Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,860

87,54

33,87

3,169

31,11

24,46

1. Direct Finance

5,823

32,95

27,91

3,107

27,88

22,11

2. Indirect Finance

37

54,59

5,95

62

3,23

2,35

II.

INDUSTRY

3,126

153,65

127,47

7,297

869,29

677,01

1. Mining & Quarrying

37

4,71

4,12

123

306,14

207,67

2. Food Manufacturing & Processing

86

5,34

3,65

206

24,53

15,36

(a) Rice Mills, Flour & Dal Mills

8

8

5

5

1,16

82

(b) Sugar

—

—

—

2

30

37

(c) Edible Oils & Vanaspati

1

34

34

6

93

1,10

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

2

8

5

14

2,75

1,34

(f) Others

75

4,85

3,23

179

19,39

11,73

3. Beverage & Tobacco

20

84

64

64

12,56

10,12

4. Textiles

12

22

19

68

23,91

24,26

(a) Cotton Textiles

—

—

—

4

15,41

15,98

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles

12

22

19

64

8,50

8,28

5. Paper, Paper Products & Printing

53

4,26

3,65

116

6,17

5,18

6. Leather & Leather Products

2

10

9

15

96

61

7. Rubber & Rubber Products

3

1,09

24

44

2,94

2,07

8. Chemicals & Chemical Products

39

59,15

55,83

264

130,92

83,30

(a) Heavy Industrial Chemicals

2

12

12

4

1,45

1,22

(b) Fertilisers

4

53,81

52,73

4

31,35

1,97

(c) Drugs & Pharmaceuticals

5

2,35

2,08

63

56,45

47,40

(d) Non-Edible Oils

—

—

—

4

11

10

(e) Other Chemicals & Chemical Products

28

2,87

90

189

41,57

32,61

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

6

84

73

10. Manufacture of Cement & Cement Products

8

5,97

5,93

18

8,31

7,81

11. Basic Metals & Metal Products

63

13,46

10,19

551

125,66

126,08

(a) Iron & Steel

16

8,86

8,15

157

113,34

115,91

(b) Non-Ferrous Metals

10

3,62

1,38

11

2,96

2,12

(c) Other Metal Products

37

98

66

383

9,35

8,04

12. Engineering

45

6,84

3,95

256

42,88

34,34

(a) Heavy Engineering

3

17

15

11

4,54

1,97

(b) Light Engineering

21

1,30

98

113

18,05

15,60

(c) Electrical Machinery & Goods

15

3,16

1,84

108

8,19

8,93

(d) Electronic Machinery & Goods

6

2,21

99

24

12,10

7,84

13. Vehicles, Vehicle Parts & Transport Equipments

27

1,10

80

121

22,64

27,96

14. Other Industries

1,796

41,10

30,32

5,042

119,30

98,13

15. Electricity, Gas & Water

7

21

31

15

3,22

2,78

(a) Electricity Generation & Transmission

—

—

—

8

2,05

2,15

(b) Non-Conventional Energy

—

—

—

1

50

44

(c) Gas, Steam & Water Supply

7

21

31

6

67

20

16. Construction

928

9,27

7,56

388

38,33

30,61

III.

TRANSPORT OPERATORS

1,974

30,69

21,46

1,759

47,47

35,24

IV.

PROFESSIONAL AND OTHER SERVICES

2,989

49,41

27,12

4,462

188,21

145,97

V.

PERSONAL LOANS

23,647

120,76

106,14

35,639

262,71

226,79

1. Loans for Purchase of Consumer Durables

2,524

8,53

6,53

4,169

18,02

14,92

2. Loans for Housing

2,886

35,78

31,59

6,662

84,17

73,54

3. Rest of the Personal Loans

18,237

76,45

68,01

24,808

160,51

138,33

VI.

TRADE

4,598

23,63

20,37

5,842

212,10

347,42

1. Wholesale Trade

223

3,74

2,70

506

111,22

86,56

2. Retail Trade

4,375

19,89

17,67

5,336

100,89

260,86

VII.

FINANCE

7

1,55

1,41

33

51,43

29,32

VIII.

ALL OTHERS

4,742

26,10

23,87

9,985

119,02

99,37

TOTAL BANK CREDIT

46,943

493,32

361,70

68,186

1781,34

1585,57

OF WHICH: 1. Artisans & Village Industries

403

2,02

1,71

690

2,66

2,50

2. Other Small Scale Industries

1,182

24,65

17,47

3,371

129,40

100,18

Note : There are no Urban and Metropolitan Centres in Goa.