Table 9.1 Bank Group-Wise Earnings and Expenses of Scheduled Commercial Banks in India : 2004-05 and 2005-06

RbiAnnouncementWeb

Asset Publisher

شائع کیا گیا پر نومبر 14, 2006

listen

Table 9.1 Bank Group-Wise Earnings and Expenses of Scheduled Commercial Banks in India : 2004-05 and 2005-06

(Amount in Rs. crore)
			For the year ended March 31
			State Bank of India		Nationalised		Foreign
Items			& Its Associates		Banks $		Banks
			2005	2006	2005	2006	2005	2006
			(1)	(2)	(3)	(4)	(5)	(6)
Number of reporting banks			8	8	20	20	31	29
I.	Interest earned		44052	49116	76312	88499	9170	12235
	a)	Interest/discount on advances/bills	18920	25518	40312	53002	5535	7380
	b)	Income on Investments	21333	19089	33056	32577	2946	3895
	c)	Interest on balances with RBI and	2002	2067	2000	2272	465	799
		other inter-Bank Funds
	d)	Others	1797	2442	944	648	224	161
II.	Other income		9480	9794	14716	13538	3865	5200
	a)	Commission, exchange and brokerage	4793	5310	4221	4818	2154	2591
	b)	Net Profit (loss) on sale and revaluation	2462	1007	5810	3188	-576	-607
		of investment
	c)	Net Profit (loss) on sale of land,building and	-2	1	20	121	26	56
		other Assets
	d)	Net profit (loss) on exchange transactions	721	1160	1469	1380	1490	2038
	e)	Miscellaneous income	1506	2316	3196	4031	771	1122
	Total (I+II)		53532	58910	91028	102037	13035	17435
III.	Interest expended		24842	27809	43922	52463	4041	5149
	a)	Interest on deposits	23276	25018	39306	44723	2591	3161
	b)	Interest on RBI/inter-bank borrowings	520	1249	660	1306	1070	1734
	c)	Others	1046	1542	3956	6434	380	254
IV.	Operating expenses		13412	15771	23643	25761	4417	5624
	a)	Payments to and provisions for employees	9043	10665	16129	16713	1365	1977
	b)	Rent, taxes and lighting	967	1089	1601	1801	271	328
	c)	Printing and stationery	217	228	282	312	99	103
	d)	Advertisement and publicity	83	132	202	253	276	375
	e)	Depreciation on bank’s property	1018	1092	1251	1399	264	287
	f)	Directors’ fees, allowances and expenses	2	3	8	9	—	—
	g)	Auditors’ fees and expenses	84	96	192	213	3	4
	h)	Law charges	64	63	94	99	32	38
	i)	Postage, telegrams, telephones, etc.	107	140	262	319	255	299
	j)	Repairs and maintenance	165	208	346	445	228	243
	k)	Insurance	333	459	702	984	69	101
	l)	Other expenditure	1329	1596	2574	3214	1555	1869
V.	Provisions and contingencies		9603	9373	13716	13230	2595	3592
	Total expenses @		38254	43580	67565	78224	8458	10773
VI.	Profit (loss) during the year		5675	5957	9747	10583	1982	3070
Notes : 1. $ Includes IDBI Ltd. 2. @ Excluding provisions and contingencies Source : Annual accounts of banks of respective years.

(Amount in Rs. crore)
			For the year ended March 31
			Other Scheduled		All Scheduled
Items			Commercial	Banks	Commercial	Banks
			2005	2006 *	2005	2006 *
			(7)	(8)	(9)	(10)
Number of reporting banks			29	27	88	84
I.	Interest earned		26266	34661	155799	184509
	a)	Interest/discount on advances/bills	16639	22782	81408	108681
	b)	Income on Investments	8533	10629	65867	66190
	c)	Interest on balances with RBI and other inter-Bank Funds	712	987	5178	6125
	d)	Others	382	263	3346	3513
II.	Other income		6366	9167	34424	37699
	a)	Commission, exchange and brokerage	3628	5640	14793	18358
	b)	Net Profit (loss) on sale and revaluation of investment	703	964	8396	4553
	c)	Net Profit (loss) on sale of land, building and other Assets	-11	9	34	188
	d)	Net profit (loss) on exchange transactions	645	879	4326	5457
	e)	Miscellaneous income	1401	1675	6875	9143
	Total (I+II)		32632	43828	190223	222208
III.	Interest expended		16273	21497	89077	106917
	a)	Interest on deposits	12081	16559	77254	89460
	b)	Interest on RBI/inter-bank borrowings	649	1524	2898	5813
	c)	Others	3543	3414	8925	11644
IV.	Operating expenses		8675	11574	50129	58724
	a)	Payments to and provisions for employees	2943	4070	29479	33424
	b)	Rent, taxes and lighting	730	912	3569	4129
	c)	Printing and stationery	224	291	821	934
	d)	Advertisement and publicity	259	353	819	1113
	e)	Depreciation on bank’s property	1194	1253	3727	4030
	f)	Directors’ fees, allowances and expenses	7	8	17	19
	g)	Auditors’ fees and expenses	17	18	296	330
	h)	Law charges	46	54	236	254
	i)	Postage, telegrams, telephones, etc.	417	543	1040	1300
	j)	Repairs and maintenance	489	601	1227	1497
	k)	Insurance	223	344	1326	1888
	l)	Other expenditure	2126	3127	7572	9806
V.	Provisions and contingencies		4151	5772	30065	31967
	Total expenses @		24948	33071	139206	165641
VI.	Profit (loss) during the year		3533	4985	20952	24600
Notes : 1. * Excludes Ganesh Bank of Kurundwad. 2. @ Excluding provisions and contingencies Source: Annual accounts of banks of respective years.