Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2001

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

10,683

24,26

22,75

13,796

30,12

29,63

1. Direct Finance

10,656

24,14

22,65

13,781

28,91

28,46

2. Indirect Finance

27

12

10

15

1,21

1,17

II.

INDUSTRY

997

48,32

38,03

3,053

178,09

138,49

1. Mining & Quarrying

—

—

—

1

30

29

2. Food Manufacturing & Processing

17

13,70

11,56

63

32,92

30,38

(a)

Rice Mills, Flour & Dal Mills

3

11,00

8,89

19

1,02

96

(b)

Sugar

—

—

—

3

28,44

26,54

(c)

Edible Oils & Vanaspati

1

15

18

9

1,77

86

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

13

2,55

2,49

32

1,69

2,02

3. Beverage & Tobacco

1

3,00

2,52

23

11,18

10,31

4. Textiles

15

1,21

1,16

43

27,51

22,85

(a)

Cotton Textiles

4

16

13

28

25,96

22,42

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

4

91

90

2

2

2

(d)

Other Textiles

7

14

13

13

1,52

41

5. Paper, Paper Products & Printing

10

4,51

2,75

34

4,20

2,16

6. Leather & Leather Products

1

50

44

9

1,71

1,03

7. Rubber & Rubber Products

4

1,62

1,41

21

2,15

1,14

8. Chemicals & Chemical Products

7

1,91

1,01

131

18,47

15,19

(a)

Heavy Industrial Chemicals

—

—

—

3

42

21

(b)

Fertilisers

—

—

—

2

15

15

(c)

Drugs & Pharmaceuticals

—

—

—

31

5,94

5,73

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

7

1,91

1,01

95

11,95

9,09

9. Petroleum, Coal Products & Nuclear Fuels

1

1,96

1,55

3

53

52

10. Manufacture of Cement & Cement Products

1

5

5

9

6

5

11. Basic Metals & Metal Products

11

9,95

7,75

68

8,49

6,56

(a)

Iron & Steel

1

25

22

15

2,65

2,43

(b)

Non-Ferrous Metals

—

—

—

2

4,07

2,08

(c)

Other Metal Products

10

9,70

7,53

51

1,77

2,05

12. Engineering

317

5,36

3,85

133

16,50

6,65

(a)

Heavy Engineering

—

—

—

4

5,55

51

(b)

Light Engineering

13

2,39

1,11

27

1,51

21

(c)

Electrical Machinery & Goods

304

2,96

2,74

65

2,05

1,69

(d)

Electronic Machinery & Goods

—

—

—

37

7,39

4,25

13. Vehicles, Vehicle Parts & Transport Equipments

6

6

5

21

98

55

14. Other Industries

606

4,50

3,92

1,908

51,37

39,40

15. Electricity, Gas & Water

—

—

—

8

41

35

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

2

20

21

(c)

Gas, Steam & Water Supply

—

—

—

6

21

15

16. Construction

—

—

—

578

1,33

1,08

III.

TRANSPORT OPERATORS

60

75

58

317

3,54

2,93

IV.

PROFESSIONAL AND OTHER SERVICES

175

2,83

1,46

2,277

16,84

13,11

V.

PERSONAL LOANS

8,520

39,79

32,54

25,902

88,59

82,71

1. Loans for Purchase of Consumer Durables

1,853

8,11

5,74

2,241

5,51

4,68

2. Loans for Housing

1,170

11,09

10,26

3,044

24,51

23,34

3. Rest of the Personal Loans

5,497

20,59

16,54

20,617

58,57

54,70

VI.

TRADE

464

7,73

5,93

8,940

57,91

56,87

1. Wholesale Trade

23

2,21

2,01

313

11,47

8,95

2. Retail Trade

441

5,53

3,92

8,627

46,44

47,93

VII.

FINANCE

23

1,50

1,40

2

2,37

1,27

VIII.

ALL OTHERS

632

5,20

4,52

3,686

28,61

21,83

TOTAL BANK CREDIT

21,554

130,38

107,20

57,973

406,09

346,86

OF WHICH:

1. Artisans & Village Industries

126

13

10

211

71

69

2. Other Small Scale Industries

490

10,45

7,54

1,211

39,15

31,82

FOREIGN BANKS

REGIONAL RURAL

BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

—

—

—

1. Direct Finance

—

—

—

—

—

—

2. Indirect Finance

—

—

—

—

—

—

II.

INDUSTRY

12

26,56

2,16

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

1

6,20

93

—

—

—

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

1

6,20

93

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

—

—

—

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

5. Paper, Paper Products & Printing

2

3,00

37

—

—

—

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

—

—

—

—

—

—

8. Chemicals & Chemical Products

—

—

—

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

—

—

—

—

—

—

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

—

—

—

12. Engineering

—

—

—

—

—

—

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

—

—

—

14. Other Industries

2

16,50

—

—

—

—

15. Electricity, Gas & Water

7

86

86

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

7

86

86

—

—

—

16. Construction

—

—

—

—

—

—

III.

TRANSPORT OPERATORS

—

—

—

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

—

—

—

V.

PERSONAL LOANS

—

—

—

—

—

—

1. Loans for Purchase of Consumer Durables

—

—

—

—

—

—

2. Loans for Housing

—

—

—

—

—

—

3. Rest of the Personal Loans

—

—

—

—

—

—

VI.

TRADE

—

—

—

—

—

—

1. Wholesale Trade

—

—

—

—

—

—

2. Retail Trade

—

—

—

—

—

—

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

—

—

—

—

—

—

TOTAL BANK CREDIT

12

26,56

—

—

—

2,16

OF WHICH:

1. Artisans & Village Industries

—

—

—

—

—

—

2. Other Small Scale Industries

2

3,00

37

—

—

—

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

491

1,57

1,20

24,970

55,95

53,58

1. Direct Finance

490

1,56

1,20

24,927

54,62

52,31

2. Indirect Finance

1

—

—

43

1,33

1,27

II.

INDUSTRY

532

72,67

52,84

4,594

325,63

231,53

1. Mining & Quarrying

—

—

—

1

30

29

2. Food Manufacturing & Processing

42

4,42

3,17

123

57,24

46,04

(a)

Rice Mills, Flour & Dal Mills

2

44

41

24

12,46

10,26

(b)

Sugar

—

—

—

3

28,44

26,54

(c)

Edible Oils & Vanaspati

13

2,20

1,97

23

4,12

3,01

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

27

1,78

79

73

12,22

6,23

3. Beverage & Tobacco

2

30

17

26

14,48

12,99

4. Textiles

28

6,70

6,07

86

35,42

30,08

(a)

Cotton Textiles

9

90

63

41

27,02

23,18

(b)

Jute Textiles

1

15

14

1

15

14

(c)

Handloom Textiles & Khadi

—

—

—

6

93

92

(d)

Other Textiles

18

5,65

5,30

38

7,32

5,84

5. Paper, Paper Products & Printing

40

4,33

3,56

86

16,03

8,84

6. Leather & Leather Products

10

1,86

44

20

4,07

1,90

7. Rubber & Rubber Products

13

94

99

38

4,70

3,54

8. Chemicals & Chemical Products

98

34,87

25,68

236

55,25

41,88

(a)

Heavy Industrial Chemicals

3

2,00

1,91

6

2,42

2,12

(b)

Fertilisers

—

—

—

2

15

15

(c)

Drugs & Pharmaceuticals

21

96

85

52

6,90

6,58

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

74

31,91

22,93

176

45,78

33,02

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

4

2,49

2,08

10. Manufacture of Cement & Cement Products

1

3

3

11

14

13

11. Basic Metals & Metal Products

17

9,52

5,67

96

27,95

19,98

(a)

Iron & Steel

9

8,02

4,26

25

10,92

6,91

(b)

Non-Ferrous Metals

—

—

—

2

4,07

2,08

(c)

Other Metal Products

8

1,50

1,40

69

12,96

10,98

12. Engineering

71

5,85

4,32

521

27,71

14,82

(a)

Heavy Engineering

1

8

8

5

5,63

59

(b)

Light Engineering

37

1,23

1,27

77

5,13

2,59

(c)

Electrical Machinery & Goods

25

2,04

62

394

7,05

5,06

(d)

Electronic Machinery & Goods

8

2,50

2,34

45

9,89

6,58

13. Vehicles, Vehicle Parts & Transport Equipments

15

10

5

42

1,13

65

14. Other Industries

170

2,98

2,15

2,686

75,34

45,47

15. Electricity, Gas & Water

—

—

—

15

1,27

1,21

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

2

20

21

(c)

Gas, Steam & Water Supply

—

—

—

13

1,07

1,00

16. Construction

25

78

55

603

2,11

1,63

III.

TRANSPORT OPERATORS

117

1,74

1,16

494

6,03

4,67

IV.

PROFESSIONAL AND OTHER SERVICES

228

14,34

9,46

2,680

34,02

24,02

V.

PERSONAL LOANS

4,516

21,63

16,99

38,938

150,01

132,24

1. Loans for Purchase of Consumer Durables

1,419

4,33

3,46

5,513

17,95

13,87

2. Loans for Housing

297

2,40

1,90

4,511

37,99

35,50

3. Rest of the Personal Loans

2,800

14,90

11,63

28,914

94,06

82,87

VI.

TRADE

1,276

39,07

30,76

10,680

104,71

93,56

1. Wholesale Trade

246

12,66

12,13

582

26,34

23,08

2. Retail Trade

1,030

26,41

18,63

10,098

78,38

70,48

VII.

FINANCE

3

11

9

28

3,98

2,75

VIII.

ALL OTHERS

1,201

7,09

6,32

5,519

40,90

32,67

TOTAL BANK CREDIT

8,364

158,21

118,81

87,903

721,23

575,03

OF WHICH:

1. Artisans & Village Industries

13

8

6

350

93

85

2. Other Small Scale Industries

333

19,95

18,30

2,036

72,55

58,03