FOREIGN BANKS

(Amount in Rs. lakh)

As on 31^st March

Chinatrust Commercial

Cho Hung Bank

Citibank

Commercial Bank of Korea

Commerzbank

Items

Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)

(39)

(40)

1.

Capital

3509

3509

3454

3454

-

20

3587

7435

7435

(59.4)

(20.2)

(42.0)

(24.1)

(-)

(-)

(94.7)

(17.5)

(15.1)

2.

Reserves and Surplus

11

2

530

647

98428

87900

85

-35

61

(0.2)

(-)

(6.4)

(4.5)

(9.1)

(6.8)

(2.2)

(-0.1)

(0.1)

2.1.

Statutory Reserves

2

2

106

212

18559

20907

31

10

37

2.2.

Capital Reserves

-

-

-

-

130

1604

-

-

6

2.3.

Share Premium

-

-

-

-

-

7020

-

-

-

2.4.

Revenue and other Reserves

9

-

-

-

12854

6202

-

-

-

2.5.

Balance of Profit

-

-

424

435

66886

52166

54

-45

18

3.

Deposits

685

5311

3079

9086

755072

943663

4

13125

26645

(11.6)

(30.6)

(37.4)

(63.4)

(69.9)

(73.2)

(0.1)

(30.9)

(54.0)

3.1.

Demand deposits

215

271

2746

6339

126202

189002

2

1042

924

(i) From banks

-

-

-

-

4788

5060

-

99

14

(ii) From others

215

271

2746

6339

121414

183941

2

943

910

3.2.

Savings bank deposits

71

111

11

16

23113

34230

1

185

191

3.3.

Term deposits

399

4929

322

2730

605757

720431

-

11898

25530

(i) From banks

-

-

-

-

450

159942

-

500

-

(ii) From others

399

4929

322

2730

605307

560490

-

11398

25530

3.A.

Deposits of branches in India

685

5311

3079

9086

755072

943663

4

13125

26645

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

4. Borrowings

1500

7753

600

-

126493

141210

-

21393

14465

(25.4)

(44.7)

(7.3)

(-)

(11.7)

(11.0)

(-)

(50.3)

(29.3)

4.1.

Borrowings in India

1500

3510

600

-

125190

140032

-

21393

14465

(i) From Reserve Bank of India

-

100

-

-

14141

64360

-

1816

2265

(ii) From other banks

650

2000

400

-

84475

55899

-

17477

5000

(iii) From other institutions and agencies

850

1410

200

-

26574

19773

-

2100

7200

4.2.

Borrowings outside India

-

4243

-

-

1303

1178

-

-

-

5. Other liabilities

199

787

563

1145

99799

115994

112

614

699

(3.4)

(4.5)

(6.8)

(8.0)

(9.2)

(9.0)

(2.9)

(1.4)

(1.4)

5.1.

Bills payable

19

42

-

-

26523

43548

-

-

94

5.2.

Inter-office adjustments

61

71

-

-

31222

4045

-

229

-

5.3.

Interest accrued

19

104

4

15

11897

10607

-

209

235

5.4.

Others (including provisions)

100

571

559

1131

30157

57794

112

176

370

Total Liabilities

5904

17362

8226

14332

1079793

1288787

3787

42532

49305

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand

18

25

15

15

2093

2884

2

35

35

(0.3)

(0.1)

(0.2)

(0.1)

(0.2)

(0.2)

(-)

(0.1)

(0.1)

2.

Balances with RBI

107

606

277

882

45385

63432

2

1605

2472

(1.8)

(3.5)

(3.4)

(6.2)

(4.2)

(4.9)

(-)

(3.8)

(5.0)

3.

Balances with banks in India

54

655

9

26

33242

42321

1849

21

293

(0.9)

(3.8)

(0.1)

(0.2)

(3.1)

(3.3)

(48.8)

(0.1)

(0.6)

4.

Money at call and short notice

-

-

-

5756

2010

-

-

-

-

(-)

(-)

(-)

(40.2)

(0.2)

(-)

(-)

(-)

(-)

5.

Balances with banks outside India

19

65

7

26

161928

179210

160

713

5641

(0.3)

(0.4)

(0.1)

(0.2)

(15.0)

(13.9)

(4.2)

(1.7)

(11.4)

6.

Investments

2826

7326

1883

2333

255652

377379

485

17145

21229

(47.9)

(42.2)

(22.9)

(16.3)

(23.7)

(29.3)

(12.8)

(40.3)

(43.1)

6.A.

Investments in India

2826

7326

1883

2333

255652

377379

485

17145

21229

(i) Government securities

1846

3766

1383

1833

210691

278738

485

9445

13529

(ii)Other approved securities

-

-

-

-

3584

4811

-

-

-

(iii) Shares

-

-

-

-

1

1

-

-

-

(iv) Debentures and bonds

-

3180

500

500

31984

85954

-

7700

7700

(v) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

(vi) Others

980

380

-

-

9393

7874

-

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

7.

Advances

2117

7670

4616

3460

476683

499955

827

19050

15479

(35.9)

(44.2)

(56.1)

(24.1)

(44.1)

(38.8)

(21.8)

(44.8)

(31.4)

7.1.

Bills purchased and discounted

3

9

421

2

20046

26419

-

2975

3491

7.2.

Cash credits, overdrafts & loans

418

221

3395

2925

71169

154311

800

4486

2133

7.3.

Term loans

1696

7440

800

533

385467

319225

27

11589

9854

Priority sector advances included in 7.

-

1636

-

-

54364

75967

-

5891

5403

8.

Fixed Assets

362

323

94

74

23729

44345

128

570

405

(6.1)

(1.9)

(1.1)

(0.5)

(2.2)

(3.4)

(3.4)

(1.3)

(0.8)

8.1.

Premises

83

71

-

-

8974

20315

-

-

-

8.2.

Fixed assets under construction

-

-

-

-

-

3770

-

-

22

8.3.

Other fixed assets

279

252

94

74

14755

20259

128

570

384

9.

Other Assets

401

692

1325

1761

79072

79261

335

3394

3751

(6.8)

(4.0)

(16.1)

(12.3)

(7.3)

(6.2)

(8.8)

(8.0)

(7.6)

9.1.

Inter - office adjustments (net)

-

-

-

-

-

-

-

-

29

9.2.

Interest accrued

151

292

244

399

13488

16072

38

483

686

9.3.

Tax paid

69

92

475

888

-

-

71

133

281

9.4.

Stationery and stamps

-

-

-

-

179

104

-

-

-

9.5.

Others

181

308

605

473

65405

63085

227

2778

2755

Total Assets

5904

17362

8226

14332

1079793

1288787

3787

42532

49305

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

: Figures in bracket indicate percent share in total.

-

: Nil or negligible.

Source

: Annual accounts of banks.

FOREIGN BANKS

(Amount in Rs. lakh)

As on 31st March

Items

Credit Agricole

Credit

Deutsche

Development Bank

Dresdner

Indosuez

Lyonnais

Bank (Asia)

of Singapore

Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

(49)

(50)

1.

Capital

-

-

3765

3765

29233

29233

4954

4954

5698

7180

(-)

(-)

(4.0)

(4.2)

(8.9)

(6.6)

(32.2)

(22.6)

(13.1)

(20.0)

2.

Reserves and Surplus

5774

5824

2069

3031

25890

19975

471

649

444

89

(6.0)

(7.1)

(2.2)

(3.4)

(7.9)

(4.5)

(3.1)

(3.0)

(1.0)

(0.2)

2.1.

Statutory Reserves

1174

1174

1427

1742

5226

6218

96

154

444

89

2.2.

Capital Reserves

-

5666

25

-

25

25

7

7

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

5779

688

-

25

4410

4870

-

-

-

-

2.5.

Balance of Profit

-1180

-1704

617

1265

16229

8862

368

489

-

-

3.

Deposits

49802

22435

67278

77131

202499

212835

6353

11080

16169

19717

(52.0)

(27.5)

(72.2)

(85.3)

(61.9)

(47.8)

(41.3)

(50.6)

(37.1)

(54.9)

3.1

Demand deposits

6217

4818

6263

5323

57673

95642

167

283

1591

3984

(i) From banks

91

406

35

93

231

180

-

67

-

3572

(ii) From others

6125

4411

6229

5230

57442

95462

167

216

1591

412

3.2.

Savings bank deposits

1043

1611

70

110

6003

8121

32

46

6

51

3.3.

Term deposits

42543

16006

60944

71698

138823

109071

6154

10751

14572

15681

(i) From banks

518

18

-

21285

-

-

1000

4000

-

-

(ii) From others

42026

15988

60944

50413

138823

109071

5154

6751

14572

15681

3.A.

Deposits of branches in India

49802

22435

67278

77131

202499

212835

6353

11080

16169

19717

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

24186

50969

12987

1019

40627

147835

3000

4800

19509

5695

(25.2)

(62.4)

(13.9)

(1.1)

(12.4)

(33.2)

(19.5)

(21.9)

(44.7)

(15.8)

4.1.

Borrowings in India

24186

50969

12000

3

37120

141575

3000

4800

19509

5672

(i) From Reserve Bank of India

200

2400

-

3

-

-

-

-

-

2772

(ii) From other banks

20800

33674

12000

-

35898

124842

2200

2300

14319

1700

(iii) From other institutions and agencies

3186

14895

-

-

1222

16733

800

2500

5190

1200

4.2

Borrowings outside India

-

-

987

1016

3506

6260

-

-

-

23

5.

Other liabilities

16026

2490

7063

5497

29037

35339

608

429

1807

3260

(16.7)

(3.0)

(7.6)

(6.1)

(8.9)

(7.9)

(3.9)

(2.0)

(4.1)

(9.1)

5.1.

Bills payable

140

274

384

692

3589

5136

26

30

380

1835

5.2.

Inter-office adjustments

-

19

115

40

13160

6984

42

-

761

1090

5.3.

Interest accrued

11340

1127

1981

945

8144

8276

143

233

410

219

5.4.

Others (including provisions)

4546

1071

4584

3820

4145

14943

397

165

256

116

Total Liabilities

95788

81718

93162

90443

327286

445216

15386

21912

43626

35941

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1

Cash in hand

40

54

13

1

216

259

7

11

10

8

(-)

(0.1)

(-)

(-)

(0.1)

(0.1)

(-)

(-)

(-)

(-)

2.

Balances with RBI

5665

4540

4122

4393

16588

16880

274

456

1580

1733

(5.9)

(5.6)

(4.4)

(4.9)

(5.1)