(Amount in Rupees Lakh) |
OCCUPATION |
15% AND ABOVE BUT |
16% AND ABOVE BUT |
LESS THAN 16% |
LESS THAN 17% |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
19 |
20 |
21 |
22 |
23 |
24 |
I. |
AGRICULTURE |
26,647 |
6157,45 |
4580,36 |
10,644 |
6684,25 |
4638,00 |
|
1. |
Direct Finance |
21,923 |
3295,93 |
2265,12 |
9,151 |
5609,30 |
3782,51 |
|
2. |
Indirect Finance |
4,724 |
2861,52 |
2315,23 |
1,493 |
1074,94 |
855,49 |
II. |
INDUSTRY |
30,007 |
29293,98 |
20154,17 |
14,682 |
19197,24 |
13115,18 |
|
1. |
Mining & Quarrying |
1,217 |
1639,33 |
1499,76 |
408 |
267,70 |
207,45 |
|
2. |
Food Manufacturing & Processing |
2,110 |
2020,26 |
1493,67 |
1,078 |
845,65 |
594,69 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
613 |
332,99 |
269,39 |
244 |
119,66 |
103,22 |
|
|
(b) |
Sugar |
54 |
290,92 |
179,56 |
32 |
147,67 |
116,29 |
|
|
(c) |
Edible Oils & Vanaspati |
273 |
298,32 |
150,24 |
118 |
99,61 |
65,75 |
|
|
(d) |
Tea Processing |
240 |
600,97 |
572,01 |
29 |
16,55 |
13,12 |
|
|
(e) |
Processing of Fruits & Vegetables |
57 |
46,22 |
35,56 |
96 |
86,11 |
65,33 |
|
|
(f) |
Others |
873 |
450,85 |
286,91 |
559 |
376,05 |
230,98 |
|
3. |
Beverage & Tobacco |
189 |
560,58 |
315,79 |
114 |
162,94 |
147,13 |
|
4. |
Textiles |
4,749 |
2993,50 |
2348,73 |
2,061 |
3723,97 |
2626,13 |
|
|
(a) |
Cotton Textiles |
1,414 |
1260,46 |
914,03 |
680 |
1991,65 |
1380,01 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
59 |
46,54 |
39,10 |
51 |
25,75 |
22,00 |
|
|
(c) |
Handloom Textiles & Khadi |
252 |
64,71 |
49,44 |
52 |
16,31 |
13,79 |
|
|
(d) |
Other Textiles & Textile Products |
3,024 |
1621,79 |
1346,15 |
1,278 |
1690,26 |
1210,33 |
|
5. |
Paper, Paper Products & Printing |
1,155 |
610,10 |
502,60 |
516 |
337,27 |
243,77 |
|
6. |
Leather & Leather Products |
529 |
412,99 |
245,13 |
290 |
275,44 |
157,11 |
|
7. |
Rubber & Plastic Products |
880 |
411,00 |
320,03 |
430 |
203,02 |
159,34 |
|
8. |
Chemicals & Chemical Products |
1,598 |
2548,58 |
1603,50 |
917 |
1635,96 |
1043,34 |
|
|
(a) |
Heavy Industrial Chemicals |
329 |
548,30 |
313,09 |
194 |
419,27 |
156,45 |
|
|
(b) |
Fertilisers |
93 |
261,14 |
100,25 |
41 |
28,81 |
24,20 |
|
|
(c) |
Drugs & Pharmaceuticals |
347 |
635,43 |
427,13 |
232 |
714,64 |
623,05 |
|
|
(d) |
Non-Edible Oils |
22 |
5,67 |
4,05 |
21 |
16,55 |
5,53 |
|
|
(e) |
Other Chemicals & Chemical Products |
807 |
1098,04 |
758,97 |
429 |
456,70 |
234,11 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
423 |
1668,06 |
1321,64 |
89 |
818,17 |
680,86 |
|
10. |
Manufacture of Cement & Cement Products |
318 |
509,32 |
422,25 |
135 |
185,29 |
138,67 |
|
11. |
Basic Metals & Metal Products |
1,796 |
3179,95 |
2292,77 |
960 |
1554,30 |
1095,26 |
|
|
(a) |
Iron & Steel |
795 |
2338,29 |
1841,47 |
453 |
1043,71 |
770,19 |
|
|
(b) |
Non-Ferrous Metals |
179 |
397,87 |
103,54 |
79 |
158,38 |
118,14 |
|
|
(c) |
Metal Products |
822 |
443,78 |
347,76 |
428 |
352,20 |
206,93 |
|
12. |
Engineering |
2,442 |
5144,62 |
2851,84 |
1,269 |
1719,81 |
1009,93 |
|
|
(a) |
Heavy Engineering |
524 |
2338,68 |
1381,47 |
272 |
404,22 |
210,44 |
|
|
(b) |
Light Engineering |
947 |
891,00 |
716,79 |
412 |
293,19 |
204,15 |
|
|
(c) |
Electrical Machinery & Goods |
609 |
387,88 |
273,69 |
338 |
563,79 |
291,26 |
|
|
(d) |
Electronic Machinery & Goods |
362 |
1527,06 |
479,90 |
247 |
458,62 |
304,08 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
642 |
1683,20 |
609,21 |
233 |
539,72 |
467,48 |
|
14. |
Other Industries |
6,409 |
2690,32 |
1861,24 |
2,879 |
2058,49 |
1467,92 |
|
15. |
Electricity, Gas & Water |
655 |
855,81 |
670,70 |
92 |
860,99 |
764,75 |
|
|
(a) |
Electricity Generation & Transmission |
544 |
788,79 |
643,54 |
47 |
583,71 |
555,96 |
|
|
(b) |
Non-Conventional Energy |
32 |
11,43 |
9,57 |
6 |
10,81 |
10,60 |
|
|
(c) |
Gas, Steam & Water Supply |
79 |
55,58 |
17,58 |
39 |
266,47 |
198,19 |
|
16. |
Construction |
4,895 |
2366,34 |
1795,30 |
3,211 |
4008,50 |
2311,32 |
III. |
TRANSPORT OPERATORS |
4,585 |
1075,18 |
1013,18 |
2,320 |
511,18 |
436,74 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,085 |
4023,60 |
3052,02 |
5,652 |
4715,18 |
3299,84 |
V. |
PERSONAL LOANS |
16,25,390 |
84791,94 |
63085,61 |
59,601 |
3052,10 |
2394,47 |
|
1. |
Loans for Purchase of Consumer Durables |
12,577 |
488,57 |
381,62 |
603 |
26,93 |
21,14 |
|
2. |
Loans for Housing |
– |
– |
– |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
16,12,813 |
84303,37 |
62703,99 |
58,998 |
3025,18 |
2373,32 |
VI. |
TRADE |
|
25,215 |
6259,45 |
4639,70 |
14,507 |
13866,42 |
7769,36 |
|
1. |
Wholesale Trade |
8,387 |
2164,19 |
1674,85 |
5,291 |
2020,86 |
1471,89 |
|
2. |
Retail Trade |
16,828 |
4095,25 |
2964,85 |
9,216 |
11845,56 |
6297,47 |
VII. |
FINANCE |
1,074 |
2594,49 |
1612,32 |
434 |
2140,78 |
1420,11 |
VIII. |
ALL OTHERS |
23,441 |
3572,79 |
1791,18 |
9,548 |
1158,36 |
747,85 |
TOTAL LOANS AND ADVANCES |
17,45,444 |
137768,88 |
99928,53 |
1,17,388 |
51325,51 |
33821,53 |
OF WHICH : |
1. Artisans and Village & Tiny Industries |
2,639 |
460,58 |
363,02 |
740 |
63,46 |
48,21 |
|
|
|
2. Other Small Scale Industries |
8,795 |
2444,13 |
1904,26 |
3,844 |
1160,34 |
870,07 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
(Amount in Rupees Lakh) |
OCCUPATION |
17% AND ABOVE BUT |
18% AND ABOVE BUT |
LESS THAN 18% |
LESS THAN 20% |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
25 |
26 |
27 |
28 |
29 |
30 |
I. |
AGRICULTURE |
6,516 |
1585,25 |
1151,05 |
2,339 |
90,86 |
56,72 |
|
1. |
Direct Finance |
5,284 |
1031,55 |
708,27 |
1,644 |
61,70 |
39,43 |
|
2. |
Indirect Finance |
1,232 |
553,70 |
442,78 |
695 |
29,16 |
17,30 |
II. |
INDUSTRY |
13,039 |
16623,47 |
9958,03 |
4,074 |
351,33 |
90,27 |
|
1. |
Mining & Quarrying |
879 |
724,03 |
556,86 |
62 |
14,14 |
1,19 |
|
2. |
Food Manufacturing & Processing |
671 |
853,00 |
544,58 |
173 |
19,18 |
4,63 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
120 |
35,63 |
32,20 |
23 |
1,05 |
45 |
|
|
(b) |
Sugar |
24 |
12,17 |
11,53 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
81 |
160,45 |
157,40 |
13 |
1,72 |
24 |
|
|
(d) |
Tea Processing |
16 |
28,86 |
26,05 |
3 |
10,14 |
7 |
|
|
(e) |
Processing of Fruits & Vegetables |
79 |
76,47 |
66,08 |
7 |
33 |
22 |
|
|
(f) |
Others |
351 |
539,41 |
251,32 |
127 |
5,94 |
3,64 |
|
3. |
Beverage & Tobacco |
82 |
187,01 |
99,46 |
26 |
1,21 |
57 |
|
4. |
Textiles |
1,134 |
728,60 |
599,63 |
349 |
48,81 |
7,20 |
|
|
(a) |
Cotton Textiles |
529 |
444,48 |
381,94 |
160 |
19,40 |
3,11 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
13 |
9,25 |
3,29 |
8 |
1,23 |
22 |
|
|
(c) |
Handloom Textiles & Khadi |
23 |
4,51 |
4,10 |
20 |
86 |
42 |
|
|
(d) |
Other Textiles & Textile Products |
569 |
270,37 |
210,30 |
161 |
27,32 |
3,45 |
|
5. |
Paper, Paper Products & Printing |
503 |
1756,84 |
538,28 |
98 |
6,12 |
2,30 |
|
6. |
Leather & Leather Products |
174 |
179,25 |
153,26 |
35 |
15,27 |
54 |
|
7. |
Rubber & Plastic Products |
324 |
433,88 |
422,39 |
90 |
3,77 |
2,28 |
|
8. |
Chemicals & Chemical Products |
538 |
1547,42 |
571,28 |
144 |
28,58 |
3,45 |
|
|
(a) |
Heavy Industrial Chemicals |
149 |
1050,21 |
214,32 |
34 |
20,46 |
81 |
|
|
(b) |
Fertilisers |
20 |
59,98 |
34,76 |
7 |
49 |
11 |
|
|
(c) |
Drugs & Pharmaceuticals |
161 |
213,83 |
118,66 |
34 |
1,69 |
1,03 |
|
|
(d) |
Non-Edible Oils |
3 |
1,15 |
1,11 |
1 |
4 |
3 |
|
|
(e) |
Other Chemicals & Chemical Products |
205 |
222,25 |
202,44 |
68 |
5,90 |
1,46 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
420 |
360,28 |
284,29 |
16 |
2,07 |
25 |
|
10. |
Manufacture of Cement & Cement Products |
105 |
94,04 |
51,85 |
15 |
1,49 |
32 |
|
11. |
Basic Metals & Metal Products |
841 |
1030,42 |
664,06 |
140 |
20,17 |
2,67 |
|
|
(a) |
Iron & Steel |
507 |
454,35 |
344,78 |
70 |
13,43 |
1,10 |
|
|
(b) |
Non-Ferrous Metals |
56 |
225,92 |
98,21 |
6 |
47 |
15 |
|
|
(c) |
Metal Products |
278 |
350,15 |
221,08 |
64 |
6,26 |
1,42 |
|
|
12. |
Engineering |
958 |
5879,33 |
3348,40 |
292 |
19,16 |
5,84 |
|
|
(a) |
Heavy Engineering |
309 |
5289,35 |
2922,87 |
84 |
4,45 |
1,46 |
|
|
(b) |
Light Engineering |
212 |
121,21 |
112,87 |
46 |
3,73 |
1,02 |
|
|
(c) |
Electrical Machinery & Goods |
222 |
319,68 |
176,84 |
102 |
5,70 |
2,35 |
|
|
(d) |
Electronic Machinery & Goods |
215 |
149,09 |
135,82 |
60 |
5,28 |
1,01 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
133 |
174,83 |
128,00 |
46 |
3,04 |
67 |
|
14. |
Other Industries |
2,054 |
688,13 |
524,01 |
1,685 |
72,52 |
37,98 |
|
15. |
Electricity, Gas & Water |
2,378 |
1428,49 |
1044,90 |
129 |
61,06 |
2,09 |
|
|
(a) |
Electricity Generation & Transmission |
2,309 |
1416,20 |
1035,86 |
125 |
60,60 |
2,03 |
|
|
(b) |
Non-Conventional Energy |
21 |
1,51 |
1,05 |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
48 |
10,78 |
7,99 |
4 |
46 |
6 |
|
16. |
Construction |
1,845 |
557,91 |
426,78 |
774 |
34,74 |
18,30 |
III. |
TRANSPORT OPERATORS |
2,143 |
302,97 |
244,74 |
1,015 |
40,55 |
26,76 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
12,590 |
2310,07 |
1610,93 |
2,893 |
316,87 |
62,09 |
V. |
PERSONAL LOANS |
1,07,985 |
5619,96 |
4567,16 |
67,760 |
2364,34 |
1704,77 |
|
1. |
Loans for Purchase of Consumer Durables |
656 |
32,13 |
26,09 |
1,039 |
36,37 |
29,27 |
|
2. |
Loans for Housing |
– |
– |
– |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
1,07,329 |
5587,83 |
4541,07 |
66,721 |
2327,96 |
1675,50 |
VI. |
TRADE |
|
9,551 |
2281,53 |
1882,93 |
7,679 |
290,68 |
199,68 |
|
1. |
Wholesale Trade |
4,349 |
805,31 |
697,27 |
3,771 |
135,68 |
101,05 |
|
2. |
Retail Trade |
5,202 |
1476,22 |
1185,65 |
3,908 |
155,00 |
98,63 |
VII. |
FINANCE |
522 |
4016,54 |
682,82 |
320 |
23,24 |
6,18 |
VIII. |
ALL OTHERS |
13,237 |
1270,45 |
838,86 |
4,753 |
263,20 |
86,36 |
TOTAL LOANS AND ADVANCES |
1,65,583 |
34010,24 |
20936,52 |
90,833 |
3741,07 |
2232,82 |
OF WHICH : |
1. Artisans and Village & Tiny Industries |
1,558 |
420,35 |
338,33 |
867 |
35,11 |
21,04 |
|
|
|
2. Other Small Scale Industries |
1,933 |
1131,60 |
903,66 |
424 |
39,70 |
9,61 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
(Amount in Rupees Lakh) |
OCCUPATION |
20% AND ABOVE |
TOTAL |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
31 |
32 |
33 |
34 |
35 |
36 |
I. |
AGRICULTURE |
1,025 |
69,26 |
25,70 |
16,35,026 |
163075,88 |
131293,16 |
|
1. |
Direct Finance |
529 |
41,74 |
13,25 |
15,21,833 |
92365,60 |
75251,98 |
|
2. |
Indirect Finance |
496 |
27,52 |
12,45 |
1,13,193 |
70710,28 |
56041,18 |
II. |
INDUSTRY |
1,833 |
310,73 |
34,97 |
7,36,742 |
983920,57 |
673778,66 |
|
1. |
Mining & Quarrying |
55 |
16,25 |
98 |
26,059 |
30775,09 |
20163,46 |
|
2. |
Food Manufacturing & Processing |
114 |
22,48 |
2,70 |
71,409 |
58303,11 |
42075,73 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
7 |
1,90 |
13 |
30,032 |
13683,76 |
9953,20 |
|
|
(b) |
Sugar |
1 |
2 |
– |
1,464 |
13438,49 |
9491,89 |
|
|
(c) |
Edible Oils & Vanaspati |
4 |
16 |
13 |
6,201 |
6491,37 |
4743,75 |
|
|
(d) |
Tea Processing |
– |
– |
– |
2,310 |
4951,22 |
3662,61 |
|
|
(e) |
Processing of Fruits & Vegetables |
5 |
24 |
11 |
3,000 |
1858,60 |
1220,77 |
|
|
(f) |
Others |
97 |
20,16 |
2,34 |
28,402 |
17879,67 |
13003,51 |
|
3. |
Beverage & Tobacco |
36 |
1,18 |
71 |
4,499 |
6992,54 |
5349,27 |
|
4. |
Textiles |
222 |
21,37 |
3,89 |
93,518 |
110741,32 |
77313,49 |
|
|
(a) |
Cotton Textiles |
172 |
18,22 |
2,59 |
31,150 |
54087,94 |
38066,23 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
3 |
10 |
9 |
1,753 |
1267,54 |
940,33 |
|
|
(c) |
Handloom Textiles & Khadi |
1 |
3 |
– |
5,984 |
2074,19 |
1573,11 |
|
|
(d) |
Other Textiles & Textile Products |
46 |
3,03 |
1,22 |
54,631 |
53311,65 |
36733,83 |
|
5. |
Paper, Paper Products & Printing |
46 |
6,18 |
1,04 |
26,377 |
22660,44 |
15880,31 |
|
6. |
Leather & Leather Products |
23 |
5,90 |
23 |
9,279 |
9487,97 |
6308,66 |
|
7. |
Rubber & Plastic Products |
46 |
1,36 |
1,09 |
23,638 |
17379,62 |
12650,10 |
|
8. |
Chemicals & Chemical Products |
135 |
36,27 |
2,32 |
37,610 |
89981,34 |
53326,31 |
|
|
(a) |
Heavy Industrial Chemicals |
18 |
89 |
42 |
6,725 |
21401,69 |
13259,25 |
|
|
(b) |
Fertilisers |
1 |
2 |
3 |
2,696 |
11485,11 |
8260,14 |
|
|
(c) |
Drugs & Pharmaceuticals |
25 |
32,23 |
67 |
8,490 |
33630,48 |
15692,88 |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
876 |
1311,94 |
1048,55 |
|
|
(e) |
Other Chemicals & Chemical Products |
91 |
3,12 |
1,19 |
18,823 |
22152,12 |
15065,49 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
28 |
8,95 |
42 |
4,107 |
61599,14 |
31661,39 |
|
10. |
Manufacture of Cement & Cement Products |
8 |
13,75 |
13 |
11,717 |
13732,96 |
9883,71 |
|
11. |
Basic Metals & Metal Products |
52 |
8,48 |
87 |
49,707 |
119988,85 |
84973,05 |
|
|
(a) |
Iron & Steel |
18 |
98 |
17 |
20,538 |
85237,53 |
61621,61 |
|
|
(b) |
Non-Ferrous Metals |
4 |
16 |
8 |
6,305 |
17130,57 |
10685,56 |
|
|
(c) |
Metal Products |
30 |
7,35 |
62 |
22,864 |
17620,75 |
12665,88 |
|
12. |
Engineering |
310 |
26,96 |
4,73 |
70,046 |
79432,43 |
53476,93 |
|
|
(a) |
Heavy Engineering |
163 |
5,63 |
1,87 |
19,299 |
21251,82 |
14069,37 |
|
|
(b) |
Light Engineering |
15 |
1,39 |
38 |
28,863 |
24715,95 |
18162,56 |
|
|
(c) |
Electrical Machinery & Goods |
114 |
5,51 |
2,09 |
14,410 |
19720,08 |
12123,89 |
|
|
(d) |
Electronic Machinery & Goods |
18 |
14,42 |
38 |
7,474 |
13744,58 |
9121,11 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
30 |
96,14 |
45 |
15,673 |
41564,79 |
27259,53 |
|
14. |
Other Industries |
584 |
25,92 |
12,65 |
1,25,949 |
96758,93 |
63678,51 |
|
15. |
Electricity, Gas & Water |
27 |
15,01 |
42 |
10,174 |
82045,66 |
65451,78 |
|
|
(a) |
Electricity Generation & Transmission |
22 |
13,96 |
29 |
7,438 |
73417,24 |
58789,52 |
|
|
(b) |
Non-Conventional Energy |
2 |
61 |
5 |
846 |
3111,82 |
2687,19 |
|
|
(c) |
Gas, Steam & Water Supply |
3 |
44 |
8 |
1,890 |
5516,60 |
3975,07 |
|
16. |
Construction |
117 |
4,52 |
2,33 |
1,56,980 |
142476,38 |
104326,42 |
III. |
TRANSPORT OPERATORS |
949 |
41,79 |
26,62 |
1,54,372 |
27403,83 |
22600,22 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,490 |
125,19 |
55,27 |
2,91,064 |
157380,48 |
111619,01 |
V. |
PERSONAL LOANS |
1,50,820 |
5097,47 |
1874,29 |
59,02,538 |
395287,50 |
318400,85 |
|
1. |
Loans for Purchase of Consumer Durables |
215 |
6,95 |
5,90 |
22,768 |
920,62 |
731,13 |
|
2. |
Loans for Housing |
– |
– |
– |
28,38,829 |
247282,09 |
210160,80 |
|
3. |
Rest of the Personal Loans |
1,50,605 |
5090,52 |
1868,39 |
30,40,941 |
147084,79 |
107508,92 |
VI. |
TRADE |
|
5,728 |
211,49 |
146,83 |
7,04,479 |
246460,31 |
171619,68 |
|
1. |
Wholesale Trade |
2,597 |
106,42 |
68,99 |
1,51,147 |
126523,92 |
88785,77 |
|
2. |
Retail Trade |
3,131 |
105,07 |
77,85 |
5,53,332 |
119936,40 |
82833,91 |
VII. |
FINANCE |
173 |
70,47 |
3,09 |
22,738 |
155882,22 |
121953,55 |
VIII. |
ALL OTHERS |
2,137 |
88,98 |
33,91 |
5,65,128 |
59071,01 |
40543,46 |
TOTAL LOANS AND ADVANCES |
1,65,155 |
6015,38 |
2200,68 |
100,12,087 |
2188481,80 |
1591808,59 |
OF WHICH : |
1. Artisans and Village & Tiny Industries |
481 |
37,11 |
9,37 |
71,555 |
8029,91 |
6297,94 |
|
|
|
2. Other Small Scale Industries |
151 |
14,12 |
3,53 |
2,40,108 |
75631,76 |
58775,75 |
|