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16. Industry-wise Deployment of Gross Bank Credit

(₹ Billion)
Industry Outstanding as on Growth (%)
Mar. 29, 2019 2018 2019 Financial year so far Y-o-Y
Apr. 27 Mar. 29 Apr. 26 2019-20 2019
1 2 3 4 5 6
1 Industry 28,858 26,511 28,858 28,352 –1.8 6.9
1.1 Mining & Quarrying (incl. Coal) 418 375 418 419 0.2 11.5
1.2 Food Processing 1,571 1,509 1,571 1,540 –2.0 2.0
1.2.1 Sugar 297 278 297 305 2.8 9.8
1.2.2 Edible Oils & Vanaspati 213 210 213 209 –1.9 –0.5
1.2.3 Tea 50 49 50 51 2.7 4.4
1.2.4 Others 1,010 972 1,010 974 –3.6 0.2
1.3 Beverage & Tobacco 147 147 147 130 –11.1 –11.2
1.4 Textiles 2,035 2,051 2,035 1,993 –2.1 –2.8
1.4.1 Cotton Textiles 977 1,031 977 955 –2.3 –7.4
1.4.2 Jute Textiles 21 23 21 21 0.9 –7.1
1.4.3 Man-Made Textiles 267 237 267 265 –1.1 11.6
1.4.4 Other Textiles 770 760 770 752 –2.2 –1.0
1.5 Leather & Leather Products 111 111 111 111 –0.0 –0.6
1.6 Wood & Wood Products 120 110 120 116 –2.7 6.2
1.7 Paper & Paper Products 303 300 303 301 –0.6 0.6
1.8 Petroleum, Coal Products & Nuclear Fuels 631 644 631 549 –13.1 –14.7
1.9 Chemicals & Chemical Products 1,915 1,552 1,915 1,776 –7.2 14.4
1.9.1 Fertiliser 400 265 400 328 –18.2 23.5
1.9.2 Drugs & Pharmaceuticals 505 480 505 499 –1.2 4.0
1.9.3 Petro Chemicals 467 357 467 412 –11.7 15.4
1.9.4 Others 542 450 542 537 –0.9 19.5
1.10 Rubber, Plastic & their Products 458 415 458 454 –0.9 9.5
1.11 Glass & Glassware 99 86 99 98 –1.2 13.7
1.12 Cement & Cement Products 557 526 557 553 –0.6 5.2
1.13 Basic Metal & Metal Product 3,716 4,109 3,716 3,553 –4.4 –13.5
1.13.1 Iron & Steel 2,829 3,222 2,829 2,700 –4.6 –16.2
1.13.2 Other Metal & Metal Product 887 887 887 853 –3.8 –3.8
1.14 All Engineering 1,686 1,512 1,686 1,664 –1.3 10.1
1.14.1 Electronics 379 338 379 381 0.7 12.6
1.14.2 Others 1,308 1,174 1,308 1,283 –1.9 9.3
1.15 Vehicles, Vehicle Parts & Transport Equipment 799 745 799 778 –2.6 4.4
1.16 Gems & Jewellery 720 694 720 667 –7.4 –3.9
1.17 Construction 995 897 995 984 –1.0 9.7
1.18 Infrastructure 10,559 8,878 10,559 10,647 0.8 19.9
1.18.1 Power 5,690 5,188 5,690 5,698 0.2 9.8
1.18.2 Telecommunications 1,156 864 1,156 1,297 12.2 50.2
1.18.3 Roads 1,869 1,632 1,869 1,862 –0.4 14.0
1.18.4 Other Infrastructure 1,845 1,195 1,845 1,790 –3.0 49.8
1.19 Other Industries 2,020 1,850 2,020 2,019 –0.0 9.1
Note : Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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