Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2011 and 2012 - ربی - Reserve Bank of India
Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2011 and 2012
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2011 |
2012 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10)
|
(11) |
(12) |
|
SBI and its Associates |
|
|
|
|
|
|
|
|
|
|
|
|
State Bank of India |
6.93 |
3.76 |
10.69 |
7.77 |
4.21 |
11.98 |
8.50 |
3.55 |
12.05 |
9.79 |
4.07 |
13.86 |
State Bank of Bikaner & Jaipur |
7.68 |
3.64 |
11.32 |
7.92 |
3.76 |
11.68 |
9.09 |
3.72 |
12.81 |
9.76 |
4.00 |
13.76 |
State Bank of Hyderabad |
8.54 |
4.81 |
13.35 |
9.12 |
5.13 |
14.25 |
8.79 |
3.60 |
12.39 |
9.62 |
3.94 |
13.56 |
State Bank of Mysore |
9.08 |
3.70 |
12.78 |
9.78 |
3.98 |
13.76 |
8.17 |
3.05 |
11.22 |
9.18 |
3.37 |
12.55 |
State Bank of Patiala |
7.91 |
4.34 |
12.25 |
8.66 |
4.75 |
13.41 |
7.54 |
3.25 |
10.79 |
8.60 |
3.70 |
12.30 |
State Bank of Travancore |
7.77 |
3.05 |
10.82 |
9.00 |
3.54 |
12.54 |
7.72 |
3.46 |
11.18 |
9.35 |
4.20 |
13.55 |
Nationalised Banks $ |
|
|
|
|
|
|
|
|
|
|
|
|
Allahabad Bank |
.. |
.. |
.. |
8.57 |
4.39 |
12.96 |
.. |
.. |
.. |
9.13 |
3.70 |
12.83 |
Andhra Bank |
9.07 |
4.41 |
13.48 |
9.68 |
4.70 |
14.38 |
8.45 |
3.89 |
12.34 |
9.03 |
4.15 |
13.18 |
Bank of Baroda |
8.96 |
4.06 |
13.02 |
9.99 |
4.53 |
14.52 |
.. |
.. |
.. |
10.83 |
3.84 |
14.67 |
Bank of India |
7.80 |
3.62 |
11.42 |
8.33 |
3.84 |
12.17 |
8.29 |
3.28 |
11.57 |
8.59 |
3.36 |
11.95 |
Bank of Maharashtra |
7.05 |
4.70 |
11.75 |
8.02 |
5.33 |
13.35 |
7.50 |
3.75 |
11.25 |
8.31 |
4.12 |
12.43 |
Canara Bank |
.. |
.. |
.. |
10.87 |
4.51 |
15.38 |
.. |
.. |
.. |
10.35 |
3.41 |
13.76 |
Central Bank of India |
5.81 |
4.93 |
10.74 |
6.31 |
5.33 |
11.64 |
7.50 |
4.46 |
11.96 |
7.79 |
4.61 |
12.40 |
Corporation Bank |
7.95 |
4.95 |
12.90 |
8.69 |
5.42 |
14.11 |
7.65 |
4.29 |
11.94 |
8.33 |
4.67 |
13.00 |
Dena Bank |
.. |
.. |
.. |
9.77 |
3.64 |
13.41 |
.. |
.. |
.. |
8.86 |
2.65 |
11.51 |
IDBI Bank Ltd. |
7.14 |
5.02 |
12.16 |
8.03 |
5.61 |
13.64 |
7.37 |
5.47 |
12.84 |
8.38 |
6.20 |
14.58 |
Indian Bank |
10.43 |
2.40 |
12.83 |
11.02 |
2.54 |
13.56 |
10.47 |
2.20 |
12.67 |
11.13 |
2.34 |
13.47 |
Indian Overseas Bank |
7.45 |
5.83 |
13.28 |
8.16 |
6.39 |
14.55 |
7.49 |
4.46 |
11.95 |
8.35 |
4.97 |
13.32 |
Oriental Bank of Commerce |
9.69 |
2.61 |
12.30 |
11.21 |
3.02 |
14.23 |
8.78 |
2.23 |
11.01 |
10.12 |
2.57 |
12.69 |
Punjab and Sind Bank |
7.70 |
4.24 |
11.94 |
8.35 |
4.59 |
12.94 |
8.26 |
4.55 |
12.81 |
8.55 |
4.71 |
13.26 |
Punjab National Bank |
7.99 |
3.77 |
11.76 |
8.44 |
3.98 |
12.42 |
8.52 |
3.07 |
11.59 |
9.28 |
3.35 |
12.63 |
Syndicate Bank |
7.26 |
3.94 |
11.20 |
9.31 |
3.73 |
13.04 |
.. |
.. |
.. |
8.94 |
3.30 |
12.24 |
UCO Bank |
7.38 |
4.49 |
11.87 |
8.52 |
5.19 |
13.71 |
7.23 |
3.80 |
11.03 |
8.09 |
4.26 |
12.35 |
Union Bank of India |
.. |
.. |
.. |
8.69 |
4.26 |
12.95 |
.. |
.. |
.. |
8.37 |
3.48 |
11.85 |
United Bank of India |
7.61 |
3.55 |
11.16 |
8.90 |
4.15 |
13.05 |
7.26 |
3.22 |
10.48 |
8.79 |
3.90 |
12.69 |
Vijaya Bank |
8.96 |
3.63 |
12.59 |
9.88 |
4.00 |
13.88 |
8.13 |
2.83 |
10.96 |
9.68 |
3.38 |
13.06 |
Old Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
|
Catholic Syrian Bank |
.. |
.. |
.. |
9.42 |
1.80 |
11.22 |
.. |
.. |
.. |
8.83 |
2.25 |
11.08 |
City Union Bank |
10.30 |
0.79 |
11.09 |
11.84 |
0.91 |
12.75 |
10.06 |
0.75 |
10.81 |
11.69 |
0.88 |
12.57 |
Note : $ includes IDBI Bank Ltd. |
TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF |
||||||||||||
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2011 |
2012 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
Dhanlaxmi Bank |
8.62 |
2.19 |
10.81 |
9.41 |
2.39 |
11.80 |
6.88 |
1.91 |
8.79 |
7.42 |
2.07 |
9.49 |
Federal Bank |
13.79 |
1.60 |
15.39 |
15.63 |
1.16 |
16.79 |
12.74 |
1.09 |
13.83 |
15.86 |
0.78 |
16.64 |
ING Vysya Bank |
.. |
.. |
.. |
9.36 |
3.58 |
12.94 |
.. |
.. |
.. |
11.23 |
2.77 |
14.00 |
Jammu & Kashmir Bank |
10.99 |
2.31 |
13.30 |
11.33 |
2.39 |
13.72 |
10.43 |
2.10 |
12.53 |
11.12 |
2.24 |
13.36 |
Karnataka Bank |
.. |
.. |
.. |
11.27 |
2.06 |
13.33 |
.. |
.. |
.. |
10.86 |
1.98 |
12.84 |
Karur Vysya Bank |
.. |
.. |
.. |
13.07 |
1.34 |
14.41 |
.. |
.. |
.. |
13.12 |
1.21 |
14.33 |
Lakshmi Vilas Bank |
9.88 |
2.21 |
12.09 |
10.78 |
2.41 |
13.19 |
8.17 |
3.91 |
12.08 |
8.86 |
4.24 |
13.10 |
Nainital Bank |
16.90 |
0.59 |
17.49 |
15.80 |
0.55 |
16.35 |
13.79 |
0.44 |
14.23 |
14.62 |
0.47 |
15.09 |
Ratnakar Bank |
58.91 |
0.51 |
59.42 |
55.93 |
0.48 |
56.41 |
22.33 |
0.36 |
22.69 |
22.83 |
0.37 |
23.20 |
SBI Comm. & Intl. Bank |
29.13 |
0.76 |
29.89 |
27.44 |
0.72 |
28.16 |
.. |
.. |
.. |
.. |
.. |
.. |
South Indian Bank |
10.60 |
2.57 |
13.17 |
11.27 |
2.74 |
14.01 |
9.60 |
2.04 |
11.64 |
11.54 |
2.46 |
14.00 |
Tamilnad Mercantile Bank |
13.25 |
0.62 |
13.87 |
14.46 |
0.67 |
15.13 |
12.13 |
0.62 |
12.75 |
13.98 |
0.71 |
14.69 |
New Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
|
Axis Bank |
.. |
.. |
.. |
9.41 |
3.24 |
12.65 |
.. |
.. |
.. |
9.45 |
4.21 |
13.66 |
Development Credit Bank |
.. |
.. |
.. |
11.10 |
2.15 |
13.25 |
.. |
.. |
.. |
13.81 |
1.60 |
15.41 |
HDFC Bank |
11.56 |
3.76 |
15.32 |
12.23 |
3.99 |
16.22 |
11.04 |
4.67 |
15.71 |
11.60 |
4.92 |
16.52 |
ICICI Bank |
11.77 |
5.86 |
17.63 |
13.17 |
6.37 |
19.54 |
11.09 |
5.17 |
16.26 |
12.68 |
5.84 |
18.52 |
IndusInd Bank |
11.13 |
3.26 |
14.39 |
12.29 |
3.60 |
15.89 |
.. |
.. |
.. |
11.37 |
2.48 |
13.85 |
Kotak Mahindra Bank |
16.91 |
1.82 |
18.73 |
17.99 |
1.93 |
19.92 |
14.84 |
1.67 |
16.51 |
15.74 |
1.78 |
17.52 |
Yes Bank |
.. |
.. |
.. |
9.70 |
6.80 |
16.50 |
.. |
.. |
.. |
9.90 |
8.00 |
17.90 |
Foreign Banks |
|
|
|
|
|
|
|
|
|
|
|
|
AB Bank |
36.89 |
0.79 |
37.68 |
29.94 |
0.63 |
30.57 |
46.27 |
1.05 |
47.32 |
33.60 |
0.76 |
34.36 |
Abu Dhabi Commercial Bank |
.. |
.. |
.. |
44.26 |
0.99 |
45.25 |
.. |
.. |
.. |
80.00 |
0.88 |
80.88 |
American Express Banking Corp. |
.. |
.. |
.. |
23.26 |
0.35 |
23.61 |
.. |
.. |
.. |
18.70 |
0.60 |
19.30 |
Antwerp Diamond Bank |
27.23 |
13.51 |
40.74 |
22.54 |
11.19 |
33.73 |
20.71 |
9.64 |
30.35 |
17.47 |
8.13 |
25.60 |
Australia And New Zealand Banking Group |
.. |
.. |
.. |
.. |
.. |
.. |
28.20 |
0.37 |
28.57 |
25.17 |
0.33 |
25.50 |
Bank Internasional Indonesia |
515.51 |
.. |
515.51 |
.. |
.. |
.. |
457.82 |
.. |
457.82 |
.. |
.. |
.. |
Bank of America |
15.60 |
0.43 |
16.03 |
14.12 |
0.39 |
14.51 |
18.71 |
0.41 |
19.12 |
17.21 |
0.38 |
17.59 |
Bank of Bahrain & Kuwait |
.. |
.. |
.. |
22.89 |
0.39 |
23.28 |
.. |
.. |
.. |
38.18 |
0.42 |
38.60 |
Bank of Ceylon |
56.03 |
1.83 |
57.86 |
40.76 |
1.33 |
42.09 |
.. |
.. |
.. |
95.31 |
1.27 |
96.58 |
Bank of Nova Scotia |
16.64 |
1.95 |
18.59 |
10.56 |
1.24 |
11.80 |
16.44 |
7.56 |
24.00 |
10.23 |
4.70 |
14.93 |
Source : Annual accounts of banks. |
TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF |
||||||||||||
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2011 |
2012 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7)
|
(8) |
(9) |
(10) |
(11) |
(12) |
|
Bank of Tokyo-Mitsubishi UFJ |
.. |
.. |
.. |
57.76 |
0.91 |
58.67 |
.. |
.. |
.. |
44.83 |
6.77 |
51.60 |
BNP Paribas |
10.42 |
4.25 |
14.67 |
8.46 |
3.46 |
11.92 |
11.91 |
3.87 |
15.78 |
11.09 |
3.61 |
14.70 |
Barclays Bank |
.. |
.. |
.. |
14.36 |
0.53 |
14.89 |
.. |
.. |
.. |
14.45 |
0.54 |
14.99 |
Chinatrust Commercial Bank |
43.63 |
0.58 |
44.21 |
36.27 |
0.00 |
36.27 |
53.05 |
0.52 |
53.57 |
44.34 |
0.44 |
44.78 |
Citibank |
.. |
.. |
.. |
16.49 |
0.82 |
17.31 |
.. |
.. |
.. |
15.15 |
0.88 |
16.03 |
Commonwealth Bank of Australia |
160.28 |
0.11 |
160.39 |
143.86 |
0.10 |
143.96 |
86.76 |
0.21 |
86.97 |
78.10 |
0.19 |
78.29 |
Credit Agricole |
.. |
.. |
.. |
10.77 |
3.21 |
13.98 |
.. |
.. |
.. |
10.48 |
3.86 |
14.34 |
Credit Suisse AG |
476.41 |
0.00 |
476.41 |
453.59 |
0.00 |
453.59 |
157.65 |
0.71 |
158.36 |
117.49 |
0.53 |
118.02 |
DBS Bank |
7.96 |
4.15 |
12.11 |
9.84 |
5.14 |
14.98 |
8.43 |
4.58 |
13.01 |
9.32 |
5.06 |
14.38 |
Deutsche Bank |
.. |
.. |
.. |
14.30 |
0.73 |
15.03 |
.. |
.. |
.. |
13.27 |
0.85 |
14.12 |
FirstRand Bank |
.. |
.. |
.. |
94.61 |
0.20 |
94.81 |
.. |
.. |
.. |
61.22 |
0.25 |
61.47 |
Hongkong & Shanghai Banking Corporation |
.. |
.. |
.. |
16.69 |
1.34 |
18.03 |
.. |
.. |
.. |
14.83 |
1.21 |
16.04 |
Industrial And Commercial Bank of China |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
241.00 |
0.09 |
241.09 |
JPMorgan Chase Bank |
.. |
.. |
.. |
22.33 |
0.66 |
22.99 |
.. |
.. |
.. |
23.41 |
0.55 |
23.96 |
JSC VTB Bank |
.. |
.. |
.. |
123.59 |
0.00 |
123.59 |
.. |
.. |
.. |
86.52 |
0.44 |
86.96 |
Krung Thai Bank |
74.43 |
5.16 |
79.59 |
69.93 |
1.25 |
71.18 |
76.42 |
5.19 |
81.61 |
61.32 |
1.25 |
62.57 |
Mashreqbank |
.. |
.. |
.. |
57.82 |
1.25 |
59.07 |
.. |
.. |
.. |
54.81 |
0.56 |
55.37 |
Mizuho Corporate Bank |
94.86 |
0.43 |
95.29 |
86.86 |
0.39 |
87.25 |
66.63 |
0.37 |
67.00 |
59.94 |
0.33 |
60.27 |
National Australia Bank |
.. |
.. |
.. |
0.00 |
.. |
0.00 |
.. |
.. |
.. |
423.74 |
0.00 |
423.74 |
Oman International Bank |
.. |
.. |
.. |
45.47 |
0.17 |
45.64 |
.. |
.. |
.. |
37.23 |
14.78 |
52.01 |
Rabobank International |
.. |
.. |
.. |
.. |
.. |
.. |
116.92 |
0.37 |
117.29 |
123.47 |
0.39 |
123.86 |
Royal Bank of Scotland |
.. |
.. |
.. |
8.33 |
3.32 |
11.65 |
.. |
.. |
.. |
9.38 |
3.08 |
12.46 |
Sberbank |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
329.86 |
0.00 |
329.86 |
Shinhan Bank |
70.92 |
1.25 |
72.17 |
49.51 |
1.22 |
50.73 |
55.73 |
1.25 |
56.98 |
39.35 |
0.91 |
40.26 |
Societe Generale |
17.85 |
0.71 |
18.56 |
15.62 |
0.61 |
16.23 |
39.69 |
0.88 |
40.57 |
35.82 |
0.79 |
36.61 |
Sonali Bank |
39.87 |
0.45 |
40.32 |
21.36 |
0.24 |
21.60 |
.. |
.. |
.. |
16.50 |
0.31 |
16.81 |
Standard Chartered Bank |
10.83 |
3.65 |
14.48 |
8.90 |
2.98 |
11.88 |
9.48 |
3.33 |
12.81 |
8.19 |
2.86 |
11.05 |
State Bank of Mauritius |
44.26 |
1.61 |
45.87 |
44.07 |
1.59 |
45.66 |
35.06 |
1.43 |
36.49 |
37.52 |
1.50 |
39.02 |
UBS AG |
75.13 |
0.18 |
75.31 |
89.79 |
0.22 |
90.01 |
49.70 |
0.13 |
49.83 |
53.61 |
0.14 |
53.75 |
United Overseas Bank |
.. |
.. |
.. |
341.49 |
0.00 |
341.49 |
.. |
.. |
.. |
306.12 |
0.00 |
306.12 |
Woori Bank |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
.. |
421.70 |
0.00 |
421.70 |
Source : Annual accounts of banks. |