Table 13: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1996 - ربی - Reserve Bank of India
Table 13: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation - 1996
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(Amount in Rs. lakh) |
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As on 31st March |
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Credit Limit |
Outstanding |
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Occupation |
No. of |
Percent |
Amount |
Percent |
Amount |
Percent |
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Accounts |
Share |
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Share |
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Share |
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(1) |
(2) |
(3) |
(4) |
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(5) |
(6) |
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I. |
Agriculture |
24188573 |
42.7 |
3291640 |
10.7 |
2880895 |
11.3 |
||||
1. |
Direct Finance |
23868444 |
42.1 |
2746411 |
8.9 |
2455613 |
9.6 |
||||
2. |
Indirect Finance |
320129 |
0.6 |
545229 |
1.8 |
425282 |
1.7 |
||||
II. |
Industry |
4623051 |
8.2 |
15227931 |
49.3 |
12225951 |
48.0 |
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1. |
Mining and Quarrying |
12456 |
- |
247175 |
0.8 |
194292 |
0.8 |
||||
2. |
Food Manufacturing and Processing |
122057 |
0.2 |
1260493 |
4.1 |
1015371 |
4.0 |
||||
a) |
Rice, flour and dal mills |
35029 |
0.1 |
216126 |
0.7 |
173974 |
0.7 |
||||
b) |
Sugar |
1467 |
- |
213607 |
0.7 |
181078 |
0.7 |
||||
c) |
Edible oils & vanaspati |
16303 |
- |
235684 |
0.8 |
184244 |
0.7 |
||||
d) |
Tea processing |
1649 |
- |
151166 |
0.5 |
113019 |
0.4 |
||||
e) |
Processing of fruits & vegetables |
2089 |
- |
25424 |
0.1 |
20121 |
0.1 |
||||
f) |
Others |
65520 |
0.1 |
418486 |
1.4 |
342935 |
1.3 |
||||
3. |
Beverage and Tobacco |
6045 |
- |
212016 |
0.7 |
163860 |
0.6 |
||||
4. |
Textiles |
132801 |
0.2 |
2583890 |
8.4 |
2049539 |
8.0 |
||||
a) |
Cotton textiles |
36481 |
0.1 |
1032286 |
3.3 |
835472 |
3.3 |
||||
b) |
Jute textiles |
1568 |
- |
55800 |
0.2 |
45062 |
0.2 |
||||
c) |
Handloom textiles & Khadi |
9610 |
- |
68302 |
0.2 |
53319 |
0.2 |
||||
d) |
Other textiles and textile goods |
85142 |
0.2 |
1427502 |
4.6 |
1115686 |
4.4 |
||||
5. |
Paper, Paper Products and Printing |
42027 |
0.1 |
419011 |
1.4 |
345391 |
1.4 |
||||
6. |
Leather and Leather Products |
15247 |
- |
246374 |
0.8 |
205132 |
0.8 |
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7. |
Rubber and Rubber Products |
13069 |
- |
229688 |
0.7 |
188016 |
0.7 |
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8. |
Chemicals & Chemical Products |
74281 |
0.1 |
2154495 |
7.0 |
1681043 |
6.6 |
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a) |
Heavy industrial chemicals |
7498 |
- |
412940 |
1.3 |
308451 |
1.2 |
||||
b) |
Fertilisers |
2099 |
- |
267800 |
0.9 |
201150 |
0.8 |
||||
c) |
Drugs and pharmaceuticals |
14828 |
- |
628345 |
2.0 |
492898 |
1.9 |
||||
d) |
Non-edible oils |
1651 |
- |
34977 |
0.1 |
29891 |
0.1 |
||||
e) |
Other Chemicals & Chemical Products |
48205 |
0.1 |
810433 |
2.6 |
648653 |
2.5 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
5623 |
- |
293151 |
1.0 |
238953 |
0.9 |
||||
10. |
Manufacture of Cement & Cement Products |
8610 |
- |
241742 |
0.8 |
176678 |
0.7 |
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11. |
Basic Metals and Metal Products |
84994 |
0.1 |
1866125 |
6.0 |
1519183 |
6.0 |
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a) |
Iron and steel |
27454 |
- |
1294247 |
4.2 |
1060131 |
4.2 |
||||
b) |
Non-ferrous metals |
6211 |
- |
137235 |
0.4 |
112154 |
0.4 |
||||
c) |
Other metal products |
51329 |
0.1 |
434643 |
1.4 |
346898 |
1.4 |
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12. |
Engineering |
100219 |
0.2 |
2460736 |
8.0 |
1970134 |
7.7 |
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a) |
Heavy engineering |
15108 |
- |
732685 |
2.4 |
552041 |
2.2 |
||||
b) |
Light engineering |
42955 |
0.1 |
552576 |
1.8 |
445949 |
1.8 |
||||
c) |
Electrical machinery & goods |
24830 |
- |
608017 |
2.0 |
493114 |
1.9 |
||||
d) |
Electronic machinery & goods |
17326 |
- |
567458 |
1.8 |
479030 |
1.9 |
||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
30737 |
0.1 |
593775 |
1.9 |
438309 |
1.7 |
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14. |
Other Industries |
3938507 |
6.9 |
1727194 |
5.6 |
1457767 |
5.7 |
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15. |
Electricity, Gas & Water |
11343 |
- |
312257 |
1.0 |
237163 |
0.9 |
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a) |
Electricity Generation & Transmission |
10027 |
- |
288345 |
0.9 |
215334 |
0.8 |
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b) |
Non-Conventional Energy |
371 |
- |
11390 |
- |
10609 |
- |
||||
c) |
Gas, Steam & Water Supply |
945 |
- |
12522 |
- |
11220 |
- |
||||
16. |
Construction |
25035 |
- |
379809 |
1.2 |
345120 |
1.4 |
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III. |
Transport operators |
1103665 |
1.9 |
554267 |
1.8 |
457748 |
1.8 |
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IV. |
Professional and other services |
2435662 |
4.3 |
1078832 |
3.5 |
904441 |
3.6 |
||||
V. |
Personal Loans |
9769658 |
17.2 |
2772580 |
9.0 |
2362868 |
9.3 |
||||
1. |
Loans for Purchase of Consumer Durables |
701457 |
1.2 |
101983 |
0.3 |
88138 |
0.3 |
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2. |
Loans for Housing |
819856 |
1.4 |
805567 |
2.6 |
711360 |
2.8 |
||||
3. |
Rest of the Personal Loans |
8248345 |
14.6 |
1865029 |
6.0 |
1563369 |
6.1 |
||||
VI. |
Trade |
9246430 |
16.3 |
4213420 |
13.7 |
3534254 |
13.9 |
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1. |
Wholesale Trade |
361467 |
0.6 |
2769139 |
9.0 |
2287725 |
9.0 |
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of which : Food Procurement |
109 |
- |
1079739 |
3.5 |
986694 |
3.9 |
|||||
2. |
Retail Trade |
8884963 |
15.7 |
1444281 |
4.7 |
1246529 |
4.9 |
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VII. |
Finance |
22044 |
- |
1105608 |
3.6 |
901267 |
3.5 |
||||
VIII. |
All others |
5283346 |
9.3 |
2613657 |
8.5 |
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2201786 |
8.6 |
|||
Total Bank Credit |
56672429 |
100.0 |
30857935 |
100.0 |
25469210 |
100.0 |
|||||
Of which |
: |
1. Artisan &Village Industries |
2341592 |
4.1 |
168665 |
0.5 |
150364 |
0.6 |
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2. Other Small Scale Industries |
1752054 |
3.1 |
3129693 |
10.1 |
|
2582270 |
10.1 |
- |
: |
Nil or negligible. |
Source |
: |
Basic Statistical Return - 1. |