Table No.5.1 Type of account-wise classification of outstanding credit of scheduled commercial banks according to occupation - ربی - Reserve Bank of India
Table No.5.1 Type of account-wise classification of outstanding credit of scheduled commercial banks according to occupation
(Amount in ` Lakh) |
|||||||
OCCUPATION |
CASH CREDIT |
OVERDRAFT |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
1,31,337 |
26714,54 |
16730,31 |
32,592 |
4799,04 |
3022,60 |
1. Direct Finance |
1,08,577 |
14371,65 |
10007,62 |
25,689 |
2540,52 |
1571,37 |
|
2. Indirect Finance |
22,760 |
12342,89 |
6722,69 |
6,903 |
2258,52 |
1451,23 |
|
II. |
INDUSTRY |
3,13,844 |
472299,67 |
283810,78 |
81,445 |
71991,44 |
39748,17 |
1. Mining & Quarrying |
9,758 |
10620,63 |
6527,48 |
2,469 |
3159,61 |
1687,59 |
|
2. Food Manufacturing & Processing |
49,824 |
49411,96 |
34703,28 |
10,108 |
4267,46 |
2778,29 |
|
(a) Rice Mills, Flour & Dal Mills |
18,617 |
15646,07 |
11919,24 |
1,323 |
667,38 |
473,00 |
|
(b) Sugar |
836 |
9902,79 |
6952,19 |
86 |
225,53 |
89,42 |
|
(c) Edible Oils & Vanaspati |
3,943 |
6592,34 |
4847,87 |
547 |
644,35 |
275,21 |
|
(d) Tea Processing |
813 |
1854,49 |
955,47 |
120 |
227,35 |
190,28 |
|
(e) Processing of Fruits & Vegetables |
1,510 |
919,95 |
720,64 |
262 |
111,45 |
85,99 |
|
(f) Others |
24,105 |
14496,31 |
9307,88 |
7,770 |
2391,38 |
1664,38 |
|
3. Beverage & Tobacco |
3,103 |
5128,74 |
3876,51 |
616 |
920,97 |
710,65 |
|
4. Textiles |
45,371 |
49547,60 |
33814,29 |
8,111 |
4558,58 |
2751,74 |
|
(a) Cotton Textiles |
13,950 |
24034,33 |
15437,26 |
2,402 |
1665,43 |
1218,22 |
|
(b) Jute & Other Natural Fibre Textiles |
1,031 |
733,48 |
570,05 |
284 |
270,53 |
84,03 |
|
(c) Handloom Textiles & Khadi |
4,545 |
1477,80 |
1242,89 |
656 |
132,15 |
108,81 |
|
(d) Other Textiles & Textile Products |
25,845 |
23302,00 |
16564,09 |
4,769 |
2490,48 |
1340,69 |
|
5. Paper, Paper Products & Printing |
13,590 |
10757,81 |
7812,79 |
2,352 |
1307,50 |
731,43 |
|
6. Woods and Wood Products |
6,898 |
2677,69 |
1999,24 |
1,012 |
323,14 |
246,15 |
|
7. Leather & Leather Products |
3,490 |
2254,29 |
1764,19 |
760 |
519,10 |
338,02 |
|
8. Gems and Jewellery |
2,898 |
9894,92 |
7302,87 |
810 |
2341,71 |
1403,86 |
|
9. Rubber & Plastic Products |
13,693 |
12384,18 |
8087,15 |
2,097 |
1381,17 |
887,19 |
|
10. Chemicals & Chemical Products |
19,321 |
43548,04 |
21892,74 |
2,910 |
6609,36 |
2445,02 |
|
(a) Heavy Industrial Chemicals |
3,581 |
5942,92 |
3664,29 |
529 |
688,69 |
184,49 |
|
(b) Fertilisers |
590 |
5430,26 |
2390,10 |
129 |
363,65 |
143,66 |
|
(c) Drugs & Pharmaceuticals |
3,722 |
16917,14 |
7611,22 |
559 |
1502,19 |
642,02 |
|
(d) Non-Edible Oils |
817 |
750,95 |
533,26 |
88 |
78,09 |
35,86 |
|
(e) Other Chemicals & Chemical Products |
10,611 |
14506,77 |
7693,87 |
1,605 |
3976,73 |
1438,99 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1,772 |
23300,10 |
15897,61 |
495 |
5244,48 |
2151,76 |
|
12. Manufacture of Cement & Cement Products |
6,254 |
5263,63 |
3264,48 |
1,604 |
1787,19 |
803,04 |
|
13. Basic Metals & Metal Products |
30,104 |
67164,47 |
45512,52 |
4,700 |
5188,25 |
3238,65 |
|
(a) Iron & Steel |
12,387 |
43652,32 |
29387,46 |
1,653 |
2844,16 |
1896,51 |
|
(b) Non-Ferrous Metals |
4,309 |
7480,32 |
4469,73 |
525 |
667,02 |
335,77 |
|
(c) Metal Products |
13,408 |
16031,83 |
11655,33 |
2,522 |
1677,07 |
1006,37 |
|
14. Engineering |
53,316 |
92496,31 |
34314,08 |
11,289 |
8476,04 |
3386,89 |
|
(a) Heavy Engineering |
6,331 |
7466,62 |
4983,54 |
1,623 |
686,95 |
405,41 |
|
(b) Light Engineering |
34,791 |
64179,18 |
14816,99 |
7,234 |
2201,86 |
1016,63 |
|
(c) Electrical Machinery & Goods |
9,210 |
15028,64 |
10081,19 |
1,911 |
2923,74 |
1622,21 |
|
(d) Electronic Machinery & Goods |
2,984 |
5821,87 |
4432,36 |
521 |
2663,49 |
342,64 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
6,951 |
16903,19 |
9662,74 |
1,442 |
2731,46 |
1448,15 |
|
16. Other Industries |
32,675 |
18872,16 |
12612,49 |
18,183 |
8478,21 |
4053,79 |
|
17. Electricity, Gas & Water |
1,716 |
14112,56 |
8038,26 |
579 |
3191,73 |
2477,48 |
|
(a) Electricity Generation & Transmission |
622 |
12396,47 |
6885,31 |
228 |
2935,57 |
2365,01 |
|
(b) Non-Conventional Energy |
247 |
1019,40 |
757,20 |
56 |
161,77 |
57,67 |
|
(c) Gas, Steam & Water Supply |
847 |
696,68 |
395,75 |
295 |
94,39 |
54,81 |
|
18. Construction |
13,110 |
37961,40 |
26728,06 |
11,908 |
11505,47 |
8208,45 |
|
(a) Other than Infrastructure |
7,063 |
10763,99 |
7774,17 |
8,782 |
4890,82 |
3670,71 |
|
(b) Infrastructure Construction |
6,047 |
27197,40 |
18953,90 |
3,126 |
6614,65 |
4537,74 |
|
III. |
TRANSPORT OPERATORS |
7,497 |
8083,17 |
5649,69 |
6,006 |
2931,22 |
2247,47 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
94,953 |
40169,49 |
27383,11 |
78,876 |
43764,89 |
20682,52 |
1. Professional Services |
689 |
750,69 |
344,30 |
572 |
205,82 |
156,51 |
|
2. Tourism, Hotel & Restaurants |
6,935 |
2630,38 |
1752,18 |
4,681 |
1537,70 |
1036,44 |
|
3. Recreation services |
1,730 |
1785,44 |
1213,29 |
1,176 |
1010,50 |
583,01 |
|
4. IT and Telecommunications |
3,682 |
3597,70 |
2136,54 |
1,315 |
1491,26 |
786,73 |
|
5. Others |
81,917 |
31405,27 |
21936,81 |
71,132 |
39519,61 |
18119,82 |
|
V. |
PERSONAL LOANS |
- |
- |
- |
2,34,947 |
17070,82 |
10911,98 |
1. Housing |
- |
- |
- |
1 |
4,00 |
4,05 |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
2,34,946 |
17066,82 |
10907,93 |
|
VI. |
TRADE |
5,09,765 |
260272,78 |
136162,14 |
1,84,179 |
58674,01 |
37515,24 |
1. Wholesale Trade |
68,736 |
181588,49 |
75293,46 |
28,233 |
22738,41 |
14982,81 |
|
2. Retail Trade |
4,41,029 |
78684,29 |
60868,68 |
1,55,946 |
35935,60 |
22532,43 |
|
VII. |
FINANCE |
34,183 |
31035,73 |
17662,30 |
8,293 |
22077,85 |
8290,45 |
VIII. |
ALL OTHERS |
15,625 |
10120,48 |
6787,57 |
41,603 |
14984,29 |
5565,69 |
TOTAL BANK CREDIT |
11,07,204 |
848695,87 |
494185,90 |
6,67,941 |
236293,58 |
127984,12 |
|
See Notes on Tables. |
TABLE NO. 5.1 – TYPE OF ACCOUNT–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
DEMAND LOANS |
MEDIUM TERM LOANS |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
7,75,869 |
44708,33 |
39791,43 |
8,59,110 |
112608,73 |
91244,84 |
1. Direct Finance |
7,47,062 |
33903,06 |
29429,01 |
7,92,031 |
56869,68 |
45475,34 |
|
2. Indirect Finance |
28,807 |
10805,26 |
10362,42 |
67,079 |
55739,05 |
45769,50 |
|
II. |
INDUSTRY |
51,085 |
163375,74 |
135521,12 |
1,45,238 |
257288,54 |
206643,68 |
1. Mining & Quarrying |
1,136 |
3920,77 |
3334,68 |
2,328 |
5967,31 |
4884,47 |
|
2. Food Manufacturing & Processing |
6,090 |
11710,78 |
9889,15 |
14,548 |
11723,24 |
9333,25 |
|
(a) Rice Mills, Flour & Dal Mills |
1,915 |
2585,54 |
2020,66 |
2,634 |
2020,99 |
1575,78 |
|
(b) Sugar |
91 |
1455,50 |
1333,44 |
404 |
3687,10 |
3354,73 |
|
(c) Edible Oils & Vanaspati |
284 |
1331,93 |
965,20 |
539 |
1524,81 |
1214,33 |
|
(d) Tea Processing |
168 |
384,19 |
351,59 |
175 |
328,11 |
229,96 |
|
(e) Processing of Fruits & Vegetables |
146 |
67,88 |
52,79 |
421 |
327,29 |
229,73 |
|
(f) Others |
3,486 |
5885,73 |
5165,47 |
10,375 |
3834,93 |
2728,72 |
|
3. Beverage & Tobacco |
637 |
3525,14 |
2528,81 |
715 |
3507,76 |
3099,45 |
|
4. Textiles |
6,453 |
8584,91 |
6512,50 |
17,955 |
19436,45 |
16105,99 |
|
(a) Cotton Textiles |
2,569 |
4275,63 |
2929,70 |
4,324 |
10897,83 |
9433,13 |
|
(b) Jute & Other Natural Fibre Textiles |
93 |
69,13 |
67,04 |
250 |
265,63 |
241,47 |
|
(c) Handloom Textiles & Khadi |
323 |
221,33 |
207,71 |
847 |
134,44 |
109,07 |
|
(d) Other Textiles & Textile Products |
3,468 |
4018,82 |
3308,05 |
12,534 |
8138,55 |
6322,32 |
|
5. Paper, Paper Products & Printing |
1,155 |
3630,25 |
3263,33 |
3,634 |
6208,68 |
5250,67 |
|
6. Woods and Wood Products |
388 |
309,52 |
259,19 |
730 |
364,33 |
249,18 |
|
7. Leather & Leather Products |
794 |
439,48 |
349,89 |
922 |
495,29 |
400,26 |
|
8. Gems and Jewellery |
598 |
3174,97 |
1671,40 |
797 |
717,73 |
650,65 |
|
9. Rubber & Plastic Products |
1,154 |
2058,42 |
1451,38 |
3,342 |
3440,43 |
2616,82 |
|
10. Chemicals & Chemical Products |
2,038 |
14092,90 |
12380,32 |
4,516 |
16175,42 |
13484,23 |
|
(a) Heavy Industrial Chemicals |
247 |
1118,14 |
952,17 |
1,079 |
2911,33 |
2156,64 |
|
(b) Fertilisers |
111 |
4793,62 |
4530,37 |
94 |
3515,22 |
3280,46 |
|
(c) Drugs & Pharmaceuticals |
726 |
4807,55 |
4142,82 |
987 |
5855,38 |
4902,40 |
|
(d) Non-Edible Oils |
65 |
271,27 |
192,45 |
112 |
146,60 |
118,10 |
|
(e) Other Chemicals & Chemical Products |
889 |
3102,32 |
2562,51 |
2,244 |
3746,89 |
3026,63 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
173 |
10860,19 |
9560,98 |
404 |
12770,96 |
10340,90 |
|
12. Manufacture of Cement & Cement Products |
353 |
1718,83 |
1344,84 |
1,519 |
5886,14 |
4792,32 |
|
13. Basic Metals & Metal Products |
3,253 |
19322,52 |
16389,86 |
5,819 |
30635,63 |
24047,70 |
|
(a) Iron & Steel |
1,289 |
13199,39 |
11527,82 |
2,289 |
21260,62 |
16324,85 |
|
(b) Non-Ferrous Metals |
413 |
1786,34 |
1676,94 |
735 |
4693,50 |
3859,74 |
|
(c) Metal Products |
1,551 |
4336,79 |
3185,11 |
2,795 |
4681,52 |
3863,11 |
|
14. Engineering |
7,583 |
17098,16 |
13868,03 |
8,556 |
14353,13 |
11441,60 |
|
(a) Heavy Engineering |
1,210 |
3004,07 |
2363,40 |
1,871 |
3667,72 |
3162,75 |
|
(b) Light Engineering |
3,594 |
4438,93 |
3705,53 |
4,406 |
4666,99 |
3591,23 |
|
(c) Electrical Machinery & Goods |
2,290 |
5567,98 |
3898,07 |
1,580 |
3795,84 |
2783,68 |
|
(d) Electronic Machinery & Goods |
489 |
4087,17 |
3901,04 |
699 |
2222,59 |
1903,94 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,949 |
7602,55 |
5903,16 |
3,390 |
11879,09 |
10013,47 |
|
16. Other Industries |
9,356 |
4542,65 |
3654,99 |
10,380 |
6635,33 |
5006,20 |
|
17. Electricity, Gas & Water |
683 |
18584,85 |
15848,96 |
1,233 |
39140,38 |
32679,51 |
|
(a) Electricity Generation & Transmission |
393 |
16277,03 |
14026,44 |
653 |
34792,39 |
29270,09 |
|
(b) Non-Conventional Energy |
72 |
1117,70 |
958,02 |
222 |
1750,44 |
1394,21 |
|
(c) Gas, Steam & Water Supply |
218 |
1190,12 |
864,50 |
358 |
2597,54 |
2015,21 |
|
18. Construction |
7,292 |
32198,84 |
27309,65 |
64,450 |
67951,23 |
52247,02 |
|
(a) Other than Infrastructure |
4,982 |
7822,75 |
6039,84 |
49,852 |
22145,52 |
15851,22 |
|
(b) Infrastructure Construction |
2,310 |
24376,10 |
21269,81 |
14,598 |
45805,71 |
36395,80 |
|
III. |
TRANSPORT OPERATORS |
5,102 |
15143,14 |
14702,75 |
2,15,369 |
31519,02 |
23325,25 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
35,354 |
42518,85 |
35496,76 |
89,261 |
74857,42 |
58340,23 |
1. Professional Services |
5,019 |
9525,71 |
7417,26 |
12,216 |
9095,10 |
6842,50 |
|
2. Tourism, Hotel & Restaurants |
1,484 |
1498,93 |
1285,28 |
6,803 |
7421,68 |
5290,96 |
|
3. Recreation services |
353 |
1380,86 |
1208,55 |
1,390 |
3760,03 |
3282,91 |
|
4. IT and Telecommunications |
511 |
7623,79 |
6786,79 |
1,313 |
14255,29 |
10382,92 |
|
5. Others |
27,987 |
22489,57 |
18798,89 |
67,539 |
40325,32 |
32540,93 |
|
V. |
PERSONAL LOANS |
12,22,817 |
42390,94 |
19938,12 |
12,38,661 |
55389,81 |
32133,02 |
1. Housing |
- |
- |
- |
11 |
59,89 |
50,13 |
|
2. Consumer Durables |
2 |
1,05 |
76 |
33,445 |
1323,50 |
999,78 |
|
3. Vehicles |
18,217 |
682,31 |
529,90 |
4,49,564 |
17432,59 |
9129,46 |
|
4. Education |
- |
- |
- |
2 |
5,47 |
5,47 |
|
5. Personal Credit Cards |
7,47,696 |
23415,46 |
3783,29 |
- |
- |
- |
|
6. Others |
4,56,902 |
18292,11 |
15624,17 |
7,55,639 |
36568,36 |
21948,19 |
|
VI. |
TRADE |
58,515 |
36406,43 |
29301,13 |
98,837 |
19616,41 |
15085,31 |
1. Wholesale Trade |
6,883 |
13032,34 |
10950,93 |
14,092 |
7188,79 |
6090,94 |
|
2. Retail Trade |
51,632 |
23374,09 |
18350,20 |
84,745 |
12427,62 |
8994,37 |
|
VII. |
FINANCE |
7,308 |
56073,70 |
49301,18 |
10,510 |
79842,48 |
72427,51 |
VIII. |
ALL OTHERS |
45,433 |
16815,71 |
13952,91 |
54,779 |
16512,94 |
12805,46 |
TOTAL BANK CREDIT |
22,01,483 |
417432,84 |
338005,41 |
27,11,765 |
647635,34 |
512005,31 |
TABLE NO. 5.1 – TYPE OF ACCOUNT–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
LONG TERM LOANS |
PACKING CREDIT |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
12,77,298 |
90020,04 |
74051,32 |
2,805 |
2315,89 |
1260,89 |
1. Direct Finance |
12,00,297 |
62248,93 |
51733,88 |
2,599 |
2161,95 |
1163,42 |
|
2. Indirect Finance |
77,001 |
27771,12 |
22317,44 |
206 |
153,94 |
97,47 |
|
II. |
INDUSTRY |
3,12,638 |
753396,77 |
534237,30 |
32,113 |
148207,96 |
60363,73 |
1. Mining & Quarrying |
8,033 |
29462,46 |
19882,59 |
906 |
5983,00 |
3641,92 |
|
2. Food Manufacturing & Processing |
35,492 |
29402,63 |
22209,93 |
3,314 |
11770,21 |
6117,93 |
|
(a) Rice Mills, Flour & Dal Mills |
9,969 |
3709,52 |
2729,25 |
456 |
3264,46 |
2690,62 |
|
(b) Sugar |
766 |
8981,53 |
7463,05 |
27 |
189,24 |
125,19 |
|
(c) Edible Oils & Vanaspati |
1,976 |
4115,25 |
2889,86 |
183 |
2190,88 |
653,14 |
|
(d) Tea Processing |
516 |
1133,29 |
806,89 |
60 |
379,94 |
211,41 |
|
(e) Processing of Fruits & Vegetables |
1,330 |
812,61 |
629,66 |
138 |
450,83 |
348,92 |
|
(f) Others |
20,935 |
10650,44 |
7691,23 |
2,450 |
5294,87 |
2088,65 |
|
3. Beverage & Tobacco |
2,461 |
5139,00 |
4041,14 |
73 |
717,25 |
370,35 |
|
4. Textiles |
42,539 |
67207,51 |
50395,05 |
14,855 |
36708,50 |
12811,59 |
|
(a) Cotton Textiles |
12,292 |
34291,51 |
26255,02 |
3,716 |
8110,42 |
4210,29 |
|
(b) Jute & Other Natural Fibre Textiles |
937 |
603,29 |
462,51 |
268 |
189,44 |
91,31 |
|
(c) Handloom Textiles & Khadi |
3,670 |
1522,08 |
1139,08 |
341 |
359,10 |
271,75 |
|
(d) Other Textiles & Textile Products |
25,640 |
30790,62 |
22538,44 |
10,530 |
28049,53 |
8238,24 |
|
5. Paper, Paper Products & Printing |
11,777 |
13268,28 |
10088,88 |
241 |
2906,19 |
587,07 |
|
6. Woods and Wood Products |
2,600 |
1126,34 |
847,40 |
175 |
99,70 |
71,13 |
|
7. Leather & Leather Products |
1,952 |
1350,96 |
956,47 |
3,347 |
3702,76 |
2174,60 |
|
8. Gems and Jewellery |
1,299 |
1096,15 |
839,52 |
1,140 |
9669,34 |
4332,06 |
|
9. Rubber & Plastic Products |
9,004 |
9847,80 |
6893,25 |
526 |
1717,12 |
985,30 |
|
10. Chemicals & Chemical Products |
10,987 |
27834,56 |
19845,65 |
1,775 |
23267,23 |
10724,96 |
|
(a) Heavy Industrial Chemicals |
1,789 |
5781,29 |
4391,34 |
399 |
3377,33 |
1896,09 |
|
(b) Fertilisers |
285 |
3364,18 |
2524,71 |
18 |
293,58 |
101,35 |
|
(c) Drugs & Pharmaceuticals |
2,594 |
8383,19 |
6255,56 |
665 |
16839,74 |
6989,53 |
|
(d) Non-Edible Oils |
443 |
314,13 |
218,51 |
22 |
216,15 |
153,58 |
|
(e) Other Chemicals & Chemical Products |
5,876 |
9991,76 |
6455,52 |
671 |
2540,43 |
1584,41 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1,117 |
23482,62 |
18004,32 |
69 |
9242,58 |
2884,05 |
|
12. Manufacture of Cement & Cement Products |
4,481 |
19495,76 |
14913,41 |
88 |
429,04 |
296,24 |
|
13. Basic Metals & Metal Products |
17,819 |
109931,21 |
73817,22 |
1,774 |
22026,32 |
6082,92 |
|
(a) Iron & Steel |
7,452 |
83006,85 |
55666,14 |
753 |
5599,40 |
2372,66 |
|
(b) Non-Ferrous Metals |
2,013 |
8677,92 |
6079,05 |
325 |
7223,01 |
2035,71 |
|
(c) Metal Products |
8,354 |
18246,43 |
12072,03 |
696 |
9203,91 |
1674,56 |
|
14. Engineering |
37,358 |
33759,74 |
24822,27 |
1,797 |
8423,72 |
3648,53 |
|
(a) Heavy Engineering |
6,759 |
5293,56 |
4167,62 |
452 |
1237,61 |
638,47 |
|
(b) Light Engineering |
24,769 |
13684,80 |
9439,39 |
833 |
2086,38 |
1132,65 |
|
(c) Electrical Machinery & Goods |
4,320 |
9411,65 |
6961,96 |
409 |
4274,46 |
1194,62 |
|
(d) Electronic Machinery & Goods |
1,510 |
5369,73 |
4253,30 |
103 |
825,27 |
682,80 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
7,210 |
28739,84 |
21270,42 |
704 |
3578,44 |
2116,69 |
|
16. Other Industries |
37,381 |
19763,88 |
15589,79 |
1,183 |
4338,04 |
1875,89 |
|
17. Electricity, Gas & Water |
3,728 |
137261,99 |
90791,80 |
46 |
865,68 |
615,15 |
|
(a) Electricity Generation & Transmission |
1,886 |
129571,41 |
85164,59 |
20 |
547,63 |
492,41 |
|
(b) Non-Conventional Energy |
807 |
3764,42 |
2760,37 |
12 |
144,25 |
91,29 |
|
(c) Gas, Steam & Water Supply |
1,035 |
3926,16 |
2866,84 |
14 |
173,80 |
31,45 |
|
18. Construction |
77,400 |
195226,06 |
139028,20 |
100 |
2762,83 |
1027,35 |
|
(a) Other than Infrastructure |
68,533 |
41079,89 |
32959,26 |
25 |
1336,68 |
423,60 |
|
(b) Infrastructure Construction |
8,867 |
154146,18 |
106068,94 |
75 |
1426,16 |
603,76 |
|
III. |
TRANSPORT OPERATORS |
3,28,201 |
52110,83 |
36399,66 |
201 |
271,02 |
198,32 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,22,547 |
182336,85 |
141367,80 |
1,209 |
9151,28 |
5781,03 |
1. Professional Services |
58,554 |
28261,75 |
24285,07 |
21 |
69,89 |
46,69 |
|
2. Tourism, Hotel & Restaurants |
19,224 |
24132,19 |
17308,85 |
25 |
98,17 |
96,31 |
|
3. Recreation services |
2,600 |
5614,43 |
4206,22 |
36 |
295,65 |
204,36 |
|
4. IT and Telecommunications |
3,067 |
21877,57 |
14874,91 |
37 |
801,98 |
384,79 |
|
5. Others |
2,39,102 |
102450,91 |
80692,75 |
1,090 |
7885,59 |
5048,89 |
|
V. |
PERSONAL LOANS |
66,05,992 |
470086,82 |
373274,13 |
- |
- |
- |
1. Housing |
39,03,032 |
353714,51 |
288384,87 |
- |
- |
- |
|
2. Consumer Durables |
28,518 |
1074,82 |
840,04 |
- |
- |
- |
|
3. Vehicles |
10,05,290 |
37097,66 |
25518,10 |
- |
- |
- |
|
4. Education |
8,32,083 |
36893,71 |
27460,04 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
8,37,069 |
41306,12 |
31071,09 |
- |
- |
- |
|
VI. |
TRADE |
1,95,653 |
48876,16 |
36910,65 |
6,153 |
16543,03 |
8075,81 |
1. Wholesale Trade |
17,949 |
13059,51 |
9979,25 |
3,381 |
13174,67 |
6699,48 |
|
2. Retail Trade |
1,77,704 |
35816,65 |
26931,41 |
2,772 |
3368,36 |
1376,33 |
|
VII. |
FINANCE |
36,613 |
100789,75 |
82849,95 |
64 |
1034,43 |
986,03 |
VIII. |
ALL OTHERS |
1,27,863 |
44010,06 |
34732,56 |
787 |
2461,19 |
1340,17 |
TOTAL BANK CREDIT |
92,06,805 |
1741627,27 |
1313823,37 |
43,332 |
179984,80 |
78005,99 |
TABLE NO. 5.1 – TYPE OF ACCOUNT–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
EXPORT BILLS PURCHASED |
EXPORT BILLS DISCOUNTED |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
19 |
20 |
21 |
22 |
23 |
24 |
||
I. |
AGRICULTURE |
16 |
34,14 |
4,64 |
3 |
1,42 |
1,77 |
1. Direct Finance |
3 |
15,53 |
68 |
- |
- |
- |
|
2. Indirect Finance |
13 |
18,61 |
3,96 |
3 |
1,42 |
1,77 |
|
II. |
INDUSTRY |
8,040 |
32233,83 |
15406,34 |
11,859 |
60610,08 |
14944,16 |
1. Mining & Quarrying |
182 |
1622,49 |
898,24 |
334 |
1899,74 |
1122,60 |
|
2. Food Manufacturing & Processing |
636 |
4631,08 |
1371,68 |
933 |
2645,17 |
970,52 |
|
(a) Rice Mills, Flour & Dal Mills |
97 |
465,09 |
265,02 |
143 |
464,65 |
244,13 |
|
(b) Sugar |
3 |
58 |
55 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
48 |
2692,67 |
304,18 |
25 |
305,24 |
109,60 |
|
(d) Tea Processing |
25 |
39,84 |
31,17 |
18 |
114,17 |
64,31 |
|
(e) Processing of Fruits & Vegetables |
40 |
65,03 |
30,12 |
42 |
48,75 |
38,79 |
|
(f) Others |
423 |
1367,87 |
740,64 |
705 |
1712,36 |
513,69 |
|
3. Beverage & Tobacco |
11 |
30,28 |
11,92 |
21 |
290,11 |
5,62 |
|
4. Textiles |
3,291 |
7236,31 |
3578,85 |
5,113 |
9897,34 |
2370,18 |
|
(a) Cotton Textiles |
623 |
2644,57 |
1276,02 |
890 |
3868,37 |
711,50 |
|
(b) Jute & Other Natural Fibre Textiles |
36 |
59,19 |
39,90 |
25 |
375,09 |
8,30 |
|
(c) Handloom Textiles & Khadi |
90 |
100,20 |
58,47 |
169 |
106,96 |
67,23 |
|
(d) Other Textiles & Textile Products |
2,542 |
4432,35 |
2204,46 |
4,029 |
5546,92 |
1583,16 |
|
5. Paper, Paper Products & Printing |
69 |
133,75 |
57,69 |
180 |
628,06 |
48,88 |
|
6. Woods and Wood Products |
64 |
54,98 |
44,00 |
15 |
13,91 |
4,20 |
|
7. Leather & Leather Products |
606 |
862,39 |
413,96 |
632 |
518,02 |
300,45 |
|
8. Gems and Jewellery |
280 |
3450,74 |
2107,83 |
581 |
13150,52 |
3668,84 |
|
9. Rubber & Plastic Products |
206 |
605,86 |
192,30 |
237 |
530,51 |
192,62 |
|
10. Chemicals & Chemical Products |
848 |
4194,11 |
1529,56 |
1,287 |
7757,99 |
1615,41 |
|
(a) Heavy Industrial Chemicals |
182 |
470,72 |
223,50 |
460 |
3604,43 |
602,43 |
|
(b) Fertilisers |
10 |
93,47 |
71,43 |
3 |
18,93 |
16,73 |
|
(c) Drugs & Pharmaceuticals |
343 |
2686,07 |
745,14 |
288 |
1460,55 |
524,17 |
|
(d) Non-Edible Oils |
27 |
161,17 |
126,81 |
5 |
8,83 |
3,36 |
|
(e) Other Chemicals & Chemical Products |
286 |
782,66 |
362,68 |
531 |
2665,25 |
468,73 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
23 |
2567,71 |
2094,04 |
41 |
6418,66 |
843,22 |
|
12. Manufacture of Cement & Cement Products |
22 |
485,85 |
52,95 |
8 |
40,44 |
36,93 |
|
13. Basic Metals & Metal Products |
672 |
3825,59 |
1578,35 |
1,049 |
7091,93 |
2282,56 |
|
(a) Iron & Steel |
308 |
2425,12 |
1021,50 |
277 |
4535,53 |
1402,19 |
|
(b) Non-Ferrous Metals |
140 |
663,12 |
296,79 |
119 |
722,15 |
396,43 |
|
(c) Metal Products |
224 |
737,36 |
260,07 |
653 |
1834,25 |
483,94 |
|
14. Engineering |
515 |
1122,51 |
642,08 |
500 |
1666,19 |
798,23 |
|
(a) Heavy Engineering |
81 |
172,57 |
83,67 |
83 |
200,49 |
169,58 |
|
(b) Light Engineering |
276 |
553,43 |
316,43 |
200 |
604,48 |
252,66 |
|
(c) Electrical Machinery & Goods |
128 |
326,17 |
197,29 |
169 |
841,89 |
366,61 |
|
(d) Electronic Machinery & Goods |
30 |
70,34 |
44,69 |
48 |
19,33 |
9,37 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
212 |
517,31 |
349,33 |
441 |
419,98 |
189,28 |
|
16. Other Industries |
364 |
797,19 |
430,26 |
396 |
7317,80 |
330,93 |
|
17. Electricity, Gas & Water |
21 |
23,55 |
21,57 |
8 |
15,78 |
14,19 |
|
(a) Electricity Generation & Transmission |
3 |
14,50 |
14,15 |
4 |
6,00 |
4,51 |
|
(b) Non-Conventional Energy |
1 |
69 |
62 |
4 |
9,78 |
9,68 |
|
(c) Gas, Steam & Water Supply |
17 |
8,36 |
6,79 |
- |
- |
- |
|
18. Construction |
18 |
72,13 |
31,73 |
83 |
307,93 |
149,50 |
|
(a) Other than Infrastructure |
8 |
54,80 |
20,77 |
9 |
224,17 |
67,47 |
|
(b) Infrastructure Construction |
10 |
17,33 |
10,96 |
74 |
83,76 |
82,03 |
|
III. |
TRANSPORT OPERATORS |
21 |
91,55 |
17,51 |
7 |
26,15 |
22,22 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
338 |
1969,90 |
908,10 |
202 |
2109,67 |
802,68 |
1. Professional Services |
1 |
2,50 |
42 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
28 |
144,62 |
59,28 |
5 |
11,45 |
9,04 |
|
3. Recreation services |
- |
- |
- |
1 |
5,00 |
4,68 |
|
4. IT and Telecommunications |
13 |
57,20 |
23,44 |
36 |
1591,31 |
493,49 |
|
5. Others |
296 |
1765,57 |
824,96 |
160 |
501,90 |
295,48 |
|
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
- |
- |
- |
|
VI. |
TRADE |
2,541 |
7339,07 |
4322,42 |
2,884 |
14352,75 |
3117,82 |
1. Wholesale Trade |
1,488 |
5902,63 |
3631,90 |
1,506 |
13652,62 |
2730,23 |
|
2. Retail Trade |
1,053 |
1436,44 |
690,52 |
1,378 |
700,13 |
387,59 |
|
VII. |
FINANCE |
40 |
1251,23 |
1240,92 |
416 |
3292,79 |
2938,00 |
VIII. |
ALL OTHERS |
398 |
297,51 |
198,11 |
606 |
5880,30 |
144,17 |
TOTAL BANK CREDIT |
11,394 |
43217,23 |
22098,05 |
15,977 |
86273,16 |
21970,82 |
TABLE NO. 5.1 – TYPE OF ACCOUNT–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
EXPORT BILLS ADVANCED AGAINST |
ADVANCES AGAINST EXPORT CASH INCENTIVES AND DUTY DRAW BACK CLAIMS |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
25 |
26 |
27 |
28 |
29 |
30 |
||
I. |
AGRICULTURE |
14 |
16,41 |
12,23 |
14 |
7,17 |
6,57 |
1. Direct Finance |
- |
- |
- |
- |
- |
- |
|
2. Indirect Finance |
14 |
16,41 |
12,23 |
14 |
7,17 |
6,57 |
|
II. |
INDUSTRY |
1,892 |
6140,67 |
3658,38 |
395 |
10038,48 |
1359,73 |
1. Mining & Quarrying |
19 |
181,54 |
49,89 |
65 |
5,30 |
4,76 |
|
2. Food Manufacturing & Processing |
56 |
357,94 |
116,55 |
24 |
366,69 |
107,58 |
|
(a) Rice Mills, Flour & Dal Mills |
4 |
49,59 |
39,97 |
- |
- |
- |
|
(b) Sugar |
1 |
1,20 |
24 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
1 |
50,00 |
4,11 |
5 |
78,92 |
7,73 |
|
(d) Tea Processing |
1 |
10,00 |
- |
4 |
4,28 |
3,74 |
|
(e) Processing of Fruits & Vegetables |
1 |
2,50 |
2,49 |
- |
- |
- |
|
(f) Others |
48 |
244,64 |
69,74 |
15 |
283,48 |
96,11 |
|
3. Beverage & Tobacco |
2 |
13,74 |
9,07 |
- |
- |
- |
|
4. Textiles |
436 |
1296,53 |
807,35 |
100 |
253,14 |
219,85 |
|
(a) Cotton Textiles |
219 |
244,63 |
145,18 |
16 |
104,53 |
94,67 |
|
(b) Jute & Other Natural Fibre Textiles |
1 |
1,00 |
47 |
1 |
65 |
42 |
|
(c) Handloom Textiles & Khadi |
4 |
106,80 |
46,43 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
212 |
944,09 |
615,27 |
83 |
147,96 |
124,76 |
|
5. Paper, Paper Products & Printing |
13 |
57,09 |
20,28 |
5 |
43,02 |
42,38 |
|
6. Woods and Wood Products |
2 |
2,65 |
94 |
1 |
1,00 |
1,00 |
|
7. Leather & Leather Products |
30 |
38,00 |
14,32 |
15 |
12,61 |
7,26 |
|
8. Gems and Jewellery |
526 |
2176,65 |
1590,89 |
74 |
4003,10 |
381,57 |
|
9. Rubber & Plastic Products |
17 |
28,66 |
24,52 |
6 |
7,50 |
4,45 |
|
10. Chemicals & Chemical Products |
283 |
243,86 |
164,77 |
26 |
156,46 |
146,59 |
|
(a) Heavy Industrial Chemicals |
24 |
76,97 |
38,36 |
6 |
12,83 |
8,09 |
|
(b) Fertilisers |
1 |
65 |
76 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
91 |
80,04 |
57,18 |
10 |
110,35 |
108,08 |
|
(d) Non-Edible Oils |
2 |
78 |
1,01 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
165 |
85,41 |
67,47 |
10 |
33,28 |
30,43 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
34 |
234,58 |
76,97 |
2 |
3,24 |
54 |
|
12. Manufacture of Cement & Cement Products |
6 |
4,12 |
2,99 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
248 |
741,93 |
384,61 |
24 |
3021,88 |
262,20 |
|
(a) Iron & Steel |
33 |
88,67 |
58,20 |
16 |
1984,75 |
254,60 |
|
(b) Non-Ferrous Metals |
98 |
115,54 |
106,36 |
- |
- |
- |
|
(c) Metal Products |
117 |
537,72 |
220,05 |
8 |
1037,13 |
7,61 |
|
14. Engineering |
136 |
402,97 |
212,22 |
19 |
477,98 |
40,24 |
|
(a) Heavy Engineering |
79 |
211,42 |
125,99 |
4 |
5,25 |
3,83 |
|
(b) Light Engineering |
29 |
48,67 |
16,73 |
7 |
4,53 |
4,55 |
|
(c) Electrical Machinery & Goods |
28 |
142,89 |
69,50 |
5 |
467,69 |
31,35 |
|
(d) Electronic Machinery & Goods |
- |
- |
- |
3 |
51 |
51 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
22 |
18,62 |
15,07 |
7 |
18,17 |
4,77 |
|
16. Other Industries |
51 |
119,38 |
52,67 |
17 |
92,42 |
36,28 |
|
17. Electricity, Gas & Water |
4 |
108,90 |
64,59 |
7 |
13,98 |
13,98 |
|
(a) Electricity Generation & Transmission |
2 |
108,56 |
64,24 |
7 |
13,98 |
13,98 |
|
(b) Non-Conventional Energy |
1 |
21 |
21 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
1 |
14 |
14 |
- |
- |
- |
|
18. Construction |
7 |
113,49 |
50,67 |
3 |
1562,00 |
86,26 |
|
(a) Other than Infrastructure |
2 |
2,16 |
1,33 |
- |
- |
- |
|
(b) Infrastructure Construction |
5 |
111,34 |
49,34 |
3 |
1562,00 |
86,26 |
|
III. |
TRANSPORT OPERATORS |
9 |
18,25 |
5,64 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
142 |
499,98 |
297,00 |
41 |
173,11 |
132,06 |
1. Professional Services |
- |
- |
- |
1 |
2,39 |
26 |
|
2. Tourism, Hotel & Restaurants |
3 |
1,48 |
1,21 |
4 |
10,33 |
7,69 |
|
3. Recreation services |
- |
- |
- |
1 |
1,27 |
1,27 |
|
4. IT and Telecommunications |
1 |
81 |
15 |
1 |
61,00 |
60,14 |
|
5. Others |
138 |
497,69 |
295,65 |
34 |
98,12 |
62,70 |
|
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
- |
- |
- |
|
VI. |
TRADE |
754 |
1115,24 |
742,01 |
193 |
412,74 |
310,65 |
1. Wholesale Trade |
608 |
969,10 |
668,86 |
126 |
190,08 |
134,48 |
|
2. Retail Trade |
146 |
146,14 |
73,15 |
67 |
222,66 |
176,16 |
|
VII. |
FINANCE |
21 |
105,56 |
80,66 |
4 |
39 |
38 |
VIII. |
ALL OTHERS |
141 |
503,69 |
336,40 |
16 |
3,45 |
2,89 |
TOTAL BANK CREDIT |
2,973 |
8399,81 |
5132,32 |
663 |
10635,34 |
1812,28 |
TABLE NO. 5.1 – TYPE OF ACCOUNT–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
INLAND BILLS - PURCHASED |
INLAND BILLS - DISCOUNTED |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
31 |
32 |
33 |
34 |
35 |
36 |
||
I. |
AGRICULTURE |
157 |
520,34 |
281,82 |
190 |
245,19 |
81,91 |
1. Direct Finance |
72 |
250,01 |
138,93 |
2 |
11,00 |
8,60 |
|
2. Indirect Finance |
85 |
270,34 |
142,89 |
188 |
234,19 |
73,31 |
|
II. |
INDUSTRY |
7,207 |
33041,27 |
17341,29 |
15,872 |
65865,80 |
27750,68 |
1. Mining & Quarrying |
138 |
1000,52 |
762,15 |
128 |
848,64 |
548,24 |
|
2. Food Manufacturing & Processing |
198 |
689,41 |
408,62 |
773 |
940,83 |
375,82 |
|
(a) Rice Mills, Flour & Dal Mills |
24 |
18,87 |
17,95 |
567 |
185,11 |
110,92 |
|
(b) Sugar |
5 |
77,05 |
59,46 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
27 |
264,34 |
133,73 |
35 |
164,71 |
106,26 |
|
(d) Tea Processing |
5 |
4,75 |
4,25 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
8 |
18,29 |
16,35 |
7 |
9,70 |
3,37 |
|
(f) Others |
129 |
306,11 |
176,88 |
164 |
581,32 |
155,27 |
|
3. Beverage & Tobacco |
65 |
90,26 |
28,76 |
123 |
667,00 |
261,82 |
|
4. Textiles |
747 |
2552,89 |
1442,45 |
1,562 |
3123,76 |
1968,28 |
|
(a) Cotton Textiles |
394 |
1304,27 |
716,33 |
658 |
1204,87 |
822,46 |
|
(b) Jute & Other Natural Fibre Textiles |
6 |
9,03 |
4,71 |
18 |
74,39 |
47,69 |
|
(c) Handloom Textiles & Khadi |
5 |
1,08 |
19 |
19 |
7,61 |
2,46 |
|
(d) Other Textiles & Textile Products |
342 |
1238,51 |
721,22 |
867 |
1836,89 |
1095,67 |
|
5. Paper, Paper Products & Printing |
476 |
570,50 |
123,21 |
314 |
1028,97 |
177,92 |
|
6. Woods and Wood Products |
83 |
47,58 |
25,82 |
87 |
336,00 |
254,50 |
|
7. Leather & Leather Products |
107 |
137,02 |
74,35 |
106 |
1230,77 |
87,69 |
|
8. Gems and Jewellery |
35 |
332,28 |
307,17 |
14 |
262,56 |
262,56 |
|
9. Rubber & Plastic Products |
407 |
821,73 |
417,59 |
763 |
626,91 |
343,28 |
|
10. Chemicals & Chemical Products |
725 |
2021,30 |
1164,27 |
1,951 |
4791,92 |
2006,16 |
|
(a) Heavy Industrial Chemicals |
104 |
422,21 |
280,99 |
499 |
674,46 |
387,19 |
|
(b) Fertilisers |
10 |
67,18 |
50,67 |
36 |
319,72 |
136,01 |
|
(c) Drugs & Pharmaceuticals |
408 |
990,31 |
525,79 |
293 |
768,43 |
565,19 |
|
(d) Non-Edible Oils |
3 |
5,63 |
1,57 |
78 |
56,74 |
56,69 |
|
(e) Other Chemicals & Chemical Products |
200 |
535,98 |
305,24 |
1,045 |
2972,57 |
861,08 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
47 |
596,38 |
196,08 |
78 |
1542,84 |
635,83 |
|
12. Manufacture of Cement & Cement Products |
51 |
460,54 |
275,56 |
44 |
490,42 |
157,67 |
|
13. Basic Metals & Metal Products |
1,387 |
13139,90 |
6341,22 |
3,350 |
14754,99 |
6535,30 |
|
(a) Iron & Steel |
737 |
8773,76 |
4152,92 |
1,728 |
10082,96 |
4434,78 |
|
(b) Non-Ferrous Metals |
158 |
1687,56 |
833,04 |
589 |
1545,22 |
743,95 |
|
(c) Metal Products |
492 |
2678,58 |
1355,25 |
1,033 |
3126,81 |
1356,57 |
|
14. Engineering |
1,044 |
3964,32 |
2416,22 |
2,573 |
9318,73 |
3015,82 |
|
(a) Heavy Engineering |
142 |
725,25 |
492,90 |
481 |
1268,86 |
482,12 |
|
(b) Light Engineering |
427 |
1661,02 |
1126,19 |
777 |
3539,74 |
720,88 |
|
(c) Electrical Machinery & Goods |
396 |
1167,06 |
675,60 |
1,173 |
4204,10 |
1601,52 |
|
(d) Electronic Machinery & Goods |
79 |
410,99 |
121,53 |
142 |
306,03 |
211,31 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
806 |
1126,21 |
300,49 |
1,580 |
8940,16 |
5895,66 |
|
16. Other Industries |
561 |
812,36 |
513,00 |
773 |
1939,14 |
724,34 |
|
17. Electricity, Gas & Water |
48 |
1045,05 |
676,04 |
80 |
1765,03 |
942,84 |
|
(a) Electricity Generation & Transmission |
35 |
1005,24 |
650,76 |
73 |
1665,92 |
928,08 |
|
(b) Non-Conventional Energy |
4 |
14,41 |
8,60 |
2 |
80,72 |
4,19 |
|
(c) Gas, Steam & Water Supply |
9 |
25,40 |
16,69 |
5 |
18,38 |
10,57 |
|
18. Construction |
282 |
3633,01 |
1868,31 |
1,573 |
13257,12 |
3556,95 |
|
(a) Other than Infrastructure |
143 |
966,27 |
148,42 |
455 |
1422,52 |
1148,59 |
|
(b) Infrastructure Construction |
139 |
2666,74 |
1719,88 |
1,118 |
11834,60 |
2408,36 |
|
III. |
TRANSPORT OPERATORS |
240 |
452,75 |
181,50 |
96 |
879,92 |
687,22 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,281 |
2843,53 |
1059,81 |
953 |
6552,32 |
2361,50 |
1. Professional Services |
15 |
1,02 |
57 |
6 |
16,27 |
16,27 |
|
2. Tourism, Hotel & Restaurants |
80 |
50,92 |
28,10 |
11 |
27,09 |
22,05 |
|
3. Recreation services |
26 |
55,76 |
14,99 |
6 |
76,28 |
7,71 |
|
4. IT and Telecommunications |
53 |
104,33 |
52,65 |
67 |
1139,55 |
815,81 |
|
5. Others |
1,107 |
2631,50 |
963,50 |
863 |
5293,14 |
1499,66 |
|
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
- |
- |
- |
|
VI. |
TRADE |
3,857 |
10270,95 |
4619,48 |
4,709 |
11328,28 |
7038,17 |
1. Wholesale Trade |
1,518 |
5915,71 |
3322,81 |
2,384 |
7723,37 |
5141,97 |
|
2. Retail Trade |
2,339 |
4355,24 |
1296,67 |
2,325 |
3604,91 |
1896,21 |
|
VII. |
FINANCE |
641 |
2447,14 |
559,24 |
2,151 |
3996,04 |
2727,67 |
VIII. |
ALL OTHERS |
4,680 |
3065,41 |
1800,64 |
1,204 |
1919,56 |
1325,49 |
TOTAL BANK CREDIT |
18,063 |
52641,39 |
25843,78 |
25,175 |
90787,12 |
41972,65 |
TABLE NO. 5.1 – TYPE OF ACCOUNT–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
ADVANCES AGAINST IMPORT BILLS |
FOREIGN CURRENCY CHEQUES-TCs/DDs/MTs Purchased |
TOTAL |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
37 |
38 |
39 |
40 |
41 |
42 |
43 |
44 |
45 |
||
I. |
AGRICULTURE |
992 |
148,96 |
132,06 |
6 |
1,14 |
89 |
30,80,403 |
282141,33 |
226623,29 |
1. Direct Finance |
23 |
2,45 |
15 |
2 |
19 |
18 |
28,76,357 |
172374,96 |
139529,18 |
|
2. Indirect Finance |
969 |
146,51 |
131,91 |
4 |
95 |
70 |
2,04,046 |
109766,37 |
87094,10 |
|
II. |
INDUSTRY |
454 |
1314,49 |
549,39 |
680 |
989,15 |
430,56 |
9,82,762 |
2076793,89 |
1341765,31 |
1. Mining & Quarrying |
12 |
3,51 |
3,23 |
18 |
29,68 |
15,42 |
25,526 |
64705,22 |
43363,28 |
|
2. Food Manufacturing & Processing |
66 |
14,55 |
13,36 |
81 |
187,14 |
75,74 |
1,22,143 |
128119,08 |
88471,70 |
|
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
8 |
3,77 |
2,61 |
35,757 |
29081,05 |
22089,15 |
|
(b) Sugar |
1 |
88 |
88 |
- |
- |
- |
2,220 |
24521,40 |
19379,16 |
|
(c) Edible Oils & Vanaspati |
3 |
3,23 |
2,30 |
5 |
4,19 |
3,51 |
7,621 |
19962,87 |
11517,03 |
|
(d) Tea Processing |
- |
- |
- |
2 |
5,62 |
3,91 |
1,907 |
4486,02 |
2852,97 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
1 |
1,00 |
1,22 |
3,906 |
2835,30 |
2160,07 |
|
(f) Others |
62 |
10,43 |
10,18 |
65 |
172,56 |
64,48 |
70,732 |
47232,44 |
30473,33 |
|
3. Beverage & Tobacco |
1 |
21 |
20 |
9 |
33,57 |
4,88 |
7,837 |
20064,02 |
14949,17 |
|
4. Textiles |
98 |
433,87 |
30,02 |
78 |
139,63 |
78,22 |
1,46,709 |
210977,02 |
132886,36 |
|
(a) Cotton Textiles |
79 |
261,68 |
10,85 |
21 |
51,26 |
26,10 |
42,153 |
92959,33 |
63286,73 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
4 |
14 |
13 |
2,954 |
2650,99 |
1618,02 |
|
(c) Handloom Textiles & Khadi |
2 |
150,10 |
15,92 |
1 |
4 |
4 |
10,672 |
4319,69 |
3270,04 |
|
(d) Other Textiles & Textile Products |
17 |
22,09 |
3,25 |
52 |
88,19 |
51,96 |
90,930 |
111047,00 |
64711,57 |
|
5. Paper, Paper Products & Printing |
3 |
1,40 |
1,31 |
29 |
4,99 |
3,91 |
33,838 |
40546,49 |
28209,75 |
|
6. Woods and Wood Products |
7 |
10,22 |
4,20 |
5 |
68 |
52 |
12,067 |
5367,75 |
4007,46 |
|
7. Leather & Leather Products |
3 |
1,29 |
1,19 |
21 |
13,57 |
6,70 |
12,785 |
11575,55 |
6889,35 |
|
8. Gems and Jewellery |
28 |
130,47 |
46,07 |
5 |
53,77 |
49,78 |
9,085 |
50454,91 |
24615,06 |
|
9. Rubber & Plastic Products |
9 |
151,43 |
2,65 |
55 |
83,73 |
55,76 |
31,516 |
33685,46 |
22154,24 |
|
10. Chemicals & Chemical Products |
15 |
15,20 |
2,91 |
95 |
262,46 |
68,61 |
46,777 |
150970,82 |
87471,19 |
|
(a) Heavy Industrial Chemicals |
4 |
1,88 |
1,72 |
18 |
9,70 |
4,91 |
8,921 |
25092,91 |
14792,21 |
|
(b) Fertilisers |
- |
- |
- |
5 |
17,71 |
4,42 |
1,292 |
18278,19 |
13250,67 |
|
(c) Drugs & Pharmaceuticals |
4 |
1,42 |
29 |
31 |
100,05 |
29,92 |
10,721 |
60502,43 |
33099,31 |
|
(d) Non-Edible Oils |
- |
- |
- |
8 |
2,25 |
1,84 |
1,670 |
2012,59 |
1443,03 |
|
(e) Other Chemicals & Chemical Products |
7 |
11,90 |
90 |
33 |
132,75 |
27,52 |
24,173 |
45084,70 |
24885,97 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
6 |
61,10 |
60,98 |
7 |
3,23 |
2,37 |
4,268 |
96328,67 |
62749,65 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
34 |
5,04 |
3,35 |
14,464 |
36067,01 |
25943,77 |
|
13. Basic Metals & Metal Products |
129 |
182,47 |
129,96 |
45 |
21,02 |
16,41 |
70,373 |
297048,12 |
186619,49 |
|
(a) Iron & Steel |
12 |
32,79 |
13,71 |
19 |
7,83 |
6,38 |
28,953 |
197494,14 |
128519,73 |
|
(b) Non-Ferrous Metals |
4 |
53,73 |
20,48 |
5 |
1,85 |
1,55 |
9,433 |
35317,28 |
20855,54 |
|
(c) Metal Products |
113 |
95,96 |
95,77 |
21 |
11,34 |
8,47 |
31,987 |
64236,70 |
37244,22 |
|
14. Engineering |
35 |
23,97 |
17,65 |
110 |
87,61 |
23,47 |
1,24,831 |
191671,39 |
98647,33 |
|
(a) Heavy Engineering |
3 |
3,47 |
2,67 |
16 |
4,58 |
4,20 |
19,135 |
23948,41 |
17086,16 |
|
(b) Light Engineering |
21 |
9,31 |
8,65 |
64 |
54,83 |
11,21 |
77,428 |
97734,16 |
36159,70 |
|
(c) Electrical Machinery & Goods |
7 |
7,08 |
3,65 |
18 |
5,96 |
4,85 |
21,644 |
48165,16 |
29492,11 |
|
(d) Electronic Machinery & Goods |
4 |
4,11 |
2,66 |
12 |
22,23 |
3,20 |
6,624 |
21823,67 |
15909,36 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
18 |
198,18 |
194,92 |
13 |
13,32 |
5,67 |
24,745 |
82686,51 |
57369,81 |
|
16. Other Industries |
3 |
2,19 |
1,98 |
56 |
18,03 |
11,08 |
1,11,379 |
73728,78 |
44893,70 |
|
17. Electricity, Gas & Water |
5 |
2,49 |
2,33 |
3 |
23 |
22 |
8,161 |
216132,18 |
152186,93 |
|
(a) Electricity Generation & Transmission |
2 |
12 |
10 |
- |
- |
- |
3,928 |
199334,82 |
139879,67 |
|
(b) Non-Conventional Energy |
1 |
1,33 |
1,33 |
- |
- |
- |
1,429 |
8065,13 |
6043,39 |
|
(c) Gas, Steam & Water Supply |
2 |
1,04 |
90 |
3 |
23 |
22 |
2,804 |
8732,24 |
6263,87 |
|
18. Construction |
16 |
81,95 |
36,45 |
16 |
31,45 |
8,47 |
1,76,258 |
366664,92 |
260337,06 |
|
(a) Other than Infrastructure |
12 |
80,13 |
36,20 |
4 |
29 |
25 |
1,39,870 |
90789,99 |
68141,83 |
|
(b) Infrastructure Construction |
4 |
1,82 |
24 |
12 |
31,16 |
8,22 |
36,388 |
275874,94 |
192195,23 |
|
III. |
TRANSPORT OPERATORS |
8 |
27,98 |
27,82 |
93 |
13,63 |
10,93 |
5,62,850 |
111568,62 |
83475,98 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
79 |
162,47 |
66,86 |
149 |
204,87 |
108,33 |
6,25,385 |
407314,63 |
294787,79 |
1. Professional Services |
3 |
66 |
80 |
- |
- |
- |
77,097 |
47931,80 |
39110,63 |
|
2. Tourism, Hotel & Restaurants |
2 |
5 |
5 |
25 |
6,42 |
3,81 |
39,310 |
37571,43 |
26901,25 |
|
3. Recreation services |
- |
- |
- |
4 |
4,20 |
4,20 |
7,323 |
13989,41 |
10731,19 |
|
4. IT and Telecommunications |
5 |
34,32 |
18,04 |
21 |
12,02 |
3,46 |
10,122 |
52648,13 |
36819,85 |
|
5. Others |
69 |
127,43 |
47,97 |
99 |
182,23 |
96,86 |
4,91,533 |
255173,87 |
181224,87 |
|
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
93,02,417 |
584938,39 |
436257,25 |
1. Housing |
- |
- |
- |
- |
- |
- |
39,03,044 |
353778,40 |
288439,05 |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
61,965 |
2399,37 |
1840,58 |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
14,73,071 |
55212,57 |
35177,45 |
|
4. Education |
- |
- |
- |
- |
- |
- |
8,32,085 |
36899,18 |
27465,50 |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
7,47,696 |
23415,46 |
3783,29 |
|
6. Others |
- |
- |
- |
- |
- |
- |
22,84,556 |
113233,42 |
79551,38 |
|
VI. |
TRADE |
578 |
224,58 |
101,95 |
87 |
99,08 |
49,28 |
10,68,705 |
485531,51 |
283352,07 |
1. Wholesale Trade |
510 |
175,35 |
89,33 |
45 |
71,33 |
35,82 |
1,47,459 |
285382,40 |
139752,26 |
|
2. Retail Trade |
68 |
49,23 |
12,62 |
42 |
27,75 |
13,46 |
9,21,246 |
200149,12 |
143599,81 |
|
VII. |
FINANCE |
10 |
4,92 |
4,26 |
35 |
158,27 |
53,32 |
1,00,289 |
302110,28 |
239121,87 |
VIII. |
ALL OTHERS |
38 |
25,14 |
11,89 |
46 |
48,01 |
37,11 |
2,93,219 |
116647,75 |
79041,08 |
TOTAL BANK CREDIT |
2,159 |
1908,54 |
894,21 |
1,096 |
1514,15 |
690,43 |
160,16,030 |
4367046,40 |
2984424,64 |