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Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

OCCUPATION

 

 

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I

AGRICULTURE

220,06,726

119743,03

105169,12

127,30,218

87074,15

75628,62

 

1. Direct Finance

216,47,967

112106,71

98825,52

125,41,906

76914,35

67661,76

 

2. Indirect Finance

3,58,759

7636,32

6343,60

1,88,312

10159,79

7966,86

II

INDUSTRY

9,17,160

125752,50

94418,58

7,12,641

68302,29

51443,33

 

1. Mining & Quarrying

5,800

8103,24

7370,95

7,991

2831,41

2114,61

 

2. Manufacturing & Processing

8,30,890

82501,18

59612,77

6,22,420

53480,82

40309,49

 

3. Electricity, Gas & Water

1,596

17732,49

13456,24

931

1814,48

1186,95

 

4. Construction

78,874

17415,59

13978,62

81,299

10175,59

7832,28

III

TRANSPORT OPERATORS

1,90,259

4380,23

3501,93

1,29,274

3213,41

2556,78

IV

PROFESSIONAL AND OTHER SERVICES

6,98,050

14818,66

11840,39

5,49,255

13742,27

10958,03

V

PERSONAL LOANS

46,35,786

74106,74

57849,76

61,57,494

91832,24

72740,27

 

1. Loans for Purchase of Consumer Durables

2,63,831

1670,94

1242,09

2,41,684

1652,72

1243,02

 

2. Loans for Housing

8,30,850

32455,39

27502,22

11,98,206

38224,03

32338,04

 

3. Rest of the Personal Loans

35,41,105

39980,41

29105,46

47,17,604

51955,49

39159,22

VI

TRADE

26,23,862

36052,89

30664,47

19,76,832

34917,42

27899,51

 

1. Wholesale Trade

1,14,078

17733,65

16208,07

88,477

8270,95

6687,37

 

2. Retail Trade

25,09,784

18319,24

14456,40

18,88,355

26646,47

21212,13

VII

FINANCE

62,000

7166,34

6345,63

45,139

2268,37

1143,25

VIII

ALL OTHERS

24,11,874

17619,46

13342,60

17,19,811

17593,35

13628,67

TOTAL BANK CREDIT

335,45,717

399639,85

323132,48

240,20,664

318943,51

255998,45


 (Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

7

8

9

10

11

12

 

 

 

 

 

 

 

 

I

AGRICULTURE

28,05,474

46288,61

38599,96

6,62,760

68312,52

54743,42

 

1. Direct Finance

27,28,531

30924,68

26019,94

5,97,926

24797,20

20059,92

 

2. Indirect Finance

76,943

15363,93

12580,03

64,834

43515,33

34683,50

II

INDUSTRY

7,17,253

216259,77

157485,08

17,18,699

898077,92

625188,78

 

1. Mining & Quarrying

6,106

7464,24

4708,64

3,292

25016,61

16168,90

 

2. Manufacturing & Processing

6,26,613

163202,69

118507,72

16,15,124

623812,25

418208,51

 

3. Electricity, Gas & Water

1,989

13705,75

9871,29

2,407

74453,79

56234,88

 

4. Construction

82,545

31887,09

24397,43

97,876

174795,27

134576,49

III

TRANSPORT OPERATORS

1,73,060

8225,05

6925,03

2,41,586

41259,07

31712,18

IV

PROFESSIONAL AND OTHER SERVICES

5,94,982

40658,03

31024,88

39,21,849

179852,28

133444,90

V

PERSONAL LOANS

69,89,288

149760,76

118906,78

262,41,593

372040,80

235919,09

 

1. Loans for Purchase of Consumer Durables

2,54,541

1840,12

1451,89

2,32,190

3540,47

3209,52

 

2. Loans for Housing

15,66,849

76655,98

65456,38

16,18,426

144489,60

123138,33

 

3. Rest of the Personal Loans

51,67,898

71264,66

51998,50

243,90,977

224010,73

109571,24

VI

TRADE

12,32,628

61397,10

45926,99

6,22,150

153528,46

108064,91

 

1. Wholesale Trade

91,851

25138,20

17063,80

1,42,494

82931,99

65191,76

 

2. Retail Trade

11,40,777

36258,90

28863,19

4,79,656

70596,47

42873,16

VII

FINANCE

53,111

11556,45

8544,67

37,480

207494,90

154520,64

VIII

ALL OTHERS

16,28,090

28581,44

23178,90

17,83,796

82214,81

63689,37

TOTAL BANK CREDIT

141,93,886

562727,21

430592,29

352,29,913

2002780,76

1407283,30

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