OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Bank of Madura

Bank of Punjab

Bank of Rajasthan

Bareilly

Benares State

Items

Corporation Bank

Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Capital

1177

1177

10500

10500

1794

1794

516

6211

6211

(0.3)

(0.3)

(6.8)

(5.0)

(0.5)

(0.5)

(1.5)

(8.0)

(7.1)

2.

Reserves and Surplus

17630

19956

3023

4648

17251

16904

132

375

365

(5.2)

(5.5)

(2.0)

(2.2)

(5.1)

(4.6)

(0.4)

(0.5)

(0.4)

2.1.

Statutory Reserves

5981

7939

1704

2676

4681

4681

95

103

103

2.2.

Capital Reserves

162

3390

-

-

2745

2391

2

1

1

2.3.

Share Premium

3551

3713

-

-

1544

1544

2

-

-

2.4.

Revenue and other Reserves

7918

4879

-

-

8283

8288

33

271

260

2.5.

Balance of Profit

19

35

1319

1971

-

-

-

-

-

3.

Deposits

277271

301311

132069

176610

282673

298492

31936

68379

78430

(81.7)

(83.0)

(85.3)

(83.4)

(82.9)

(81.3)

(94.4)

(87.8)

(89.7)

3.1.

Demand deposits

44840

60860

16399

29278

47981

53392

3208

3609

3986

(i) From banks

298

2989

395

86

1313

1068

76

10

17

(ii) From others

44542

57872

16004

29192

46668

52324

3132

3599

3969

3.2.

Savings bank deposits

32078

41308

14772

22614

51582

62162

10559

18320

21035

3.3.

Term deposits

200354

199143

100898

124718

183110

182938

18169

46451

53409

(i) From banks

24766

28812

4038

6251

17178

12933

215

-

-

(ii) From others

175587

170331

96860

118467

165932

170005

17954

46451

53409

3.A.

Deposits of branches in India

277271

301311

132069

176610

282673

298492

31936

68379

78430

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

4.

Borrowings

23823

21243

393

6398

4040

2824

8

620

69

(7.0)

(5.9)

(0.3)

(3.0)

(1.2)

(0.8)

(-)

(0.8)

(0.1)

4.1.

Borrowings in India

23823

21243

393

6398

3796

2566

8

510

69

(i) From Reserve Bank of India

-

-

-

6092

-

-

-

500

-

(ii) From other banks

1

7447

-

-

10

18

-

-

63

(iii) From other institutions and agencies

23822

13796

393

306

3786

2548

7

10

6

4.2.

Borrowings outside India

-

-

-

-

244

258

-

110

-

5.

Other liabilities

19446

19146

8919

13628

35318

47097

1221

2326

2392

(5.7)

(5.3)

(5.8)

(6.4)

(10.4)

(12.8)

(3.6)

(3.0)

(2.7)

5.1.

Bills payable

3210

3813

3956

5957

4609

5475

628

541

215

5.2.

Inter-office adjustments

7884

6583

-

-

1940

3214

-

858

370

5.3.

Interest accrued

2228

2194

2415

3109

21936

27955

194

483

706

5.4.

Others (including provisions)

6125

6556

2548

4562

6833

10453

399

444

1101

Total Liabilities

339347

362833

154903

211784

341076

367111

33813

77911

87465

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand

2378

2628

1169

1811

3451

3882

463

640

801

(0.7)

(0.7)

(0.8)

(0.9)

(1.0)

(1.1)

(1.4)

(0.8)

(0.9)

2.

Balances with RBI

31602

32476

13271

17717

26701

30417

3576

6872

7877

(9.3)

(9.0)

(8.6)

(8.4)

(7.8)

(8.3)

(10.6)

(8.8)

(9.0)

3.

Balances with banks in India

29116

23694

690

1764

14288

16310

3049

1114

1639

(8.6)

(6.5)

(0.4)

(0.8)

(4.2)

(4.4)

(9.0)

(1.4)

(1.9)

4.

Money at call and short notice

56

-

-

3000

10298

8867

-

-

-

(-)

(-)

(-)

(1.4)

(3.0)

(2.4)

(-)

(-)

(-)

5.

Balances with banks outside India

24568

22596

8383

3656

499

1599

-

-

207

(7.2)

(6.2)

(5.4)

(1.7)

(0.1)

(0.4)

(-)

(-)

(0.2)

6.

Investments

95812

113252

67887

82257

108934

109004

14228

34530

39907

(28.2)

(31.2)

(43.8)

(38.8)

(31.9)

(29.7)

(42.1)

(44.3)

(45.6)

6.A.

Investments in India

95812

113252

67887

82257

108934

109004

14228

34530

39907

(i) Government securities

60113

66469

37087

46246

62936

70792

7626

16538

19764

(ii)Other approved securities

5216

4845

-

-

23718

23044

2342

2999

3180

(iii) Shares

3714

4570

1913

4045

768

427

9

227

151

(iv) Debentures and bonds

26009

35337

28406

27924

11184

12212

1065

731

1121

(v) Subsidiaries and joint ventures

760

-

-

-

279

447

-

-

-

(vi) Others

-

2031

481

4042

10050

2084

3186

14035

15691

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

7.

Advances

127796

139392

51878

84230

148029

148746

9773

24675

20582

(37.7)

(38.4)

(33.5)

(39.8)

(43.4)

(40.5)

(28.9)

(31.7)

(23.5)

7.1.

Bills purchased and discounted

32857

20374

18660

24682

15811

17787

122

3850

3464

7.2.

Cash credits, overdrafts & loans

50128

70224

22173

31826

88400

80082

9651

16419

12592

7.3.

Term loans

44810

48794

11045

27722

43817

50877

-

4406

4526

Priority sector advances included in 7.

29879

37072

9823

14465

48963

53151

4850

9432

10196

8.

Fixed Assets

20240

18242

6893

7938

8432

7952

77

1148

1081

(6.0)

(5.0)

(4.5)

(3.7)

(2.5)

(2.2)

(0.2)

(1.5)

(1.2)

8.1.

Premises

5027

15226

252

248

3050

3225

8

794

760

8.2.

Fixed assets under construction

340

322

-

-

-

-

-

-

-

8.3.

Other fixed assets

14872

2693

6641

7689

5382

4727

69

353

322

9.

Other Assets

7781

10553

4733

9410

20445

40332

2647

8931

15371

(2.3)

(2.9)

(3.1)

(4.4)

(6.0)

(11.0)

(7.8)

(11.5)

(17.6)

9.1.

Inter - office adjustments (net)

-

-

1234

2384

-

-

24

-

-

9.2.

Interest accrued

3915

5738

1801

2719

2956

4124

1222

1883

2309

9.3.

Tax paid

1461

2495

240

489

5556

1947

673

1135

1114

9.4.

Stationery and stamps

72

55

52

67

144

152

22

39

44

9.5.

Others

2333

2265

1406

3751

11789

34109

707

5873

11904

Total Assets

339347

362833

154903

211784

341076

367111

33813

77911

87465

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in bracket indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Bharat Overseas

Catholic Syrian

Centurion Bank

City Union Bank

Development

Items

Bank

Bank

Credit Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(11)

(12)

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

1.

Capital

525

1575

541

1000

10125

11872

1800

2400

1661

1661

(0.4)

(1.0)

(0.3)

(0.4)

(6.4)

(3.8)

(1.6)

(1.7)

(0.9)

(0.7)

2.

Reserves and Surplus

5799

6796

3034

4019

3005

5538

4467

6700

19709

21162

(4.6)

(4.5)

(1.5)

(1.7)

(1.9)

(1.8)

(3.9)

(4.7)

(10.9)

(9.0)

2.1.

Statutory Reserves

1709

2059

1434

1465

943

1472

3414

4147

3425

4075

2.2.

Capital Reserves

205

-

1211

1292

-

-

2

2

2691

2507

2.3.

Share Premium

-

236

-

1009

-

-

518

2018

2782

2782

2.4.

Revenue and other Reserves

3828

4453

298

251

-

1612

533

533

10800

11785

2.5.

Balance of Profit

57

48

90

1

2062

2454

-

-

11

14

3.

Deposits

109146

128617

184865

213916

124705

214081

102182

122696

143637

188339

(85.7)

(84.6)

(91.1)

(92.1)

(78.7)

(69.0)

(89.2)

(86.7)

(79.7)

(79.8)

3.1.

Demand deposits

8111

10197

12846

17195

9747

19045

11326

11049

11906

15741

(i) From banks

34

39

89

233

220

546

20

25

96

107

(ii) From others

8077

10159

12756

16962

9528

18499

11306

11024

11810

15634

3.2.

Savings bank deposits

12894

16518

26346

32669

3939

7548

10444

13090

16242

18667

3.3.

Term deposits

88141

101902

145674

164052

111019

187488

80412

98557

115489

153930

(i) From banks

1112

1581

3471

697

33865

56021

1884

1119

44422

44636

(ii) From others

87028

100321

142203

163355

77154

131467

78528

97438

71067

109294

3.A.

Deposits of branches in India

109146

104281

184865

213916

124705

214081

102182

122696

143637

188339

3.B.

Deposits of branches outside India

-

24337

-

-

-

-

-

-

-

-

4.

Borrowings

4299

6379

4845

6382

9848

61604

2201

3685

8442

15833

(3.4)

(4.2)

(2.4)

(2.7)

(6.2)

(19.8)

(1.9)

(2.6)

(4.7)

(6.7)

4.1.

Borrowings in India

882

4950

4845

-

9794

61148

1944

3685

8442

15833

(i) From Reserve Bank of India

-

4900

-

955

-

6800

-

2350

2711

8175

(ii) From other banks

800

-

1

100

500

33159

-

-

2500

5000

(iii) From other institutions and agencies

82

50

4844

3659

9294

21189

1944

1335

3231

2659

4.2.

Borrowings outside India

3417

1429

-

767

54

456

257

-

-

-

5.

Other liabilities

7642

8692

9641

6791

10830

17339

3968

6018

6785

8968

(6.0)

(5.7)

(4.8)

(2.9)

(6.8)

(5.6)

(3.5)

(4.3)

(3.8)

(3.8)

5.1.

Bills payable

755

870

826

576

4509

3646

2196

2530

1547

1938

5.2.

Inter-office adjustments

407

1508

1707

537

-

-

405

1346

166

-

5.3.

Interest accrued

909

821

1476

1608

1959

5597

621

907

1787

2039

5.4.

Others (including provisions)

5571

5492

5632

4069

4362

8096

746

1234

3285

4991

Total Liabilities

127411

152060

202926

232107

158513

310434

114618

141499

180235

235964

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand

494

680

2139

2342

400

692

2947

2418

1323

1158

(0.4)

(0.4)

(1.1)

(1.0)

(0.3)

(0.2)

(2.6)

(1.7)

(0.7)

(0.5)

2.

Balances with RBI

6401

8718

13490

15878

10133

11956

11371

12199

11816

19545

(5.0)

(5.7)

(6.6)

(6.8)

(6.4)

(3.9)

(9.9)

(8.6)

(6.6)

(8.3)

3.

Balances with banks in India

6336