Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,20,321

1070,48

983,50

15,10,431

2951,64

2708,57

4

16,27

9,76

1. Direct Finance

5,11,338

1011,55

937,17

14,95,953

2481,13

2294,97

-

-

-

2. Indirect Finance

8,983

58,93

46,32

14,478

470,52

413,61

4

16,27

9,76

II.

INDUSTRY

1,29,249

7054,68

5767,73

2,96,719

12639,15

10458,85

3,488

3642,48

2383,32

1. Mining & Quarrying

140

114,54

89,01

465

285,89

210,62

1

2

1

2. Food Manufacturing & Processing

1,523

531,85

431,32

4,219

1245,31

1127,69

17

75,87

51,81

(a)

Rice Mills, Flour & Dal Mills

560

40,18

33,70

1,278

89,18

79,70

-

-

-

(b)

Sugar

63

290,40

230,65

100

635,93

573,20

2

34,25

34,21

(c)

Edible Oils & Vanaspati

237

61,92

50,93

561

36,10

34,70

5

15,90

1,92

(d)

Tea Processing

74

31,24

25,43

218

57,73

46,06

1

5,50

-

(e)

Processing of Fruits & Vegetables

10

7,11

7,03

57

169,94

166,30

1

1,20

90

(f)

Others

579

101,01

83,59

2,005

256,42

227,73

8

19,02

14,78

3. Beverage & Tobacco

56

42,02

39,34

167

132,76

125,19

13

36,55

21,26

4. Textiles

5,513

1652,52

1343,35

21,291

3617,65

2815,83

127

290,47

188,64

(a)

Cotton Textiles

1,705

805,08

640,03

5,752

2219,74

1667,21

75

202,57

125,14

(b)

Jute Textiles

13

60

57

20

4,78

3,88

-

-

-

(c)

Handloom Textiles & Khadi

338

25,83

24,75

975

69,68

61,36

-

-

-

(d)

Other Textiles

3,457

821,01

678,00

14,544

1323,44

1083,39

52

87,90

63,50

5. Paper, Paper Products & Printing

1,054

235,93

206,52

5,699

415,99

291,96

14

46,73

13,67

6. Leather & Leather Products

923

583,81

426,91

4,454

634,71

582,68

17

22,29

18,79

7. Rubber & Rubber Products

223

168,26

140,94

1,017

154,87

131,64

12

43,80

5,06

8. Chemicals & Chemical Products

2,220

1146,60

1025,67

6,677

1246,60

1092,77

104

332,13

229,55

(a)

Heavy Industrial Chemicals

71

80,39

76,54

238

106,76

84,43

14

24,19

14,34

(b)

Fertilisers

48

373,60

355,00

117

465,78

472,83

4

17,67

3,73

(c)

Drugs & Pharmaceuticals

171

181,79

97,27

929

212,70

179,88

12

17,82

14,57

(d)

Non-Edible Oils

21

7,74

6,72

40

9,95

8,15

-

-

-

(e)

Other Chemicals & Chemical Products

1,909

503,08

490,15

5,353

451,41

347,48

74

272,44

196,92

9. Petroleum, Coal Products & Nuclear Fuels

106

227,31

165,45

123

304,86

282,50

17

91,24

54,83

10. Manufacture of Cement & Cement Products

117

87,63

66,36

431

198,72

161,14

38

314,91

233,68

11. Basic Metals & Metal Products

1,139

294,50

256,86

6,104

945,91

862,72

36

94,97

55,13

(a)

Iron & Steel

116

90,06

78,59

829

628,39

578,48

15

43,50

30,48

(b)

Non-Ferrous Metals

51

35,57

27,88

87

34,89

34,56

2

4,50

2,96

(c)

Other Metal Products

972

168,88

150,40

5,188

282,63

249,68

19

46,97

21,68

12. Engineering

1,776

505,31

445,43

10,834

1198,61

959,35

163

786,76

588,90

(a)

Heavy Engineering

313

155,00

121,77

613

283,85

213,90

30

184,99

98,66

(b)

Light Engineering

685

113,33

98,27

5,134

371,11

285,01

52

174,81

144,74

(c)

Electrical Machinery & Goods

618

157,68

122,30

4,472

373,66

306,76

44

154,01

114,83

(d)

Electronic Machinery & Goods

160

79,30

103,09

615

169,98

153,68

37

272,95

230,67

13. Vehicles, Vehicle Parts & Transport Equipments

710

667,58

496,27

1,947

833,81

626,18

108

1043,76

640,06

14. Other Industries

1,13,173

650,25

575,72

2,25,947

1061,60

889,64

2,796

297,47

192,15

15. Electricity, Gas & Water

46

112,18

30,74

121

170,06

120,83

13

145,77

79,31

(a)

Electricity Generation & Transmission

36

110,88

30,12

67

132,48

102,78

6

120,45

55,87

(b)

Non-Conventional Energy

1

95

37

9

31,47

13,85

7

25,32

23,44

(c)

Gas, Steam & Water Supply

9

35

24

45

6,11

4,20

-

-

-

16. Construction

530

34,40

27,82

7,223

191,81

178,11

12

19,75

10,47

III.

TRANSPORT OPERATORS

6,830

151,03

111,41

22,592

364,52

321,05

25

21,61

10,96

IV.

PROFESSIONAL AND OTHER SERVICES

11,194

210,13

175,86

1,41,899

1274,46

1042,69

1,256

277,43

193,74

V.

PERSONAL LOANS

3,26,865

1306,85

1117,90

8,61,886

2873,09

2605,33

1,02,512

1150,25

1058,40

1. Loans for Purchase of Consumer Durables

38,333

87,27

69,25

81,564

195,41

154,14

329

11,92

9,73

2. Loans for Housing

48,020

489,61

430,69

1,31,760

994,69

923,92

15,643

404,68

400,07

3. Rest of the Personal Loans

2,40,512

729,97

617,96

6,48,562

1682,99

1527,27

86,540

733,66

648,61

VI.

TRADE

60,088

2052,85

1922,16

2,29,806

3029,62

2733,10

115

211,98

149,85

1. Wholesale Trade

5,924

1695,14

1599,84

18,905

1978,47

1832,71

80

98,90

87,40

2. Retail Trade

54,164

357,72

322,32

2,10,901

1051,15

900,39

35

113,09

62,45

VII.

FINANCE

3,162

762,51

589,61

2,415

924,70

746,13

58

350,46

215,41

VIII. ALL OTHERS

65,665

862,63

715,79

2,51,900

1777,30

1589,39

42,382

357,18

314,23

TOTAL BANK CREDIT

11,23,374

13471,16

11383,96

33,17,648

25834,49

22205,12

1,49,840

6027,67

4335,68

OF WHICH:

1. Artisans & Village Industries

23,394

43,70

41,37

74,937

114,07

108,77

-

-

-

2. Other Small Scale Industries

73,440

1770,69

1464,97

1,27,940

2903,63

2428,78

89

119,43

74,57

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,36,327

125,00

111,99

2,40,338

555,22

511,23

24,07,421

4718,62

4325,05

1. Direct Finance

1,31,863

121,12

108,63

2,35,944

477,51

441,47

23,75,098

4091,30

3782,24

2. Indirect Finance

4,464

3,88

3,35

4,394

77,71

69,76

32,323

627,31

542,81

II.

INDUSTRY

10,205

9,34

7,65

75,479

6096,36

5012,08

5,15,140

29442,02

23629,63

1. Mining & Quarrying

1

5

5

135

38,71

31,94

742

439,21

331,64

2. Food Manufacturing & Processing

49

22

20

2,604

465,03

421,53

8,412

2318,28

2032,55

(a)

Rice Mills, Flour & Dal Mills

21

12

11

1,236

95,60

100,76

3,095

225,07

214,27

(b)

Sugar

-

-

-

28

116,95

94,49

193

1077,54

932,54

(c)

Edible Oils & Vanaspati

8

3

3

413

73,84

69,53

1,224

187,79

157,11

(d)

Tea Processing

-

-

-

50

50,69

47,92

343

145,16

119,40

(e)

Processing of Fruits & Vegetables

-

-

-

21

7,78

5,11

89

186,02

179,34

(f)

Others

20

7

7

856

120,17

103,72

3,468

496,69

429,90

3. Beverage & Tobacco

-

-

-

93

46,99

41,53

329

258,31

227,33

4. Textiles

30

25

21

18,985

2441,45

1934,08

45,946

8002,33

6282,12

(a)

Cotton Textiles

6

7

7

13,536

1649,69

1302,68

21,074

4877,15

3735,14

(b)

Jute Textiles

-

-

-

49

3,65

3,37

82

9,03

7,82

(c)

Handloom Textiles & Khadi

-

-

-

364

39,24

34,47

1,677

134,75

120,57

(d)

Other Textiles

24

18

14

5,036

748,86

593,56

23,113

2981,39

2418,59

5. Paper, Paper Products & Printing

23

30

25

1,468

323,33

291,39

8,258

1022,27

803,79

6. Leather & Leather Products

1

-

-

509

160,25

135,00

5,904

1401,06

1163,38

7. Rubber & Rubber Products

1

3

-

291

31,86

22,38

1,544

398,83

300,02

8. Chemicals & Chemical Products

18

26

16

2,161

378,30

328,90

11,180

3103,88

2677,06

(a)

Heavy Industrial Chemicals

-

-

-

79

22,03

21,31

402

233,37

196,62

(b)

Fertilisers

-

-

-

47

88,28

80,92

216

945,34

912,48

(c)

Drugs & Pharmaceuticals

1

-

-

322

75,66

67,90

1,435

487,97

359,62

(d)

Non-Edible Oils

-

-

-

24

4,58

4,30

85

22,27

19,17

(e)

Other Chemicals & Chemical Products

17

26

16

1,689

187,75

154,47

9,042

1414,94

1189,17

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

104

80,45

75,72

350

703,86

578,49

10. Manufacture of Cement & Cement Products

8

4

3

229

207,09

190,57

823

808,39

651,78

11. Basic Metals & Metal Products

11

12

9

1,591

423,55

336,50

8,881

1759,05

1511,30

(a)

Iron & Steel

-

-

-

582

319,46

257,59

1,542

1081,41

945,14

(b)

Non-Ferrous Metals

-

-

-

105

27,18

11,11

245

102,14

76,51

(c)

Other Metal Products

11

12

9

904

76,91

67,80

7,094

575,51

489,66

12. Engineering

30

39

32

2,169

357,09

276,38

14,972

2848,15

2270,39

(a)

Heavy Engineering

9

24

22

227

114,96

80,69

1,192

739,05

515,23

(b)

Light Engineering

17

7

6

1,007

81,24

63,62

6,895

740,56

591,70

(c)

Electrical Machinery & Goods

3

2

1

687

106,02

85,36

5,824

791,38

629,26

(d)

Electronic Machinery & Goods

1

6

3

248

54,86

46,72

1,061

577,16

534,19

13. Vehicles, Vehicle Parts & Transport Equipments

9

8

7

769

276,52

208,17

3,543

2821,75

1970,76

14. Other Industries

10,013

7,52

6,18

43,235

633,60

514,37

3,95,164

2650,44

2178,06

15. Electricity, Gas & Water

-

-

-

53

52,75

38,86

233

480,75

269,74

(a)

Electricity Generation & Transmission

-

-

-

16

36,56

22,60

125

400,37

211,37

(b)

Non-Conventional Energy

-

-

-

14

8,61

8,25

31

66,35

45,92

(c)

Gas, Steam & Water Supply

-

-

-

23

7,58

8,01

77

14,04

12,45

16. Construction

11

10

7

1,083

179,40

164,75

8,859

425,45

381,22

III.

TRANSPORT OPERATORS

1,615

3,06

2,09

9,003

302,43

199,87

40,065

842,65

645,39

IV.

PROFESSIONAL AND OTHER SERVICES

21,036

18,91

16,03

27,178

633,72

513,94

2,02,563

2414,65

1942,26

V.

PERSONAL LOANS

47,134

59,62

55,59

2,05,204

947,98

843,42

15,43,601

6337,79

5680,64

1. Loans for Purchase of Consumer Durables

14,672

16,63

14,88

24,257

66,51

60,94

1,59,155

377,74

308,94

2. Loans for Housing

2,636

8,27

6,88

19,527

279,00

246,71

2,17,586

2176,25

2008,26

3. Rest of the Personal Loans

29,826

34,72

33,84

1,61,420

602,47

535,78

11,66,860

3783,81

3363,45

VI.

TRADE

39,392

29,60

26,44

55,669

1664,79

1365,28

3,85,070

6988,85

6196,84

1. Wholesale Trade

1,764

2,13

1,61

12,201

903,46

720,48

38,874

4678,10

4242,05

2. Retail Trade

37,628

27,47

24,83

43,468

761,33

644,80

3,46,196

2310,75

1954,79

VII.

FINANCE

-

-

-

2,531

898,73

793,37

8,166

2936,40

2344,52

VIII. ALL OTHERS

40,894

35,54

31,07

72,735

901,11

837,09

4,73,576

3933,75

3487,57

TOTAL BANK CREDIT

2,96,603

281,07

250,87

6,88,137

12000,34

10076,28

55,75,602

57614,72

48251,91

OF WHICH:

1. Artisans & Village Industries

6,138

4,02

3,66

17,032

30,74

28,86

1,21,501

192,54

182,66

2. Other Small Scale Industries

3,632

3,74

2,72

29,785

1546,97

1258,24

2,34,886

6344,47

5229,29