Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 1 of 5) - ربی - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 1 of 5)
RURAL | | | | | | | | | | | | (Amount in Rupees Lakh) | |||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | |||||||||||||||
AND ITS ASSOCIATES | |
| |||||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||||
| | standing | | | | standing | | | | standing | |||||||
| | | | | | 1 | 2 | 3 | | 4 | 5 | 6 | | 7 | 8 | 9 | |
I. | AGRICULTURE | 30,21,032 | 4096,62 | 3532,59 | 68,96,455 | 8745,07 | 7917,49 | 2 | 42 | 42 | |||||||
1. | Direct Finance | 29,95,916 | 3659,02 | 3176,61 | 68,34,475 | 8095,90 | 7367,21 | 2 | 42 | 42 | |||||||
2. | Indirect Finance | 25,116 | 437,60 | 355,99 | 61,980 | 649,17 | 550,27 | - | - | - | |||||||
II. | INDUSTRY | 4,54,987 | 4154,94 | 3534,53 | 7,57,351 | 6353,10 | 5526,89 | 409 | 1010,22 | 764,32 | |||||||
1. | Mining & Quarrying | 1,051 | 105,19 | 54,47 | 2,078 | 80,79 | 70,56 | 1 | 4,20 | 2,42 | |||||||
2. | Food Manufacturing and Processing | 12,907 | 467,97 | 346,16 | 24,852 | 1013,79 | 888,68 | 15 | 40,51 | 33,65 | |||||||
(a) | Rice Mills, Flour and Dal Mills | 4,012 | 90,13 | 68,84 | 8,329 | 195,26 | 168,03 | - | - | - | |||||||
(b) | Sugar | 69 | 115,94 | 90,20 | 232 | 250,02 | 203,25 | - | - | - | |||||||
(c) | Edible Oils and Vanaspati | 1,730 | 56,08 | 45,80 | 4,267 | 103,20 | 96,91 | 4 | 8,00 | 2,00 | |||||||
(d) | Tea Processing | 65 | 128,21 | 82,72 | 241 | 159,31 | 143,89 | 4 | 7,41 | 7,27 | |||||||
(e) | Processing of Fruits & Vegetables | 113 | 6,62 | 5,86 | 409 | 17,99 | 20,68 | - | - | - | |||||||
(f) | Others | 6,918 | 71,00 | 52,74 | 11,374 | 288,01 | 255,93 | 7 | 25,10 | 24,38 | |||||||
3. | Beverage and Tobacco | 285 | 15,39 | 12,90 | 864 | 79,36 | 54,99 | 2 | 4,57 | 4,01 | |||||||
4. | Textiles | 5,570 | 425,02 | 360,63 | 10,222 | 800,52 | 672,24 | 80 | 275,48 | 200,61 | |||||||
(a) | Cotton Textiles | 1,612 | 188,70 | 157,96 | 2,714 | 346,49 | 285,81 | 30 | 190,36 | 132,07 | |||||||
(b) | Jute Textiles | 149 | 19,77 | 15,67 | 173 | 14,61 | 13,00 | - | - | - | |||||||
(c) | Handloom Textiles & Khadi | 630 | 13,27 | 12,65 | 1,299 | 28,54 | 29,12 | - | - | - | |||||||
(d) | Other Textiles | 3,179 | 203,28 | 174,36 | 6,036 | 410,88 | 344,32 | 50 | 85,13 | 68,54 | |||||||
5. | Paper, Paper Products and Printing | 1,313 | 101,35 | 75,97 | 2,874 | 213,74 | 166,91 | 16 | 45,97 | 19,90 | |||||||
6. | Leather and Leather Products | 1,001 | 188,55 | 165,28 | 938 | 59,42 | 56,56 | 4 | 6,00 | 5,76 | |||||||
7. | Rubber and Rubber Products | 554 | 28,70 | 24,41 | 764 | 115,22 | 108,42 | 16 | 37,82 | 23,28 | |||||||
8. | Chemicals and Chemical Products | 2,547 | 666,20 | 634,88 | 4,843 | 915,04 | 770,03 | 58 | 125,55 | 86,28 | |||||||
(a) | Heavy Industrial Chemicals | 237 | 130,11 | 110,36 | 493 | 211,50 | 178,01 | 3 | 30,15 | 6,94 | |||||||
(b) | Fertilizers | 137 | 121,20 | 113,29 | 180 | 172,14 | 146,49 | - | - | - | |||||||
(c) | Drugs and | ||||||||||||||||
Pharmaceuticals | 395 | 99,05 | 85,68 | 705 | 140,73 | 112,26 | 19 | 47,80 | 33,36 | ||||||||
(d) | Non-Edible Oils | 129 | 5,41 | 5,80 | 176 | 14,55 | 14,42 | - | - | - | |||||||
(e) | Other Chemicals & | ||||||||||||||||
Chemical Products | 1,649 | 310,43 | 319,75 | 3,289 | 376,11 | 318,85 | 36 | 47,60 | 45,98 | ||||||||
9. | Petroleum, Coal Products & | ||||||||||||||||
Nuclear Fuels | 427 | 246,23 | 279,33 | 475 | 74,39 | 69,25 | - | - | - | ||||||||
10. | Manufacture of Cement & | ||||||||||||||||
Cement Products | 687 | 68,87 | 49,07 | 1,481 | 98,04 | 93,63 | 3 | 2,30 | 1,28 | ||||||||
11. | Basic Metals & Metal | ||||||||||||||||
Products | 3,818 | 391,13 | 355,29 | 6,801 | 663,78 | 561,37 | 40 | 94,36 | 82,37 | ||||||||
(a) | Iron and Steel | 1,080 | 241,73 | 225,85 | 1,950 | 410,11 | 364,63 | 10 | 13,94 | 11,12 | |||||||
(b) | Non-Ferrous Metals | 189 | 70,63 | 58,05 | 399 | 42,92 | 31,70 | 16 | 75,98 | 68,61 | |||||||
(c) | Other Metal Products | 2,549 | 78,77 | 71,39 | 4,452 | 210,75 | 165,04 | 14 | 4,44 | 2,65 | |||||||
12. | Engineering | 3,935 | 611,52 | 477,24 | 5,816 | 743,15 | 640,88 | 123 | 213,44 | 165,14 | |||||||
(a) | Heavy Engineering | 640 | 246,66 | 206,64 | 838 | 193,09 | 171,95 | 50 | 87,29 | 56,55 | |||||||
(b) | Light Engineering | 1,795 | 138,51 | 98,41 | 2,628 | 153,32 | 136,03 | 39 | 72,13 | 63,74 | |||||||
(c) | Electrical Machinery & Goods | 853 | 72,91 | 67,08 | 1,398 | 160,93 | 132,25 | 15 | 22,33 | 15,27 | |||||||
(d) | Electronic Machinery & Goods | 647 | 153,44 | 105,11 | 952 | 235,81 | 200,65 | 19 | 31,69 | 29,58 | |||||||
13. | Vehicles, Vehicle Parts & | ||||||||||||||||
Transport Equipments | 1,569 | 166,16 | 134,47 | 3,391 | 354,82 | 317,13 | 28 | 41,14 | 29,50 | ||||||||
14. | Other Industries | 4,16,552 | 568,29 | 500,68 | 6,88,900 | 921,11 | 861,92 | 19 | 98,82 | 94,09 | |||||||
15. | Electricity, Gas & Water | 2,092 | 85,88 | 48,43 | 951 | 142,62 | 126,85 | 3 | 20,00 | 16,00 | |||||||
(a) | Electricity Generation & | ||||||||||||||||
Transmission | 2,066 | 82,99 | 46,06 | 716 | 127,77 | 113,22 | 3 | 20,00 | 16,00 | ||||||||
(b) | Non-Conventional Energy | 5 | 9 | 8 | 108 | 11,68 | 10,97 | - | - | - | |||||||
(c) | Gas, Steam & Water | ||||||||||||||||
Supply | 21 | 2,80 | 2,29 | 127 | 3,17 | 2,66 | - | - | - | ||||||||
16. | Construction | 679 | 18,47 | 15,32 | 2,101 | 77,32 | 67,47 | 1 | 4 | 4 | |||||||
III. | TRANSPORT OPERATORS | 73,245 | 365,37 | 277,98 | 2,00,684 | 686,73 | 581,26 | 2 | 15 | 8 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 57,336 | 122,33 | 95,32 | 6,12,754 | 694,50 | 621,85 | 3 | 36 | 16 | |||||||
V . | PERSONAL LOANS | 6,78,712 | 1351,97 | 1118,09 | 8,55,049 | 1943,00 | 1770,69 | 162 | 6,46 | 5,45 | |||||||
1. | Loans for Purchase of | ||||||||||||||||
Consumer Durables | 31,093 | 46,91 | 38,46 | 40,598 | 54,85 | 46,90 | - | - | - | ||||||||
2. | Loans for Housing | 37,069 | 310,18 | 244,87 | 82,113 | 518,06 | 464,64 | 20 | 23 | 23 | |||||||
3. | Rest of the Personal Loans | 6,10,550 | 994,88 | 834,76 | 7,32,338 | 1370,09 | 1259,15 | 142 | 6,22 | 5,21 | |||||||
V I. | TRADE | 8,76,111 | 1117,11 | 954,82 | 18,96,197 | 3350,83 | 3166,15 | 17 | 26,05 | 20,92 | |||||||
1. | Wholesale Trade | 35,011 | 302,26 | 265,63 | 55,110 | 1739,07 | 1706,16 | 15 | 23,94 | 20,47 | |||||||
2. | Retail Trade | 8,41,100 | 814,85 | 689,19 | 18,41,087 | 1611,76 | 1459,99 | 2 | 2,11 | 45 | |||||||
VII. | FINANCE | 515 | 28,59 | 20,75 | 1,433 | 120,63 | 104,44 | 7 | 1,73 | 1,58 | |||||||
VIII. | ALL OTHERS | 1,50,856 | 955,34 | 500,57 | | 9,46,310 | 1153,53 | 1008,34 | | 6 | 8,80 | 8,74 | |||||
TOTAL BANK CREDIT | 53,12,794 | 12192,25 | 10034,66 | 121,66,233 | 23047,39 | 20697,10 | 608 | 1054,18 | 801,66 | ||||||||
OF WHICH : | 1. | Artisans & Village | |||||||||||||||
Industries | 2,19,541 | 148,57 | 127,50 | 4,22,251 | 300,57 | 284,65 | - | - | - | ||||||||
2. | Other Small Scale | ||||||||||||||||
| | Industries | 1,96,686 | 1029,72 | 886,37 | | 2,66,559 | 1595,78 | 1437,03 | | 35 | 28,18 | 23,90 |
RURAL | | | | | | | (Amount in Rupees lakh) | ||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
| | | | Accounts | Limit | Out standing | | Accounts | Limit | Out standing | | Accounts | Limit | Out standing | |
| | | | 10 | 11 | 12 | | 13 | 14 | 15 | | 16 | 17 | 18 | |
I. | AGRICULTURE | 54,64,376 | 3497,38 | 3036,55 | 2,41,322 | 455,55 | 403,76 | 156,23,187 | 16795,03 | 14890,80 | |||||
1. | Direct Finance | 53,73,398 | 3412,89 | 2967,13 | 2,37,274 | 409,19 | 362,52 | 154,41,065 | 15577,41 | 13873,90 | |||||
2. | Indirect Finance | 90,978 | 84,49 | 69,42 | 4,048 | 46,36 | 41,23 | 1,82,122 | 1217,62 | 1016,91 | |||||
II. | INDUSTRY | 12,04,884 | 542,94 | 475,32 | 23,834 | 391,59 | 331,16 | 24,41,465 | 12452,79 | 10632,22 | |||||
1. | Mining & Quarrying | 147 | 1,86 | 1,69 | 90 | 3,07 | 2,94 | 3,367 | 195,10 | 132,08 | |||||
2. | Food Manufacturing and Processing | 9,290 | 19,74 | 17,20 | 1,069 | 48,37 | 42,68 | 48,133 | 1590,38 | 1328,37 | |||||
(a) | Rice Mills, Flour and Dal Mills | 759 | 6,54 | 5,40 | 355 | 11,17 | 9,21 | 13,455 | 303,09 | 251,49 | |||||
(b) | Sugar | 17 | 12 | 12 | 10 | 17 | 21 | 328 | 366,26 | 293,77 | |||||
(c) | Edible Oils and Vanaspati | 252 | 2,22 | 2,04 | 317 | 12,60 | 10,65 | 6,570 | 182,10 | 157,40 | |||||
(d) | Tea Processing | - | - | - | 14 | 5,16 | 5,21 | 324 | 300,09 | 239,09 | |||||
(e) | Processing of Fruits & Vegetables | 116 | 49 | 44 | 13 | 36 | 35 | 651 | 25,45 | 27,33 | |||||
(f) | Others | 8,146 | 10,36 | 9,19 | 360 | 18,91 | 17,06 | 26,805 | 413,38 | 359,30 | |||||
3. | Beverage and Tobacco | 34 | 20 | 18 | 121 | 5,15 | 4,46 | 1,306 | 104,66 | 76,54 | |||||
4. | Textiles | 397 | 1,87 | 1,77 | 866 | 81,28 | 70,68 | 17,135 | 1584,18 | 1305,92 | |||||
(a) | Cotton Textiles | 74 | 53 | 55 | 357 | 43,44 | 35,63 | 4,787 | 769,52 | 612,02 | |||||
(b) | Jute Textiles | 1 | - | - | 17 | 3,46 | 3,89 | 340 | 37,84 | 32,56 | |||||
(c) | Handloom Textiles & Khadi | 101 | 40 | 39 | 68 | 98 | 68 | 2,098 | 43,19 | 42,84 | |||||
(d) | Other Textiles | 221 | 94 | 82 | 424 | 33,40 | 30,47 | 9,910 | 733,62 | 618,50 | |||||
5. | Paper, Paper Products and Printing | 60 | 51 | 40 | 170 | 16,05 | 14,37 | 4,433 | 377,62 | 277,54 | |||||
6. | Leather and Leather Products | 45 | 31 | 29 | 61 | 4,61 | 3,17 | 2,049 | 258,90 | 231,06 | |||||
7. | Rubber and Rubber Products | 22 | 20 | 18 | 94 | 3,45 | 3,23 | 1,450 | 185,39 | 159,52 | |||||
8. | Chemicals and Chemical Products | 158 | 1,19 | 1,06 | 339 | 44,09 | 40,42 | 7,945 | 1752,07 | 1532,68 | |||||
(a) | Heavy Industrial Chemicals | 4 | 2 | 2 | 17 | 8,02 | 7,52 | 754 | 379,81 | 302,85 | |||||
(b) | Fertilizers | 11 | 6 | 5 | 6 | 55 | 6 | 334 | 293,95 | 259,89 | |||||
(c) | Drugs and Pharmaceuticals | 26 | 19 | 16 | 48 | 6,21 | 6,08 | 1,193 | 293,99 | 237,54 | |||||
(d) | Non-Edible Oils | 27 | 13 | 13 | 12 | 14 | 13 | 344 | 20,23 | 20,48 | |||||
(e) | Other Chemicals & Chemical Products | 90 | 78 | 70 | 256 | 29,17 | 26,64 | 5,320 | 764,09 | 711,92 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 10 | 8 | 8 | 15 | 5,73 | 4,77 | 927 | 326,44 | 353,43 | |||||
10. | Manufacture of Cement & Cement Products | 41 | 35 | 36 | 111 | 13,93 | 13,55 | 2,323 | 183,49 | 157,88 | |||||
11. | Basic Metals & Metal Products | 190 | 1,59 | 1,67 | 314 | 37,23 | 29,62 | 11,163 | 1188,10 | 1030,33 | |||||
(a) | Iron and Steel | 31 | 15 | 14 | 111 | 14,35 | 12,94 | 3,182 | 680,28 | 614,67 | |||||
(b) | Non-Ferrous Metals | 6 | 2 | 2 | 19 | 2,34 | 2,35 | 629 | 191,89 | 160,74 | |||||
(c) | Other Metal Products | 153 | 1,42 | 1,51 | 184 | 20,54 | 14,32 | 7,352 | 315,92 | 254,92 | |||||
12. | Engineering | 281 | 3,31 | 3,15 | 360 | 27,43 | 23,99 | 10,515 | 1598,85 | 1310,40 | |||||
(a) | Heavy Engineering | 167 | 2,26 | 2,06 | 52 | 3,87 | 3,80 | 1,747 | 533,18 | 441,00 | |||||
(b) | Light Engineering | 69 | 79 | 78 | 110 | 11,00 | 8,18 | 4,641 | 375,75 | 307,14 | |||||
(c) | Electrical Machinery & Goods | 30 | 16 | 23 | 110 | 5,20 | 5,09 | 2,406 | 261,53 | 219,91 | |||||
(d) | Electronic Machinery & Goods | 15 | 9 | 9 | 88 | 7,36 | 6,92 | 1,721 | 428,39 | 342,35 | |||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||
Equipments | 546 | 7,13 | 6,01 | 292 | 7,35 | 6,51 | 5,826 | 576,61 | 493,62 | ||||||
14. | Other Industries | 11,93,572 | 503,30 | 439,81 | 19,473 | 81,45 | 59,78 | 23,18,516 | 2172,97 | 1956,28 | |||||
15. | Electricity, Gas & Water | 22 | 19 | 15 | 44 | 1,83 | 1,68 | 3,112 | 250,53 | 193,12 | |||||
(a) | Electricity Generation & Transmission | 15 | 10 | 9 | 14 | 1,43 | 1,48 | 2,814 | 232,29 | 176,86 | |||||
(b) | Non-Conventional Energy | 1 | 2 | 1 | 4 | 6 | 6 | 118 | 11,85 | 11,12 | |||||
(c) | Gas, Steam & Water Supply | 6 | 7 | 5 | 26 | 34 | 15 | 180 | 6,38 | 5,14 | |||||
16. | Construction | 69 | 1,12 | 1,33 | 415 | 10,57 | 9,30 | 3,265 | 107,53 | 93,46 | |||||
III. | TRANSPORT OPERATORS | 2,75,762 | 288,30 | 250,19 | 11,445 | 115,27 | 84,73 | 5,61,138 | 1455,83 | 1194,24 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 4,28,125 | 207,73 | 186,45 | 25,833 | 50,71 | 42,53 | 11,24,051 | 1075,62 | 946,30 | |||||
V . | PERSONAL LOANS | 5,55,953 | 531,17 | 452,50 | 1,11,360 | 203,36 | 181,91 | 22,01,236 | 4035,95 | 3528,64 | |||||
1. | Loans for Purchase of Consumer Durables | 33,291 | 38,15 | 33,63 | 7,344 | 8,73 | 6,93 | 1,12,326 | 148,64 | 125,92 | |||||
2. | Loans for Housing | 16,375 | 59,73 | 54,75 | 7,171 | 54,52 | 47,36 | 1,42,748 | 942,72 | 811,85 | |||||
3. | Rest of the Personal Loans | 5,06,287 | 433,28 | 364,12 | 96,845 | 140,11 | 127,62 | 19,46,162 | 2944,58 | 2590,87 | |||||
VI. | TRADE | 21,50,276 | 1086,69 | 987,37 | 63,403 | 261,11 | 220,86 | 49,86,004 | 5841,79 | 5350,12 | |||||
1. | Wholesale Trade | 23,408 | 21,82 | 19,26 | 1,775 | 136,24 | 119,78 | 1,15,319 | 2223,34 | 2131,31 | |||||
2. | Retail Trade | 21,26,868 | 1064,87 | 968,11 | 61,628 | 124,87 | 101,07 | 48,70,685 | 3618,45 | 3218,81 | |||||
VII. | FINANCE | 38 | 49 | 35 | 127 | 11,13 | 10,06 | 2,120 | 162,57 | 137,18 | |||||
VIII. | ALL OTHERS | 6,59,102 | 357,52 | 325,40 | | 99,533 | 97,91 | 90,95 | | 18,55,807 | 2573,09 | 1934,01 | |||
TOTAL BANK CREDIT | 107,38,516 | 6512,22 | 5714,14 | 5,76,857 | 1586,62 | 1365,95 | 287,95,008 | 44392,66 | 38613,51 | ||||||
OF WHICH : | 1. | Artisans & Village Industries | 10,16,171 | 417,36 | 363,94 | 10,213 | 9,88 | 7,99 | 16,68,176 | 876,38 | 784,08 | ||||
| 2. | Other Small Scale Industries | 1,65,888 | 96,33 | 85,44 | | 9,322 | 140,23 | 115,80 | | 6,38,490 | 2890,25 | 2548,53 |