Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 9 of 12) - ربی - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 9 of 12)
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(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Patliputra |
Pinakini |
Pithoragarh Kshetriya |
Pragjyotish |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gaonlia Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(265) |
(266) |
(267) |
(268) |
(269) |
(270) |
(271) |
(272) |
||
Income |
||||||||||||
I. |
Interest Earned |
344 |
438 |
2105 |
2757 |
825 |
964 |
3364 |
4552 |
|||
a) |
Interest/discount on advances/bills |
61 |
87 |
1336 |
1725 |
186 |
211 |
764 |
1027 |
|||
b) |
Income on Investments |
193 |
250 |
7 |
874 |
225 |
247 |
2601 |
3525 |
|||
c) |
Interest on balances with |
91 |
101 |
761 |
158 |
415 |
507 |
- |
- |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
II. |
Other income |
3 |
5 |
268 |
184 |
11 |
15 |
107 |
134 |
|||
a) |
Commission, exchange and brokerage |
1 |
2 |
55 |
73 |
9 |
11 |
65 |
79 |
|||
b) |
Other miscellaneous income |
2 |
3 |
213 |
111 |
2 |
4 |
42 |
56 |
|||
Total (I+II) |
348 |
444 |
2373 |
2941 |
837 |
979 |
3471 |
4686 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
209 |
275 |
1321 |
1695 |
542 |
549 |
2269 |
2818 |
|||
a) |
Interest on deposits |
204 |
263 |
1101 |
1411 |
506 |
508 |
2023 |
2558 |
|||
b) |
Interest on RBI/inter-bank borrowings |
6 |
- |
220 |
284 |
36 |
41 |
246 |
260 |
|||
c) |
Others |
- |
12 |
- |
- |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
92 |
99 |
685 |
733 |
135 |
142 |
1216 |
1301 |
|||
a) |
Payments to and provisions for employees |
76 |
81 |
531 |
644 |
113 |
112 |
1092 |
1169 |
|||
b) |
Rent, taxes and lighting |
3 |
4 |
16 |
20 |
5 |
6 |
34 |
41 |
|||
c) |
Printing and stationery |
1 |
2 |
11 |
10 |
2 |
3 |
14 |
15 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
1 |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
6 |
7 |
1 |
3 |
10 |
14 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
- |
1 |
1 |
- |
1 |
2 |
4 |
|||
h) |
Law charges |
- |
- |
2 |
- |
- |
- |
1 |
1 |
|||
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
6 |
7 |
1 |
1 |
6 |
7 |
|||
j) |
Repairs and maintenance |
1 |
1 |
3 |
3 |
- |
1 |
3 |
3 |
|||
k) |
Insurance |
3 |
2 |
1 |
1 |
3 |
4 |
3 |
3 |
|||
l) |
Other expenditure |
4 |
4 |
109 |
38 |
10 |
12 |
51 |
44 |
|||
V. |
Provisions and contingencies |
- |
- |
- |
- |
- |
- |
181 |
396 |
|||
Total expenses* |
301 |
373 |
2007 |
2428 |
678 |
692 |
3485 |
4119 |
||||
VI. |
Profit (loss) |
46 |
70 |
366 |
513 |
159 |
287 |
-195 |
170 |
|||
|
Total (III+IV+V+VI) |
348 |
444 |
2373 |
2941 |
837 |
979 |
3471 |
4686 |
|||
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|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Pratapgarh Kshetriya |
Prathama |
Puri |
Rae Bareli Kshetriya |
||||||||
Gramin Bank |
Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(273) |
(274) |
(275) |
(276) |
(277) |
(278) |
(279) |
(280) |
||
Income |
||||||||||||
I. |
Interest Earned |
1816 |
2229 |
5964 |
6902 |
2064 |
3128 |
2112 |
2408 |
|||
a) |
Interest/discount on advances/bills |
315 |
356 |
2492 |
3107 |
1181 |
1814 |
402 |
419 |
|||
b) |
Income on Investments |
1452 |
1836 |
3472 |
3795 |
882 |
1313 |
1115 |
1238 |
|||
c) |
Interest on balances with |
49 |
37 |
- |
- |
1 |
1 |
594 |
723 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
- |
29 |
|||
II. |
Other income |
56 |
25 |
542 |
448 |
71 |
118 |
15 |
19 |
|||
a) |
Commission, exchange and brokerage |
8 |
8 |
87 |
70 |
36 |
85 |
7 |
12 |
|||
b) |
Other miscellaneous income |
48 |
17 |
455 |
379 |
36 |
34 |
8 |
7 |
|||
Total (I+II) |
1872 |
2254 |
6507 |
7351 |
2135 |
3246 |
2127 |
2427 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
1200 |
1451 |
2889 |
3271 |
1708 |
2294 |
1234 |
1453 |
|||
a) |
Interest on deposits |
1152 |
1399 |
2269 |
2593 |
1474 |
1933 |
1180 |
1395 |
|||
b) |
Interest on RBI/inter-bank borrowings |
48 |
52 |
620 |
678 |
234 |
361 |
53 |
58 |
|||
c) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
480 |
523 |
1560 |
1857 |
846 |
933 |
488 |
526 |
|||
a) |
Payments to and provisions for employees |
423 |
466 |
1403 |
1670 |
754 |
802 |
435 |
468 |
|||
b) |
Rent, taxes and lighting |
9 |
9 |
35 |
39 |
23 |
27 |
7 |
9 |
|||
c) |
Printing and stationery |
6 |
3 |
15 |
14 |
10 |
13 |
8 |
8 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
3 |
3 |
7 |
9 |
4 |
7 |
5 |
6 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
1 |
3 |
5 |
2 |
3 |
1 |
1 |
|||
h) |
Law charges |
- |
- |
2 |
2 |
- |
- |
1 |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
17 |
23 |
4 |
3 |
4 |
4 |
|||
j) |
Repairs and maintenance |
1 |
1 |
3 |
3 |
1 |
1 |
3 |
4 |
|||
k) |
Insurance |
9 |
10 |
23 |
28 |
11 |
15 |
9 |
7 |
|||
l) |
Other expenditure |
27 |
26 |
52 |
65 |
38 |
62 |
15 |
18 |
|||
V. |
Provisions and contingencies |
44 |
68 |
32 |
61 |
154 |
- |
149 |
92 |
|||
Total expenses* |
1680 |
1974 |
4449 |
5128 |
2554 |
3227 |
1722 |
1978 |
||||
VI. |
Profit (loss) |
147 |
212 |
2027 |
2162 |
-572 |
19 |
256 |
357 |
|||
|
Total (III+IV+V+VI) |
1872 |
2254 |
6507 |
7351 |
2135 |
3246 |
2127 |
2427 |
|||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Raigarh Kshetriya |
Rajgarh Kshetriya |
Ranchi Kshetriya |
Rani Laxmibai Kshetriya |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(281) |
(282) |
(283) |
(284) |
(285) |
(286) |
(287) |
(288) |
||
Income |
||||||||||||
I. |
Interest Earned |
1026 |
1126 |
714 |
987 |
1065 |
1289 |
389 |
477 |
|||
a) |
Interest/discount on advances/bills |
181 |
218 |
325 |
470 |
343 |
376 |
178 |
247 |
|||
b) |
Income on Investments |
35 |
25 |
196 |
240 |
311 |
242 |
41 |
60 |
|||
c) |
Interest on balances with |
811 |
883 |
192 |
276 |
411 |
672 |
- |
170 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
- |
170 |
- |
|||
II. |
Other income |
21 |
115 |
48 |
32 |
31 |
26 |
12 |
17 |
|||
a) |
Commission, exchange and brokerage |
13 |
13 |
9 |
4 |
4 |
5 |
5 |
4 |
|||
b) |
Other miscellaneous income |
9 |
102 |
40 |
28 |
27 |
21 |
8 |
13 |
|||
Total (I+II) |
1047 |
1241 |
762 |
1018 |
1096 |
1315 |
401 |
494 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
648 |
749 |
555 |
729 |
853 |
996 |
465 |
485 |
|||
a) |
Interest on deposits |
612 |
708 |
490 |
632 |
770 |
920 |
414 |
450 |
|||
b) |
Interest on RBI/inter-bank borrowings |
36 |
40 |
2 |
5 |
83 |
- |
- |
35 |
|||
c) |
Others |
- |
- |
63 |
93 |
- |
76 |
51 |
- |
|||
IV. |
Operating expenses |
338 |
357 |
256 |
277 |
425 |
465 |
341 |
302 |
|||
a) |
Payments to and provisions for employees |
301 |
338 |
219 |
238 |
385 |
414 |
287 |
258 |
|||
b) |
Rent, taxes and lighting |
6 |
7 |
8 |
9 |
10 |
11 |
10 |
10 |
|||
c) |
Printing and stationery |
4 |
4 |
4 |
4 |
3 |
7 |
3 |
4 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
1 |
1 |
3 |
3 |
4 |
6 |
2 |
2 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
- |
- |
1 |
1 |
1 |
1 |
- |
- |
|||
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|||
i) |
Postage, telegrams, telephones, etc. |
2 |
2 |
2 |
2 |
2 |
2 |
2 |
3 |
|||
j) |
Repairs and maintenance |
1 |
1 |
1 |
1 |
1 |
1 |
- |
1 |
|||
k) |
Insurance |
5 |
5 |
1 |
- |
3 |
8 |
1 |
- |
|||
l) |
Other expenditure |
18 |
-1 |
19 |
19 |
17 |
17 |
36 |
24 |
|||
V. |
Provisions and contingencies |
19 |
55 |
- |
- |
-76 |
30 |
26 |
170 |
|||
Total expenses* |
986 |
1106 |
812 |
996 |
1278 |
1461 |
807 |
787 |
||||
VI. |
Profit (loss) |
42 |
79 |
-49 |
22 |
-105 |
-176 |
-432 |
-462 |
|||
|
Total (III+IV+V+VI) |
1047 |
1241 |
762 |
1018 |
1096 |
1315 |
401 |
494 |
|||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
Rashikulya |
Ratlam Mandsaur Kshetriya |
Ratnagiri Sindhudurg |
Rayalaseema |
||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||||
|
|
|
(289) |
(290) |
(291) |
(292) |
(293) |
(294) |
(295) |
(296) |
||
Income |
||||||||||||
I. |
Interest Earned |
1897 |
2300 |
978 |
1127 |
717 |
828 |
5014 |
5936 |
|||
a) |
Interest/discount on advances/bills |
651 |
817 |
272 |
307 |
321 |
350 |
3198 |
3637 |
|||
b) |
Income on Investments |
1246 |
1483 |
687 |
806 |
188 |
276 |
227 |
184 |
|||
c) |
Interest on balances with |
- |
- |
18 |
13 |
207 |
200 |
1590 |
2115 |
|||
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
- |
- |
- |
- |
- |
2 |
- |
- |
|||
II. |
Other income |
48 |
113 |
26 |
49 |
18 |
22 |
217 |
242 |
|||
a) |
Commission, exchange and brokerage |
20 |
19 |
25 |
33 |
3 |
4 |
94 |
106 |
|||
b) |
Other miscellaneous income |
28 |
94 |
1 |
16 |
15 |
18 |
123 |
136 |
|||
Total (I+II) |
1946 |
2413 |
1004 |
1176 |
735 |
850 |
5231 |
6178 |
||||
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
1249 |
1712 |
648 |
788 |
497 |
578 |
2900 |
3471 |
|||
a) |
Interest on deposits |
1119 |
1545 |
589 |
711 |
457 |
537 |
2379 |
2918 |
|||
b) |
Interest on RBI/inter-bank borrowings |
130 |
167 |
60 |
76 |
40 |
41 |
521 |
553 |
|||
c) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|||
IV. |
Operating expenses |
446 |
478 |
256 |
244 |
206 |
230 |
1335 |
1425 |
|||
a) |
Payments to and provisions for employees |
393 |
423 |
223 |
204 |
172 |
192 |
1078 |
1231 |
|||
b) |
Rent, taxes and lighting |
12 |
14 |
8 |
10 |
8 |
9 |
35 |
36 |
|||
c) |
Printing and stationery |
7 |
10 |
5 |
3 |
5 |
5 |
15 |
18 |
|||
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|||
e) |
Depreciation on Bank's property |
7 |
8 |
2 |
8 |
5 |
6 |
9 |
16 |
|||
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|||
g) |
Auditors' fees and expenses |
1 |
2 |
1 |
1 |
1 |
2 |
2 |
4 |
|||
h) |
Law charges |
- |
- |
- |
- |
- |
- |
1 |
1 |
|||
i) |
Postage, telegrams, telephones, etc. |
4 |
3 |
1 |
1 |
2 |
2 |
18 |
21 |
|||
j) |
Repairs and maintenance |
2 |
2 |
- |
1 |
1 |
1 |
- |
- |
|||
k) |
Insurance |
1 |
7 |
5 |
4 |
3 |
4 |
14 |
20 |
|||
l) |
Other expenditure |
19 |
8 |
59 |
13 |
9 |
10 |
162 |
78 |
|||
V. |
Provisions and contingencies |
- |
90 |
50 |
44 |
19 |
31 |
81 |
286 |
|||
Total expenses* |
1695 |
2190 |
904 |
1032 |
703 |
808 |
4235 |
4896 |
||||
VI. |
Profit (loss) |
251 |
133 |
50 |
100 |
13 |
11 |
915 |
996 |
|||
|
Total (III+IV+V+VI) |
1946 |
2413 |
1004 |
1176 |
735 |
850 |
5231 |
6178 |