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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)

(Amount in Rupees Lakh)


   

17% AND ABOVE BUT

18% AND ABOVE BUT

   

LESS THAN 18%

LESS THAN 20%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


   

25

26

27

28

29

30


I.

AGRICULTURE

14,086

1080,57

835,06

7,222

870,72

664,20

 

1. Direct Finance

11,921

600,50

491,74

6,026

348,51

302,43

 

2. Indirect Finance

2,165

480,07

343,32

1,196

522,21

361,77

II.

INDUSTRY

18,459

8950,70

7882,48

15,176

18049,30

8705,77

 

1. Mining & Quarrying

361

75,13

63,22

236

85,30

71,26

 

2. Food Manufacturing & Processing

1,821

817,56

629,29

1,291

696,15

606,25

 

(a)Rice Mills, Flour & Dal Mills

662

124,52

99,79

402

84,31

75,05

 

(b)Sugar

48

195,48

127,53

36

160,19

115,65

 

(c)Edible Oils & Vanaspati

309

156,31

145,03

245

154,95

132,35

 

(d)Tea Processing

52

104,90

54,36

42

56,59

50,91

 

(e)Processing of Fruits & Vegetables

71

38,77

27,57

56

25,32

28,44

 

(f)Others

679

197,58

175,01

510

214,80

203,85

 

3. Beverage & Tobacco

203

130,28

150,96

178

149,13

128,32

 

4. Textiles

2,796

1256,54

1136,98

3,099

4286,03

1397,75

 

(a) Cotton Textiles

1,174

622,74

562,93

1,052

864,95

750,72

 

(b) Jute & Other Natural Fibre Textiles

61

24,53

22,77

64

14,98

14,56

 

(c) Handloom Textiles & Khadi

92

10,38

10,69

62

8,01

6,55

 

(d) Other Textiles & Textile Products

1,469

598,89

540,58

1,921

3398,09

625,92

 

5. Paper, Paper Products & Printing

893

225,92

206,25

678

298,84

263,58

 

6. Leather & Leather Products

226

67,07

61,05

255

87,06

86,90

 

7. Rubber & Plastic Products

949

260,53

222,99

673

309,62

259,01

 

8. Chemicals & Chemical Products

1,298

1091,50

876,20

1,100

1484,39

1109,90

 

(a) Heavy Industrial Chemicals

251

269,85

203,65

248

447,19

385,97

 

(b) Fertilisers

52

162,85

148,99

47

255,93

83,03

 

(c) Drugs & Pharmaceuticals

315

231,29

210,96

239

193,08

148,83

 

(d) Non-Edible Oils

23

4,86

5,57

31

12,98

12,88

 

(e) Other Chemicals & Chemical Products

657

422,64

307,04

535

575,21

479,19

 

9. Petroleum, Coal Products & Nuclear Fuels

119

543,54

551,80

88

382,96

420,07

 

10. Manufacture of Cement & Cement Products

199

208,67

180,62

176

275,82

223,68

 

11. Basic Metals & Metal Products

1,538

1280,97

1190,99

1,413

1296,28

1165,43

 

(a) Iron & Steel

576

772,53

744,54

597

760,78

672,10

 

(b) Non-Ferrous Metals

160

198,64

190,78

114

134,08

142,66

 

(c) Metal Products

802

309,80

255,67

702

401,42

350,66

 

12. Engineering

1,879

1158,86

996,42

1,734

6043,66

1044,46

 

(a) Heavy Engineering

470

244,15

196,45

326

378,30

293,54

 

(b) Light Engineering

613

250,74

213,18

537

228,20

221,18

 

(c) Electrical Machinery & Goods

474

332,29

310,59

562

5108,92

321,58

 

(d) Electronic Machinery & Goods

322

331,68

276,20

309

328,24

208,15

 

13. Vehicles, Vehicle Parts & Transport Equipments

433

230,95

156,33

370

445,54

284,25

 

14. Other Industries

2,948

561,39

507,17

2,020

609,29

503,35

 

15. Electricity, Gas & Water

165

381,40

330,21

121

923,29

556,43

 

(a) Electricity Generation & Transmission

71

358,41

311,08

65

869,41

527,99

 

(b) Non-Conventional Energy

12

7,95

5,25

9

27,02

20,31

 

(c) Gas, Steam & Water Supply

82

15,03

13,88

47

26,85

8,13

 

16. Construction

2,631

660,37

621,99

1,744

675,94

585,14

III.

TRANSPORT OPERATORS

4,582

381,04

269,05

3,430

414,10

300,77

IV.

PROFESSIONAL AND OTHER SERVICES

4,957

1476,53

1230,01

3,651

2289,70

2149,80

V.

PERSONAL LOANS

24,390

1212,62

843,56

27,062

1176,45

845,51

 

1. Loans for Purchase of Consumer Durables

609

21,14

12,78

214

7,78

4,91

 

2. Loans for Housing

3,379

405,50

294,26

2,431

214,13

163,35

 

3. Rest of the Personal Loans

20,402

785,99

536,53

24,417

954,55

677,25

VI.

TRADE

14,876

1622,32

1385,37

10,006

2263,46

1135,56

 

1. Whole sale Trade

5,852

768,81

596,92

3,855

1611,65

581,81

 

2. Retail Trade

9,024

853,51

788,45

6,151

651,80

553,75

VII.

FINANCE

683

1010,22

853,85

512

612,55

554,17

VIII.

ALL OTHERS

5,205

1313,09

944,56

3,596

1129,56

929,47


TOTAL LOANS AND ADVANCES

87,238

17047,10

14243,95

70,655

26805,82

15285,26

OF WHICH: 1.Artisans and Village &Tiny Industries

819

67,44

55,23

585

57,19

39,33

2.Other Small Scale Industries

6,183

1111,47

966,54

4,771

1094,29

1024,10



(Amount in Rupees Lakh)


     

20% AND ABOVE

TOTAL


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


     

31

32

33

34

35

36


I.

AGRICULTURE

1,708

253,37

214,00

3,34,303

34109,01

26169,33

 

1. Direct Finance

1,339

131,12

116,94

2,81,684

13018,79

10908,37

 

2. Indirect Finance

369

122,25

97,06

52,619

21090,22

15260,96

II.

INDUSTRY

6,248

5574,03

4293,34

3,61,543

312782,04

232718,92

 

1. Mining & Quarrying

76

43,44

45,55

8,205

19373,64

10846,14

 

2. Food Manufacturing & Processing

465

387,47

312,25

38,664

24273,98

18668,84

 

(a)

RiceMills ,Flour & Dal Mills

120

29,95

25,71

17,037

5538,44

4294,84

 

(b)

Sugar

29

54,70

41,62

1,058

5942,83

4469,29

 

(c)

Edible Oils & Vanaspati

95

126,17

116,94

4,507

3052,40

2359,07

 

(d)

Tea Processing

8

7,39

5,37

1,500

2098,93

1560,67

 

(e)

Processing of Fruits & Vegetables

29

30,89

16,37

1,140

706,49

560,60

 

(f)

Others

184

138,37

106,24

13,422

6934,90

5424,36

 

3. Beverage & Tobacco

55

37,98

38,66

3,449

3498,39

2854,12

 

4. Textiles

1,052

559,03

410,22

58,615

37691,49

28168,35

 

(a)

Cotton Textiles

516

368,79

239,87

20,106

16717,90

13491,91

 

(b)

Jute & Other Natural Fibre Textiles

23

4,59

4,01

1,067

706,49

524,77

 

(c)

Handloom Textiles & Khadi

31

5,24

4,15

3,109

1322,08

734,83

 

(d)

Other Textiles & Textile Products

482

180,41

162,20

34,333

18945,02

13416,85

 

5. Paper, Paper Products & Printing

273

160,25

137,17

17,547

8567,77

7009,93

 

6. Leather &Leather Products

110

59,99

39,37

5,407

2482,06

2079,95

 

7. Rubber & Plastic Products

274

112,58

118,14

17,992

7754,22

6492,63

 

8. Chemicals & Chemical Products

721

882,96

709,12

26,298

36946,39

26132,68

 

(a)

Heavy Industrial Chemicals

218

158,10

187,08

4,299

7185,44

5479,10

 

(b)

Fertilisers

26

89,49

69,17

1,121

8171,11

5309,93

 

(c)

Drugs & Pharmaceuticals

152

232,20

209,87

6,375

8610,24

6383,94

 

(d)

Non-Edible Oils

8

98

1,67

618

571,50

457,16

 

(e)

Other Chemicals & Chemical Products

317

402,19

241,33

13,885

12408,09

8502,53

 

9. Petroleum, Coal Products & Nuclear Fuels

60

297,04

266,26

2,180

14028,03

11955,57

 

10. Manufacture of Cement & Cement Products

95

167,59

105,46

4,564

6499,60

5461,85

 

11. Basic Metals & Metal Products

649

830,20

671,89

33,947

35868,19

29487,39

 

(a)

Iron & Steel

270

582,12

461,35

13,398

25952,48

21495,37

 

(b)

Non-Ferrous Metals

101

68,33

59,04

3,200

3419,69

2592,18

 

(c)

Metal Products

278

179,75

151,50

17,349

6496,03

5399,84

 

12. Engineering

699

628,61

410,24

37,129

40853,75

26629,40

 

(a)

Heavy Engineering

151

162,12

88,50

7,972

6999,20

5237,99

 

(b)

Light Engineering

178

120,41

96,16

12,757

10513,01

8042,12

 

(c)

Electrical Machinery & Goods

210

178,64

130,38

10,402

13970,31

6865,93

 

(d)

Electronic Machinery & Goods

160

167,44

95,20

5,998

9371,24

6483,37

 

13. Vehicles, Vehicle Parts & Transport Equipments

138

206,62

118,15

9,934

11720,69

9148,54

 

14. Other Industries

1,019

694,51

476,36

51,819

21341,44

15847,79

 

15. Electricity,Gas & Water

70

234,10

200,33

3,140

24303,90

17593,20

 

(a)

Electricity Generation & Transmission

43

225,86

192,64

1,741

22415,67

16274,64

 

(b)

Non-Conventional Energy

9

4,43

4,13

321

452,07

389,46

 

(c)

Gas, Steam &Water Supply

18

3,80

3,56

1,078

1436,16

929,09

 

16. Construction

492

271,67

234,19

42,653

17578,51

14342,55

III.

TRANSPORT OPERATORS

750

108,44

53,16

76,184

9630,04

7277,79

IV.

PROFESSIONAL AND OTHER SERVICES

2,052

464,30

405,55

1,03,979

30373,69

23503,84

V.

PERSONAL LOANS

38,744

1364,34

583,47

9,14,553

44378,79

36531,04

 

1. Loans for Purchase of Consumer Durables

40

1,53

1,26

12,343

425,36

333,91

 

2. Loansfor Housing

1,794

195,43

178,45

4,38,195

24932,85

21705,06

 

3. Rest of the Personal Loans

36,910

1167,38

403,76

4,64,015

19020,58

14492,07

VI.

TRADE

2,898

340,53

318,61

2,67,188

94316,28

81967,30

 

1. Wholesale Trade

1,243

201,64

178,40

1,01,116

76614,65

67604,09

 

2. RetailTrade

1,655

138,89

140,20

1,66,072

17701,63

14363,20

VII.

FINANCE

360

344,94

265,51

18,547

46434,09

35852,44

VIII.

ALL OTHERS

1,843

483,11

440,52

1,19,434

50830,84

39076,17


TOTAL LOANS AND ADVANCES

54,603

8933,07

6574,17

21,95,731

622854,79

483096,84

OF WHICH:1.Artisans and Village & Tiny Industries

328

15,62

14,78

50,702

4857,14

3929,70

2.Other Small Scale Industries

1,810

322,71

321,71

1,11,026

28088,52

23166,63


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