanding as on				Growth (%)
	Mar. 29, 2019	2018	2019		Financial year so far	Y-o-Y
	Mar. 29, 2019	Aug. 31	Jul. 19	Aug. 30	2019-20	2019
	1	2	3	4	5	6
1 Gross Bank Credit	8674892	7819134	8561546	8594549	-0.9	9.9
1.1 Food Credit	41474	48754	65787	62182	49.9	27.5
1.2 Non-food Credit	8633418	7770380	8495759	8532367	–1.2	9.8
1.2.1 Agriculture & Allied Activities	1111300	1041879	1108988	1113027	0.2	6.8
1.2.2 Industry	2885778	2662066	2798360	2765215	–4.2	3.9
1.2.2.1 Micro & Small	375505	366411	361608	358885	–4.4	-2.1
1.2.2.2 Medium	106395	105261	105214	104436	–1.8	-0.8
1.2.2.3 Large	2403878	2190394	2331538	2301894	–4.2	5.1
1.2.3 Services	2415609	2074013	2312871	2350198	–2.7	13.3
1.2.3.1 Transport Operators	138524	125613	140947	141245	2.0	12.4
1.2.3.2 Computer Software	18535	18332	18212	18761	1.2	2.3
1.2.3.3 Tourism, Hotels & Restaurants	39005	36994	39899	40221	3.1	8.7
1.2.3.4 Shipping	7748	6781	5879	5955	–23.1	-12.2
1.2.3.5 Professional Services	171517	158591	166562	169097	–1.4	6.6
1.2.3.6 Trade	528158	475076	513452	504278	–4.5	6.1
1.2.3.6.1 Wholesale Trade	250528	210472	229764	221053	–11.8	5.0
1.2.3.6.2 Retail Trade	277630	264604	283688	283225	2.0	7.0
1.2.3.7 Commercial Real Estate	202291	187220	208627	216388	7.0	15.6
1.2.3.8 Non-Banking Financial Companies (NBFCs)	641208	490160	636733	680360	6.1	38.8
1.2.3.9 Other Services	668623	575246	582558	573894	–14.2	-0.2
1.2.4 Personal Loans	2220732	1992422	2275540	2303930	3.7	15.6
1.2.4.1 Consumer Durables	6299	3193	5623	5484	–12.9	71.8
1.2.4.2 Housing	1160111	1041857	1199806	1214773	4.7	16.6
1.2.4.3 Advances against Fixed Deposits	82873	66825	64901	62607	–24.5	-6.3
1.2.4.4 Advances to Individuals against share & bond	6265	5843	5396	5087	–18.8	-12.9
1.2.4.5 Credit Card Outstanding	88262	78499	93974	97650	10.6	24.4
1.2.4.6 Education	67988	69766	67665	68457	0.7	-1.9
1.2.4.7 Vehicle Loans	202154	195499	201318	202662	0.3	3.7
1.2.4.8 Other Personal Loans	606780	530940	636857	647211	6.7	21.9
1.2A Priority Sector	2739021	2563310	2716953	2721947	–0.6	6.2
1.2A.1 Agriculture & Allied Activities	1104988	1035940	1102240	1105805	0.1	6.7
1.2A.2 Micro & Small Enterprises	1067175	988106	1047483	1048364	–1.8	6.1
1.2A.2.1 Manufacturing	375505	366411	361608	358884	–4.4	-2.1
1.2A.2.2 Services	691670	621695	685875	689479	–0.3	10.9
1.2A.3 Housing	432703	393556	441976	444823	2.8	13.0
1.2A.4 Micro-Credit	24101	21155	31593	31376	30.2	48.3
1.2A.5 Education Loans	53950	57766	53659	53983	0.1	-6.5
1.2A.6 State-Sponsored Orgs. for SC/ST	397	349	385	402	1.3	15.2
1.2A.7 Weaker Sections	662628	587136	678242	682231	3.0	16.2
1.2A.8 Export Credit	15566	20518	14155	13139	–15.6	-36.0
Note : Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015). Export credit under priority sector relates to foreign banks only. Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector. Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector. Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.