Table 2.2 : Business of Scheduled Banks in India According to Bank Group - 2008-09

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Table 2.2 : Business of Scheduled Banks in India According to Bank Group - 2008-09

(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)

State Bank of India & its Associates
No. of Reporting Banks	8	8	8	8	8	7	7
I. Liabilities to the banking system	21225	16460	14304	12660	12553	12691	14422
(a) Demand and time deposits from banks	16556	12851	12243	10887	10061	9395	10479
(b) Borrowings from banks	1957	1472	881	677	1310	1282	2199
(c) Other demand and time liabilities	2712	2137	1180	1096	1182	2014	1744
II. Liabilities to others in India	829675	830045	836968	841855	863231	885506	897241
(a) Aggregate deposits	728055	727223	737615	736096	757392	790205	802706
(i) Demand deposits	115373	91992	87400	84177	85461	92297	98348
(ii) Time Deposits	612682	635231	650215	651919	671931	697908	704358
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	1208	931	1111	1594	1470	1507	1253
(c) Other demand and time liabilities	100412	101891	98242	104165	104369	93794	93282
III. Assets with the banking system	14618	12598	11599	11415	10319	11748	12408
Money at call and short notice	4667	1855	1042	1469	1825	2161	4741
IV. Cash in hand	3358	3430	3798	4817	3867	4191	4329
V. Investment in India	219011	233171	233104	235246	225786	236510	220451
(a) Government securities	215506	229680	229612	231800	222699	233469	217426
(b) Other approved securities	3505	3491	3492	3446	3087	3041	3025
VI. Bank Credit	534057	535238	552934	556422	553438	568962	588763
(a) Loans, cash credit and overdrafts	506584	508817	526209	529786	526294	541603	562266
(b) Inland bills purchased	3504	3678	3679	3329	3380	3237	3292
(c) Inland bills discounted	14259	14041	14496	15167	15575	15619	14871
(d) Foreign bills purchased	1039	1029	1074	1005	1145	1103	1045
(e) Foreign bills discounted	8671	7673	7476	7135	7044	7400	7289
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Oct 2008	Nov 2008	Dec 2008	Jan 2009	Feb 2009	Mar 2009
	(8)	(9)	(10)	(11)	(12)	(13)

State Bank of India & its Associates
No. of Reporting Banks	7	7	7	7	7	7
I. Liabilities to the banking system	15503	14283	13291	12422	15702	14902
(a) Demand and time deposits from banks	11856	10249	9385	9465	11067	11925
(b) Borrowings from banks	1995	2440	2306	1463	1171	1168
(c) Other demand and time liabilities	1652	1594	1600	1494	3464	1809
II. Liabilities to others in India	934847	938070	961845	1002099	1034009	1043609
(a) Aggregate deposits	840128	845520	868148	900355	932395	940506
(i) Demand deposits	94161	90304	91176	94125	102014	117296
(ii) Time Deposits	745967	755216	776972	806230	830381	823210
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	1280	1342	909	855	1018	794
(c) Other demand and time liabilities	93439	91208	92788	100889	100596	102309
III. Assets with the banking system	14643	13491	14293	16424	19712	20214
Money at call and short notice	3220	2046	2021	3391	4715	1961
IV. Cash in hand	4351	4246	4461	4638	4732	4642
V. Investment in India	266133	263232	280522	311495	321831	307104
(a) Government securities	263159	260504	277958	309071	319419	304737
(b) Other approved securities	2974	2728	2564	2424	2412	2367
VI. Bank Credit	609848	613450	613467	615123	627851	635579
(a) Loans, cash credit and overdrafts	584975	590153	592358	593456	604414	611487
(b) Inland bills purchased	3344	3067	2779	2754	2647	2389
(c) Inland bills discounted	13476	12509	10750	11732	13386	14000
(d) Foreign bills purchased	1078	1069	1087	1043	923	992
(e) Foreign bills discounted	6975	6652	6493	6138	6481	6711
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
Nationalised Banks $
No. of Reporting Banks	20	20	20	20	20	20	20
I. Liabilities to the banking system	38742	35444	34734	35537	33489	39093	35463
(a) Demand and time deposits from banks	19754	19686	19733	20058	18931	20046	21394
(b) Borrowings from banks	16540	13282	12603	13130	12306	16870	11953
(c) Other demand and time liabilities	2448	2476	2398	2349	2252	2177	2116
II. Liabilities to others in India	1704660	1707521	1717772	1735855	1751709	1789136	1832175
(a) Aggregate deposits	1545472	1555617	1566678	1584304	1601670	1633759	1671192
(i) Demand deposits	195756	175754	170787	170017	171135	174723	186540
(ii) Time Deposits	1349716	1379863	1395891	1414287	1430535	1459036	1484652
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	55951	57734	58177	56820	56105	59306	60550
(c) Other demand and time liabilities	103237	94170	92917	94731	93934	96071	100433
III. Assets with the banking system	21804	17708	17565	17274	17253	20090	16406
Money at call and short notice	7988	5152	4208	4345	4775	7969	4248
VI. Cash in hand	6954	7238	7453	7384	7682	7857	8819
V. Investment in India	445045	485322	488481	472968	462215	476788	468538
(a) Government securities	437767	478232	481354	465879	455437	470066	461886
(b) Other approved securities	7278	7090	7127	7089	6778	6722	6652
VI. Bank Credit	1136093	1098289	1103049	1125211	1145196	1170284	1224241
(a) Loans, cash credit and overdrafts	1093396	1057612	1062895	1084457	1104365	1128911	1180690
(b) Inland bills purchased	6021	5723	5522	5463	5422	5796	6659
(c) Inland bills discounted	12379	12165	11769	12126	12493	12516	12298
(d) Foreign bills purchased	11252	10591	10999	10218	12617	12547	13288
(e) Foreign bills discounted	13045	12198	11864	12947	10299	10514	11306
Note : $ Includes IDBI Ltd.
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Oct	Nov	Dec	Jan	Feb	Mar
	2008	2008	2008	2009	2009	2009
	(8)	(9)	(10)	(11)	(12)	(13)
Nationalised Banks $
No. of Reporting Banks	20	20	20	20	20	20
I. Liabilities to the banking system	39990	37707	39398	38916	41746	43087
(a) Demand and time deposits from banks	23719	24666	24930	24293	24844	28540
(b) Borrowings from banks	14306	10905	12020	12600	14780	12604
(c) Other demand and time liabilities	1965	2136	2448	2023	2122	1943
II. Liabilities to others in India	1849057	1865100	1871476	1950503	1983678	2049016
(a) Aggregate deposits	1689374	1709001	1712680	1783285	1815145	1884496
(i) Demand deposits	171482	166401	163087	175116	178451	193559
(ii) Time Deposits	1517892	1542600	1549593	1608169	1636694	1690937
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	59616	60473	63023	61939	65474	59457
(c) Other demand and time liabilities	100067	95626	95773	105279	103059	105063
III. Assets with the banking system	24457	19182	17278	16895	20468	21767
Money at call and short notice	9700	6430	4455	5650	8620	6923
VI. Cash in hand	8187	8148	7904	7916	7958	7498
V. Investment in India	486204	494324	487659	530675	538833	538111
(a) Government securities	479632	487897	481345	524620	532947	532376
(b) Other approved securities	6572	6427	6314	6055	5886	5735
VI. Bank Credit	1257491	1270946	1291812	1299526	1316877	1383134
(a) Loans, cash credit and overdrafts	1213404	1226752	1247499	1256546	1274781	1339988
(b) Inland bills purchased	6877	6871	7133	7009	5986	6297
(c) Inland bills discounted	13021	13803	14158	13987	14018	14119
(d) Foreign bills purchased	12681	12342	11844	11412	11203	11892
(e) Foreign bills discounted	11508	11178	11178	10572	10889	10838
Note : $ Includes IDBI Ltd.
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934 Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
Regional Rural Banks
No. of Reporting Banks	91	88	87	88	88	88	88
I. Liabilities to the banking system	578	595	586	627	609	620	657
(a) Demand and time deposits from banks	173	171	183	199	196	199	184
(b) Borrowings from banks	313	332	312	336	295	282	299
(c) Other demand and time liabilities	92	92	91	92	118	139	174
II. Liabilities to others in India	96755	98006	98866	100309	96016	97226	104971
(a) Aggregate deposits	94412	95378	96304	97508	93373	94703	102235
(i) Demand deposits	21022	21516	21459	21719	21420	21617	22096
(ii) Time Deposits	73390	73862	74845	75789	71953	73086	80139
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	2	1	2	2	154	-	1
(c) Other demand and time liabilities	2341	2627	2560	2799	2489	2523	2735
III. Assets with the banking system	20603	21333	21951	21855	20645	19824	22619
Money at call and short notice	3063	3758	4231	3554	2193	2205	3860
IV. Cash in hand	1104	1033	1124	1101	1049	935	1076
V. Investment in India	25387	25836	26024	26564	25476	25781	27479
(a) Government securities	23411	23904	24124	24533	23254	24016	25134
(b) Other approved securities	1976	1932	1900	2031	2222	1765	2345
VI. Bank Credit	57417	58090	58162	58738	52410	53630	58081
(a) Loans, cash credit and overdrafts	57357	58058	58143	58721	52389	53608	58047
(b) Inland bills purchased	51	24	12	11	16	17	28
(c) Inland bills discounted	9	8	7	6	5	5	6
(d) Foreign bills purchased	-	-	-	-	-	-	-
(e) Foreign bills discounted	-	-	-	-	-	-	-
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Oct 2008	Nov 2008	Dec 2008	Jan 2009	Feb 2009	Mar 2009
	(8)	(9)	(10)	(11)	(12)	(13)
Regional Rural Banks
No. of Reporting Banks	87	88	86	86	86	86
I. Liabilities to the banking system	586	677	730	696	736	911
(a) Demand and time deposits from banks	185	166	369	353	265	446
(b) Borrowings from banks	270	399	261	242	350	354
(c) Other demand and time liabilities	131	112	100	101	121	111
II. Liabilities to others in India	102711	105631	106865	109774	111988	116731
(a) Aggregate deposits	99863	102852	104157	107068	109150	113828
(i) Demand deposits	21147	21541	21948	21967	22871	24353
(ii) Time Deposits	78716	81311	82209	85101	86279	89475
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	1	1	1	5	8	22
(c) Other demand and time liabilities	2847	2778	2707	2701	2830	2881
III. Assets with the banking system	23861	26068	26722	27547	27873	32039
Money at call and short notice	4229	4645	4684	3119	3116	3723
IV. Cash in hand	960	1045	1141	1090	1143	1226
V. Investment in India	27178	26983	26736	27397	28081	29414
(a) Government securities	24511	25158	24939	26155	26168	27118
(b) Other approved securities	2667	1825	1797	1242	1913	2296
VI. Bank Credit	58646	59948	60840	62363	63401	64011
(a) Loans, cash credit and overdrafts	58602	59913	60782	62296	63324	63890
(b) Inland bills purchased	25	19	43	54	61	99
(c) Inland bills discounted	9	7	6	3	6	12
(d) Foreign bills purchased	-	-	9	10	10	10
(e) Foreign bills discounted	10	9	-	-	-	-
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
Other Scheduled Commercial Banks
No. of Reporting Banks	23	23	22	22	22	22	22
I. Liabilities to the banking system	16329	15194	16384	15978	19280	17910	16902
(a) Demand and time deposits from banks	9809	9793	9109	9877	9794	9184	8756
(b) Borrowings from banks	5021	3815	5699	4584	7978	7248	6625
(c) Other demand and time liabilities	1499	1586	1576	1517	1508	1478	1521
II. Liabilities to others in India	724359	722023	735736	733966	734793	751873	750174
(a) Aggregate deposits	640991	640140	653633	654162	653890	669806	663343
(i) Demand deposits	123389	107139	109092	110884	106775	112624	116880
(ii) Time Deposits	517602	533001	544541	543278	547115	557182	546463
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	20886	20122	19784	20155	21796	21360	25351
(c) Other demand and time liabilities	62482	61761	62319	59649	59107	60707	61480
III. Assets with the banking system	10901	9407	6779	7494	8431	9184	9705
Money at call and short notice	2801	1327	653	649	1449	2590	1620
IV. Cash in hand	6063	5872	5964	5997	6214	7743	8719
V. Investment in India	194177	197368	196813	196278	197993	195756	190715
(a) Government securities	193897	197090	196535	196001	197724	195490	190457
(b) Other approved securities	280	278	278	277	269	266	258
VI. Bank Credit	471479	469407	480016	483312	485950	489621	495614
(a) Loans, cash credit and overdrafts	455731	453323	463255	466957	470303	473132	478302
(b) Inland bills purchased	2116	1984	2064	1990	1977	1911	2022
(c) Inland bills discounted	9563	10193	10815	10408	9899	10307	10764
(d) Foreign bills purchased	2076	2019	1876	1975	2003	1971	2208
(e) Foreign bills discounted	1993	1888	2006	1982	1768	2300	2318
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Oct 2008	Nov 2008	Dec 2008	Jan 2009	Feb 2009	Mar 2009
	(8)	(9)	(10)	(11)	(12)	(13)
Other Scheduled Commercial Banks
No. of Reporting Banks	22	22	22	22	22	22
I. Liabilities to the banking system	19448	17268	15592	15019	12581	13349
(a) Demand and time deposits from banks	7437	8910	8982	8546	6672	6893
(b) Borrowings from banks	10413	6746	5075	4948	4357	4900
(c) Other demand and time liabilities	1598	1612	1535	1525	1552	1556
II. Liabilities to others in India	749045	747721	745593	757047	754514	774882
(a) Aggregate deposits	662995	660798	661395	677174	676940	692513
(i) Demand deposits	112667	103325	102012	110751	111745	124120
(ii) Time Deposits	550328	557473	559383	566423	565195	568393
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	25338	25020	23861	19826	16627	20867
(c) Other demand and time liabilities	60712	61903	60337	60047	60947	61502
III. Assets with the banking system	10525	10322	9888	9682	10074	12300
Money at call and short notice	2662	2605	2611	2064	2579	1638
IV. Cash in hand	9556	8727	7093	7286	6845	6296
V. Investment in India	194331	196278	202836	207636	206931	204585
(a) Government securities	194075	196027	202590	207402	206701	204367
(b) Other approved securities	256	251	246	234	230	218
VI. Bank Credit	503138	506737	502047	489244	490091	523493
(a) Loans, cash credit and overdrafts	486043	492963	486551	474937	474428	505365
(b) Inland bills purchased	1893	1913	2026	1988	1882	2024
(c) Inland bills discounted	10419	7195	8990	8543	9705	11523
(d) Foreign bills purchased	2363	2323	2301	1866	2234	2552
(e) Foreign bills discounted	2420	2343	2179	1910	1842	2029
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
Foreign Banks
No. of Reporting Banks	28	28	28	28	28	28	28
I. Liabilities to the banking system	21279	20144	25761	27639	34892	33426	38848
(a) Demand and time deposits from banks	486	423	466	504	694	913	1513
(b) Borrowings from banks	9165	9991	6820	6874	8279	8219	7988
(c) Other demand and time liabilities	11628	9730	18475	20261	25919	24294	29347
II. Liabilities to others in India	246351	234320	240083	239767	239240	256018	263639
(a) Aggregate deposits	188010	183016	183199	180071	186423	198363	199850
(i) Demand deposits	68769	65149	62870	59882	60552	67986	75034
(ii) Time Deposits	119241	117867	120329	120189	125871	130377	124816
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	28457	22344	25001	26818	21966	24287	25250
(c) Other demand and time liabilities	29884	28960	31883	32878	30851	33368	38539
III. Assets with the banking system	22952	18780	28688	31043	34592	37201	42049
Money at call and short notice	1406	2017	1534	1646	2458	3109	1133
IV. Cash in hand	565	622	629	605	610	503	538
V. Investment in India	88096	76406	77872	73710	70627	80962	77375
(a) Government securities	88082	76392	77856	73694	70614	80949	77362
(b) Other approved securities	14	14	16	16	13	13	13
VI. Bank Credit	162868	164111	167046	169555	170312	178257	184327
(a) Loans, cash credit and overdrafts	148508	148498	150382	153425	155114	160850	165429
(b) Inland bills purchased	903	931	893	894	1010	1114	1117
(c) Inland bills discounted	4342	4513	4680	5355	5820	5093	5497
(d) Foreign bills purchased	2132	2182	2308	2101	2107	2260	2875
(e) Foreign bills discounted	6983	7987	8783	7780	6261	8940	9409
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	Oct 2008	Nov 2008	Dec 2008	Jan 2009	Feb 2009	Mar 2009
Items	(8)	(9)	(10)	(11)	(12)	(13)
Foreign Banks
No. of Reporting Banks	28	28	29	30	30	31
I. Liabilities to the banking system	46463	48691	32706	28219	31392	27865
(a) Demand and time deposits from banks	1601	1981	1669	1614	1289	1052
(b) Borrowings from banks	9406	8435	7506	6342	7244	10460
(c) Other demand and time liabilities	35456	38275	23531	20263	22859	16353
II. Liabilities to others in India	270760	268058	269653	268122	268163	271329
(a) Aggregate deposits	196765	198325	202095	200493	201110	202767
(i) Demand deposits	64679	61650	60226	60502	60711	63756
(ii) Time Deposits	132086	136675	141869	139991	140399	139011
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	27697	24730	23925	31552	32117	32797
(c) Other demand and time liabilities	46298	45003	43633	36077	34936	35765
III. Assets with the banking system	49846	52250	35524	35348	40496	36251
Money at call and short notice	423	679	301	1376	968	793
IV. Cash in hand	626	698	656	679	644	618
V. Investment in India	81753	86790	85011	91102	90882	87198
(a) Government securities	81740	86778	84999	91090	90870	87189
(b) Other approved securities	13	12	12	12	12	9
VI. Bank Credit	186856	182102	175570	171527	169708	169334
(a) Loans, cash credit and overdrafts	169165	165062	160903	158385	156723	154947
(b) Inland bills purchased	1193	1046	976	986	1043	904
(c) Inland bills discounted	5400	5065	4498	3747	3643	3504
(d) Foreign bills purchased	2265	2263	2230	2050	2063	3077
(e) Foreign bills discounted	8833	8666	6963	6359	6236	6902
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
Scheduled Urban Co-operative Banks
No. of Reporting Banks	53	53	53	53	53	53	53
I. Liabilities to the banking system	2079	2118	1818	1862	1874	1856	1882
(a) Demand and time deposits from banks	2037	2113	1802	1846	1848	1849	1854
(b) Borrowings from banks	37	3	14	15	24	5	26
(c) Other demand and time liabilities	5	2	2	1	2	2	2
II. Liabilities to others in India	60738	61977	61973	62253	63574	64380	65169
(a) Aggregate deposits	57738	58821	59420	59670	60632	61462	62053
(i) Demand deposits	8428	8339	8804	8657	8658	8702	8730
(ii) Time Deposits	49310	50482	50616	51013	51974	52760	53323
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	1008	1405	743	801	1115	1010	963
(c) Other demand and time liabilities	1992	1751	1810	1782	1827	1908	2153
III. Assets with the banking system	5820	5726	5497	5483	5800	5805	6163
Money at call and short notice	678	846	1012	999	1203	1026	1118
IV. Cash in hand	464	486	498	496	529	536	513
V. Investment in India	18465	18887	19364	19614	19338	20030	19972
(a) Government securities	18137	18560	19005	19263	19001	19685	19639
(b) Other approved securities	328	327	359	351	337	345	333
VI. Bank Credit	38846	39019	38995	37882	38416	39113	39604
(a) Loans, cash credit and overdrafts	37013	37145	37182	36185	36606	37042	37375
(b) Inland bills purchased	392	378	446	353	396	524	752
(c) Inland bills discounted	846	927	805	783	864	985	898
(d) Foreign bills purchased	33	37	43	40	38	27	30
(e) Foreign bills discounted	562	532	519	521	512	535	549
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
(Amount in Rs. crore)
Items	Oct 2008	Nov 2008	Dec 2008	Jan 2009	Feb 2009	Mar 2009
Items	(8)	(9)	(10)	(11)	(12)	(13)
Scheduled Urban Co-operative Banks
No. of Reporting Banks	53	53	53	53	53	53
I. Liabilities to the banking system	2161	2152	2138	1859	1971	2019
(a) Demand and time deposits from banks	1803	1794	1787	1811	1941	1997
(b) Borrowings from banks	357	356	349	45	26	15
(c) Other demand and time liabilities	1	2	2	3	4	7
II. Liabilities to others in India	65335	65015	64576	66926	67811	69602
(a) Aggregate deposits	62341	62116	62334	63830	64617	65926
(i) Demand deposits	8561	8164	7819	7749	7810	8104
(ii) Time Deposits	53780	53952	54515	56081	56807	57822
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	832	872	332	1079	1251	1419
(c) Other demand and time liabilities	2162	2027	1910	2017	1943	2257
III. Assets with the banking system	6160	5932	5743	5647	6690	6497
Money at call and short notice	1285	1062	845	792	1444	1133
IV. Cash in hand	600	560	519	533	512	459
V. Investment in India	19933	19803	20077	22048	21386	21956
(a) Government securities	19591	19475	19745	21677	21017	21596
(b) Other approved securities	342	328	332	371	369	360
VI. Bank Credit	40738	41068	41293	41508	41912	41632
(a) Loans, cash credit and overdrafts	38534	38786	39019	39469	39876	39536
(b) Inland bills purchased	633	634	726	756	723	753
(c) Inland bills discounted	967	1067	991	806	892	830
(d) Foreign bills purchased	29	43	24	25	26	124
(e) Foreign bills discounted	575	538	533	452	395	389
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Contd.)
Items	As on the last reporting Friday of
	Mar 2008	Apr 2008	May 2008	Jun 2008	Jul 2008	Aug 2008	Sep 2008
	(1)	(2)	(3)	(4)	(5)	(6)	(7)
Scheduled State Co-operative Banks
No. of Reporting Banks	16	16	16	16	16	16	16
I. Liabilities to the banking system	1491	2116	2111	2078	1989	1880	1865
(a) Demand and time deposits from banks	1490	2116	2111	2051	1988	1879	1865
(b) Borrowings from banks	1	-	-	27	1	1	-
(c) Other demand and time liabilities	-	-	-	-	-	-	-
II. Liabilities to others in India	43866	46060	45787	45824	46079	47760	46399
(a) Aggregate deposits	42396	44414	44387	44356	44461	45583	43771
(i) Demand deposits	3192	3468	2769	2772	2873	3183	2926
(ii) Time Deposits	39204	40946	41618	41584	41588	42400	40845
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	200	150	-	-	-	527	1036
(c) Other demand and time liabilities	1270	1496	1400	1468	1618	1650	1592
III. Assets with the banking system	6712	7536	7042	6648	8133	8453	9430
Money at call and short notice	5162	5873	5208	4860	4394	4242	4302
IV. Cash in hand	84	88	86	90	93	92	95
V. Investment in India	15773	16640	17133	17917	17830	17697	16139
(a) Government securities	15101	15947	16424	17248	17157	16940	15430
(b) Other approved securities	672	693	709	669	673	757	709
VI. Bank Credit	46886	46364	45417	45561	45256	45822	47002
(a) Loans, cash credit and overdrafts	46881	46336	45408	45554	45251	45817	46996
(b) Inland bills purchased	2	25	5	3	2	2	3
(c) Inland bills discounted	-	-	-	-	-	-	-
(d) Foreign bills purchased	3	3	4	4	3	3	3
(e) Foreign bills discounted	-	-	-	-	-	-	-
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.

TABLE 2.2 : BUSINESS OF SCHEDULED BANKS IN INDIA ACCORDING TO BANK GROUP - 2008-09 (Concld.)
(Amount in Rs. crore)
Items	Oct 2008	Nov 2008	Dec 2008	Jan 2009	Feb 2009	Mar 2009
Items	(8)	(9)	(10)	(11)	(12)	(13)
Scheduled State Co-operative Banks
No. of Reporting Banks	16	16	16	16	16	16
I. Liabilities to the banking system	1818	2385	2376	2410	2242	2285
(a) Demand and time deposits from banks	1817	2385	2374	2409	2241	2282
(b) Borrowings from banks	1	-	2	1	1	3
(c) Other demand and time liabilities	-	-	-	-	-	-
II. Liabilities to others in India	46663	46615	47076	49071	51221	54500
(a) Aggregate deposits	44919	45101	45502	47467	49499	52568
(i) Demand deposits	3197	2962	3114	2988	3006	3602
(ii) Time Deposits	41722	42139	42388	44479	46493	48966
(b) Borrowings (other than from RBI, NABARD,EXIM Bank)	-	-	-	-	-	-
(c) Other demand and time liabilities	1744	1514	1574	1604	1722	1932
III. Assets with the banking system	11386	12579	12382	12352	16000	18480
Money at call and short notice	6474	7140	6996	6638	8334	10125
IV. Cash in hand	91	90	93	80	83	85
V. Investment in India	16722	17199	16790	17231	17343	17179
(a) Government securities	15989	16395	16007	16431	16520	16074
(b) Other approved securities	733	804	783	800	823	1105
VI. Bank Credit	43668	42055	42144	42772	42707	42371
(a) Loans, cash credit and overdrafts	43663	42051	42141	42766	42700	42365
(b) Inland bills purchased	2	2	2	4	3	2
(c) Inland bills discounted	-	-	-	-	-	-
(d) Foreign bills purchased	3	2	1	2	4	4
(e) Foreign bills discounted	-	-	-	-	-	-
Source : Form 'A' / 'B' Return under Section 42(2) of RBI Act, 1934, Department of Statistics and Information Management, RBI.