(Amount in ` Billion)

Number of reporting banks

6

6

20

20

26

26

13

13

Liabilities

1. Capital

11.53

11.66

170.96

178.77

182.50

190.44

13.16

13.97

2. Reserves and Surplus

1060.96

1241.53

2312.29

2654.06

3373.25

3895.59

265.80

316.16

2.1. Statutory Reserves

439.17

493.54

552.12

635.65

991.30

1129.19

69.77

83.42

2.2. Capital Reserves

19.70

20.66

254.55

264.21

274.25

284.86

8.00

8.66

2.3. Share Premium

306.50

336.37

473.38

560.69

779.88

897.06

86.80

97.83

2.4. Investment Fluctuations Reserves

0.26

0.52

6.62

6.79

6.88

7.30

2.06

2.37

2.5. Revenue and other Reserves

295.26

390.42

966.00

1125.86

1261.26

1516.28

89.43

108.35

2.6. Balance of Profit

0.07

0.02

59.61

60.87

59.68

60.88

9.74

15.53

3. Deposits

14050.24

16184.45

35969.89

41272.52

50020.13

57456.97

3158.91

3738.96

Type-wise

3A.1. Demand deposits

1196.54

1361.00

2647.29

3128.69

3843.83

4489.68

258.02

298.15

(i) From banks

86.50

87.11

100.43

317.73

186.93

404.83

5.31

6.61

(ii) From others

1110.04

1273.89

2546.86

2810.96

3656.90

4084.85

252.71

291.54

3A.2. Savings bank deposits

4536.54

5236.25

7603.95

8656.42

12140.49

13892.67

577.82

663.89

3A.3. Term deposits

8317.16

9587.20

25718.65

29487.41

34035.81

39074.62

2323.07

2776.92

(i) From banks

185.88

297.26

2202.12

2560.23

2388.00

2857.48

208.06

225.20

(ii) From others

8131.27

9289.95

23516.54

26927.19

31647.81

36217.14

2115.01

2551.72

Location-wise

3B.1. Deposits of branches in India

13435.91

15458.42

33662.02

38249.33

47097.93

53707.75

3158.91

3738.96

3B.2. Deposits of branches outside India

614.33

726.03

2307.87

3023.20

2922.21

3749.23

-

-

4. Borrowings

1587.82

2019.15

3061.51

3552.15

4649.32

5571.30

197.79

253.80

Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Contd.)

(Amount in ` Billion)

4.1. Borrowings in India

720.45

891.88

2043.48

2140.99

2763.93

3032.87

140.40

179.35

(i) From Reserve Bank of India

6.60

158.70

351.49

353.05

358.09

511.76

22.51

25.65

(ii) From other banks

93.72

81.48

53.04

99.40

146.76

180.89

9.75

7.67

(iii) From other institutions and agencies

620.13

651.70

1638.95

1688.53

2259.08

2340.22

108.14

146.03

4.2. Borrowings outside India

867.37

1127.27

1018.03

1411.17

1885.39

2538.44

57.40

74.45

Secured borrowings included in 4

58.93

101.05

324.96

252.74

383.89

353.79

12.47

38.31

5. Other liabilities and provisions

1002.25

1200.40

1168.74

1304.98

2170.99

2505.38

113.53

124.44

5.1. Bills payable

250.34

243.53

144.44

147.73

394.78

391.26

17.19

19.12

5.2. Inter-office adjustment

-

163.84

12.24

29.73

12.24

193.57

2.99

2.63

5.3. Interest accrued

149.76

179.00

165.98

173.89

315.75

352.89

16.58

14.59

5.4. Subordinate debt.

-

-

-

-

-

-

-

-

5.5. Deferred tax liabilities

3.25

7.18

21.52

11.19

24.77

18.38

2.89

1.35

5.6. Others (including provisions)

598.90

606.84

824.57

942.43

1423.47

1549.28

73.87

86.74

Total Liabilities

17712.80

20657.19

42683.40

48962.49

60396.20

69619.67

3749.20

4447.33

6. Cash and balances with RBI

790.88

893.18

2009.33

1900.54

2800.21

2793.72

167.41

167.02

6.1. Cash in hand

129.71

133.14

148.18

172.89

277.88

306.03

23.89

29.27

6.2. Balances with RBI

661.17

760.05

1861.15

1727.65

2522.33

2487.70

143.52

137.75

(i) In current account

661.15

760.05

1857.57

1674.06

2518.72

2434.11

143.52

137.75

(ii) In other account

0.03

-

3.58

53.59

3.61

53.59

-

-

7. Balances with banks in India and money at call and short notice

482.30

519.74

1277.62

1909.23

1759.93

2428.97

70.52

107.58

7.1. In India

154.81

133.71

442.33

703.15

597.14

836.86

61.24

95.82

7.1.1. Balances with banks

57.51

45.40

238.33

284.64

295.85

330.04

36.06

67.40

(i) In current account

9.66

8.78

57.69

64.86

67.35

73.64

7.74

11.37

(ii) In other deposit accounts

47.86

36.63

180.64

219.78

228.50

256.40

28.32

56.03

7.1.2. Money at call and short notice

97.29

88.31

204.00

418.51

301.29

506.82

25.18

28.42

(i) with banks

74.23

81.23

156.53

269.62

230.76

350.85

5.45

20.75

(ii) with other institutions

23.07

7.08

47.47

148.89

70.53

155.97

19.73

7.67

7.2. Outside India

327.50

386.02

835.29

1206.09

1162.79

1592.11

9.27

11.76

7.2.1. Balances with banks

243.62

306.09

602.71

937.38

846.33

1243.47

5.09

8.39

(i) In current account

239.40

262.74

178.46

241.29

417.86

504.03

3.31

4.59

(ii) In other deposit accounts

4.22

43.35

424.25

696.09

428.47

739.44

1.78

3.80

7.2.2. Money at call and short notice

83.88

79.93

232.59

268.71

316.46

348.64

4.19

3.38

Investments

4173.22

4729.98

10899.48

12861.08

15072.70

17591.06

1093.33

1344.99

Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Contd.)

(Amount in ` Billion)

8.1. Investment in India in

4061.45

4623.25

10757.40

12703.39

14818.85

17326.65

1093.33

1344.99

(i) Government securities

3494.45

3765.50

9031.11

10449.90

12525.56

14215.40

785.48

972.09

(ii) Other approved securities

0.20

0.05

9.69

7.25

9.89

7.30

0.18

0.07

(iii) Shares

41.14

46.96

158.36

174.03

199.51

220.98

10.78

10.88

(iv) Debentures and Bonds

143.66

305.28

512.95

634.63

656.61

939.91

56.66

68.99

(v) Subsidiaries and/or joint ventures

54.92

55.28

41.04

42.39

95.96

97.67

3.98

4.00

(vi) Others

327.08

450.18

1004.25

1395.20

1331.32

1845.38

236.26

288.96

8.2. Investment outside India in

111.77

106.73

142.08

157.68

253.85

264.41

-

-

(i) Government securities

18.66

28.60

66.70

71.76

85.36

100.37

-

-

(ii) Subsidiaries and/or joint ventures

16.03

16.03

20.53

27.01

36.56

43.04

-

-

(iii) Others

77.08

62.10

54.85

58.91

131.93

121.00

-

-

9. Advances

11519.91

13792.24

27253.16

30935.50

38773.07

44727.74

2300.79

2699.37

Type-wise

9A. (i) Bills purchased and discounted

888.15

1006.84

1418.09

1778.61

2306.24

2785.46

113.27

108.69

(ii) Cash credits,overdrafts & loans repayable on demand

4957.87

6117.87

11123.65

12677.78

16081.52

18795.65

1120.10

1409.65

(iii) Term loans

5673.89

6667.53

14711.43

16479.10

20385.32

23146.63

1067.43

1181.04

Security-wise

9B. (i) Secured by tangible assets

8705.30

10632.06

20598.83

24524.95

29304.12

35157.01

1956.52

2367.97

(ii) Covered by Bank/Government Guarantees

833.32

1004.11

1895.90

2569.25

2729.21

3573.37

87.27

88.59

(iii) Unsecured

1981.30

2156.07

4758.44

3841.30

6739.74

5997.36

257.00

242.81

Sector-wise & Location-wise

9C.I. Advances in India

10179.14

12118.16

24701.78

27613.39

34880.91

39731.55

2300.79

2699.37

(i) Priority sectors

3457.80

3759.63

7717.70

8762.73

11175.50

12522.36

727.96

858.58

(ii) Public sectors

720.40

736.37

3009.77

3257.67

3730.16

3994.04

79.70

83.50

(iii) Banks

1.81

3.12

184.30

183.44

186.11

186.56

5.79

1.76

(iv) Others

5999.13

7619.05

13790.01

15409.55

19789.13

23028.60

1487.34

1755.53

Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Contd.)

(Amount in ` Billion)

9C.II. Advances outside India

1340.78

1674.08

2551.38

3322.11

3892.16

4996.19

-

-

(i) Due from banks

170.86

329.15

576.70

784.20

747.56

1113.35

-

-

(ii) Due from others

1169.91

1344.92

1974.68

2537.91

3144.60

3882.84

-

-

a) Bills purchased and discounted

215.68

212.17

517.86

709.79

733.54

921.95

-

-

b) Syndicate loans

474.00

562.59

493.01

619.38

967.01

1181.97

-

-

c) Others

480.23

570.17

963.81

1208.74

1444.04

1778.91

-

-

10. Fixed Assets

74.16

91.61

308.84

334.39

383.00

426.00

26.82

30.82

10.1. Premises

22.66

28.83

241.31

253.62

263.97

282.45

15.27

16.07

10.2. Fixed assets under construction

3.47

4.52

1.86

2.68

5.33

7.20

0.40

0.60

10.3. Other fixed assets

48.03

58.25

65.66

78.09

113.69

136.34

11.16

14.16

11. Other Assets

672.32

630.44

934.96

1021.74

1607.28

1652.19

90.33

97.55

(i) Inter - office adjustments (net)

31.44

13.33

27.82

21.52

59.26

34.85

1.02

0.88

(ii) Interest accrued

145.24

159.30

274.34

301.80

419.58

461.10

24.30

26.57

(iii) Tax paid in advance/tax deducted at source

97.25

70.30

245.92

286.15

343.17

356.45

23.25

24.40

(iv) Stationery and stamps

1.23

1.22

1.25

1.27

2.48

2.49

0.22

0.28

(v) Others

397.16

386.29

385.64

411.00

782.80

797.30

41.54

45.41

Total Assets

17712.80

20657.19

42683.40

48962.49

60396.20

69619.67

3749.20

4447.33

Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Contd.)

(Amount in ` Billion)

Number of reporting banks

7

7

20

20

41

43

87

89

Liabilities

1. Capital

34.67

36.02

47.83

49.99

406.31

462.68

636.64

703.10

2. Reserves and Surplus

1279.32

1563.31

1545.12

1879.47

530.60

611.14

5448.98

6386.20

2.1. Statutory Reserves

204.55

264.70

274.32

348.12

155.96

185.84

1421.58

1663.16

2.2. Capital Reserves

34.08

39.75

42.08

48.41

26.53

27.45

342.86

360.72

2.3. Share Premium

625.64

715.86

712.44

813.69

-

-

1492.32

1710.75

2.4. Investment Fluctuations Reserves

0.38

1.30

2.44

3.67

5.63

9.87

14.95

20.84

2.5. Revenue and other Reserves

139.98

162.11

229.42

270.46

263.19

296.42

1753.87

2083.15

2.6. Balance of Profit

274.69

379.60

284.43

395.13

79.30

91.57

423.41

547.58

3. Deposits

8586.96

10219.39

11745.87

13958.36

2769.48

2880.00

64535.49

74295.32

Type-wise

3A.1. Demand deposits

1400.84

1616.07

1658.86

1914.22

800.83

738.11

6303.53

7142.01

(i) From banks

56.33

72.38

61.64

78.99

26.90

19.85

275.47

503.67

(ii) From others

1344.51

1543.69

1597.22

1835.23

773.93

718.25

6028.06

6638.33

3A.2. Savings bank deposits

2151.56

2593.36

2729.38

3257.25

418.69

430.70

15288.57

17580.62

3A.3. Term deposits

5034.56

6009.97

7357.63

8786.89

1549.95

1711.19

42943.39

49572.70

(i) From banks

291.58

353.47

499.63

578.67

64.13

65.39

2951.76

3501.55

(ii) From others

4742.99

5656.49

6858.00

8208.21

1485.82

1645.81

39991.63

46071.15

Location-wise

3B.1. Deposits of branches in India

8339.77

9888.21

11498.69

13627.17

2769.48

2879.78

61366.09

70214.70

3B.2. Deposits of branches outside India

247.19

331.18

247.19

331.18

-

0.22

3169.39

4080.63

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Contd.)

(Amount in ` Billion)

4. Borrowings

2386.41

2746.17

2584.20

2999.98

1204.22

1534.04

8437.74

10105.32

4.1. Borrowings in India

1131.69

1354.08

1272.09

1533.43

625.64

868.72

4661.65

5435.01

(i) From Reserve Bank of India

251.69

296.03

274.20

321.68

349.04

474.68

981.33

1308.11

(ii) From other banks

105.75

142.29

115.50

149.95

153.42

161.93

415.68

492.77

(iii) From other institutions and agencies

774.24

915.76

882.39

1061.79

123.17

232.12

3264.64

3634.13

4.2. Borrowings outside India

1254.72

1392.10

1312.11

1466.55

578.59

665.32

3776.09

4670.31

Secured borrowings included in 4

34.26

62.71

46.73

101.02

454.69

676.08

885.31

1130.88

5. Other liabilities and provisions

894.36

885.81

1007.89

1010.24

971.66

727.77

4150.55

4243.39

5.1. Bills payable

133.76

142.08

150.95

161.20

36.62

30.78

582.36

583.23

5.2. Inter-office adjustment

3.25

1.58

6.25

4.21

0.20

0.05

18.68

197.83

5.3. Interest accrued

104.00

118.41

120.58

133.00

28.41

28.41

464.74

514.30

5.4. Subordinate debt.

-

-

-

-

-

-

-

-

5.5. Deferred tax liabilities

-

-

2.89

1.35

0.02

0.04

27.67

19.77

5.6. Others (including provisions)

653.34

623.74

727.21

710.48

905.93

668.49

3056.61

2928.25

Total Liabilities

13181.71

15450.70

16930.91

19898.04

5882.28

6215.63

83209.39

95733.34

6. Cash and balances with RBI

538.15

576.47

705.56

743.50

231.69

214.52

3737.46

3751.74

6.1. Cash in hand

134.05

147.20

157.94

176.47

6.76

6.58

442.58

489.08

6.2. Balances with RBI

404.11

429.27

547.62

567.02

224.92

207.94

3294.87

3262.66

(i) In current account

402.11

427.27

545.62

565.02

191.86

188.62

3256.20

3187.75

(ii) In other account

2.00

2.00

2.00

2.00

33.07

19.31

38.67

74.91

7. Balances with banks in India and money at call and short notice

295.02

469.72

365.54

577.30

311.30

344.60

2436.76

3350.87

7.1. In India

119.76

214.04

181.00

309.86

156.91

163.06

935.05

1309.78

7.1.1. Balances with banks

82.16

126.76

118.22

194.16

116.18

142.92

530.25

667.11

(i) In current account

12.18

15.66

19.93

27.02

15.01

12.46

102.29

113.13

(ii) In other deposit accounts

69.97

111.10

98.29

167.13

101.16

130.45

427.96

553.99

7.1.2. Money at call and short notice

37.60

87.28

62.78

115.70

40.73

20.14

404.80

642.66

(i) with banks

7.79

76.26

13.24

97.01

16.72

16.37

260.72

464.24

(ii) with other institutions

29.81

11.02

49.54

18.69

24.01

3.76

144.08

178.42

7.2. Outside India

175.26

255.68

184.54

267.44

154.39

181.55

1501.71

2041.10

7.2.1. Balances with banks

82.94

159.04

88.03

167.43

123.19

160.09

1057.54

1570.99

(i) In current account

35.38

43.69

38.69

48.27

58.27

49.79

514.82

602.10

(ii) In other deposit accounts

47.56

115.35

49.34

119.15

64.92

110.30

542.72

968.89

7.2.2. Money at call and short notice

92.32

96.64

96.51

100.02

31.20

21.46

444.17

470.11

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Contd.)

(Amount in ` Billion)

8. Investments

4166.49

4916.07

5259.82

6261.06

2006.51

2280.63

22339.03

26132.75

8.1. Investment in India in

4077.68

4824.38

5171.02

6169.37

2006.51

2280.63

21996.38

25776.65

(i) Government securities

2682.72

3111.71

3468.19

4083.80

1376.59

1671.88

17370.34

19971.08

(ii) Other approved securities

0.01

0.00

0.19

0.07

0.00

3.00

10.08

10.37

(iii) Shares

32.25

35.73

43.03

46.61

1.31

1.56

243.84

269.15

(iv) Debentures and Bonds

529.75

606.15

586.40

675.14

54.34

100.67

1297.35

1715.72

(v) Subsidiaries and/or joint ventures

79.14

81.10

83.12

85.10

-

-

179.08

182.77

(vi) Others

753.83

989.68

990.08

1278.64

574.28

503.52

2895.69

3627.55

8.2. Investment outside India in

88.81

91.69

88.81

91.69

-

-

342.65

356.10

(i) Government securities

5.57

9.26

5.57

9.26

-

-

90.93

109.63

(ii) Subsidiaries and/or joint ventures

67.00

62.61

67.00

62.61

-

-

103.56

105.65

(iii) Others

16.23

19.82

16.23

19.82

-

-

148.16

140.82

9. Advances

7363.23

8733.11

9664.03

11432.49

2298.49

2636.80

50735.59

58797.03

Type-wise

9A. (i) Bills purchased and discounted

243.93

276.50

357.21

385.18

257.47

332.66

2920.91

3503.30

(ii) Cash credits,overdrafts &  loans repayable on demand

1756.72

2295.60

2876.82

3705.25

1110.79

1274.18

20069.13

23775.08

(iii) Term loans

5362.58

6161.02

6430.00

7342.05

930.22

1029.95

27745.54

31518.64

Security-wise

9B. (i) Secured by tangible assets

5922.16

7032.74

7878.69

9400.72

959.97

1062.50

38142.78

45620.23

(ii) Covered by Bank/Government Guarantees

144.33

116.11

231.60

204.69

167.15

185.37

3127.96

3963.43

(iii)  Unsecured

1296.74

1584.26

1553.74

1827.07

1163.24

1380.78

9456.72

9205.22

Sector-wise & Location-wise

9C.I. Advances in India

6356.97

7602.26

8657.76

10301.63

2298.49

2635.16

45837.16

52668.35

(i) Priority sectors

2081.96

2260.19

2809.92

3118.77

725.08

769.88

14710.50

16411.01

(ii) Public sectors

121.84

145.74

201.54

229.25

19.10

29.85

3950.81

4253.14

(iii) Banks

8.84

2.57

14.63

4.33

14.68

60.84

215.42

251.72

(iv) Others

4144.33

5193.75

5631.67

6949.28

1539.63

1774.59

26960.43

31752.48

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA - 2012 AND 2013 AS ON MARCH 31 (Concld.)

(Amount in ` Billion)

9C.II. Advances outside India

1006.27

1130.86

1006.27

1130.86

-

1.64

4898.43

6128.68

(i) Due from banks

41.83

46.95

41.83

46.95

-

1.64

789.39

1161.94

(ii) Due from others

964.44

1083.91

964.44

1083.91

-

-

4109.04

4966.74

a) Bills purchased and discounted

11.57

20.53

11.57

20.53

-

-

745.12

942.49

b) Syndicate loans

768.35

803.98

768.35

803.98

-

-

1735.36

1985.95

c) Others

184.51

259.40

184.51

259.40

-

-

1628.56

2038.31

10. Fixed Assets

106.90

113.95

133.72

144.77

50.18

60.41

566.90

631.18

10.1. Premises

54.64

55.93

69.91

72.00

38.84

39.56

372.72

394.02

10.2. Fixed assets under construction

1.80

1.55

2.20

2.15

1.31

10.58

8.84

19.93

10.3. Other fixed assets

50.45

56.47

61.61

70.63

10.03

10.27

185.33

217.23

11. Other Assets

711.92

641.37

802.25

738.92

983.62

678.67

3393.16

3069.77

(i) Inter - office adjustments (net)

-

-

1.02

0.88

2.37

1.56

62.65

37.30

(ii) Interest accrued

117.75

138.86

142.05

165.43

32.85

38.95

594.47

665.49

(iii) Tax paid in advance/tax deducted at source

49.95

55.03

73.20

79.43

35.69

36.72

452.06

472.60

(iv) Stationery and stamps

0.25

0.24

0.47

0.53

0.01

0.01

2.95

3.02

(v) Others

543.97

447.25

585.51

492.65

912.77

601.43

2281.08

1891.37

Total Assets

13181.71

15450.70

16930.91

19898.04

5881.79

6215.63

83208.90

95733.34

Source : Annual accounts of banks.