Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2007 and 2008 - ربی - Reserve Bank of India
Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2007 and 2008
(Amount in Rs. crore) |
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|
As on March 31 |
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Interest rate range |
2007 |
2008 |
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No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
|
|
|
|
|
|
|
|
Less than 6% |
174100 |
10158 |
8613 |
27663 |
2296 |
1645 |
|
(1.7) |
(0.5) |
(0.5) |
|
|
|
6% and above but less than 10% |
2685179 |
441947 |
340758 |
2138944 |
241306 |
186755 |
|
(26.8) |
(20.2) |
(21.4) |
|
|
|
10% and above but less than 12% |
2276352 |
507502 |
375419 |
2990699 |
791319 |
604402 |
|
(22.7) |
(23.2) |
(23.6) |
|
|
|
12% and above but less than 14% |
2143424 |
532903 |
373306 |
3606268 |
825314 |
642175 |
|
(21.4) |
(24.3) |
(23.4) |
|
|
|
14% and above but less than 15% |
448629 |
463111 |
334591 |
867451 |
473437 |
369518 |
|
(4.5) |
(21.2) |
(21.0) |
|
|
|
15% and above but less than 16% |
1745444 |
137769 |
99929 |
1536397 |
139460 |
101723 |
|
(17.4) |
(6.3) |
(6.3) |
|
|
|
16% and above but less than 17% |
117388 |
51326 |
33822 |
200782 |
53740 |
39775 |
|
(1.2) |
(2.3) |
(2.1) |
|
|
|
17% and above but less than 18% |
165583 |
34010 |
20937 |
274213 |
30132 |
22552 |
|
(1.7) |
(1.6) |
(1.3) |
|
|
|
18% and above but less than 20% |
90833 |
3741 |
2233 |
264842 |
10671 |
8262 |
|
(0.9) |
(0.2) |
(0.1) |
|
|
|
20% and above |
165155 |
6015 |
2200 |
444172 |
14890 |
5998 |
|
(1.6) |
(0.3) |
(0.1) |
|
|
|
Total loans & advances |
10012087 |
2188482 |
1591808 |
12351431 |
2582564 |
1982803 |
|
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
|
|
|
|
Inland & foreign bills purchased/discounted |
82542 |
197777 |
76396 |
84363 |
238152 |
103182 |
|
|
|
|
|
|
|
Total |
10094629 |
2386259 |
1668204 |
12435794 |
2820716 |
2085985 |
Notes : 1. Data relate to accounts each with credit limit over Rs.2 lakh. |
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2. Figures in bracket represent per cent share in total loans and advances. |
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Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 37, March 2008. |