Table 49: Earnings and Expenses of Scheduled Commercial Banks - 1996-97 (Part 8 of 26) - ربی - Reserve Bank of India
Table 49: Earnings and Expenses of Scheduled Commercial Banks - 1996-97 (Part 8 of 26)
FOREIGN BANKS |
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(Amount in Rs. lakh) |
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For the year ended 31st March |
||||||||||||||
Items |
Chase Manhatane |
Cho Hung |
Citibank |
Commerz Bank |
||||||||||
Bank |
Bank |
|
|
|||||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
|
(23) |
(24) |
|
(25) |
(26) |
|
(27) |
(28) |
|
(29) |
(30) |
Income |
||||||||||||||
I. |
Interest earned |
264 |
258 |
559 |
89202 |
108764 |
177 |
2217 |
||||||
a) |
Interest/discount on advances/bills |
72 |
11 |
239 |
56908 |
69652 |
96 |
1990 |
||||||
b) |
Income on investments |
37 |
225 |
229 |
27343 |
28116 |
1 |
220 |
||||||
c) |
Interest on balances with RBI and other |
154 |
21 |
90 |
4864 |
9653 |
80 |
7 |
||||||
inter-bank funds |
||||||||||||||
d) |
Others |
1 |
1 |
- |
87 |
1343 |
- |
- |
||||||
II. |
Other income |
315 |
281 |
89 |
32105 |
35275 |
53 |
755 |
||||||
a) |
Commission, exchange, brokerage, etc. |
302 |
176 |
26 |
21762 |
27606 |
11 |
530 |
||||||
b) |
Net profit (loss) on sale of investments |
(11) |
20 |
- |
5197 |
2983 |
- |
6 |
||||||
c) |
Net profit (loss) on revaluation of investments |
(4) |
- |
- |
- |
- |
- |
- |
||||||
d) |
Net profit (loss) on sale of land, building |
2 |
- |
- |
- |
- |
- |
- |
||||||
& other assets |
||||||||||||||
e) |
Net profit (loss) on exchange transaction |
26 |
(26) |
36 |
5147 |
4421 |
42 |
218 |
||||||
f) |
Miscellaneous income |
- |
111 |
|
|
27 |
|
- |
266 |
|
- |
1 |
||
|
Total (I+II) |
|
578 |
538 |
|
|
649 |
|
121307 |
144039 |
|
229 |
2972 |
|
Expenditure & Provisions |
||||||||||||||
III. |
Interest expended |
5 |
18 |
29 |
54074 |
66086 |
22 |
1067 |
||||||
a) |
Interest on deposits |
4 |
2 |
5 |
39985 |
53412 |
1 |
433 |
||||||
b) |
Interest on RBI/inter-bank borrowings |
- |
16 |
13 |
4547 |
3704 |
19 |
569 |
||||||
c) |
Others |
- |
- |
10 |
9542 |
8970 |
3 |
66 |
||||||
IV. |
Operating expenses |
915 |
475 |
379 |
28348 |
36899 |
638 |
1804 |
||||||
a) |
Payments to and provisions for employees |
310 |
100 |
98 |
5186 |
7291 |
157 |
584 |
||||||
b) |
Rent, taxes and lighting |
116 |
98 |
123 |
2544 |
3010 |
156 |
507 |
||||||
c) |
Printing and stationery |
13 |
8 |
6 |
1104 |
1400 |
7 |
20 |
||||||
d) |
Advertisement and publicity |
1 |
- |
2 |
3112 |
4934 |
11 |
6 |
||||||
e) |
Depreciation on Bank's property |
143 |
91 |
89 |
1682 |
2148 |
64 |
150 |
||||||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
6 |
10 |
- |
2 |
||||||
g) |
Auditors' fees and expenses |
2 |
2 |
2 |
25 |
30 |
2 |
2 |
||||||
h) |
Law charges |
3 |
3 |
3 |
282 |
459 |
- |
13 |
||||||
i) |
Postage, telegrams, telephones, etc. |
156 |
87 |
12 |
1865 |
2176 |
16 |
74 |
||||||
j) |
Repairs and maintenance |
13 |
20 |
5 |
1439 |
1460 |
4 |
39 |
||||||
k) |
Insurance |
1 |
3 |
2 |
827 |
1132 |
1 |
10 |
||||||
l) |
Other expenditure |
157 |
65 |
36 |
10276 |
12849 |
220 |
400 |
||||||
V. |
Provisions and contingencies |
2 |
18 |
122 |
21397 |
35581 |
- |
51 |
||||||
Total expenses |
922 |
511 |
530 |
103818 |
138566 |
661 |
2923 |
|||||||
VI. |
Profit (loss) |
(344) |
27 |
|
|
119 |
|
17489 |
5472 |
|
(432) |
49 |
||
Total (III+IV+V+VI) |
|
578 |
538 |
|
|
649 |
|
121307 |
144039 |
|
229 |
2972 |
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||
For the year ended 31st March |
||||||||||||||
Items |
Credit Lyonnais |
Deutsche Bank |
Development Bank |
Dresdner Bank |
||||||||||
|
|
of Singapore |
|
|||||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
|
(31) |
(32) |
|
(33) |
(34) |
|
(35) |
(36) |
|
(37) |
(38) |
Income |
||||||||||||||
I. |
Interest earned |
11124 |
11809 |
22307 |
31119 |
898 |
1349 |
879 |
3904 |
|||||
a) |
Interest/discount on advances/bills |
8419 |
8953 |
16415 |
23690 |
777 |
1161 |
621 |
1473 |
|||||
b) |
Income on investments |
2158 |
2259 |
4871 |
6318 |
93 |
127 |
93 |
769 |
|||||
c) |
Interest on balances with RBI and other |
502 |
558 |
990 |
890 |
29 |
62 |
166 |
1662 |
|||||
inter-bank funds |
||||||||||||||
d) |
Others |
45 |
39 |
31 |
221 |
- |
- |
- |
- |
|||||
II. |
Other income |
1899 |
4058 |
7421 |
10684 |
152 |
255 |
(27) |
548 |
|||||
a) |
Commission, exchange, brokerage, etc. |
1028 |
883 |
3962 |
5794 |
152 |
256 |
16 |
131 |
|||||
b) |
Net profit (loss) on sale of investments |
409 |
178 |
(336) |
846 |
- |
- |
- |
- |
|||||
c) |
Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
d) |
Net profit (loss) on sale of land, building |
- |
- |
5 |
6 |
- |
(3) |
(4) |
1 |
|||||
& other assets |
||||||||||||||
e) |
Net profit (loss) on exchange transaction |
333 |
2918 |
3762 |
4020 |
- |
- |
(39) |
410 |
|||||
f) |
Miscellaneous income |
129 |
79 |
|
28 |
17 |
|
- |
1 |
|
- |
6 |
||
|
Total (I+II) |
|
13023 |
15867 |
|
29729 |
41803 |
|
1051 |
1604 |
|
853 |
4451 |
|
Expenditure & Provisions |
||||||||||||||
III. |
Interest expended |
9654 |
11169 |
12906 |
13992 |
574 |
728 |
675 |
3216 |
|||||
a) |
Interest on deposits |
7593 |
9479 |
6994 |
11199 |
108 |
313 |
286 |
1079 |
|||||
b) |
Interest on RBI/inter-bank borrowings |
1570 |
1296 |
3868 |
2400 |
466 |
414 |
389 |
2138 |
|||||
c) |
Others |
491 |
394 |
2044 |
393 |
- |
- |
- |
- |
|||||
IV. |
Operating expenses |
1176 |
1529 |
7190 |
8966 |
298 |
410 |
1134 |
1379 |
|||||
a) |
Payments to and provisions for employees |
348 |
431 |
1696 |
2566 |
120 |
148 |
308 |
331 |
|||||
b) |
Rent, taxes and lighting |
85 |
133 |
336 |
484 |
42 |
55 |
176 |
299 |
|||||
c) |
Printing and stationery |
25 |
27 |
103 |
195 |
3 |
4 |
9 |
10 |
|||||
d) |
Advertisement and publicity |
4 |
44 |
68 |
166 |
3 |
10 |
1 |
1 |
|||||
e) |
Depreciation on Bank's property |
70 |
90 |
827 |
1143 |
29 |
51 |
218 |
175 |
|||||
f) |
Directors' fees, allowances and expenses |
1 |
1 |
8 |
4 |
- |
- |
- |
2 |
|||||
g) |
Auditors' fees and expenses |
1 |
1 |
3 |
5 |
1 |
- |
1 |
2 |
|||||
h) |
Law charges |
1 |
2 |
2 |
5 |
2 |
1 |
- |
- |
|||||
i) |
Postage, telegrams, telephones, etc. |
68 |
95 |
209 |
366 |
14 |
18 |
32 |
77 |
|||||
j) |
Repairs and maintenance |
11 |
28 |
375 |
549 |
2 |
4 |
23 |
4 |
|||||
k) |
Insurance |
40 |
43 |
98 |
124 |
2 |
4 |
4 |
- |
|||||
l) |
Other expenditure |
522 |
634 |
3464 |
3360 |
80 |
117 |
363 |
478 |
|||||
V. |
Provisions and contingencies |
1321 |
1676 |
7360 |
12743 |
82 |
231 |
- |
12 |
|||||
Total expenses |
12151 |
14375 |
27456 |
35701 |
953 |
1369 |
1809 |
4608 |
||||||
VI. |
Profit (loss) |
871 |
1493 |
|
2273 |
6101 |
|
97 |
235 |
|
(956) |
(156) |
||
Total (III+IV+V+VI) |
|
13023 |
15867 |
|
29729 |
41803 |
|
1051 |
1604 |
|
853 |
4451 |
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||
For the year ended 31st March |
||||||||||||||
Items |
Grindlays |
Hongkong & Shanghai |
International |
Mashreq |
||||||||||
Bank |
Bank |
Netherlandene Bank |
Bank |
|||||||||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
|
(39) |
(40) |
|
(41) |
(42) |
|
(43) |
(44) |
|
(45) |
(46) |
Income |
||||||||||||||
I. |
Interest earned |
71992 |
93541 |
53192 |
59699 |
1602 |
4212 |
5367 |
5800 |
|||||
a) |
Interest/discount on advances/bills |
43011 |
61817 |
30716 |
37214 |
1015 |
2765 |
4058 |
4487 |
|||||
b) |
Income on investments |
24006 |
26401 |
18005 |
19757 |
507 |
1019 |
1082 |
1053 |
|||||
c) |
Interest on balances with RBI and other |
4196 |
4184 |
3569 |
2624 |
78 |
416 |
221 |
230 |
|||||
inter-bank funds |
||||||||||||||
d) |
Others |
780 |
1139 |
902 |
105 |
1 |
13 |
7 |
29 |
|||||
II. |
Other income |
15681 |
17917 |
13404 |
14065 |
570 |
1446 |
(418) |
(364) |
|||||
a) |
Commission, exchange, brokerage, etc. |
8712 |
11594 |
6271 |
8539 |
331 |
1111 |
246 |
308 |
|||||
b) |
Net profit (loss) on sale of investments |
1248 |
89 |
150 |
96 |
115 |
170 |
28 |
20 |
|||||
c) |
Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
d) |
Net profit (loss) on sale of land, building |
22 |
(14) |
(2) |
(50) |
- |
- |
(1) |
- |
|||||
& other assets |
||||||||||||||
e) |
Net profit (loss) on exchange transaction |
5509 |
6060 |
6798 |
5093 |
124 |
165 |
(744) |
(750) |
|||||
f) |
Miscellaneous income |
191 |
187 |
|
188 |
388 |
|
- |
- |
|
53 |
58 |
||
|
Total (I+II) |
|
87673 |
111457 |
|
66596 |
73764 |
|
2172 |
5658 |
|
4949 |
5435 |
|
Expenditure & Provisions |
||||||||||||||
III. |
Interest expended |
48854 |
61818 |
30226 |
38494 |
1734 |
2241 |
3035 |
3294 |
|||||
a) |
Interest on deposits |
34077 |
48982 |
26214 |
37793 |
292 |
698 |
2270 |
2554 |
|||||
b) |
Interest on RBI/inter-bank borrowings |
14257 |
11688 |
3722 |
646 |
1176 |
1450 |
765 |
740 |
|||||
c) |
Others |
521 |
1147 |
289 |
55 |
265 |
93 |
- |
- |
|||||
IV. |
Operating expenses |
21588 |
29827 |
14208 |
16302 |
867 |
1354 |
629 |
1097 |
|||||
a) |
Payments to and provisions for employees |
11051 |
17739 |
5315 |
5628 |
313 |
508 |
178 |
285 |
|||||
b) |
Rent, taxes and lighting |
1748 |
1884 |
542 |
949 |
40 |
66 |
136 |
236 |
|||||
c) |
Printing and stationery |
604 |
655 |
428 |
461 |
12 |
19 |
40 |
23 |
|||||
d) |
Advertisement and publicity |
626 |
1513 |
463 |
785 |
22 |
15 |
2 |
210 |
|||||
e) |
Depreciation on Bank's property |
1333 |
1570 |
2078 |
2242 |
119 |
141 |
32 |
47 |
|||||
f) |
Directors' fees, allowances and expenses |
49 |
51 |
8 |
11 |
- |
2 |
- |
1 |
|||||
g) |
Auditors' fees and expenses |
30 |
24 |
11 |
12 |
5 |
4 |
2 |
2 |
|||||
h) |
Law charges |
369 |
234 |
25 |
21 |
- |
- |
3 |
6 |
|||||
i) |
Postage, telegrams, telephones, etc. |
1222 |
991 |
717 |
959 |
63 |
88 |
8 |
20 |
|||||
j) |
Repairs and maintenance |
1105 |
1244 |
708 |
708 |
23 |
43 |
40 |
13 |
|||||
k) |
Insurance |
342 |
159 |
309 |
211 |
4 |
7 |
29 |
21 |
|||||
l) |
Other expenditure |
3110 |
3763 |
3605 |
4315 |
267 |
461 |
158 |
232 |
|||||
V. |
Provisions and contingencies |
11319 |
10375 |
13097 |
10119 |
30 |
635 |
511 |
842 |
|||||
Total expenses |
81761 |
102020 |
57530 |
64916 |
2632 |
4229 |
4175 |
5234 |
||||||
VI. |
Profit (loss) |
5911 |
9437 |
|
9065 |
8848 |
|
(460) |
(846) |
|
774 |
202 |
||
Total (III+IV+V+VI) |
|
87673 |
111457 |
|
66596 |
73764 |
|
2172 |
5658 |
|
4949 |
5435 |
Note |
: |
Figures in bracket indicate loss. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |