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Table No. 1.9 - Outstanding Credit of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

OCCUPATION

No. of Accounts

Credit Limit

Amount
Outstanding

 

1

2

3

I

AGRICULTURE

399,80,494

375669,82

309469,44

 

1

Direct Finance

392,56,293

282395,29

238702,80

 

2

Indirect Finance

7,24,201

93274,54

70766,64

II

INDUSTRY

33,14,355

1652213,24

1134442,98

 

1

Mining & Quarrying

22,015

47844,07

30095,92

 

2

Food Manufacturing & Processing

3,52,934

102582,96

68072,55

 

 

(a) Rice Mills, Flour & Dal Mills

1,12,316

24245,59

17340,90

 

 

(b) Sugar

2,184

23372,09

17339,14

 

 

(c) Edible Oils & Vanaspati

20,047

11463,17

7846,49

 

 

(d) Tea Processing

8,447

4961,93

3097,13

 

 

(e) Processing of Fruits & Vegetables

3,498

2385,73

1506,23

 

 

(f) Others

2,06,442

36154,46

20942,66

 

3

Beverage & Tobacco

6,867

14939,69

10729,23

 

4

Textiles

5,79,408

177396,67

118852,22

 

 

(a) Cotton Textiles

1,35,907

79225,74

54941,32

 

 

(b) Jute & Other Natural Fibre Textiles

33,390

2214,82

1619,28

 

 

(c) Handloom Textiles & Khadi

80,371

3589,21

3706,98

 

 

(d) Other Textiles & Textile Products

3,29,740

92366,90

58584,63

 

5

Paper, Paper Products & Printing

75,153

29141,96

21309,47

 

6

Woods and Wood Products

82,678

4977,57

3762,40

 

7

Leather & Leather Products

76,850

10895,08

6393,50

 

8

Gems and Jewellery

1,79,173

40904,40

21851,51

 

9

Rubber & Plastic Products

53,087

29754,22

18585,22

 

10

Chemicals & Chemical Products

3,08,808

121794,57

77747,60

 

 

(a) Heavy Industrial Chemicals

9,018

21312,46

13746,90

 

 

(b) Fertilisers

7,056

16460,95

10273,59

 

 

(c) Drugs & Pharmaceuticals

1,38,329

38779,40

27421,47

 

 

(d) Non-Edible Oils

1,403

1934,79

1327,00

 

 

(e) Other Chemicals & Chemical Products

1,53,002

43306,96

24978,64

 

11

Petroleum, Coal Products & Nuclear Fuels

3,762

78613,45

58330,60

 

12

Manufacture of Cement & Cement Products

28,569

27757,98

20483,26

 

13

Basic Metals & Metal Products

1,59,736

271944,14

180070,26

 

 

(a) Iron & Steel

27,560

157373,26

102331,98

 

 

(b) Non-Ferrous Metals

7,497

24867,93

15310,25

 

 

(c) Metal Products

1,24,679

89702,95

62428,03

 

14

Engineering

2,36,792

125057,00

87779,45

 

 

(a) Heavy Engineering

24,001

25492,50

17777,49

 

 

(b) Light Engineering

1,43,591

48209,40

32380,98

 

 

(c) Electrical Machinery & Goods

51,484

32340,95

23188,29

 

 

(d) Electronic Machinery & Goods

17,716

19014,14

14432,69

 

15

Vehicles, Vehicle Parts & Transport Equipments

68,399

69447,12

46035,26

 

16

Other Industries

8,22,684

73912,54

55157,58

 

17

Electricity, Gas & Water

6,732

146745,80

107259,11

 

 

(a) Electricity Generation & Transmission

3,197

133734,25

98976,97

 

 

(b) Non-Conventional Energy

1,278

6968,28

4647,07

 

 

(c) Gas, Steam & Water Supply

2,257

6043,27

3635,07

 

18

Construction

2,50,708

278504,03

201927,86

 

 

(a) Other than Infrastructure

1,33,851

79356,50

59534,68

 

 

(b) Infrastructure Construction

1,16,857

199147,53

142393,18

III.

TRANSPORT OPERATORS

7,26,420

71665,62

58143,60

IV.

PROFESSIONAL AND OTHER SERVICES

23,93,534

335573,08

248453,53

 

1

Professional Services

5,16,145

40055,52

29640,22

 

2

Tourism, Hotel & Restaurants

1,40,436

28774,23

19431,87

 

3

Recreation services

28,937

11778,97

9418,96

 

4

IT and Telecommunications

9,005

39091,03

30556,12

 

5

Others

16,99,011

215873,32

159406,36

V.

PERSONAL LOANS

509,13,533

793831,74

553546,47

 

1

Housing

57,10,702

338796,90

284750,91

 

2

Consumer Durables

15,46,456

10458,33

7373,32

 

3

Vehicles

65,30,819

97969,30

59824,02

 

4

Education

15,19,988

33777,47

24848,22

 

5

Personal Credit Cards

188,73,781

110910,61

30214,01

 

6

Others

167,31,787

201919,13

146535,99

VI.

TRADE

68,38,350

448925,40

277190,65

 

1

Wholesale Trade

5,27,306

251271,17

130413,61

 

 

Of which : Food Procurement

283

129661,91

46074,07

 

2

Retail Trade

63,11,044

197654,23

146777,03

VII.

FINANCE

7,91,751

246892,03

188658,57

VIII.

ALL OTHERS

50,97,740

104305,92

77807,89

TOTAL BANK CREDIT

1100,56,177

4029076,84

2847713,12

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