Indicators

As on March 31

2002

2003

2004

2005

2006

2007

2008

2009

2010

Number of Commercial Banks

298

293

291

288

222

182

173

170

167

(a) Scheduled Commercial Banks

294

288

286

284

218

178

169

166

163

of which: Regional Rural Banks

196

196

196

196

133

96

90

86

82

(b) Non-Scheduled Commercial Banks

4

5

5

4

4

4

4

4

4

Number of Bank Offices in India

68195

68500

69170

70373

71685

74346

78666

82794

87768

(a) Rural

32503

32283

32227

30790

30436

30575

31105

31676

32528

(b) Semi-Urban

14962

15135

15288

15325

15811

16620

17897

19213

20771

(c) Urban

11328

11566

11806

12419

13034

14049

15530

16693

18171

(d) Metropolitan

9402

9516

9750

11839

14204

13102

14134

15212

16298

Population per Office (in thousands)

15

16

16

16

16

15

15

15

14

Aggregate deposits of Scheduled Commercial Banks in India (Rs. crore)

1131188

1311761

1504416

1700198

2109049

2611934

3196940

3834110

4492826

(a) Demand deposits

169103

187837

225022

248028

364640

429731

524310

523085

645610

(b) Time deposits

962085

1123924

1279394

1452171

1744409

2182203

2672630

3311025

3847216

Bank credit of Scheduled Commercial Banks in India (Rs. crore)

609053

746432

840785

1100428

1507077

1931190

2361913

2775549

3244788

SLR investments of Scheduled Commercial Banks in India (Rs. crore)

437482

547546

677588

739154

717454

791516

971714

1166410

1384752

Deposits of Scheduled Commercial Banks per office (Rs. lakh)

1659

1925

2265

2574

3047

3675

4344

4980

5479

Credit of Scheduled Commercial Banks per office (Rs. lakh)

893

1143

1330

1700

2209

2757

3222

3615

3983

Per capita Deposit of  Scheduled Commercial Banks (Rs.)

11008

12253

14089

16281

19130

23382

28610

33919

39107

Per capita Credit of Scheduled Commercial Banks (Rs.)

5927

7275

8273

10752

13869

17541

21218

24617

28431

Deposits of Scheduled Commercial Banks as percentage to Gross  National Product at factor cost (at current prices)

54.4

58.8

59.4

60.0

65.4

70.1

74.4

78.0

81.3

Scheduled Commercial Banks' Advances to Priority Sectors (Rs. crore)

177718

218251

276621

370603

512790

655317

781476

908929

1091574.29

Share of Priority Sector Advances in Total Advances of Scheduled Commercial Banks (per cent)

27.5

29.5

32.0

32.2

33.8

33.1

31.6

30.3

31.2

Credit-Deposit Ratio (per cent)

53.8

56.9

55.9

62.6

70.1

73.5

74.6

73.8

73.6

Investment-Deposit Ratio (per cent)

38.7

41.3

45.0

47.3

40.0

35.3

35.5

35.7

36.2

Cash-Deposit Ratio (per cent)

7.1

6.3

7.2

6.4

6.7

7.2

9.7

7.3

7.7

 Note :
1) Number of bank offices includes Administrative Offices.
2) Classification of  bank offices according to population, for years upto March 2004 it is based on 1991 census. For March 2005 to March 2010, classification of bank offices are based on 2001 census. 
3) Population per office, per capita deposits and per capita credit are based on the estimated population figures as on March 01, supplied by the Office of the Registrar General, India.
4) Aggregate deposits, bank credit and SLR investments of Scheduled Commercial Banks in India are as per "Form-A" return under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.
5) Scheduled Commercial Banks' advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.
6) For working out cash-deposit ratio, cash is taken as the total of  'cash in hand' and 'balances with the Reserve Bank of India'.
7) Investments of Scheduled Commercial Banks in India include only investments in government securities and other approved securities.