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Table No.5.4 - Size of Credit limit-Wise Classification of Outstanding Credit of Scheduled commercial Banks According to Occupation (Part 1 of 2)

(Amount in Rupees Lakh)

(Amount in Rupees Lakh)

OCCUPATION

Rs.25,000 AND LESS

ABOVE Rs.25,000 AND UPTO

ABOVE Rs.2 LAKH AND UPTO

Rs. 2 LAKH

Rs. 5 LAKH

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

151,23,748

20513,90

18040,79

55,34,822

34670,27

29353,15

5,80,223

17016,26

14935,53

1. Direct Finance

147,44,306

20013,65

17640,22

53,90,548

33634,84

28521,00

5,44,258

15807,40

13907,93

2. Indirect Finance

3,79,442

500,25

400,56

1,44,274

1035,42

832,15

35,965

1208,85

1027,60

II.

INDUSTRY

16,77,149

1965,08

1580,17

6,77,736

5936,32

5034,20

2,25,598

7619,28

5873,04

1. Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

5,650

195,32

160,75

2. Food Manufacturing & Processing

1,04,736

107,14

93,66

45,866

372,94

317,34

16,432

587,98

469,96

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

5,916

216,75

172,51

(b) Sugar

-

-

-

-

-

-

111

4,14

3,38

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

1,519

54,90

43,74

(d) Tea Processing

-

-

-

-

-

-

306

10,77

8,80

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

599

20,98

16,54

(f) Others

-

-

-

-

-

-

7,981

280,44

225,00

3. Beverage & Tobacco

-

-

-

-

-

-

1,410

50,28

40,40

4. Textiles

67,857

96,26

77,64

40,095

374,89

314,48

22,847

831,30

660,58

(a) Cotton Textiles

-

-

-

-

-

-

7,144

256,04

203,70

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

458

16,61

13,86

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

1,939

70,88

56,12

(d) Other Textiles & Textile Products

-

-

-

-

-

-

13,306

487,77

386,90

5. Paper, Paper Products & Printing

7,013

9,34

8,19

11,659

115,06

94,37

8,021

287,20

227,41

6. Leather & Leather Products

10,060

14,15

11,52

5,992

48,23

40,17

2,134

76,41

64,69

7. Rubber & Plastic Products

5,675

7,46

6,81

7,884

83,36

70,60

7,997

289,84

233,31

8. Chemicals & Chemical Products

15,998

25,57

24,94

19,139

174,24

153,99

9,678

346,82

275,25

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

1,533

56,56

45,43

(b) Fertilisers

-

-

-

-

-

-

190

7,07

5,47

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

1,904

68,22

55,43

(d) Non-Edible Oils

-

-

-

-

-

-

170

6,11

4,94

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

5,881

208,84

163,98

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

731

26,09

20,75

10. Manufacture of Cement & Cement Products

2,609

4,06

3,25

3,788

34,33

27,36

2,216

80,65

65,21

11. Basic Metals & Metal Products

27,549

37,33

35,14

19,876

186,21

158,91

14,249

512,90

416,20

(a) Iron & Steel

-

-

-

-

-

-

4,081

148,40

118,25

(b) Non-Ferrous Metals

-

-

-

-

-

-

1,239

45,75

37,43

(c) Metal Products

-

-

-

-

-

-

8,929

318,74

260,52

12. Engineering

27,000

40,29

36,77

30,859

299,62

247,59

18,488

654,53

510,93

(a) Heavy Engineering

-

-

-

-

-

-

4,662

161,75

125,44

(b) Light Engineering

-

-

-

-

-

-

7,144

257,81

200,18

(c) Electrical Machinery & Goods

-

-

-

-

-

-

4,743

166,08

130,54

(d) Electronic Machinery & Goods

-

-

-

-

-

-

1,939

68,88

54,77

13. Vehicles, Vehicle Parts & Transport Equipments

11,649

15,08

11,99

14,583

132,35

106,20

4,485

158,66

125,45

14. Other Industries

13,65,104

1560,74

1230,70

4,12,666

3330,90

2784,38

61,851

1831,04

1144,98

15. Electricity, Gas & Water

-

-

-

-

-

-

1,511

52,15

42,17

(a) Electricity Generation & Transmission

-

-

-

-

-

-

676

22,78

19,12

(b) Non-Conventional Energy

-

-

-

-

-

-

209

7,02

5,35

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

626

22,35

17,70

16. Construction

31,899

47,66

39,57

65,329

784,19

718,82

47,898

1638,11

1415,01

III.

TRANSPORT OPERATORS

2,12,944

242,10

187,07

2,24,428

1922,68

1517,05

56,424

1793,06

1303,45

IV.

PROFESSIONAL AND OTHER SERVICES

8,54,418

1156,35

936,39

4,99,254

3444,56

2692,56

83,628

2811,62

2289,20

V.

PERSONAL LOANS

116,97,747

16055,64

9581,47

141,83,167

98856,92

60789,63

18,57,759

60678,81

49778,22

1. Loans for Purchase of Consumer Durables

5,95,320

963,73

745,36

7,45,696

4053,38

3029,53

10,788

337,40

262,32

2. Loans for Housing

2,40,759

373,03

335,78

15,32,541

18282,38

16041,53

8,47,832

28989,62

25931,05

3. Rest of the Personal Loans

108,61,668

14718,88

8500,32

119,04,930

76521,16

41718,57

9,99,139

31351,79

23584,86

VI.

TRADE

33,84,597

4556,00

3675,54

15,71,406

11679,63

9541,86

2,08,178

7533,38

6167,28

1. Wholesale Trade

1,56,279

200,55

164,41

1,09,890

1042,64

868,40

46,433

1731,44

1398,04

2. Retail Trade

32,28,318

4355,45

3511,13

14,61,516

10636,99

8673,45

1,61,745

5801,94

4769,24

VII.

FINANCE

36,581

50,65

39,32

22,258

184,69

133,50

8,456

283,81

219,92

VIII.

ALL OTHERS

37,78,908

5205,27

4514,69

24,20,675

18066,71

15082,44

97,017

3273,09

2535,75

TOTAL BANK CREDIT

367,66,092

49745,00

38555,43

251,33,746

174761,76

124144,38

31,17,283

101009,30

83102,39

OF WHICH : 1. Artisans and Village & Tiny Industries

10,53,797

1146,59

879,21

2,04,130

1479,59

1191,07

19,853

685,20

546,77

2. Other Small Scale Industries

3,06,322

377,17

313,38

2,27,528

2090,94

1759,79

72,864

2653,54

2120,46

.. .. indicates break-up not available separately.

 

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs.5 LAKH AND UPTO

ABOVE Rs.10 LAKH AND UPTO

ABOVE Rs. 25 LAKH AND UPTO

Rs. 10 LAKH

Rs. 25 LAKH

Rs. 50 LAKH

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

32,858

2453,27

2031,32

16,555

2803,99

2069,26

7,161

2623,69

2143,71

1. Direct Finance

23,063

1686,65

1391,13

11,216

1871,65

1282,81

3,502

1276,27

984,44

2. Indirect Finance

9,795

766,61

640,19

5,339

932,34

786,45

3,659

1347,42

1159,26

II.

INDUSTRY

95,802

7486,62

6088,23

73,133

12593,09

10038,71

38,400

14618,46

11006,25

1. Mining & Quarrying

2,650

206,67

171,50

1,736

294,17

234,72

745

280,84

214,99

2. Food Manufacturing & Processing

10,134

811,76

647,49

9,346

1657,12

1288,53

5,263

2021,28

1531,76

(a) Rice Mills, Flour & Dal Mills

4,703

384,46

302,56

4,808

867,74

658,75

2,660

1022,88

761,48

(b) Sugar

76

6,22

5,00

93

16,80

14,52

83

33,86

27,04

(c) Edible Oils & Vanaspati

868

69,19

55,07

871

154,93

118,10

516

198,75

157,72

(d) Tea Processing

195

16,01

13,03

266

47,53

39,84

308

118,27

92,56

(e) Processing of Fruits & Vegetables

290

22,56

17,96

246

42,14

35,10

142

53,85

42,24

(f) Others

4,002

313,31

253,87

3,062

527,99

422,22

1,554

593,66

450,73

3. Beverage & Tobacco

768

60,97

48,88

616

108,83

87,53

435

174,21

117,47

4. Textiles

13,581

1081,94

883,43

13,232

2314,53

1864,95

7,925

3037,59

2279,49

(a) Cotton Textiles

4,154

334,49

279,04

4,393

774,06

644,18

2,827

1080,47

831,06

(b) Jute & Other Natural Fibre Textiles

272

21,40

17,90

259

44,34

36,72

155

59,88

46,68

(c) Handloom Textiles & Khadi

897

70,16

57,70

537

90,00

72,21

224

84,93

66,73

(d) Other Textiles & Textile Products

8,258

655,88

528,78

8,043

1406,13

1111,84

4,719

1812,31

1335,03

5. Paper, Paper Products & Printing

4,597

361,10

288,53

3,530

599,63

469,79

1,806

662,47

447,97

6. Leather & Leather Products

1,437

113,15

94,96

1,443

252,35

201,51

859

330,65

251,72

7. Rubber & Plastic Products

4,862

376,55

307,83

4,080

691,50

554,14

1,916

720,08

555,16

8. Chemicals & Chemical Products

6,162

483,42

385,60

5,800

995,09

781,31

3,435

1309,20

961,33

(a) Heavy Industrial Chemicals

1,137

88,40

70,81

1,078

187,87

146,00

617

236,29

176,17

(b) Fertilisers

157

13,32

11,38

214

37,33

30,71

146

52,35

42,77

(c) Drugs & Pharmaceuticals

1,170

93,16

75,72

1,314

226,87

180,23

849

322,16

254,74

(d) Non-Edible Oils

148

12,04

9,04

127

21,40

17,43

74

28,12

22,78

(e) Other Chemicals & Chemical Products

3,550

276,50

218,64

3,067

521,62

406,95

1,749

670,27

464,86

9. Petroleum, Coal Products & Nuclear Fuels

414

33,08

26,79

374

65,04

53,24

219

82,23

65,99

10. Manufacture of Cement & Cement Products

1,015

78,35

62,81

552

94,16

73,80

282

105,96

78,41

11. Basic Metals & Metal Products

8,338

651,97

531,51

7,313

1260,19

1022,28

4,021

1529,89

1190,93

(a) Iron & Steel

2,652

210,27

168,99

2,756

483,77

395,72

1,787

685,12

528,97

(b) Non-Ferrous Metals

887

70,54

58,11

754

129,56

105,35

410

156,87

117,55

(c) Metal Products

4,799

371,17

304,40

3,803

646,85

521,21

1,824

687,90

544,41

12. Engineering

9,617

758,86

596,98

8,325

1429,94

1095,68

4,459

1710,39

1192,01

(a) Heavy Engineering

2,227

176,62

139,33

1,919

327,35

251,01

1,078

411,14

280,30

(b) Light Engineering

3,809

299,80

232,84

2,974

508,06

385,78

1,488

573,91

389,54

(c) Electrical Machinery & Goods

2,530

199,98

158,73

2,372

411,58

316,82

1,282

492,78

356,72

(d) Electronic Machinery & Goods

1,051

82,46

66,08

1,060

182,95

142,06

611

232,56

165,44

13. Vehicles, Vehicle Parts & Transport Equipments

2,177

168,48

133,45

1,924

327,13

260,85

1,117

425,49

316,93

14. Other Industries

15,002

1149,11

938,27

7,713

1305,83

1066,58

3,251

1212,85

987,30

15. Electricity, Gas & Water

619

47,41

39,76

474

80,44

65,32

274

101,18

74,35

(a) Electricity Generation & Transmission

269

19,96

16,80

203

34,26

28,05

162

58,45

42,20

(b) Non-Conventional Energy

66

5,25

4,44

49

8,35

7,16

26

9,99

7,12

(c) Gas, Steam & Water Supply

284

22,21

18,52

222

37,82

30,12

86

32,75

25,02

16. Construction

14,429

1103,81

930,46

6,675

1117,14

918,49

2,393

914,16

740,45

III.

TRANSPORT OPERATORS

13,632

944,98

771,49

2,504

397,61

310,64

790

292,98

240,93

IV.

PROFESSIONAL AND OTHER SERVICES

33,807

2529,94

2115,96

18,006

2963,29

2354,92

5,316

1997,20

1545,98

V.

PERSONAL LOANS

4,57,827

33071,41

28083,34

1,48,759

22617,79

18724,60

20,190

7053,10

5749,26

1. Loans for Purchase of Consumer Durables

2,543

192,67

165,14

6

88

88

-

-

-

2. Loans for Housing

2,92,757

21259,59

18902,20

1,04,558

15846,23

13902,80

13,783

4776,38

4121,07

3. Rest of the Personal Loans

1,62,527

11619,15

9015,99

44,195

6770,68

4820,92

6,407

2276,72

1628,19

VI.

TRADE

82,410

6568,45

5346,68

46,045

7896,69

6391,75

16,323

6147,48

4805,56

1. Wholesale Trade

28,303

2298,54

1858,43

22,349

3888,89

3133,75

9,243

3504,35

2728,79

2. Retail Trade

54,107

4269,91

3488,25

23,696

4007,79

3258,00

7,080

2643,13

2076,77

VII.

FINANCE

2,622

204,26

151,09

1,752

302,29

204,89

991

377,85

256,48

VIII.

ALL OTHERS

77,039

5830,52

4697,27

38,669

6482,42

5211,97

13,855

4945,36

3799,61

TOTAL BANK CREDIT

7,95,997

59089,44

49285,39

3,45,423

56057,16

45306,73

1,03,026

38056,11

29547,77

OF WHICH : 1. Artisans and Village & Tiny Industries

8,015

628,42

511,10

4,997

851,27

675,86

2,065

775,42

597,73

2. Other Small Scale Industries

42,795

3361,31

2705,43

34,431

5935,35

4718,00

16,446

6210,08

4758,93

.. .. indicates break-up not available separately.

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