(Amount in ` crore)

Sector

April
2010

May
2010

June
2010

July
2010

August
2010

September
2010

(1)

(2)

(3)

(4)

(5)

(6)

Non-food Credit (1+2+3+4)

3010638

3021481

3100217

3135490

3139296

3199151

1. Agriculture & Allied Activities

404354

399494

402222

396394

395386

401933

2. Industry (Micro & Small, Medium and Large)

1299891

1308721

1366864

1385889

1387579

1417200

2.1 Micro & Small

207321

206430

208793

210621

211607

213741

2.2 Medium

134248

134924

142023

147527

148166

148768

2.3 Large

958322

967367

1016048

1027741

1027806

1054691

3. Services

722606

724263

738263

747691

747454

764823

3.1 Transport Operators

52540

52170

52372

54034

53128

53876

3.2 Computer Software

13258

13623

12696

13863

13975

15281

3.3 Tourism, Hotels & Restaurants

20103

21262

21843

22270

22905

24343

3.4 Shipping

8943

8977

9077

9394

9365

9036

3.5 Professional Services

47404

49549

50195

51717

51399

53370

3.6 Trade

162492

160985

166176

167930

168515

170606

3.6.1 Wholesale Trade (other than food procurement)

87396

87890

90830

92623

93081

93550

3.6.2 Retail Trade

75096

73095

75346

75306

75434

77056

3.7 Commercial Real Estate

93957

95659

92023

99251

99044

101662

3.8 Non-Banking Financial Companies (NBFCs)

111700

111037

117160

111301

112684

125667

3.9 Other Services

212209

211000

216720

217929

216437

210982

4. Personal Loans

583788

589003

592868

605516

608878

615195

4.1 Consumer Durables

8544

8138

8344

9014

9142

9083

4.2 Housing (Including Priority Sector Housing)

301156

305325

306819

313455

315845

317150

4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

48212

47032

48552

48565

49038

51379

4.4 Advances to Individuals against share, bonds, etc.

2734

2847

2681

2621

2422

2571

4.5 Credit Card Outstanding

20012

19579

19253

18609

19064

18509

4.6 Education

36921

36961

37787

39563

40463

40944

4.7 Vehicle Loans

64668

65257

66989

68343

69266

70374

4.8 Other Personal Loans

101540

103866

102443

105346

103638

105187

5. Priority Sector

1085021

1065619

1067919

1070184

1058285

1120343

5.1 Agriculture & Allied Activities

404354

399494

402222

396394

395386

401933

5.2 Micro & Small Enterprises

377913

375134

376447

384214

387130

394604

5.2(a) Manufacturing

207321

206430

208793

210621

211607

213741

5.2(b) Services

170592

168703

167654

173593

175523

180863

5.3 Housing

219360

221348

220294

223807

225121

224542

5.4 Micro-Credit

22085

21664

22525

24094

25679

23428

5.5 Education Loans

36431

36196

38767

38927

39612

40220

5.6 State - sponsored Orgs. for SC/ST

2077

2118

1905

2417

2515

2486

5.7 Weaker Sections

179226

179063

177825

182401

182086

185409

5.8 Export Credit

28314

31301

31163

31931

32892

33060

Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI

TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concld.)

 (Amount in ` crore)

Sector

October
2010

November
2010

December
2010

January
2011

February
2011

March
2011

(7)

(8)

(9)

(10)

(11)

(12)

Non-food Credit (1+2+3+4)

3246448

3315303

3391860

3485315

3549744

3667354

1. Agriculture & Allied Activities

406404

411816

421316

438129

438340

460333

2. Industry (Micro & Small, Medium and Large)

1429798

1465477

1501367

1539830

1579540

1620849

2.1 Micro & Small

212993

215635

220929

217319

213820

229101

2.2 Medium

150377

153227

158917

165557

174772

184599

2.3 Large

1066428

1096616

1121522

1156953

1190948

1207148

3. Services

784572

802697

827182

846835

859779

900801

3.1 Transport Operators

56200

56311

57098

57694

58306

65463

3.2 Computer Software

15195

14853

15210

14792

14257

15085

3.3 Tourism, Hotels & Restaurants

25912

26470

26955

28149

28381

27729

3.4 Shipping

8321

8349

8573

9462

9543

9179

3.5 Professional Services

55918

56513

56286

57892

58597

60271

3.6 Trade

172777

174924

176879

182979

183293

186286

3.6.1 Wholesale Trade (other than food procurement)

93643

95002

96325

101231

101132

103584

3.6.2 Retail Trade

79134

79921

80554

81748

82161

82702

3.7 Commercial Real Estate

103932

105479

105427

105884

107889

111836

3.8 Non-Banking Financial Companies (NBFCs)

131059

134477

142885

153962

158738

175577

3.9 Other Services

215258

225321

237868

236021

240775

249376

4. Personal Loans

625675

635313

641994

660521

672085

685372

4.1 Consumer Durables

8807

8928

9038

9474

10023

10156

4.2 Housing (Including Priority Sector Housing)

324748

327391

332533

337387

342318

346110

4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

50791

53613

54866

55492

56956

60524

4.4 Advances to Individuals against share, bonds, etc.

2803

2935

2845

3360

3576

3613

4.5 Credit Card Outstanding

18478

18908

18198

18728

18598

18098

4.6 Education

41872

42412

42788

43657

43801

43710

4.7 Vehicle Loans

72090

73702

75245

77907

78894

79314

4.8 Other Personal Loans

106084

107425

106481

114515

117919

123847

5. Priority Sector

1135390

1148808

1169793

1171270

1206188

1239386

5.1 Agriculture & Allied Activities

406404

411816

421316

438129

438340

460333

5.2 Micro & Small Enterprises

403514

407872

416684

411627

416427

454995

5.2(a) Manufacturing

212993

215635

220929

217319

213820

229101

5.2(b) Services

190521

192238

195755

194308

202607

225894

5.3 Housing

228266

231575

233084

225812

226489

230686

5.4 Micro-Credit

28364

28308

29806

25077

25058

26895

5.5 Education Loans

40456

40818

41403

42484

42689

43026

5.6 State - sponsored Orgs. for SC/ST

2524

2540

2635

2053

2042

2048

5.7 Weaker Sections

185807

189079

190093

191514

191843

204332

5.8 Export Credit

30007

29335

31596

32385

31878

31821

Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI