Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 3 of 3) - ربی - Reserve Bank of India
Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 3 of 3)
| | | | | | (Amount in Rupees Lakh) | ||||
JOINT SECTOR UNDERTAKINGS | INDIVIDUALS - MALE | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | |||||
| | | 25 | 26 | 27 | 28 | 29 | 30 | ||
I. | AGRICULTURE | 181 | 11,20 | 11,82 | 9,74,291 | 10206,47 | 8923,66 | |||
1. | Direct Finance | 160 | 7,44 | 6,66 | 9,58,255 | 9728,77 | 8580,80 | |||
2. | Indirect Finance | 21 | 3,76 | 5,16 | 16,036 | 477,70 | 342,85 | |||
II. | INDUSTRY | 1,019 | 521,64 | 399,28 | 2,81,544 | 4623,97 | 3952,91 | |||
1. | Mining & Quarrying | 41 | 4,41 | 4,20 | 7,835 | 95,69 | 85,22 | |||
2. | Food Manufacturing and Processing | 49 | 31,80 | 23,39 | 33,840 | 528,38 | 432,77 | |||
(a) | Rice Mills, Flour and Dal Mills | 13 | 3,07 | 3,12 | 14,308 | 192,61 | 160,36 | |||
(b) | Sugar | 6 | 19,97 | 15,29 | 273 | 22,93 | 20,87 | |||
(c) | Edible Oils and Vanaspati | 5 | 2,30 | 1,75 | 6,376 | 69,57 | 61,80 | |||
(d) | Tea Processing | 3 | 15 | 15 | 173 | 36,45 | 26,14 | |||
(e) | Processing of Fruits & Vegetables | 2 | 31 | 24 | 768 | 10,47 | 9,71 | |||
(f) | Others | 20 | 6,00 | 2,84 | 11,942 | 196,36 | 153,90 | |||
3. | Beverage and Tobacco | 2 | 11 | 12 | 1,439 | 44,30 | 28,94 | |||
4. | Textiles | 122 | 47,93 | 35,89 | 36,711 | 588,60 | 473,29 | |||
(a) | Cotton Textiles | 55 | 22,00 | 18,81 | 6,300 | 160,34 | 131,08 | |||
(b) | Jute Textiles | - | - | - | 535 | 16,75 | 12,22 | |||
(c) | Handloom Textiles & Khadi | 1 | 2 | 2 | 5,279 | 37,02 | 35,98 | |||
(d) | Other Textiles | 66 | 25,91 | 17,06 | 24,597 | 374,50 | 294,01 | |||
5. | Paper, Paper Products and Printing | 95 | 37,55 | 27,16 | 9,620 | 133,95 | 116,21 | |||
6. | Leather and Leather Products | 15 | 1,84 | 2,02 | 4,552 | 96,10 | 73,37 | |||
7. | Rubber and Rubber Products | 13 | 7,33 | 6,48 | 2,101 | 61,87 | 54,93 | |||
8. | Chemicals and Chemical Products | 135 | 198,60 | 135,81 | 11,501 | 373,55 | 300,28 | |||
(a) | Heavy Industrial Chemicals | 49 | 32,37 | 18,89 | 884 | 60,12 | 48,89 | |||
(b) | Fertilizers | 33 | 140,41 | 97,42 | 199 | 14,20 | 8,73 | |||
(c) | Drugs and Pharmaceuticals | 24 | 15,23 | 12,29 | 2,191 | 119,86 | 91,64 | |||
(d) | Non-Edible Oils | 3 | 5,90 | 4,27 | 386 | 6,62 | 5,52 | |||
(e) | Other Chemicals & Chemical Products | 26 | 4,69 | 2,94 | 7,841 | 172,75 | 145,49 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 11 | 14,75 | 14,90 | 1,171 | 38,62 | 29,94 | |||
10. | Manufacture of Cement & Cement Products | 17 | 2,42 | 2,18 | 3,036 | 54,56 | 51,03 | |||
11. | Basic Metals & Metal Products | 154 | 60,64 | 53,11 | 17,576 | 313,94 | 282,37 | |||
(a) | Iron and Steel | 120 | 50,97 | 45,66 | 3,897 | 116,49 | 107,83 | |||
(b) | Non-Ferrous Metals | 11 | 5,19 | 3,73 | 1,377 | 26,65 | 23,57 | |||
(c) | Other Metal Products | 23 | 4,49 | 3,72 | 12,302 | 170,80 | 150,97 | |||
12. | Engineering | 163 | 50,32 | 45,20 | 19,393 | 357,28 | 304,61 | |||
(a) | Heavy Engineering | 54 | 13,78 | 6,04 | 2,090 | 57,07 | 46,39 | |||
(b) | Light Engineering | 33 | 3,83 | 3,57 | 7,357 | 98,81 | 85,58 | |||
(c) | Electrical Machinery & Goods | 30 | 13,64 | 12,13 | 5,466 | 114,83 | 95,01 | |||
(d) | Electronic Machinery & Goods | 46 | 19,08 | 23,47 | 4,480 | 86,58 | 77,64 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 45 | 25,81 | 17,90 | 11,172 | 145,24 | 115,16 | |||
14. | Other Industries | 130 | 31,13 | 26,57 | 1,10,348 | 1495,86 | 1348,49 | |||
15. | Electricity, Gas & Water | 7 | 90 | 69 | 2,252 | 34,25 | 25,59 | |||
(a) | Electricity Generation & Transmission | 7 | 90 | 69 | 1,661 | 28,36 | 20,57 | |||
(b) | Non-Conventional Energy | - | - | - | 221 | 2,77 | 2,25 | |||
(c) | Gas, Steam & Water Supply | - | - | - | 370 | 3,12 | 2,77 | |||
16. | Construction | 20 | 6,10 | 3,66 | 8,997 | 261,77 | 230,71 | |||
III. | TRANSPORT OPERATORS | 51 | 2,47 | 2,06 | 2,24,909 | 3270,86 | 2677,69 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 105 | 218,14 | 21,58 | 1,43,288 | 1934,94 | 1663,15 | |||
V. | PERSONAL LOANS | - | - | - | 17,90,017 | 19741,39 | 17145,79 | |||
1. | Loans for Purchase of Consumer Durables | - | - | - | 38,846 | 341,36 | 286,10 | |||
2. | Loans for Housing | - | - | - | 5,51,272 | 6333,20 | 5748,75 | |||
3. | Rest of the Personal Loans | - | - | - | 11,99,899 | 13066,83 | 11110,94 | |||
VI. | TRADE | 240 | 44,85 | 35,01 | 2,84,142 | 3131,83 | 2740,70 | |||
1. | Wholesale Trade | 105 | 35,38 | 25,97 | 27,766 | 739,82 | 633,91 | |||
2. | Retail Trade | 135 | 9,47 | 9,03 | 2,56,376 | 2392,01 | 2106,79 | |||
VII. | FINANCE | 23 | 13,23 | 12,29 | 4,982 | 145,97 | 113,30 | |||
VIII. | ALL OTHERS | 53 | 43,24 | 34,19 | 18,889 | 3693,49 | 3159,20 | |||
TOTAL BANK CREDIT | 1,672 | 854,77 | 516,22 | 37,22,062 | 46748,93 | 40376,38 | ||||
OF WHICH : | 1. Artisans & Village Industries | 14 | 22 | 35 | 62,762 | 365,99 | 322,91 | |||
| 2. Other Small Scale Industries | 314 | 55,34 | 42,26 | 1,04,175 | 1471,88 | 1320,63 |
| | | | | | (Amount in Rupees Lakh) | ||||
INDIVIDUALS - FEMALES | TOTAL | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | |||||
| | | 31 | 32 | 33 | 34 | 35 | 36 | ||
I. | AGRICULTURE | 61,029 | 547,95 | 495,67 | 12,10,131 | 20585,94 | 16758,69 | |||
1. | Direct Finance | 60,044 | 521,78 | 472,00 | 11,69,030 | 14781,44 | 12554,64 | |||
2. | Indirect Finance | 985 | 26,17 | 23,67 | 41,101 | 5804,50 | 4204,05 | |||
II. | INDUSTRY | 19,142 | 263,65 | 227,94 | 9,25,599 | 175586,00 | 137789,82 | |||
1. | Mining & Quarrying | 387 | 7,09 | 6,57 | 17,631 | 5483,42 | 3787,07 | |||
2. | Food Manufacturing and Processing | 2,097 | 29,82 | 26,09 | 92,333 | 15158,70 | 11496,00 | |||
(a) | Rice Mills, Flour and Dal Mills | 691 | 8,96 | 6,97 | 38,284 | 2702,66 | 2103,62 | |||
(b) | Sugar | 28 | 7,37 | 7,13 | 1,579 | 2768,04 | 2276,47 | |||
(c) | Edible Oils and Vanaspati | 282 | 3,42 | 2,69 | 16,812 | 3019,00 | 2178,91 | |||
(d) | Tea Processing | 5 | 7 | 5 | 1,605 | 1764,32 | 1170,46 | |||
(e) | Processing of Fruits & Vegetables | 170 | 92 | 84 | 2,324 | 362,61 | 270,54 | |||
(f) | Others | 921 | 9,08 | 8,40 | 31,729 | 4542,07 | 3495,99 | |||
3. | Beverage and Tobacco | 91 | 94 | 79 | 6,084 | 2262,24 | 1709,81 | |||
4. | Textiles | 5,249 | 48,48 | 45,04 | 1,42,787 | 29068,36 | 22338,75 | |||
(a) | Cotton Textiles | 696 | 12,69 | 11,33 | 36,960 | 11831,74 | 9234,85 | |||
(b) | Jute Textiles | 45 | 40 | 26 | 1,759 | 559,95 | 426,74 | |||
(c) | Handloom Textiles & Khadi | 531 | 3,44 | 3,33 | 11,502 | 512,09 | 425,86 | |||
(d) | Other Textiles | 3,977 | 31,95 | 30,12 | 92,566 | 16164,58 | 12251,29 | |||
5. | Paper, Paper Products and Printing | 818 | 9,61 | 7,63 | 43,648 | 4650,91 | 3793,85 | |||
6. | Leather and Leather Products | 235 | 7,43 | 5,59 | 15,882 | 2738,56 | 2202,70 | |||
7. | Rubber and Rubber Products | 124 | 1,09 | 91 | 13,063 | 2811,05 | 2325,19 | |||
8. | Chemicals and Chemical Products | 755 | 18,96 | 15,46 | 76,599 | 25391,33 | 19521,58 | |||
(a) | Heavy Industrial Chemicals | 45 | 4,03 | 3,22 | 8,092 | 4764,46 | 3413,94 | |||
(b) | Fertilizers | 22 | 42 | 9 | 2,197 | 3338,86 | 2452,25 | |||
(c) | Drugs and Pharmaceuticals | 91 | 4,04 | 3,47 | 15,028 | 7317,25 | 5836,61 | |||
(d) | Non-Edible Oils | 21 | 20 | 18 | 1,749 | 339,25 | 294,99 | |||
(e) | Other Chemicals & Chemical Products | 576 | 10,27 | 8,50 | 49,533 | 9631,51 | 7523,79 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 69 | 1,48 | 1,27 | 5,785 | 3629,34 | 3042,47 | |||
10. | Manufacture of Cement & Cement Products | 113 | 88 | 81 | 9,541 | 2836,83 | 2331,07 | |||
11. | Basic Metals & Metal Products | 706 | 21,58 | 17,08 | 86,975 | 21294,90 | 17303,52 | |||
(a) | Iron and Steel | 139 | 4,81 | 4,99 | 28,676 | 15075,81 | 12388,83 | |||
(b) | Non-Ferrous Metals | 43 | 71 | 66 | 6,159 | 1570,15 | 1250,82 | |||
(c) | Other Metal Products | 524 | 16,05 | 11,42 | 52,140 | 4648,94 | 3663,87 | |||
12. | Engineering | 1,090 | 26,28 | 22,76 | 1,02,645 | 27446,94 | 21559,15 | |||
(a) | Heavy Engineering | 112 | 8,23 | 7,76 | 14,659 | 7618,37 | 5757,90 | |||
(b) | Light Engineering | 403 | 6,60 | 6,04 | 42,200 | 6607,72 | 5108,94 | |||
(c) | Electrical Machinery & Goods | 209 | 5,05 | 3,78 | 26,592 | 6998,66 | 5440,28 | |||
(d) | Electronic Machinery & Goods | 366 | 6,41 | 5,18 | 19,194 | 6222,19 | 5252,03 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 459 | 8,31 | 6,84 | 33,009 | 6945,62 | 5372,62 | |||
14. | Other Industries | 6,539 | 68,38 | 59,96 | 2,44,028 | 16778,90 | 13692,47 | |||
15. | Electricity, Gas & Water | 96 | 1,65 | 1,33 | 11,393 | 4652,05 | 3452,86 | |||
(a) | Electricity Generation & Transmission | 72 | 1,43 | 1,14 | 9,809 | 4338,25 | 3204,04 | |||
(b) | Non-Conventional Energy | 8 | 9 | 10 | 503 | 155,69 | 125,27 | |||
(c) | Gas, Steam & Water Supply | 16 | 14 | 9 | 1,081 | 158,10 | 123,55 | |||
16. | Construction | 314 | 11,67 | 9,83 | 24,196 | 4436,86 | 3860,73 | |||
III. | TRANSPORT OPERATORS | 10,494 | 216,83 | 174,46 | 2,86,778 | 5635,39 | 4602,33 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 11,650 | 167,69 | 141,67 | 2,24,099 | 9438,69 | 7662,27 | |||
V. | PERSONAL LOANS | 1,74,673 | 1675,42 | 1426,22 | 19,68,793 | 23072,32 | 19886,35 | |||
1. | Loans for Purchase of Consumer Durables | 2,741 | 25,15 | 20,57 | 41,587 | 366,51 | 306,67 | |||
2. | Loans for Housing | 36,763 | 435,22 | 394,93 | 5,92,122 | 8417,02 | 7449,01 | |||
3. | Rest of the Personal Loans | 1,35,169 | 1215,05 | 1010,72 | 13,35,084 | 14288,79 | 12130,66 | |||
VI. | TRADE | 20,470 | 221,88 | 188,03 | 7,46,635 | 39683,37 | 31981,09 | |||
1. | Wholesale Trade | 1,685 | 69,14 | 54,67 | 1,63,072 | 26509,41 | 21052,32 | |||
2. | Retail Trade | 18,785 | 152,73 | 133,36 | 5,83,563 | 13173,97 | 10928,78 | |||
VII. | FINANCE | 491 | 24,27 | 14,35 | 21,970 | 14043,12 | 11293,34 | |||
VIII. | ALL OTHERS | 759 | 119,74 | 98,78 | 1,39,895 | 20840,25 | 16952,96 | |||
TOTAL BANK CREDIT | 2,98,708 | 3237,42 | 2767,12 | 55,23,900 | 308885,08 | 246926,86 | ||||
OF WHICH : | 1. Artisans & Village Industries | 3,891 | 23,15 | 20,68 | 90,490 | 822,43 | 717,43 | |||
| 2. Other Small Scale Industries | 7,902 | 98,48 | 83,20 | 4,52,212 | 32422,46 | 25612,14 |