STATE BANK OF INDIA AND ITS ASSOCIATES

(Amount in Rs. lakh)

For the year ended 31st March

State Bank of

State Bank of Bikaner

State Bank of

State Bank of

Items

India

and Jaipur

Hyderabad

Indore

1998

1999

1998

1999

1998

1999

1998

1999

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Income

I.

Interest Earned

1587889

1910754

85083

96385

103455

122577

40732

49476

a)

Interest/discount on advances/bills

782912

858138

45702

46039

56790

62227

23418

26155

b)

Income on investments

639162

758531

33124

42045

42126

54828

15752

19478

c)

Interest on balances with

63155

110081

2436

3799

3458

4591

1328

1620

RBI and other inter-bank funds

d)

Others

102660

184004

3821

4502

1081

931

233

2223

II.

Other income

282017

328469

16265

16359

17029

19029

7259

8875

a)

Commission, exchange and brokerage

203777

237869

12378

13633

12656

14840

5133

6314

b)

Net profit on sale of investments

11557

7266

1193

45

646

(784)

1084

1313

c)

Net profit on revaluation of investments

-

-

-

-

-

-

-

-

d)

Net profit on sale of land, building &

107

(119)

2

(10)

11

9

4

4

other assets

e)

Net profit on exchange transaction

50550

56919

2692

1919

3717

3624

615

676

f)

Miscellaneous income

16026

26534

-

772

-

1340

423

568

Total(I+II)

1869906

2239223

101348

112745

120485

141606

47991

58351

Expenditure & Provisions

III.

Interest expended

1047321

1304444

53690

63354

65072

76073

24923

30026

a)

Interest on deposits

958624

1219658

50592

59690

61040

72136

24002

28951

b)

Interest on RBI/inter-bank borrowings

48124

47443

251

602

1311

1735

26

64

c)

Others

40572

37343

2847

3061

2721

2202

895

1010

IV.

Operating expenses

472089

589663

28067

33179

26787

38247

13970

16866

a)

Payments to and provisions for employees

355775

414740

21460

25104

19610

27981

9543

11902

b)

Rent, taxes and lighting

34482

37990

1727

1919

2132

2412

984

1162

c)

Printing and stationery

8458

9258

476

519

747

607

205

214

d)

Advertisement and publicity

1502

2220

129

77

106

99

20

30

e)

Depreciation on bank's property

16407

31057

606

1282

1091

1967

330

730

f)

Directors' fees, allowances and expenses

67

72

8

7

10

13

7

7

g)

Auditors' fees and expenses

1676

2008

141

154

158

186

77

96

h)

Law charges

1168

1552

54

50

82

90

39

36

i)

Postage, telegrams, telephones, etc.

6197

6890

588

690

450

536

315

360

j)

Repairs and maintenance

4127

4421

176

236

257

307

111

106

k)

Insurance

6015

7432

333

355

(66)

503

149

198

l)

Other expenditure

36215

72023

2370

2787

2211

3546

2192

2024

V.

Provisions and contingencies

164376

242336

10544

7024

18914

16133

6325

8355

Total expenses@

1519410

1894107

81757

96533

91859

114320

38894

46892

VI.

Profit

186120

102780

9048

9188

9712

11153

2771

3104

Total (III+IV+V+VI)

1869906

2239223

101348

112745

120485

141606

47991

58351

(Amount in Rs. lakh)

For the year ended 31st March

State Bank of

State Bank of

State Bank of

State Bank of

Items

Mysore

Patiala

Saurashtra

Travancore

1998

1999

1998

1999

1998

1999

1998

1999

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I .

Interest Earned

61256

69698

94010

101808

50284

59981

98176

101936

a)

Interest/discount on advances/bills

36206

40493

51998

53945

28614

31434

55336

47550

b)

Income on investments

22935

25936

34625

39280

19463

25021

37154

47027

c)

Interest on balances with

1374

1818

4972

6940

1695

3259

1851

1751

RBI and other inter-bank funds

d)

Others

741

1450

2415

1643

511

267

3834

5609

II.

Other income

9653

12006

9799

13199

9328

9123

14875

15265

a)

Commission, exchange and brokerage

6910

8596

8265

10295

6329

7301

9303

11101

b)

Net profit on sale of investments

347

118

(150)

41

1319

332

1422

612

c)

Net profit on revaluation of investments

-

-

-

-

-

-

-

-

d)

Net profit on sale of land, building &

2

4

2

2

3

-

2

6

other assets

e)

Net profit on exchange transaction

1274

1626

1524

2572

1287

1439

3419

2498

f)

Miscellaneous income

1120

1663

158

290

390

49

730

1050

Total(I+II)

70909

81704

103809

115007

59611

69104

113051

117201

Expenditure & Provisions

III.

Interest expended

38127

45094

58552

63469

31373

37716

71357

78108

a)

Interest on deposits

36216

42301

57866

61983

29881

36461

65911

72439

b)

Interest on RBI/inter-bank borrowings

226

894

504

667

187

72

2153

2565

c)

Others

1685

1899

182

820

1305

1183

3293

3104

IV.

Operating expenses

20116

24576

24436

26131

16294

19144

21702

24046

a)

Payments to and provisions for employees

15447

18783

18074

19050

12470

14397

15154

17330

b)

Rent, taxes and lighting

1330

1630

1653

1645

1063

1222

1593

1683

c)

Printing and stationery

301

315

348

398

236

250

466

388

d)

Advertisement and publicity

23

21

66

41

33

39

60

74

e)

Depreciation on bank's property

598

672

676

1000

399

689

797

1074

f)

Directors' fees, allowances and expenses

6

9

7

7

6

7

5

9

g)

Auditors' fees and expenses

102

121

130

150

89

108

123

142

h)

Law charges

30

26

55

41

216

327

10

10

i)

Postage, telegrams, telephones, etc.

154

153

483

476

271

285

359

350

j)

Repairs and maintenance

133

168

216

258

224

238

231

225

k)

Insurance

15

52

345

378

168

196

347

466

l)

Other expenditure

1977

2626

2385

2688

1119

1385

2556

2295

V.

Provisions and contingencies

7613

8677

6520

15286

4131

9708

13662

10721

Total expenses@

58243

69669

82988

89601

47667

56860

93059

102154

VI.

Profit

5054

3358

14301

10120

7813

2536

6330

4327

Total (III+IV+V+VI)

70909

81704

103809

115007

59611

69104

113051

117201

Notes

:

1. @Excluding 'Provisions and Contingencies'.

:

2. Figures in bracket indicate loss.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

NATIONALISED BANKS

(Amount in Rs. lakh)

For the year ended 31st March

Allahabad

Andhra

Bank of

Bank of

Items

Bank

Bank

Baroda

India

1998

1999

1998

1999

1998

1999

1998

1999

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Income

I.

Interest Earned

140453

159482

91608

105304

417091

482131

393580

459062

a)

Interest/discount on advances/bills

67092

75977

40714

47523

223486

238525

246108

262688

b)

Income on investments

66431

77520

44558

52302

151010

174389

126367

151292

c)

Interest on balances with

6621

5854

6308

5419

40793

55750

17422

16368

RBI and other inter-bank funds

d)

Others

309

132

28

59

1802

13467

3683

28714

II.

Other income

22035

20893

11642

14695

54329

57842

57995

57367

a)

Commission, exchange and brokerage

13376

13162

6011

7327

23540

24726

27160

28369

b)

Net profit on sale of investments

2207

1279

200

1107

6903

3300

5599

816

c)

Net profit on revaluation of investments

-

-

-

-

-

-

-

-

d)

Net profit on sale of land, building &

12

5

21

23

32

27

3153

118

other assets

e)

Net profit on exchange transaction

2735

3046

1326

1399

13594

14166

10979

11985

f)

Miscellaneous income

3706

3400

4083

4838

10260

15623

11104

16080

Total(I+II)

162489

180375

103250

119999

471420

539973

451575

516429

Expenditure & Provisions

III.

Interest expended

97651

110403

60532

71664

283752

324780

265111

318057

a)

Interest on deposits

95902

108786

57523

68764

267565

307900

246870

290031

b)

Interest on RBI/inter-bank borrowings

2

44

3006

2897

4374

6907

18231

28026

c)

Others

1747

1572

3

3

11813

9973

10

-

IV.

Operating expenses

42089

46604

27193

32684

107063

120664

116746

127872

a)

Payments to and provisions for employees

27290

32599

19832

23974

73856

84504

77045

92377

b)

Rent, taxes and lighting

3626

2985

1305

1644

8501

9712

10464

9229

c)

Printing and stationery

696

795

511

527

2022

1743

1991

1842

d)

Advertisement and publicity

171

195

96

153

576

738

584

333

e)

Depreciation on bank's property

1153

1258

871

1103

3547

4106

6651

6144

f)

Directors' fees, allowances and expenses

-

-

15

17

32

38

10

8

g)

Auditors' fees and expenses

158

184

161

232

671

734

699

649

h)

Law charges

326

352

103

142

1130

1182

1477

1154

i)

Postage, telegrams, telephones, etc.

903

1099

384

429

1164

1272

896

759

j)

Repairs and maintenance

551

702

532

567

2022

2264

1621

1782

k)

Insurance

3096

794

391

559

1905

2372

1691

1934

l)

Other expenditure

4119

5641

2991

3336

11637

11998

13616

11659

V.

Provisions and contingencies

9828

9868

8001

6648

34732

52386

33267

50386

Total expenses@

139740

157007

87724

104348

390816

445443

381856

445929

VI.

Profit

12921

13500

7525

9004

45873

42144

36451

20114

Total (III+IV+V+VI)

162489

180375

103250

119999

471420

539973

451575

516429

(Amount in Rs. lakh)

For the year ended 31st March

Bank of

Canara

Central Bank

Corporation

Items

Maharashtra

Bank

ofIndia

Bank

1998

1999

1998

1999

1998

1999

1998

1999

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Income

I .

Interest Earned

99101

113388

382303

469074

284226

328203

102753

135630

a)

Interest/discount on advances/bills

43882

48025

201482

228893

124700

150415

42734

60841

b)

Income on investments

51351

60428

152561

209814

148116

165576

52219

63442

c)

Interest on balances with

3577

4614

25839

30329

9258

9346

4814

9339

RBI and other inter-bank funds

d)

Others

290

322

2420

38

2152

2866

2987

2008

II.

Other income

9308

10774

60771

62869

34212

34885

14410

19850

a)

Commission, exchange and brokerage

6786

7669

25388

29680

20445

22646

9524

12482

b)

Net profit on sale of investments

683

1201

10025

6137

7638

6809

64

1107

c)

Net profit on revaluation of investments

-

-

-

-

(105)

-

-

-

d)

Net profit on sale of land, building &

9

5

36

55

16

20

10

229

other assets

e)

Net profit on exchange transaction

1604

1603

9146

9229

4425

3861

2222

2888

f)

Miscellaneous income