(Amount in Rs. lakh)

As on 31st March

Magadh

Mahakaushal

Malaprabha

Mallabhum

Malwa

Mandla Balaghat

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya

Items

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(205)

(206)

(207)

(208)

(209)

(210)

(211)

(212)

(213)

(214)

(215)

(216)

1.

Capital

687

1668

91

100

712

712

100

821

100

100

100

100

(2.1)

(4.3)

(2.9)

(2.4)

(1.6)

(1.4)

(0.3)

(2.0)

(1.5)

(1.2)

(2.0)

(1.7)

2.

Reserves and Surplus

-

-

-

-

79

1001

37

37

250

533

1

1

-

-

-

-

(0.2)

(2.0)

(0.1)

(0.1)

(3.8)

(6.4)

-

-

3.

Deposits

25116

30522

2276

3311

26316

29783

27599

33983

4167

5285

4182

4996

(78.4)

(79.3)

(71.9)

(78.0)

(58.6)

(59.9)

(83.6)

(83.8)

(63.1)

(63.6)

(85.3)

(87.2)

3.1.

Demand deposits

631

693

130

267

644

848

250

256

204

178

727

616

3.2.

Savings bank deposits

12677

15849

920

1544

9721

10848

10432

12423

1601

1846

1584

1848

3.3.

Term deposits

11809

13980

1225

1499

15951

18087

16917

21304

2362

3261

1871

2532

4.

Borrowings

935

1030

42

41

15285

15062

2195

2108

1626

1785

77

125

(2.9)

(2.7)

(1.3)

(1.0)

(34.0)

(30.3)

(6.7)

(5.2)

(24.6)

(21.5)

(1.6)

(2.2)

4.1.

From banks*

130

130

-

-

3231

3209

-

-

336

396

77

125

4.2.

From others

805

900

42

41

12054

11853

2195

2108

1291

1389

-

-

5.

Other liabilities

5304

5292

757

795

2539

3147

3069

3604

463

603

543

510

(16.6)

(13.7)

(23.9)

(18.7)

(5.7)

(6.3)

(9.3)

(8.9)

(7.0)

(7.3)

(11.1)

(8.9)

5.1.

Bills Payable

71

76

30

25

463

580

-

-

2

8

-

-

5.2.

Inter-office adjustments

732

800

-

-

278

254

15

-

-

9

-

-

5.3.

Interest accrued

37

40

140

171

213

241

95

457

243

329

-

29

5.4.

Others (including provisions)

4464

4376

587

599

1584

2072

2959

3147

218

258

543

481

Total Liabilities

32042

38512

3165

4247

44930

49705

33000

40552

6606

8306

4903

5733

1.

Cash in hand

348

370

92

114

728

1040

256

397

32

35

123

150

(1.1)

(1.0)

(2.9)

(2.7)

(1.6)

(2.1)

(0.8)

(1.0)

(0.5)

(0.4)

(2.5)

(2.6)

2.

Balances with RBI

766

942

73

101

812

894

860

1058

131

169

103

142

(2.4)

(2.4)

(2.3)

(2.4)

(1.8)

(1.8)

(2.6)

(2.6)

(2.0)

(2.0)

(2.1)

(2.5)

3.

Balances with banks in India

6909

8578

837

1439

9762

11074

483

707

2329

3020

1168

1319

(21.6)

(22.3)

(26.4)

(33.9)

(21.7)

(22.3)

(1.5)

(1.7)

(35.3)

(36.4)

(23.8)

(23.0)

4.

Money at call and short notice

-

-

-

-

-

-

6853

9976

-

-

866

1240

-

-

-

-

-

-

(20.8)

(24.6)

-

-

(17.7)

(21.6)

5.

Investments

10496

13715

-

-

5843

6779

7469

9020

900

1301

-

-

(32.8)

(35.6)

-

-

(13.0)

(13.6)

(22.6)

(22.2)

(13.6)

(15.7)

-

-

6.

Advances

8805

9413

810

994

25193

26748

10653

11634

2815

3231

1060

1144

(27.5)

(24.4)

(25.6)

(23.4)

(56.1)

(53.8)

(32.3)

(28.7)

(42.6)

(38.9)

(21.6)

(19.9)

6.1.

Bills purchased and discounted

10

-

13

90

40

30

-

-

1

-

-

1

6.2.

Cash credits, overdrafts & loans

672

770

116

142

9142

12879

88

107

1650

1923

108

191

6.3.

Term loans

8124

8643

681

762

16011

13839

10565

11527

1164

1308

951

952

7.

Fixed Assets

42

43

8

11

155

162

36

37

13

12

5

8

(0.1)

(0.1)

(0.2)

(0.3)

(0.3)

(0.3)

(0.1)

(0.1)

(0.2)

(0.1)

(0.1)

(0.1)

8.

Other Assets

4675

5450

1345

1588

2438

3008

6389

7722

387

539

1578

1730

(14.6)

(14.2)

(42.5)

(37.4)

(5.4)

(6.1)

(19.4)

(19.0)

(5.9)

(6.5)

(32.2)

(30.2)

8.1.

Inter - office adjustments (net)

-

-

11

13

-

-

-

26

7

-

187

72

8.2.

Interest accrued

1182

1480

4

6

209

141

1197

1583

370

523

41

105

8.3.

Others

3493

3971

1331

1569

2229

2868

5193

6113

10

16

1350

1553

Total Assets

32042

38512

3165

4247

44930

49705

33000

40552

6606

8306

4903

5733

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Manipur

Manjira

Marathwada

Marudhar

Marwar

Mayurakshi

Rural Bank

Gramin Bank

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(217)

(218)

(219)

(220)

(221)

(222)

(223)

(224)

(225)

(226)

(227)

(228)

1.

Capital

665

680

100

227

100

100

96

100

88

100

100

100

(26.5)

(24.2)

(0.7)

(1.4)

(0.3)

(0.3)

(1.8)

(1.5)

(0.3)

(0.3)

(0.7)

(0.6)

2.

Reserves and Surplus

1

1

-329

180

-

-

6

15

-

-

-

-

-

-

(-2.4)

(1.1)

-

-

(0.1)

(0.2)

-

-

-

-

3.

Deposits

1029

1259

7251

9475

25510

27462

4420

5470

21049

26316

10569

13328

(41.1)

(44.8)

(53.3)

(56.7)

(72.9)

(70.9)

(83.8)

(82.9)

(82.2)

(81.2)

(75.4)

(78.2)

3.1.

Demand deposits

133

252

289

405

2232

1754

217

401

1237

1659

114

94

3.2.

Savings bank deposits

311

314

2188

3046

14079

14478

1042

1330

5897

7713

3587

4601

3.3.

Term deposits

585

693

4774

6023

9199

11229

3161

3740

13915

16944

6868

8633

4.

Borrowings

340

374

3949

4449

5118

5646

313

494

1621

2709

1110

1160

(13.6)

(13.3)

(29.0)

(26.6)

(14.6)

(14.6)

(5.9)

(7.5)

(6.3)

(8.4)

(7.9)

(6.8)

4.1.

From banks*

340

-

958

1216

815

853

18

49

116

154

46

58

4.2.

From others

-

374

2991

3233

4303

4793

295

445

1505

2555

1064

1101

5.

Other liabilities

471

499

2627

2377

4275

5519

441

520

2852

3299

2236

2462

(18.8)

(17.7)

(19.3)

(14.2)

(12.2)

(14.3)

(8.4)

(7.9)

(11.1)

(10.2)

(16.0)

(14.4)

5.1.

Bills Payable

2

-

1507

966

236

581

1

1

-

-

-

-

5.2.

Inter-office adjustments

-

-

774

-

96

-

4

-

-

-

95

24

5.3.

Interest accrued

120

148

-

1070

1311

1418

37

50

2221

2536

1194

1689

5.4.

Others (including provisions)

349

351

346

341

2632

3520

398

469

631

764

948

749

Total Liabilities

2506

2814

13598

16708

35002

38727

5275

6599

25609

32424

14016

17050

1.

Cash in hand

21

27

170

156

598

681

57

82

559

1037

99

138

(0.8)

(1.0)

(1.2)

(0.9)

(1.7)

(1.8)

(1.1)

(1.2)

(2.2)

(3.2)

(0.7)

(0.8)

2.

Balances with RBI

28

37

240

321

710

805

137

177

722

853

341

442

(1.1)

(1.3)

(1.8)

(1.9)

(2.0)

(2.1)

(2.6)

(2.7)

(2.8)

(2.6)

(2.4)

(2.6)

3.

Balances with banks in India

70

243

2817

3975

7548

10050

1244

1414

5770

8976

3723

5179

(2.8)

(8.6)

(20.7)

(23.8)

(21.6)

(26.0)

(23.6)

(21.4)

(22.5)

(27.7)

(26.6)

(30.4)

4.

Money at call and short notice

855

830

-

-

-

-

-

-

2295

-

-

-

(34.1)

(29.5)

-

-

-

-

-

-

(9.0)

-

-

-

5.

Investments

94

103

1502

2684

5565

6029

50

50

6269

8845

1976

2102

(3.7)

(3.7)

(11.0)

(16.1)

(15.9)

(15.6)

(0.9)

(0.8)

(24.5)

(27.3)

(14.1)

(12.3)

6.

Advances

512

588

7127

7986

11040

12611

1208

1674

5870

8668

4265

5002

(20.4)

(20.9)

(52.4)

(47.8)

(31.5)

(32.6)

(22.9)

(25.4)

(22.9)

(26.7)

(30.4)

(29.3)

6.1.

Bills purchased and discounted

1

1

-

-

140

99

11

21

-

-

2

1

6.2.

Cash credits, overdrafts & loans

29

56

5090

6040

2217

2605

484

606

2479

3749

483

486

6.3.

Term loans

483

531

2037

1945

8683

9907

713

1047

3390

4919

3780

4515

7.

Fixed Assets

5

4

46

49

44

56

10

12

27

42

14

15

(0.2)

(0.1)

(0.3)

(0.3)

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

922

982

1697

1538

9496

8496

2570

3190

4098

4003

3599

4172

(36.8)

(34.9)

(12.5)

(9.2)

(27.1)

(21.9)

(48.7)