EASTERN REGION (Contd.)

STATE: SIKKIM

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,269

23,69

19,94

6,174

212,83

91,68

-

-

-

1. Direct Finance

3,225

22,58

18,93

6,053

211,07

90,55

-

-

-

2. Indirect Finance

44

1,12

1,01

121

1,77

1,13

-

-

-

II.

INDUSTRY

149

34,55

22,90

844

349,73

342,30

-

-

-

1. Mining & Quarrying

30

5,30

3,86

12

12,13

9,75

-

-

-

2. Food Manufacturing & Processing

32

1,60

1,32

141

2,98

2,45

-

-

-

(a) Rice Mills, Flour & Dal Mills

1

3

1

43

19

19

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

58

24

24

-

-

-

(d) Tea Processing

-

-

-

6

30

23

-

-

-

(e) Processing of Fruits & Vegetables

3

17

15

2

6

7

-

-

-

(f) Others

28

1,41

1,15

32

2,18

1,71

-

-

-

3. Beverage & Tobacco

5

20,37

13,53

3

13,08

12,69

-

-

-

4. Textiles

12

30

22

35

46

34

-

-

-

(a) Cotton Textiles

1

2

1

1

2

1

-

-

-

(b) Jute & Other Natural Fibre Textiles

5

12

8

4

6

3

-

-

-

(c) Handloom Textiles & Khadi

3

6

5

22

17

13

-

-

-

(d) Other Textiles & Textile Products

3

10

7

8

21

17

-

-

-

5. Paper, Paper Products & Printing

10

31

21

9

46

42

-

-

-

6. Woods and Wood Products

5

74

57

8

24

18

-

-

-

7. Leather & Leather Products

1

2

3

-

-

-

-

-

-

8. Gems and Jewellery

-

-

-

3

87

29

-

-

-

9. Rubber & Plastic Products

3

17

7

2

25

27

-

-

-

10. Chemicals & Chemical Products

3

8

4

1

7

7

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

-

-

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

2

8

4

1

7

7

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

2

33

12

-

-

-

13. Basic Metals & Metal Products

9

48

41

11

46

40

-

-

-

(a) Iron & Steel

-

-

-

3

13

11

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c) Metal Products

9

48

41

8

34

29

-

-

-

14. Engineering

5

13

11

18

3,65

3,35

-

-

-

(a) Heavy Engineering

-

-

-

5

1,18

1,20

-

-

-

(b) Light Engineering

2

7

5

6

34

26

-

-

-

(c) Electrical Machinery & Goods

1

2

2

4

1,90

1,82

-

-

-

(d) Electronic Machinery & Goods

2

5

4

3

23

7

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

    -

-

-

1

6

5

-

-

-

16. Other Industries

28

37

18

371

6,70

5,72

-

-

-

17. Electricity, Gas & Water

1

2

1

6

235,93

235,85

-

-

-

(a) Electricity Generation & Transmission

-

-

-

4

233,93

233,93

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

2

1

2

2,00

1,92

-

-

-

18. Construction

5

4,66

2,35

221

72,07

70,35

-

-

-

(a) Other than Infrastructure

-

-

-

200

20,84

19,21

-

-

-

(b) Infrastructure Construction

5

4,66

2,35

21

51,22

51,14

-

-

-

III.

TRANSPORT OPERATORS

222

8,94

7,00

111

4,77

4,51

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

693

69,52

58,79

969

112,50

99,62

-

-

-

1. Professional Services

5

3,74

4,18

47

54,24

46,53

-

-

-

2. Tourism, Hotel & Restaurants

68

15,24

13,08

110

28,31

27,59

-

-

-

3. Recreation services

7

86

66

20

15

16

-

-

-

4. IT and Telecommunications

3

12

6

11

85

72

-

-

-

5. Others

610

49,56

40,81

781

28,95

24,63

-

-

-

V.

PERSONAL LOANS

14,208

444,65

341,96

12,694

230,83

203,66

-

-

-

1. Housing

4,774

279,23

219,00

5,595

166,64

151,91

-

-

-

2. Consumer Durables

267

2,42

1,88

2,503

11,63

6,43

-

-

-

3. Vehicles

1,307

33,12

25,55

246

5,09

4,11

-

-

-

4. Education

184

6,11

4,13

198

2,79

2,55

-

-

-

5. Personal Credit Cards

-

-

-

85

54

20

-

-

-

6. Others

7,676

123,76

91,41

4,067

44,13

38,45

-

-

-

VI.

TRADE

816

79,98

67,08

1,119

58,43

48,63

-

-

-

1. Wholesale Trade

17

17,99

14,33

54

9,08

8,24

-

-

-

2. Retail Trade

799

61,99

52,76

1,065

49,35

40,39

-

-

-

VII.

FINANCE

1

25

18

190

60,46

60,35

-

-

-

VIII.

ALL OTHERS

47

45

43

462

7,74

6,42

-

-

-

TOTAL BANK CREDIT

19,405

662,03

518,28

22,563

1037,28

857,17

-

-

-

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

STATE:SIKKIM

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12 

13

14

15 

16

17

18 

I.

AGRICULTURE

8

31

32 

161

3,67

2,52

9,612

240,51

114,47

1. Direct Finance

8

31

32

158

1,99

1,82

9,444

235,95

111,63

2. Indirect Finance

-

-

-

3

1,68

70

168

4,57

2,84

II.

INDUSTRY

1

5

5 

94

37,66

18,05

1,088

421,99

383,30

1. Mining & Quarrying

-

-

-

-

-

-

42

17,43

13,61

2. Food Manufacturing & Processing

-

-

-

-

-

-

173

4,58

3,77

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

44

22

21

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

58

24

24

(d) Tea Processing

-

-

-

-

-

-

6

30

23

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

5

23

22

(f) Others

-

-

-

-

-

-

60

3,58

2,87

3. Beverage & Tobacco

-

-

-

2

4,50

3,72

10

37,95

29,95

4. Textiles

-

-

-

-

-

-

47

76

55

(a) Cotton Textiles

-

-

-

-

-

-

2

4

2

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

9

18

11

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

25

23

18

(d) Other Textiles & Textile Products

-

-

-

-

-

-

11

31

25

5. Paper, Paper Products & Printing

1

5

5

-

-

-

20

82

68

6. Woods and Wood Products

-

-

-

-

-

-

13

98

76

7. Leather & Leather Products

-

-

-

-

-

-

1

2

3

8. Gems and Jewellery

-

-

-

-

-

-

3

87

29

9. Rubber & Plastic Products

-

-

-

-

-

-

5

42

33

10. Chemicals & Chemical Products

-

-

-

-

-

-

4

15

11

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

1

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

3

15

11

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

2

33

12

13. Basic Metals & Metal Products

-

-

-

-

-

-

20

94

81

(a) Iron & Steel

-

-

-

-

-

-

3

13

11

(b) Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c) Metal Products

-

-

-

-

-

-

17

82

70

14. Engineering

-

-

-

4

2,51

1,59

27

6,28

5,04

(a) Heavy Engineering

-

-

-

-

-

-

5

1,18

1,20

(b) Light Engineering

-

-

-

-

-

-

8

41

30

(c) Electrical Machinery & Goods

-

-

-

-

-

-

5

1,91

1,85

(d) Electronic Machinery & Goods

-

-

-

4

2,51

1,59

9

2,78

1,70

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

1

1,50

1,17

2

1,56

1,22

16. Other Industries

-

-

-

1

4

-

400

7,10

5,89

17. Electricity, Gas & Water

-

-

-

-

-

-

7

235,95

235,86

(a) Electricity Generation & Transmission

-

-

-

-

-

-

4

233,93

233,93

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

3

2,02

1,93

18. Construction

-

-

-

86

29,11

11,58

312

105,84

84,27

(a) Other than Infrastructure

-

-

-

77

28,23

10,97

277

49,07

30,18

(b) Infrastructure Construction

-

-

-

9

88

60

35

56,76

54,09

III.

TRANSPORT OPERATORS

-

-

-

324

13,10

12,25

657

26,81

23,76

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

733

27,30

25,51

2,395

209,31

183,93

1. Professional Services

-

-

-

2

9

2

54

58,06

50,74

2. Tourism, Hotel & Restaurants

-

-

-

3

21,20

19,94

181

64,74

60,60

3. Recreation services

-

-

-

-

-

-

27

1,01

82

4. IT and Telecommunications

-

-

-

-

-

-

14

97

78

5. Others

-

-

-

728

6,01

5,55

2,119

84,52

71,00

V.

PERSONAL LOANS

5

13

14

482

15,70

10,77

27,389

691,31

556,53

1. Housing

3

9

9

3

1,19

89

10,375

447,16

371,89

2. Consumer Durables

-

-

-

10

11

10

2,780

14,15

8,41

3. Vehicles

-

-

-

274

7,71

4,47

1,827

45,93

34,13

4. Education

2

5

5

73

2,59

2,24

457

11,54

8,97

5. Personal Credit Cards

-

-

-

10

38

4

95

92

24

6. Others

-

-

-

112

3,72

3,03

11,855

171,61

132,89

VI.

TRADE

1

3

 3

10

404,05

105,90

1,946

542,49

221,64

1. Wholesale Trade

-

-

-

-

-

-

71

27,07

22,56

2. Retail Trade

1

3

3

10

404,05

105,90

1,875

515,43

199,08

VII.

FINANCE

-

-

-

5

83

67 

196

61,53

61,20

VIII.

ALL OTHERS

-

-

-

531

1,75

1,08

1,040

9,95

7,93

TOTAL BANK CREDIT

15

52

55 

2,340

504,06

176,76

44,323

2203,90

1552,77