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Table 5.6(A) : Sector-wise gross bank credit of Scheduled Commercial Banks - 2005-06

(Amount in Rs. crore)

 

As on the last reporting Friday of

Sector

September

October

November

December

January

February

March

 

2005

2005

2005

2005

2006

2006

2006

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

I.

Gross Bank Credit (II + III)

1194588

1225879

1246638

1279881

1304347

1337958

1443920

II.

Food Credit

40327

39805

42455

41013

41013

40529

40691

III.

Non-Food Gross Bank Credit (1 to 4)

1154261

1186074

1204183

1238868

1263334

1297429

1403229

 

1.

 

Agriculture & Allied Activities

140194

142614

145241

150772

154883

161496

173875

 

2.

 

Industry (Small, Medium & Large)

481513

476829

480639

489380

493030

505630

549940

 

3.

 

Services

239113

270207

278492

281420

284148

289707

319334

 

 

 

3.1

Transport Operators

8228

10998

11882

12012

13134

14786

17341

 

 

 

3.2

Computer Software

2771

2983

3058

3631

3526

3578

3625

 

 

 

3.3

Tourism and Hotels and Restaurants

5914

6234

6320

7047

7308

7344

7732

 

 

 

3.4

Shipping

2479

2488

2719

3628

3961

4183

4351

 

 

 

3.5

Professional and Other Services

12991

12308

12281

13328

14125

14271

15283

 

 

 

3.6

Trade

66969

65262

68552

74055

75325

76766

83428

 

 

 

 

3.6.1 Wholesale Trade
(other than food procurement)

30534

31593

32439

35332

35313

35842

39584

 

 

 

 

3.6.2 Retail Trade

36435

33669

36113

38723

40012

40924

43844

 

 

 

3.7

Real Estate Loans

18047

20578

21378

23783

22891

23758

26693

 

 

 

3.8

Non-Banking Financial Companies

23853

25864

26889

30694

30440

30673

34270

 

 

 

3.9

All Others

97861

123492

125413

113242

113438

114348

126611

 

4.

 

Personal Loans

293441

296424

299811

317296

331273

340596

360081

 

 

 

4.1

Consumer Durables

9211

8487

8538

6943

7041

7117

7101

 

 

 

4.2

Housing

152286

158277

159257

167207

174571

178669

185181

 

 

 

4.3

Advances against Fixed Deposits

30573

30739

31157

32130

32110

33742

34283

 

 

 

 

(including FCNR (B),

 

 

 

 

 

 

 

 

 

 

 

NRNR Deposits etc.)

 

 

 

 

 

 

 

 

 

 

4.4

Advances to individuals against share, bonds, etc.

4323

4823

4772

4812

5202

5385

5226

 

 

 

4.5

Credit Card Outstandings

7506

7854

8230

8318

8558

8839

9086

 

 

 

4.6

Education

9109

8257

8763

8981

9168

9357

9962

 

 

 

4.7

Other Personal Loans

80433

77987

79094

88905

94623

97487

109242

Memo:

 

 

 

 

 

 

 

 

 

 

 

5.

 

Priority Sector #

427646

432961

439048

451614

463731

477316

510175

 

 

 

5.1

Agriculture & Allied Activities

140194

142614

145241

150772

154883

161496

173875

 

 

 

5.2

SSI

77827

78542

80017

81777

82910

84525

91020

 

 

 

5.3

Housing

107484

112028

115939

122042

124926

126821

133200

 

 

 

5.4

Transport Operators

6257

7958

8739

9342

9692

11254

11932

 

 

 

5.5

Computer Software

1423

1269

1356

1240

1814

1247

1265

 

 

 

5.6

Other priority Sector

94461

90550

87756

86441

89503

91973

98883

Notes :
1. Data are provisional and relate to select scheduled commercial banks which account for more than 90 per cent of bank credit of all scheduled commercial banks.
2. Due to reclassification of sectors and increase in number of banks covered, data for September 2005 onwards is not
strictly comparable with the earlier periods.
3. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions
and inter-bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI


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