Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000 (Part 6 of 13) - ربی - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000
(Part 6 of 13)
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Indore Ujjain | Jaipur Nagaur Anchalik | Jammu Rural | |||||
Gramin Bank | Gramin Bank | Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (151) | (152) | (153) | (154) | (155) | (156) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(1.5) | (1.3) | (0.3) | (0.2) | (0.4) | (0.3) | |||
2. | Reserves and Surplus | 528 | 528 | 1085 | 1162 | 1703 | 2235 | |
(8.0) | (6.7) | (3.0) | (2.9) | (6.0) | (6.2) | |||
3. | Deposits | 4941 | 6094 | 28674 | 31424 | 22356 | 27655 | |
(74.5) | (76.8) | (79.7) | (78.3) | (78.6) | (77.2) | |||
3.1. | Demand deposits | 268 | 383 | 1608 | 1619 | 743 | 832 | |
3.2. | Savings bank deposits | 1418 | 1601 | 10801 | 10890 | 8197 | 9864 | |
3.3. | Term deposits | 3255 | 4110 | 16265 | 18915 | 13415 | 16958 | |
4. | Borrowings | 721 | 903 | 1772 | 2580 | 1275 | 1531 | |
(10.9) | (11.4) | (4.9) | (6.4) | (4.5) | (4.3) | |||
4.1. | From banks* | | 34 | | 35 | | 10 | |
4.2. | From others | 721 | 869 | 1772 | 2546 | 1275 | 1521 | |
5. | Other liabilities | 338 | 314 | 4361 | 4858 | 3003 | 4282 | |
(5.1) | (4.0) | (12.1) | (12.1) | (10.6) | (12.0) | |||
5.1. | Bills Payable | 24 | 36 | 555 | 105 | 27 | 28 | |
5.2. | Inter-office adjustments | 11 | 6 | | 58 | 60 | 41 | |
5.3. | Interest accrued | 12 | 14 | 2725 | 3769 | 2433 | 3668 | |
| 5.4. | Others (including provisions) | 291 | 259 | 1081 | 925 | 483 | 545 |
| Total Liabilities | 6628 | 7939 | 35992 | 40124 | 28437 | 35803 | |
1. | Cash in hand | 53 | 46 | 950 | 669 | 181 | 228 | |
(0.8) | (0.6) | (2.6) | (1.7) | (0.6) | (0.6) | |||
2. | Balances with RBI | 159 | 180 | 1020 | 1116 | 740 | 892 | |
(2.4) | (2.3) | (2.8) | (2.8) | (2.6) | (2.5) | |||
3. | Balances with banks in India | 2134 | 3175 | 11769 | 12904 | 22430 | 29060 | |
(32.2) | (40.0) | (32.7) | (32.2) | (78.9) | (81.2) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 1193 | 1085 | 13146 | 14446 | 14 | | |
(18.0) | (13.7) | (36.5) | (36.0) | () | () | |||
6. | Advances | 2469 | 2904 | 6661 | 8975 | 4152 | 4705 | |
(37.3) | (36.6) | (18.5) | (22.4) | (14.6) | (13.1) | |||
6.1. | Bills purchased and discounted | | | 10 | 23 | 111 | 143 | |
6.2. | Cash credits, overdrafts & loans | 662 | 768 | 1875 | 2361 | 173 | 212 | |
6.3. | Term loans | 1808 | 2136 | 4777 | 6591 | 3868 | 4349 | |
7. | Fixed Assets | 17 | 15 | 16 | 18 | 47 | 55 | |
(0.2) | (0.2) | () | () | (0.2) | (0.2) | |||
8. | Other Assets | 603 | 533 | 2431 | 1996 | 874 | 863 | |
(9.1) | (6.7) | (6.8) | (5.0) | (3.1) | (2.4) | |||
8.1. | Inter - office adjustments (net) | | | 15 | | | | |
8.2. | Interest accrued | 54 | 89 | 1529 | 1895 | 850 | 840 | |
| 8.3. | Others | 549 | 444 | 887 | 101 | 23 | 23 |
Total Assets | 6628 | 7939 | 35992 | 40124 | 28437 | 35803 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Jamnagar | Jamuna | Jhbua Dhar Kshetriya | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (157) | (158) | (159) | (160) | (161) | (162) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.8) | (0.6) | (0.6) | (0.6) | (0.7) | (0.5) | |||
2. | Reserves and Surplus | 1101 | 1101 | 948 | 994 | | 528 | |
(8.4) | (7.0) | (5.6) | (5.7) | () | (2.9) | |||
3. | Deposits | 8556 | 10094 | 13066 | 13895 | 12361 | 14705 | |
(65.0) | (64.5) | (77.7) | (79.8) | (82.3) | (80.2) | |||
3.1. | Demand deposits | 58 | 65 | 743 | 287 | 546 | 579 | |
3.2. | Savings bank deposits | 2829 | 3079 | 3824 | 4379 | 4644 | 5136 | |
3.3. | Term deposits | 5669 | 6950 | 8499 | 9229 | 7172 | 8989 | |
4. | Borrowings | 2344 | 2735 | 1674 | 1654 | 1757 | 2215 | |
(17.8) | (17.5) | (10.0) | (9.5) | (11.7) | (12.1) | |||
4.1. | From banks* | 553 | 718 | 223 | 258 | | | |
4.2. | From others | 1792 | 2016 | 1452 | 1396 | 1757 | 2215 | |
5. | Other liabilities | 1061 | 1614 | 1073 | 773 | 810 | 789 | |
(8.1) | (10.3) | (6.4) | (4.4) | (5.4) | (4.3) | |||
5.1. | Bills Payable | | | 103 | 16 | 9 | 2 | |
5.2. | Inter-office adjustments | 4 | 10 | 679 | 421 | 148 | 52 | |
5.3. | Interest accrued | 932 | 1472 | 28 | 52 | 76 | 82 | |
| 5.4. | Others (including provisions) | 125 | 132 | 264 | 284 | 577 | 653 |
| Total Liabilities | 13162 | 15643 | 16824 | 17416 | 15028 | 18337 | |
1. | Cash in hand | 72 | 56 | 715 | 427 | 344 | 261 | |
(0.5) | (0.4) | (4.2) | (2.5) | (2.3) | (1.4) | |||
2. | Balances with RBI | 278 | 364 | 360 | 384 | 360 | 430 | |
(2.1) | (2.3) | (2.1) | (2.2) | (2.4) | (2.3) | |||
3. | Balances with banks in India | 4416 | 4335 | 7725 | 8200 | 4746 | 6578 | |
(33.5) | (27.7) | (45.9) | (47.1) | (31.6) | (35.9) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 2351 | 3607 | 2423 | 3132 | 618 | 643 | |
(17.9) | (23.1) | (14.4) | (18.0) | (4.1) | (3.5) | |||
6. | Advances | 4224 | 5857 | 5026 | 4816 | 5613 | 6927 | |
(32.1) | (37.4) | (29.9) | (27.7) | (37.4) | (37.8) | |||
6.1. | Bills purchased and discounted | 2 | 2 | 13 | 6 | 1 | 4 | |
6.2. | Cash credits, overdrafts & loans | 3254 | 4489 | 953 | 963 | 127 | 128 | |
6.3. | Term loans | 968 | 1365 | 4060 | 3846 | 5485 | 6794 | |
7. | Fixed Assets | 8 | 15 | 23 | 21 | 15 | 21 | |
(0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | |||
8. | Other Assets | 1814 | 1410 | 553 | 436 | 3333 | 3477 | |
(13.8) | (9.0) | (3.3) | (2.5) | (22.2) | (19.0) | |||
8.1. | Inter - office adjustments (net) | 1018 | | | | | | |
8.2. | Interest accrued | | 902 | 225 | 283 | | | |
| 8.3. | Others | 796 | 509 | 328 | 154 | 3333 | 3477 |
Total Assets | 13162 | 15643 | 16824 | 17416 | 15028 | 18337 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Junagadh Amreli | Ka Bank | Kakathiya | |||||
Gramin Bank | Nongkyndong | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (163) | (164) | (165) | (166) | (167) | (168) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(1.4) | (1.2) | (0.9) | (0.8) | (1.0) | (0.7) | |||
2. | Reserves and Surplus | 464 | 464 | 917 | 1261 | 910 | 938 | |
(6.5) | (5.7) | (8.5) | (9.9) | (8.7) | (7.0) | |||
3. | Deposits | 4769 | 5621 | 8175 | 9897 | 6623 | 8939 | |
(67.2) | (68.7) | (75.9) | (77.4) | (63.0) | (66.9) | |||
3.1. | Demand deposits | 47 | 39 | 672 | 965 | 494 | 400 | |
3.2. | Savings bank deposits | 1299 | 1401 | 3596 | 4114 | 2041 | 2239 | |
3.3. | Term deposits | 3423 | 4181 | 3907 | 4818 | 4087 | 6299 | |
4. | Borrowings | 1248 | 1305 | 755 | 658 | 1975 | 1881 | |
(17.6) | (15.9) | (7.0) | (5.1) | (18.8) | (14.1) | |||
4.1. | From banks* | 254 | 339 | 16 | 15 | 726 | 749 | |
4.2. | From others | 994 | 967 | 739 | 643 | 1249 | 1132 | |
5. | Other liabilities | 512 | 695 | 831 | 877 | 902 | 1506 | |
(7.2) | (8.5) | (7.7) | (6.9) | (8.6) | (11.3) | |||
5.1. | Bills Payable | 6 | 8 | | | | | |
5.2. | Inter-office adjustments | 49 | 4 | | | 67 | | |
5.3. | Interest accrued | 370 | 583 | 556 | 540 | 555 | 1031 | |
| 5.4. | Others (including provisions) | 87 | 100 | 375 | 336 | 280 | 474 |
| Total Liabilities | 7093 | 8185 | 10777 | 12793 | 10510 | 13363 | |
1. | Cash in hand | 146 | 81.00 | 56 | 64 | 314 | 354 | |
(2.1) | (1.0) | (0.5) | (0.5) | (3.0) | (2.6) | |||
2. | Balances with RBI | 182 | 185 | 290 | 297 | 195 | 327 | |
(2.6) | (2.3) | (2.7) | (2.3) | (1.9) | (2.4) | |||
3. | Balances with banks in India | 39 | 17 | 4601 | 6056 | 4082 | 4955 | |
(0.5) | (0.2) | (42.7) | (47.3) | (38.8) | (37.1) | |||
4. | Money at call and short notice | 1829 | 2098 | | | | | |
(25.8) | (25.6) | () | (0.0) | (0.0) | (0.0) | |||
5. | Investments | 1977 | 2617 | 3835 | 3660 | 118 | 218 | |
(27.9) | (32.0) | (35.6) | (28.6) | (1.1) | (1.6) | |||
6. | Advances | 2118 | 2643 | 1661 | 1863 | 4555 | 6152 | |
(29.9) | (32.3) | (15.4) | (14.6) | (43.3) | (46.0) | |||
6.1. | Bills purchased and discounted | | | | | | | |
6.2. | Cash credits, overdrafts & loans | 1351 | 1847 | 652 | 648 | 4211 | 5686 | |
6.3. | Term loans | 766 | 796 | 1009 | 1215 | 344 | 465 | |
7. | Fixed Assets | 11 | 12 | 13 | 14 | 36 | 57 | |
(0.2) | (0.1) | (0.1) | (0.1) | (0.3) | (0.4) | |||
8. | Other Assets | 791 | 531 | 323 | 840 | 1209 | 1301 | |
(11.2) | (6.5) | (3.0) | (6.6) | (11.5) | (9.7) | |||
8.1. | Inter - office adjustments (net) | 67 | 39 | | 536 | | 111 | |
8.2. | Interest accrued | 466 | 407 | 309 | 296 | 35 | 49 | |
| 8.3. | Others | 259 | 85 | 14 | 8 | 1174 | 1141 |
Total Assets | 7093 | 8185 | 10777 | 12793 | 10510 | 13363 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Kalahandi Anchalika | Kalpatharu | Kamraz | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (169) | (170) | (171) | (172) | (173) | (174) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.8) | (0.7) | (0.6) | (0.6) | (0.6) | (0.6) | |||
2. | Reserves and Surplus | 2014 | 2116 | 1349 | 1349 | 2784 | 1008 | |
(15.8) | (14.0) | (8.5) | (7.5) | (17.9) | (5.7) | |||
3. | Deposits | 7796 | 8895 | 10817 | 12535 | 11666 | 15060 | |
(61.2) | (58.7) | (68.1) | (69.3) | (75.0) | (85.7) | |||
3.1. | Demand deposits | 1507 | 1036 | 672 | 956 | 1909 | 2659 | |
3.2. | Savings bank deposits | 3655 | 4306 | 4337 | 4551 | 5244 | 6889 | |
3.3. | Term deposits | 2635 | 3554 | 5808 | 7029 | 4513 | 5512 | |
4. | Borrowings | 1905 | 2423 | 2215 | 2132 | 546 | 609 | |
(15.0) | (16.0) | (13.9) | (11.8) | (3.5) | (3.5) | |||
4.1. | From banks* | 195 | 256 | 234 | 252 | 133 | 179 | |
4.2. | From others | 1710 | 2167 | 1981 | 1881 | 433 | 430 | |
5. | Other liabilities | 927 | 1630 | 1412 | 1970 | 457 | 791 | |
(7.3) | (10.7) | (8.9) | (10.9) | (2.9) | (4.5) | |||
5.1. | Bills Payable | | | | 12 | 10 | 6 | |
5.2. | Inter-office adjustments | | | | | 40 | 150 | |
5.3. | Interest accrued | 462 | 649 | 917 | 1234 | 139 | 188 | |
| 5.4. | Others (including provisions) | 464 | 981 | 495 | 725 | 268 | 447 |
| Total Liabilities | 12741 | 15164 | 15894 | 18086 | 15553 | 17569 | |
1. | Cash in hand | 188 | 279 | 221 | 328 | 38 | 45 | |
(1.5) | (1.8) | (1.4) | (1.8) | (0.2) | (0.3) | |||
2. | Balances with RBI | 214 | 214 | 326 | 378 | 352 | 415 | |
(1.7) | (1.4) | (2.1) | (2.1) | (2.3) | (2.4) | |||
3. | Balances with banks in India | 3469 | 3782 | 1927 | 2225 | 7209 | 11230 | |
(27.2) | (24.9) | (12.1) | (12.3) | (46.4) | (63.9) | |||
4. | Money at call and short notice | | | | 3751 | | | |
() | () | () | (20.7) | () | () | |||
5. | Investments | 1326 | 1592 | 5447 | 2392 | 692 | 320 | |
(10.4) | (10.5) | (34.3) | (13.2) | (4.4) | (1.8) | |||
6. | Advances | 4651 | 5726 | 6219 | 7565 | 1952 | 2219 | |
(36.5) | (37.8) | (39.1) | (41.8) | (12.7) | (12.6) | |||
6.1. | Bills purchased and discounted | 87 | | 394 | 409 | | 1 | |
6.2. | Cash credits, overdrafts & loans | 1308 | 2728 | 2474 | 3118 | 898 | 993 | |
6.3. | Term loans | 3256 | 2998 | 3351 | 4039 | 1054 | 1225 | |
7. | Fixed Assets | 16 | 14 | 31 | 36 | 28 | 40 | |
(0.1) | (0.1) | (0.2) | (0.2) | (0.2) | (0.2) | |||
8. | Other Assets | 2877 | 3557 | 1722 | 1411 | 5283 | 3299 | |
(22.6) | (23.5) | (10.8) | (7.8) | (34.0) | (18.8) | |||
8.1. | Inter - office adjustments (net) | 255 | 778 | 26 | | | | |
8.2. | Interest accrued | 328 | 510 | 363 | 332 | 90 | 224 | |
| 8.3. | Others | 2294 | 2270 | 1333 | 1080 | 5193 | 3075 |
Total Assets | 12741 | 15164 | 15894 | 18086 | 15553 | 17569 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Kanakadurga | Kanpur Kshetriya | Kapurthala Firozpur | |||||
Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (175) | (176) | (177) | (178) | (179) | (180) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(1.3) | (1.2) | (0.3) | (0.3) | (1.1) | (0.9) | |||
2. | Reserves and Surplus | 746 | 974 | 2801 | 3141 | 786 | 901 | |
(10.0) | (11.8) | (8.6) | (8.5) | (8.6) | (8.6) | |||
3. | Deposits | 4687 | 5202 | 25199 | 29518 | 6975 | 8364 | |
(62.6) | (62.9) | (77.6) | (79.6) | (76.1) | (79.4) | |||
3.1. | Demand deposits | 149 | 138 | 1028 | 1205 | 232 | 176 | |
3.2. | Savings bank deposits | 1573 | 1346 | 10808 | 11771 | 2530 | 3196 | |
3.3. | Term deposits | 2964 | 3718 | 13364 | 16542 | 4214 | 4992 | |
4. | Borrowings | 1458 | 1526 | 3004 | 2962 | 657 | 751 | |
(19.5) | (18.4) | (9.2) | (8.0) | (7.2) | (7.1) | |||
4.1. | From banks* | 299 | 391 | 193 | 188 | 119 | 147 | |
4.2. | From others | 1159 | 1135 | 2810 | 2774 | 537 | 604 | |
5. | Other liabilities | 502 | 471 | 1376 | 1362 | 645 | 413 | |
(6.7) | (5.7) | (4.2) | (3.7) | (7.0) | (3.9) | |||
5.1. | Bills Payable | | | 250 | 279 | 14 | 2 | |
5.2. | Inter-office adjustments | 63 | 73 | | | | | |
5.3. | Interest accrued | 25 | 27 | 266 | 304 | 22 | 22 | |
| 5.4. | Others (including provisions) | 414 | 371 | 861 | 779 | 608 | 389 |
| Total Liabilities | 7493 | 8273 | 32481 | 37083 | 9163 | 10529 | |
1. | Cash in hand | 140 | 131 | 237 | 209 | 179 | 106 | |
(1.9) | (1.6) | (0.7) | (0.6) | (2.0) | (1.0) | |||
2. | Balances with RBI | 137 | 153 | 810 | 910 | 221 | 256 | |
(1.8) | (1.8) | (2.5) | (2.5) | (2.4) | (2.4) | |||
3. | Balances with banks in India | 2532 | 2966 | 3125 | 3993 | 3098 | 3922 | |
(33.8) | (35.9) | (9.6) | (10.8) | (33.8) | (37.2) | |||
4. | Money at call and short notice | | | 8504 | | | | |
() | () | (26.2) | () | () | () | |||
5. | Investments | 632 | 882 | 8391 | 20122 | 2232 | 2585 | |
(8.4) | (10.7) | (25.8) | (54.3) | (24.4) | (24.6) | |||
6. | Advances | 3844 | 3919 | 6156 | 7098 | 2362 | 2675 | |
(51.3) | (47.4) | (19.0) | (19.1) | (25.8) | (25.4) | |||
6.1. | Bills purchased and discounted | 176 | 18 | | | 1 | 1 | |
6.2. | Cash credits, overdrafts & loans | 2511 | 2688 | 980 | 1010 | 1041 | 1239 | |
6.3. | Term loans | 1157 | 1212 | 5176 | 6088 | 1320 | 1435 | |
7. | Fixed Assets | 53 | 51 | 35 | 38 | 14 | 18 | |
(0.7) | (0.6) | (0.1) | (0.1) | (0.2) | (0.2) | |||
8. | Other Assets | 154 | 171 | 5223 | 4712 | 1057 | 969 | |
(2.0) | (2.1) | (16.1) | (12.7) | (11.5) | (9.2) | |||
8.1. | Inter - office adjustments (net) | | | 89 | 177 | 28 | 30 | |
8.2. | Interest accrued | 65 | 91 | 1394 | 1370 | 242 | 287 | |
| 8.3. | Others | 89 | 81 | 3740 | 3166 | 787 | 652 |
Total Assets | 7493 | 8273 | 32481 | 37083 | 9163 | 10529 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
Notes | |
1. | Figures in bracket indicate per cent share in total. |
2. | * : Including Reserve Bank of India. |
Source | : Annual accounts of banks of respective years. |