Appendix Table III.8 : Sectoral Deployment of Gross Bank Credit - ربی - Reserve Bank of India
Appendix Table III.8 : Sectoral Deployment of Gross Bank Credit
(Amount in Rupees crore) |
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Outstanding as on |
Variations |
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Sector |
March 19, |
March 21, |
March 21, |
March 22, |
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2004 * |
2003 * |
2003 @ |
2002 @ |
2003-04* |
2002-03@ |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
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I. |
Gross Bank Credit (1+2) |
7,64,383 |
6,69,534 |
6,16,906 |
5,36,727 |
94,849 |
80,179 |
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1. |
Public Food Procurement Credit |
35,961 |
49,479 |
49,479 |
53,978 |
-13,518 |
-4,499 |
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2. |
Non-food Gross Bank Credit |
7,28,422 |
6,20,055 |
5,67,427 |
4,82,749 |
1,08,367 |
84,678 |
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(100) |
(100) |
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A. |
Priority Sectors # |
2,63,834 |
2,11,609 |
2,03,799 |
1,75,259 |
52,225 |
28,540 |
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(48.2) |
(33.7) |
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i) |
Agriculture |
90,541 |
73,518 |
71,609 |
60,761 |
17,023 |
10,848 |
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(15.7) |
(12.8) |
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ii) |
Small Scale Industries |
65,855 |
60,394 |
60,486 |
57,199 |
5,461 |
3,287 |
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(5.0) |
(3.9) |
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iii) |
Other Priority Sectors |
1,07,438 |
77,697 |
71,704 |
57,299 |
29,741 |
14,405 |
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(27.4) |
(17.0) |
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B. |
Industry (Medium and Large) |
2,47,210 |
2,35,168 |
2,00,335 |
1,72,324 |
12,042 |
28,011 |
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(11.1) |
(33.1) |
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C. |
Wholesale Trade |
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(other than food procurement) |
24,867 |
22,578 |
22,398 |
20,459 |
2,289 |
1,939 |
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(2.1) |
(2.3) |
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D. |
Other Sectors |
1,92,511 |
1,50,700 |
1,40,895 |
1,14,707 |
41,811 |
26,188 |
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(38.6) |
(30.9) |
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of which : |
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i) |
Housing |
51,981 |
36,587 |
34,654 |
22,346 |
15,394 |
12,308 |
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ii) |
Consumer Durables |
8,274 |
7,219 |
6,904 |
7,015 |
1,055 |
-111 |
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iii) |
Non-Banking Financial Companies |
16,802 |
14,127 |
14,052 |
9,653 |
2,675 |
4,399 |
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iv) |
Loans to Individuals against Shares |
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and Debentures/Bonds |
2,020 |
2,001 |
1,762 |
1,520 |
19 |
242 |
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v) |
Real Estate Loans |
5,577 |
5,894 |
3,098 |
2,596 |
-317 |
502 |
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vi) |
Other Non-Priority Sector |
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Personal Loans |
35,165 |
27,905 |
26,089 |
23,402 |
7,260 |
2,687 |
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vii) |
Advances against Fixed Deposits |
26,346 |
22,708 |
22,701 |
21,243 |
3,638 |
1,458 |
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viii) |
Tourism and Tourism Related Hotels |
3,269 |
2,428 |
1,806 |
1,540 |
841 |
266 |
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II. |
Export Credit |
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[included under item I(2)] |
57,687 |
49,202 |
49,402 |
42,978 |
8,485 |
6,424 |
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(7.8) |
(7.6) |
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III. |
Net Bank Credit |
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(including inter-bank participations) |
7,63,855 |
6,68,576 |
6,16,085 |
5,35,063 |
95,279 |
81,022 |
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# |
: |
Data in this statement may not match with those stated elsewhere in the Report due to differences in the data source. |
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*:Including the impact of mergers since May 3, 2002. |
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@:Excluding the impact of mergers since May 3, 2002. |
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Note: 1. Data are provisional and relate to select scheduled commercial banks which account for about |
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2. Gross bank credit data include bills rediscounted with the Reserve Bank, IDBI, EXIM Bank, other approved financial |
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3. Net bank credit data are exclusive of bills rediscounted with the Reserve Bank, IDBI, EXIM Bank and other approved |
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4. Figures in parentheses are proportions to incremental non-food gross bank credit. |