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Table 4.2: Ownership of deposits with Scheduled Commercial Banks - 2005 and 2006

 

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

 

2005

2006

2005

2006

2005

2006

2005

2006

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

I.

Government Sector

35389

40304

34190

36842

191285

234868

260864

312014

 

 

(15.8)

(14.1)

(7.2)

(6.5)

(17.6)

(18.0)

(14.6)

(14.4)

 

1.

Central & State Governments

13336

16878

15741

18668

59735

67645

88812

103190

 

 

(6.0)

(5.9)

(3.3)

(3.3)

(5.5)

(5.2)

(5.0)

(4.8)

 

 

i)

Central Government

4500

6812

1634

1776

37253

45151

43387

53739

 

 

(2.0)

(2.4)

(0.3)

(0.3)

(3.4)

(3.5)

(2.4)

(2.5)

 

 

ii)

State Governments

8836

10065

14107

16892

22482

22494

45425

49451

 

 

(4.0)

(3.5)

(3.0)

(3.0)

(2.1)

(1.7)

(2.5)

(2.3)

 

2.

Local Authorities

3576

4542

9490

11568

29466

41417

42532

57527

 

 

(1.6)

(1.6)

(2.0)

(2.0)

(2.7)

(3.2)

(2.4)

(2.7)

 

3.

Quasi Government Bodies

9650

8500

3209

2247

32672

37032

45531

47779

 

 

Of which: State Electricity Boards

2903

3332

245

401

3528

7484

6675

11217

 

 

(1.3)

(1.2)

(0.1)

(0.1)

(0.3)

(0.6)

(0.4)

(0.5)

 

4.

Public Sector Corporations

8826

10384

5750

4361

69412

88773

83988

103518

 

 

and Companies

(3.9)

(3.6)

(1.2)

(0.8)

(6.4)

(6.8)

(4.7)

(4.8)

 

 

i)

Non - Departmental

5878

5546

416

352

45490

60834

51784

66731

 

 

 

Commercial Undertakings

(2.6)

(1.9)

(0.1)

(0.1)

(4.2)

(4.7)

(2.9)

(3.1)

 

 

ii)

Others

2948

4838

5334

4009

23922

27940

32204

36787

 

 

(1.3)

(1.7)

(1.1)

(0.7)

(2.2)

(2.1)

(1.8)

(1.7)

II.

Private Corporate Sector

49187

63769

2407

2938

103074

151387

154668

218094

 

(Non - Financial)

(22.0)

(22.4)

(0.5)

(0.5)

(9.5)

(11.6)

(8.7)

(10.1)

 

1.

Non-Financial Companies

37759

55356

566

1131

64270

127142

102596

183630

 

 

(16.9)

(19.4)

(0.1)

(0.2)

(5.9)

(9.7)

(5.7)

(8.5)

 

2.

Non-Credit Co -operative

410

502

413

369

1483

1706

2306

2577

 

 

Institutions

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

 

3.

Others

11017

7911

1428

1437

37320

22539

49766

31887

 

 

(4.9)

(2.8)

(0.3)

(0.3)

(3.4)

(1.7)

(2.8)

(1.5)

III.

Financial Sector

25358

41375

3181

5977

109987

162454

138526

209805

 

 

(11.3)

(14.5)

(0.7)

(1.0)

(10.1)

(12.4)

(7.8)

(9.7)

 

1.

Banks

10543

20808

435

4245

32758

52543

43735

77596

 

 

(4.7)

(7.3)

(0.1)

(0.7)

(3.0)

(4.0)

(2.4)

(3.6)

 

 

i)

Indian Commercial Banks

6065

13013

162

3965

18993

23522

25220

40501

 

 

(2.7)

(4.6)

(0.0)

(0.7)

(1.7)

(1.8)

(1.4)

(1.9)

 

 

ii)

Foreign Resident Banks

618

2526

1

27

4634

1572

5253

4125

 

 

 

(Offices of Foreign

(0.3)

(0.9)

(0.0)

(0.0)

(0.4)

(0.1)

(0.3)

(0.2)

 

 

 

Banks in India )

 

 

 

 

 

 

 

 

 

 

iii)

Co-operative Banks &

3860

5268

271

252

9131

27450

13262

32970

 

 

 

Credit societies

(1.7)

(1.8)

(0.1)

(0.0)

(0.8)

(2.1)

(0.7)

(1.5)

 

 

 

a. Co-operative Banks

3641

5047

52

44

8199

26213

11892

31303

 

 

(1.6)

(1.8)

(0.0)

(0.0)

(0.8)

(2.0)

(0.7)

(1.4)

 

 

 

b. Credit Societies

219

221

219

208

932

1237

1370

1666

 

 

(0.1)

(0.1)

(0.0)

(0.0)

(0.1)

(0.1)

(0.1)

(0.1)

Note : Figures in brackets indicate percentages to total.
Source : Reserve Bank of India Bulletin, October 2007.

 


(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

 

2005

2006

2005

2006

2005

2006

2005

2006

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

2.

Other Financial Institutions

8543

11867

1770

1125

55974

79180

66288

92171

 

(3.8)

(4.2)

(0.4)

(0.2)

(5.1)

(6.1)

(3.7)

(4.3)

 

i)

Financial Companies

934

1030

28

25

1909

2667

2871

3721

 

(0.4)

(0.4)

(0.0)

(0.0)

(0.2)

(0.2)

(0.2)

(0.2)

 

 

a.

Housing Finance

791

855

23

22

1790

2528

2604

3405

 

 

 

Companies

(0.4)

(0.3)

(0.0)

(0.0)

(0.2)

(0.2)

(0.1)

(0.2)

 

 

b.

Auto Finance

144

175

4

2

119

139

267

316

 

 

 

Companies

(0.1)

(0.1)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

 

ii)

Mutual Funds

385

2577

58

18509

32616

18894

35251

 

 

(including Private Sector

(0.2)

(0.9)

(0.0)

(0.0)

(1.7)

(2.5)

(1.1)

(1.6)

 

 

Mutual Funds)

 

 

 

 

 

 

 

 

 

 

a.

Mutual Funds in

148

1273

6

5842

15745

5990

17025

 

 

 

Private Sector

(0.1)

(0.4)

(0.0)

(0.0)

(0.5)

(1.2)

(0.3)

(0.8)

 

 

b.

Other Mutual Funds

237

1304

51

12667

16871

12904

18226

 

(0.1)

(0.5)

(0.0)

(0.0)

(1.2)

(1.3)

(0.7)

(0.8)

 

iii)

Unit Trust of India

618

1723

12

42

1416

5142

2046

6906

 

(0.3)

(0.6)

(0.0)

(0.0)

(0.1)

(0.4)

(0.1)

(0.3)

 

iv)

Insurance Corporations and

4336

4222

89

21

13983

17326

18408

21569

 

 

Companies

(1.9)

(1.5)

(0.0)

(0.0)

(1.3)

(1.3)

(1.0)

(1.0)

 

 

(Life and General)

 

 

 

 

 

 

 

 

 

v)

Term Lending Institutions

712

413

7

6

6308

5569

7027

5988

 

(0.3)

(0.1)

(0.0)

(0.0)

(0.6)

(0.4)

(0.4)

(0.3)

 

vi)

Provident Fund Institutions

1558

1902

1635

973

13848

15860

17042

18736

 

(0.7)

(0.7)

(0.3)

(0.2)

(1.3)

(1.2)

(1.0)

(0.9)

3.

Other Financial Companies@

6271

8700

976

607

21256

30731

28503

40038

 

(2.8)

(3.1)

(0.2)

(0.1)

(2.0)

(2.4)

(1.6)

(1.9)

 

i)

Financial Services Companies

1309

926

10

15

3764

8630

5083

9572

 

(0.6)

(0.3)

(0.0)

(0.0)

(0.3)

(0.7)

(0.3)

(0.4)

 

ii)

Other Financial Companies

2711

4170

93

85

9930

10711

12734

14966

 

(1.2)

(1.5)

(0.0)

(0.0)

(0.9)

(0.8)

(0.7)

(0.7)

 

iii)

Others

2252

3604

873

508

7561

11389

10685

15500

 

(1.0)

(1.3)

(0.2)

(0.1)

(0.7)

(0.9)

(0.6)

(0.7)

Notes : Figures in brackets indicate percentages to total.
@ Includes (a) ‘Financial Service Companies’ which undertake issue management, portfolio management etc., (b) ‘Other Financial Companies’ which are engaged in leasing, hire purchase, loan companies, etc., and (c) ‘Others’ including non-profit institutions serving business, like FICCI, CII, ASSOCHAM, etc.
Source : Reserve Bank of India Bulletin, October 2007.


(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

 

2005

2006

2005

2006

2005

2006

2005

2006

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

IV.

Household Sector

107836

129505

406335

493538

569053

641329

1083224

1264373

 

(48.2)

(45.4)

(86.1)

(86.4)

(52.2)

(49.1)

(60.7)

(58.5)

 

1.

Individuals (including Hindu

51333

60412

364869

451302

447820

502197

864021

1013912

 

 

Undivided Families)

(23.0)

(21.2)

(77.3)

(79.0)

(41.1)

(38.5)

(48.4)

(46.9)

 

 

i)

Farmers

778

2182

60144

73936

69358

76177

130280

152295

 

(0.3)

(0.8)

(12.7)

(12.9)

(6.4)

(5.8)

(7.3)

(7.0)

 

 

ii)

Businessmen, Traders,

32219

31660

54027

62269

85382

88981

171627

182910

 

 

 

Professionals and

(14.4)

(11.1)

(11.4)

(10.9)

(7.8)

(6.8)

(9.6)

(8.5)

 

 

 

Self - Employed Persons

 

 

 

 

 

 

 

 

 

 

iii)

Wage and Salary Earners

1940

2222

82051

87620

79503

74324

163495

164166

 

(0.9)

(0.8)

(17.4)

(15.3)

(7.3)

(5.7)

(9.2)

(7.6)

 

 

iv)

Shroffs, Money Lenders,

969

737

3110

2211

4725

3832

8804

6780

 

 

 

Stock Brokers, Dealers

(0.4)

(0.3)

(0.7)

(0.4)

(0.4)

(0.3)

(0.5)

(0.3)

 

 

 

in Bullion etc.

 

 

 

 

 

 

 

 

 

 

v)

Other Individuals

15427

23611

165536

225267

208852

258882

389816

507761

 

(6.9)

(8.3)

(35.1)

(39.5)

(19.2)

(19.8)

(21.8)

(23.5)

 

2.

Trusts, Associations, Clubs etc.

5713

6661

6295

7091

27249

31456

39257

45208

 

(2.6)

(2.3)

(1.3)

(1.2)

(2.5)

(2.4)

(2.2)

(2.1)

 

3.

Proprietary and Partnership

32540

42102

2511

3865

24921

34053

59972

80019

 

 

concerns etc.

(14.6)

(14.8)

(0.5)

(0.7)

(2.3)

(2.6)

(3.4)

(3.7)

 

4.

Educational Institutions

2397

2287

6699

5987

12034

11310

21130

19583

 

(1.1)

(0.8)

(1.4)

(1.0)

(1.1)

(0.9)

(1.2)

(0.9)

 

5.

Religious Institutions

300

243

1741

1915

5016

4846

7057

7004

 

(0.1)

(0.1)

(0.4)

(0.3)

(0.5)

(0.4)

(0.4)

(0.3)

 

6.

Others (not elsewhere classified)

15553

17800

24221

23378

52013

57468

91786

98646

 

(7.0)

(6.2)

(5.1)

(4.1)

(4.8)

(4.4)

(5.1)

(4.6)

V.

Foreign Sector

5772

10128

26033

31725

116366

114861

148171

156715

 

(2.6)

(3.6)

(5.5)

(5.6)

(10.7)

(8.8)

(8.3)

(7.3)

 

1.

Foreign Consulates, Embassies,

224

389

119

277

590

1097

932

1764

 

 

Trade Missions, Information

(0.1)

(0.1)

(0.0)

(0.0)

(0.1)

(0.1)

(0.1)

(0.1)

 

 

Services etc.

 

 

 

 

 

 

 

 

 

2.

Non-Residents

2591

1577

23800

29264

108674

108001

135064

138842

 

(1.2)

(0.6)

(5.0)

(5.1)

(10.0)

(8.3)

(7.6)

(6.4)

 

3.

Others

2957

8162

2115

2184

7102

5763

12175

16109

 

(1.3)

(2.9)

(0.4)

(0.4)

(0.7)

(0.4)

(0.7)

(0.7)

 

Total

223541

285082

472147

571020

1089764

1304900

1785452

2161001

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate percentages to total.
Source : Reserve Bank of India Bulletin, October 2007.



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