Table No. 5.6 – State And Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2001

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,60,368

1339,18

1219,45

7,49,685

2805,60

2461,40

1. Direct Finance

3,57,495

1220,34

1109,33

7,44,181

2261,53

2062,43

2. Indirect Finance

2,873

118,84

110,12

5,504

544,08

398,97

II.

INDUSTRY

1,35,429

5361,13

3976,00

1,20,202

8176,64

6134,03

1. Mining & Quarrying

221

131,10

101,74

501

192,79

167,70

2. Food Manufacturing & Processing

1,893

292,15

231,80

2,920

861,55

643,17

(a)

Rice Mills, Flour & Dal Mills

564

42,14

35,90

1,017

76,13

66,95

(b)

Sugar

37

84,00

71,13

55

198,13

162,05

(c)

Edible Oils & Vanaspati

169

35,23

29,20

267

22,81

20,15

(d)

Tea Processing

6

9,22

5,69

10

12,47

12,78

(e)

Processing of Fruits & Vegetables

22

3,14

2,57

104

45,23

25,76

(f)

Others

1,095

118,42

87,31

1,467

506,79

355,48

3. Beverage & Tobacco

53

47,84

45,38

198

243,67

191,95

4. Textiles

2,599

535,81

354,69

2,683

745,19

565,65

(a)

Cotton Textiles

112

54,11

42,76

512

191,57

157,19

(b)

Jute Textiles

2

1,55

1,12

13

2,85

2,68

(c)

Handloom Textiles & Khadi

158

90,13

17,01

120

9,35

8,53

(d)

Other Textiles

2,327

390,01

293,80

2,038

541,42

397,26

5. Paper, Paper Products & Printing

676

75,59

56,87

1,782

219,12

167,76

6. Leather & Leather Products

183

55,07

58,84

304

54,14

37,64

7. Rubber & Rubber Products

154

23,69

20,57

606

66,20

49,65

8. Chemicals & Chemical Products

971

336,98

266,80

2,149

383,54

299,56

(a)

Heavy Industrial Chemicals

47

9,32

6,28

89

14,96

14,51

(b)

Fertilisers

12

4,77

3,47

43

18,00

12,17

(c)

Drugs & Pharmaceuticals

231

122,44

99,50

377

101,67

80,49

(d)

Non-Edible Oils

17

9,79

5,07

16

3,54

2,93

(e)

Other Chemicals & Chemical Products

664

190,67

152,47

1,624

245,38

189,46

9. Petroleum, Coal Products & Nuclear Fuels

74

21,99

14,02

80

388,18

330,21

10. Manufacture of Cement & Cement Products

149

39,60

41,47

319

27,62

31,88

11. Basic Metals & Metal Products

1,216

531,77

479,33

2,267

589,62

512,54

(a)

Iron & Steel

267

328,09

322,91

430

366,82

347,42

(b)

Non-Ferrous Metals

76

47,17

40,59

87

51,67

33,96

(c)

Other Metal Products

873

156,52

115,83

1,750

171,14

131,16

12. Engineering

2,641

1977,62

1312,09

5,096

1993,92

1215,96

(a)

Heavy Engineering

179

513,97

380,81

364

773,78

416,93

(b)

Light Engineering

1,356

630,25

378,38

2,343

453,65

309,33

(c)

Electrical Machinery & Goods

722

316,20

217,94

1,730

320,92

179,51

(d)

Electronic Machinery & Goods

384

517,20

334,96

659

445,57

310,19

13. Vehicles, Vehicle Parts & Transport Equipments

2,420

154,20

98,11

1,063

156,61

98,42

14. Other Industries

1,21,480

711,10

588,24

98,518

1034,79

838,66

15. Electricity, Gas & Water

63

232,85

216,32

158

946,52

748,90

(a)

Electricity Generation & Transmission

41

229,80

213,37

93

939,15

742,08

(b)

Non-Conventional Energy

17

1,66

1,69

22

1,76

1,55

(c)

Gas, Steam & Water Supply

5

1,39

1,26

43

5,61

5,27

16. Construction

636

193,79

89,71

1,558

273,16

234,38

III.

TRANSPORT OPERATORS

7,145

144,06

106,40

29,618

427,29

343,85

IV.

PROFESSIONAL AND OTHER SERVICES

20,731

309,88

230,01

1,03,146

914,59

758,04

V.

PERSONAL LOANS

3,82,082

1914,10

1645,23

6,30,918

3145,80

2787,97

1. Loans for Purchase of Consumer Durables

32,716

93,27

68,12

57,687

180,98

147,27

2. Loans for Housing

64,361

908,00

807,43

1,06,696

1312,09

1194,93

3. Rest of the Personal Loans

2,85,005

912,82

769,67

4,66,535

1652,72

1445,77

VI.

TRADE

71,325

704,31

625,07

1,63,765

1324,36

1133,72

1. Wholesale Trade

7,262

371,61

338,72

21,445

455,77

376,40

2. Retail Trade

64,063

332,70

286,36

1,42,320

868,59

757,32

VII.

FINANCE

119

73,30

64,06

2,359

1451,24

1190,44

VIII.

ALL OTHERS

66,156

768,11

695,60

1,40,355

1391,07

1223,75

TOTAL BANK CREDIT

10,43,355

10614,07

8561,83

19,40,048

19636,58

  16033,19

OF WHICH:

1. Artisans & Village Industries

8,281

21,89

20,26

20,090

74,18

68,54

2. Other Small Scale Industries

62,326

1143,21

932,62

53,105

1289,32

1038,96

FOREIGN BANKS

REGIONAL RURAL

BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

8

3,20

10,39

5,37,508

1197,20

1111,85

1. Direct Finance

4

3,03

10,21

5,25,308

1169,57

1088,62

2. Indirect Finance

4

17

17

12,200

27,63

23,23

II.

INDUSTRY

725

2641,84

1682,51

41,454

108,84

90,09

1. Mining & Quarrying

1

75

—

26

1,70

1,14

2. Food Manufacturing & Processing

30

38,78

22,22

579

9,54

7,81

(a)

Rice Mills, Flour & Dal Mills

1

5

5

207

3,45

2,82

(b)

Sugar

4

4,00

3,94

4

17

9

(c)

Edible Oils & Vanaspati

—

—

—

55

74

51

(d)

Tea Processing

2

5,03

5,03

1

6

6

(e)

Processing of Fruits & Vegetables

3

2,22

1,36

8

49

42

(f)

Others

20

27,48

11,84

304

4,64

3,92

3. Beverage & Tobacco

24

32,80

15,49

9

48

35

4. Textiles

76

162,59

168,53

282

2,64

2,23

(a)

Cotton Textiles

23

19,12

15,27

21

28

21

(b)

Jute Textiles

—

—

—

2

13

13

(c)

Handloom Textiles & Khadi

—

—

—

36

15

12

(d)

Other Textiles

53

143,47

153,26

223

2,09

1,78

5. Paper, Paper Products & Printing

28

19,37

13,34

91

2,33

2,22

6. Leather & Leather Products

—

—

—

15

16

16

7. Rubber & Rubber Products

3

1,24

21

24

58

51

8. Chemicals & Chemical Products

77

178,13

141,29

120

1,61

1,37

(a)

Heavy Industrial Chemicals

23

27,72

14,76

—

—

—

(b)

Fertilisers

5

6,87

3,25

—

—

—

(c)

Drugs & Pharmaceuticals

12

40,56

33,52

35

40

37

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

37

102,98

89,76

85

1,22

1,00

9. Petroleum, Coal Products & Nuclear Fuels

9

53,37

41,13

2

7

6

10. Manufacture of Cement & Cement Products

1

3

3

26

63

50

11. Basic Metals & Metal Products

19

68,01

48,34

61

1,06

95

(a)

Iron & Steel

6

57,38

42,94

—

—

—

(b)

Non-Ferrous Metals

1

4,00

—

1

15

16

(c)

Other Metal Products

12

6,63

5,40

60

91

79

12. Engineering

255

995,40

588,86

330

5,30

4,15

(a)

Heavy Engineering

19

153,03

84,33

83

2,37

1,83

(b)

Light Engineering

75

199,89

145,31

160

1,94

1,52

(c)

Electrical Machinery & Goods

66

262,78

115,35

85

84

66

(d)

Electronic Machinery & Goods

95

379,70

243,88

2

15

14

13. Vehicles, Vehicle Parts & Transport Equipments

50

133,44

79,04

637

6,51

4,93

14. Other Industries

114

803,85

518,59

39,064

71,09

59,39

15. Electricity, Gas & Water

5

108,40

7,33

—

—

—

(a)

Electricity Generation & Transmission

2

1,40

33

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

3

107,00

7,00

—

—

—

16. Construction

33

45,70

38,09

188

5,13

4,32

III.

TRANSPORT OPERATORS

79

26,99

23,08

14,766

99,22

71,74

IV.

PROFESSIONAL AND OTHER SERVICES

303

155,74

130,15

35,779

78,22

66,01

V.

PERSONAL LOANS

1,34,645

827,35

419,68

1,73,386

367,27

325,18

1. Loans for Purchase of Consumer Durables

1,105

17,50

14,07

15,105

29,54

23,88

2. Loans for Housing

1,702

135,20

136,18

11,752

103,69

92,55

3. Rest of the Personal Loans

1,31,838

674,65

269,43

1,46,529

234,04

208,75

VI.

TRADE

384

203,98

151,71

1,12,263

245,50

211,22

1. Wholesale Trade

347

137,50

116,62

4,534

20,80

18,01

2. Retail Trade

37

66,49

35,09

1,07,729

224,70

193,21

VII.

FINANCE

10

5,99

5,01

28

21

17

VIII.

ALL OTHERS

2,947

41,68

35,58

1,03,273

119,38

107,77

TOTAL BANK CREDIT

1,39,101

3906,77

2458,10

10,18,457

2215,84

1984,03

OF WHICH:

1. Artisans & Village Industries

2

2

2

22,675

40,54

32,96

2. Other Small Scale Industries

45

78,48

56,62

9,196

24,04

20,41

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

60,194

562,44

451,51

17,07,763

5907,63

5254,59

1. Direct Finance

58,737

444,59

392,05

16,85,725

5099,05

4662,65

2. Indirect Finance

1,457

117,85

59,46

22,038

808,57

591,94

II.

INDUSTRY

14,121

2457,89

2011,87

3,11,931

18746,35

13894,50

1. Mining & Quarrying

82

26,08

20,24

831

352,42

290,82

2. Food Manufacturing & Processing

772

332,14

254,39

6,194

1534,16

1159,39

(a)

Rice Mills, Flour & Dal Mills

268

55,41

31,06

2,057

177,18

136,78

(b)

Sugar

24

34,55

19,50

124

320,85

256,70

(c)

Edible Oils & Vanaspati

70

8,43

6,19

561

67,20

56,06

(d)

Tea Processing

8

14,63

8,25

27

41,40

31,81

(e)

Processing of Fruits & Vegetables

17

17,01

16,75

154

68,08

46,86

(f)

Others

385

202,12

172,63

3,271

859,44

631,18

3. Beverage & Tobacco

68

117,02

106,35

352

441,80

359,51

4. Textiles

1,031

222,41

165,63

6,671

1668,64

1256,73

(a)

Cotton Textiles

144

25,62

21,54

812

290,70

236,96

(b)

Jute Textiles

4

25

26

21

4,78

4,19

(c)

Handloom Textiles & Khadi

62

3,67

3,06

376

103,30

28,71

(d)

Other Textiles

821

192,87

140,78

5,462

1269,86

986,87

5. Paper, Paper Products & Printing

358

37,49

28,25

2,935

353,89

268,44

6. Leather & Leather Products

30

15,55

6,62

532

124,93

103,27

7. Rubber & Rubber Products

80

7,93

7,59

867

99,65

78,52

8. Chemicals & Chemical Products

451

120,19

102,43

3,768

1020,45

811,45

(a)

Heavy Industrial Chemicals

30

11,66

8,16

189

63,66

43,71

(b)

Fertilisers

12

2,31

2,44

72

31,94

21,33

(c)

Drugs & Pharmaceuticals

89

57,59

48,83

744

322,65

262,71

(d)

Non-Edible Oils

9

99

62

42

14,32

8,62

(e)

Other Chemicals & Chemical Products

311

47,63

42,38

2,721

587,88

475,08

9. Petroleum, Coal Products & Nuclear Fuels

18

3,43

2,55

183

467,04

387,99

10. Manufacture of Cement & Cement Products

106

28,31

22,26

601

96,19

96,14

11. Basic Metals & Metal Products

485

155,83

142,46

4,048

1346,29

1183,63

(a)

Iron & Steel

103

121,32

115,92

806

873,61

829,20

(b)

Non-Ferrous Metals

10

2,03

2,04

175

105,01

76,76

(c)

Other Metal Products

372

32,48

24,50

3,067

367,67

277,67

12. Engineering

1,014

593,76

526,09

9,336

5566,00

3647,16

(a)

Heavy Engineering

115

41,41

31,89

760

1484,56

915,78

(b)

Light Engineering

515

214,40

171,06

4,449

1500,14

1005,60

(c)

Electrical Machinery & Goods

196

68,72

61,04

2,799

969,46

574,50

(d)

Electronic Machinery & Goods

188

269,22

262,10

1,328

1611,84

1151,28

13. Vehicles, Vehicle Parts & Transport Equipments

242

42,57

33,81

4,412

493,33

314,30

14. Other Industries

8,795

311,98

217,07

2,67,971

2932,81

2221,94

15. Electricity, Gas & Water

39

214,33

194,56

265

1502,10

1167,12

(a)

Electricity Generation & Transmission

10

165,46

166,78

146

1335,80

1122,57

(b)

Non-Conventional Energy

23

2,98

2,43

62

6,40

5,67

(c)

Gas, Steam & Water Supply

6

45,90

25,34

57

159,90

38,87

16. Construction

550

228,87

181,58

2,965

746,64

548,08

III.

TRANSPORT OPERATORS

3,524

96,27

64,81

55,132

793,83

609,88

IV.

PROFESSIONAL AND OTHER SERVICES

15,897

755,48

506,67

1,75,856

2213,90

1690,88

V.

PERSONAL LOANS

1,55,236

785,96

644,54

14,76,267

7040,47

5822,60

1. Loans for Purchase of Consumer Durables

21,135

62,38

50,00

1,27,748

383,67

303,34

2. Loans for Housing

11,799

236,45

194,50

1,96,310

2695,43

2425,60

3. Rest of the Personal Loans

1,22,302

487,14

400,04

11,52,209

3961,38

3093,66

VI.

TRADE

21,760

942,03

612,92

3,69,497

3420,18

2734,65

1. Wholesale Trade

4,625

431,80

293,05

38,213

1417,47

1142,80

2. Retail Trade

17,135

510,23

319,87

3,31,284

2002,71

1591,85

VII.

FINANCE

209

210,15

147,98

2,725

1740,89

1407,66

VIII.

ALL OTHERS

21,992

471,51

378,59

3,34,723

2791,74

2441,29

TOTAL BANK CREDIT

2,92,933

6281,72

4818,88

44,33,894

42654,99

  33856,03

OF WHICH:

1. Artisans & Village Industries

1,809

7,32

6,10

52,857

143,95

127,88

2. Other Small Scale Industries

5,802

377,16

278,32

1,30,474

2912,20

2326,94