Table.No.5.5 - Populationand Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5)

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Table.No.5.5 - Populationand Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 5)

RURAL
(Amount in Rupees Lakh)
OCCUPATION				STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
OCCUPATION				No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
				1	2	3	4	5	6
I.	AGRICULTURE			42,86,270	27322,87	23816,94	98,65,793	58498,74	52602,77
	1.	Direct Finance		42,21,349	25297,70	22224,13	97,46,607	54939,27	49573,26
	2.	Indirect Finance		64,921	2025,17	1592,80	1,19,186	3559,47	3029,51
II.	INDUSTRY			1,28,488	24832,05	17174,40	2,92,793	84946,31	64279,57
	1.	Mining & Quarrying		1,734	1446,39	1100,40	3,034	6205,92	5932,43
	2.	Food Manufacturing & Processing		27,924	2245,21	1737,42	58,487	5619,58	4270,24
		(a)	Rice Mills, Flour & Dal Mills	8,134	868,62	679,67	36,528	976,91	755,05
		(b)	Sugar	100	259,06	203,56	235	2176,58	1648,36
		(c)	Edible Oils & Vanaspati	1,296	172,72	134,34	1,713	223,65	178,74
		(d)	Tea Processing	30	11,74	9,22	262	636,47	548,35
		(e)	Processing of Fruits & Vegetables	328	48,38	35,93	430	76,45	58,87
		(f)	Others	18,036	884,69	674,69	19,319	1529,52	1080,87
	3.	Beverage & Tobacco		592	405,73	305,89	452	287,12	190,56
	4.	Textiles		19,096	2643,14	2029,97	38,614	8916,79	5853,79
		(a)	Cotton Textiles	2,637	898,90	738,00	6,017	5033,66	3596,84
		(b)	Jute & Other Natural Fibre Textiles	2,368	44,52	34,42	2,481	71,53	45,49
		(c)	Handloom Textiles & Khadi	5,740	68,64	54,18	9,721	190,69	113,45
		(d)	Other Textiles & Textile Products	8,351	1631,08	1203,37	20,395	3620,91	2098,02
	5.	Paper, Paper Products & Printing		2,147	691,79	565,68	3,631	1394,50	1044,98
	6.	Leather & Leather Products		2,325	513,97	410,00	4,455	116,19	88,20
	7.	Rubber & Plastic Products		1,404	366,73	286,82	2,532	1380,62	932,86
	8.	Chemicals & Chemical Products		2,877	2011,85	1114,07	5,539	4883,04	3683,23
		(a)	Heavy Industrial Chemicals	244	558,83	221,58	373	1441,52	1086,01
		(b)	Fertilisers	60	171,02	166,06	105	1787,43	1408,07
		(c)	Drugs & Pharmaceuticals	291	173,33	142,79	2,222	689,07	482,17
		(d)	Non-Edible Oils	86	72,93	18,62	74	26,51	18,40
		(e)	Other Chemicals & Chemical Products	2,196	1035,73	565,02	2,765	938,51	688,58
	9.	Petroleum, Coal Products & Nuclear Fuels		145	410,10	251,50	271	1625,15	1130,66
	10.	Manufacture of Cement & Cement Products		2,472	232,95	179,61	2,723	4061,90	2467,38
	11.	Basic Metals & Metal Products		3,792	3102,76	2436,74	8,188	16904,05	13179,07
		(a)	Iron & Steel	900	2335,40	1948,30	976	14959,80	11497,53
		(b)	Non-Ferrous Metals	338	362,52	229,07	163	1225,67	1091,39
		(c)	Metal Products	2,554	404,83	259,38	7,049	718,58	590,15
	12.	Engineering		7,408	1998,84	1463,58	11,187	4117,73	2926,88
		(a)	Heavy Engineering	506	348,16	228,14	1,861	468,02	349,56
		(b)	Light Engineering	4,827	931,61	679,05	4,998	2619,67	1801,46
		(c)	Electrical Machinery & Goods	1,632	453,44	333,08	2,553	738,94	583,10
		(d)	Electronic Machinery & Goods	443	265,64	223,31	1,775	291,10	192,76
	13.	Vehicles, Vehicle Parts & Transport Equipments		919	1206,94	924,99	5,434	1898,36	1284,62
	14.	Other Industries		41,996	1568,86	1146,08	1,29,884	2785,03	2344,52
	15.	Electricity, Gas & Water		200	1297,40	822,56	461	15582,20	11683,43
		(a)	Electricity Generation & Transmission	82	1193,12	728,73	292	15300,95	11450,10
		(b)	Non-Conventional Energy	21	58,50	52,56	54	182,05	157,88
		(c)	Gas, Steam & Water Supply	97	45,78	41,28	115	99,20	75,45
	16.	Construction		13,457	4689,38	2399,08	17,901	9168,13	7266,71
III.	TRANSPORT OPERATORS			23,276	631,87	452,26	59,184	1170,24	905,49
IV.	PROFESSIONAL AND OTHER SERVICES			74,258	4463,07	3290,87	2,72,035	6357,00	5411,63
V.	PERSONAL LOANS			14,73,802	21692,56	17038,77	14,73,043	20938,15	17608,16
	1.	Loans for Purchase of Consumer Durables		12,790	84,11	60,94	83,407	486,22	395,55
	2.	Loans for Housing		2,68,564	9622,01	7840,02	3,28,718	9233,22	8217,84
	3.	Rest of the Personal Loans		11,92,448	11986,45	9137,80	10,60,918	11218,71	8994,77
VI.	TRADE			4,19,788	7426,48	5865,30	10,32,123	21837,50	19840,40
	1.	Wholesale Trade		7,874	2642,27	2081,71	48,579	13731,92	13085,78
	2.	Retail Trade		4,11,914	4784,21	3783,58	9,83,544	8105,58	6754,62
VII.	FINANCE			1,277	1390,26	1328,68	20,890	4949,93	4427,45
VIII.	ALL OTHERS			57,164	714,23	639,99	10,89,141	9647,35	7614,72
TOTAL BANK CREDIT				64,64,323	88473,39	69607,19	141,05,002	208345,23	172690,18

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
RURAL
(Amount in Rupees Lakh)
OCCUPATION				FOREIGN BANKS			REGIONAL RURAL BANKS
OCCUPATION				No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
				7	8	9	10	11	12
I.	AGRICULTURE			1	25	25	73,99,254	28902,65	24520,36
	1.	Direct Finance		1	25	25	72,45,124	27843,74	23598,24
	2.	Indirect Finance		-	-	-	1,54,130	1058,91	922,12
II.	INDUSTRY			1,772	3352,12	2269,15	4,32,435	1725,92	1305,59
	1.	Mining & Quarrying		1	16	16	501	34,82	25,70
	2.	Food Manufacturing & Processing		23	174,97	152,00	79,225	296,53	217,00
		(a)	Rice Mills, Flour & Dal Mills	7	127,84	120,80	21,464	152,81	118,52
		(b)	Sugar	-	-	-	17	77	64
		(c)	Edible Oils & Vanaspati	2	10,12	10,12	1,958	12,70	7,67
		(d)	Tea Processing	-	-	-	4	66	63
		(e)	Processing of Fruits & Vegetables	-	-	-	98	5,19	3,47
		(f)	Others	14	37,01	21,08	55,684	124,39	86,07
	3.	Beverage & Tobacco		6	137,08	137,08	103	4,98	3,75
	4.	Textiles		112	232,99	131,41	48,841	227,20	183,06
		(a)	Cotton Textiles	45	123,74	31,28	7,901	63,00	44,89
		(b)	Jute & Other Natural Fibre Textiles	-	-	-	7,944	55,02	51,95
		(c)	Handloom Textiles & Khadi	-	-	-	21,620	59,77	41,56
		(d)	Other Textiles & Textile Products	67	109,25	100,12	11,376	49,43	44,65
	5.	Paper, Paper Products & Printing		25	68,18	42,23	4,299	18,13	11,72
	6.	Leather & Leather Products		2	18,78	18,78	17,460	40,36	20,73
	7.	Rubber & Plastic Products		18	64,25	23,94	5,784	19,50	15,79
	8.	Chemicals & Chemical Products		74	667,77	468,43	9,468	35,66	29,70
		(a)	Heavy Industrial Chemicals	9	130,52	36,61	5	19	10
		(b)	Fertilisers	5	32,54	23,54	-	-	-
		(c)	Drugs & Pharmaceuticals	17	249,73	228,93	3,042	7,47	5,43
		(d)	Non-Edible Oils	-	-	-	5	29	21
		(e)	Other Chemicals & Chemical Products	43	254,98	179,35	6,416	27,70	23,96
	9.	Petroleum, Coal Products & Nuclear Fuels		15	75,32	56,84	20	1,73	1,38
	10.	Manufacture of Cement & Cement Products		2	12,50	4,70	2,340	14,46	10,64
	11.	Basic Metals & Metal Products		290	665,69	331,11	7,981	29,96	22,26
		(a)	Iron & Steel	218	38,78	38,55	16	74	61
		(b)	Non-Ferrous Metals	47	548,65	257,47	6	27	24
		(c)	Metal Products	25	78,26	35,10	7,959	28,95	21,41
	12.	Engineering		84	349,11	234,78	7,214	40,06	28,86
		(a)	Heavy Engineering	27	123,39	102,59	321	11,39	10,17
		(b)	Light Engineering	22	37,28	22,78	3,529	17,35	9,69
		(c)	Electrical Machinery & Goods	23	24,77	17,35	1,409	5,69	4,45
		(d)	Electronic Machinery & Goods	12	163,68	92,07	1,955	5,63	4,56
	13.	Vehicles, Vehicle Parts & Transport Equipments		61	332,33	223,98	11,166	45,68	34,12
	14.	Other Industries		94	216,68	171,24	2,26,508	625,66	459,69
	15.	Electricity, Gas & Water		7	28,09	28,09	183	11,58	4,59
		(a)	Electricity Generation & Transmission	2	12	12	7	53	14
		(b)	Non-Conventional Energy	2	27,53	27,53	142	4,22	2,73
		(c)	Gas, Steam & Water Supply	3	44	44	34	6,84	1,72
	16.	Construction		958	308,20	244,38	11,342	279,61	236,62
III.	TRANSPORT OPERATORS			29	5,12	4,83	70,499	512,14	369,93
IV.	PROFESSIONAL AND OTHER SERVICES			1,328	583,58	552,79	3,32,295	1182,64	931,12
V.	PERSONAL LOANS			6,383	341,29	255,36	11,76,023	7220,49	5601,98
	1.	Loans for Purchase of Consumer Durables		-	-	-	1,54,828	993,46	699,16
	2.	Loans for Housing		39	18,32	11,00	1,40,748	1866,50	1508,23
	3.	Rest of the Personal Loans		6,344	322,97	244,36	8,80,447	4360,53	3394,59
VI.	TRADE			1,252	487,87	414,80	11,17,043	3594,36	2727,00
	1.	Wholesale Trade		355	200,87	176,15	54,885	280,66	221,72
	2.	Retail Trade		897	287,00	238,65	10,62,158	3313,70	2505,28
VII.	FINANCE			79	91,39	91,08	37,252	298,23	232,31
VIII.	ALL OTHERS			2,716	228,81	141,01	11,40,492	4262,76	3479,64
TOTAL BANK CREDIT				13,560	5090,41	3729,27	117,05,293	47699,19	39167,93

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008
RURAL
(Amount in Rupees Lakh)
OCCUPATION				OTHER SCHEDULED COMMERCIALBANKS			ALL SCHEDULED COMMERCIAL BANKS
OCCUPATION				No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
				13	14	15	16	17	18
I.	AGRICULTURE			4,55,408	5018,52	4228,80	220,06,726	119743,03	105169,12
	1.	Direct Finance		4,34,886	4025,75	3429,64	216,47,967	112106,71	98825,52
	2.	Indirect Finance		20,522	992,77	799,16	3,58,759	7636,32	6343,60
II.	INDUSTRY			61,672	10896,10	9389,87	9,17,160	125752,50	94418,58
	1.	Mining & Quarrying		530	415,95	312,26	5,800	8103,24	7370,95
	2.	Food Manufacturing & Processing		6,580	643,19	386,34	1,72,239	8979,49	6763,00
		(a)	Rice Mills, Flour & Dal Mills	722	78,90	57,55	66,855	2205,09	1731,59
		(b)	Sugar	20	114,03	62,64	372	2550,44	1915,20
		(c)	Edible Oils & Vanaspati	256	81,90	45,50	5,225	501,10	376,37
		(d)	Tea Processing	3	12,05	34,15	299	660,92	592,35
		(e)	Processing of Fruits & Vegetables	24	5,18	4,64	880	135,21	102,92
		(f)	Others	5,555	351,13	181,85	98,608	2926,74	2044,57
	3.	Beverage & Tobacco		34	66,68	60,66	1,187	901,59	697,93
	4.	Textiles		3,197	1123,20	916,40	1,09,860	13143,33	9114,63
		(a)	Cotton Textiles	957	564,86	461,74	17,557	6684,15	4872,75
		(b)	Jute & Other Natural Fibre Textiles	399	9,77	6,29	13,192	180,83	138,15
		(c)	Handloom Textiles & Khadi	426	3,43	2,75	37,507	322,53	211,95
		(d)	Other Textiles & Textile Products	1,415	545,15	445,62	41,604	5955,82	3891,79
	5.	Paper, Paper Products & Printing		525	262,14	146,53	10,627	2434,74	1811,14
	6.	Leather & Leather Products		438	164,88	132,11	24,680	854,17	669,81
	7.	Rubber & Plastic Products		301	54,12	41,41	10,039	1885,23	1300,82
	8.	Chemicals & Chemical Products		739	646,72	582,68	18,697	8245,04	5878,11
		(a)	Heavy Industrial Chemicals	19	47,45	84,37	650	2178,51	1428,66
		(b)	Fertilisers	8	81,98	127,14	178	2072,98	1724,81
		(c)	Drugs & Pharmaceuticals	448	158,39	126,94	6,020	1277,99	986,25
		(d)	Non-Edible Oils	1	30	30	166	100,03	37,54
		(e)	Other Chemicals & Chemical Products	263	358,60	243,93	11,683	2615,52	1700,85
	9.	Petroleum, Coal Products & Nuclear Fuels		246	188,39	171,59	697	2300,69	1611,96
	10.	Manufacture of Cement & Cement Products		226	57,84	51,88	7,763	4379,65	2714,22
	11.	Basic Metals & Metal Products		1,112	822,13	661,32	21,363	21524,59	16630,50
		(a)	Iron & Steel	192	718,14	587,45	2,302	18052,86	14072,43
		(b)	Non-Ferrous Metals	27	7,54	5,60	581	2144,66	1583,76
		(c)	Metal Products	893	96,45	68,27	18,480	1327,07	974,31
	12.	Engineering		1,054	151,62	120,19	26,947	6657,37	4774,29
		(a)	Heavy Engineering	27	3,14	2,26	2,742	954,09	692,71
		(b)	Light Engineering	647	32,38	23,51	14,023	3638,28	2536,50
		(c)	Electrical Machinery & Goods	197	20,98	10,20	5,814	1243,81	948,18
		(d)	Electronic Machinery & Goods	183	95,13	84,21	4,368	821,18	596,91
	13.	Vehicles, Vehicle Parts & Transport Equipments		1,150	1745,58	361,26	18,730	5228,89	2828,96
	14.	Other Industries		9,579	770,17	695,85	4,08,061	5966,40	4817,38
	15.	Electricity, Gas & Water		745	813,23	917,56	1,596	17732,49	13456,24
		(a)	Electricity Generation & Transmission	726	788,53	874,89	1,109	17283,25	13053,99
		(b)	Non-Conventional Energy	11	17,43	36,88	230	289,73	277,57
		(c)	Gas, Steam & Water Supply	8	7,26	5,79	257	159,51	124,69
	16.	Construction		35,216	2970,26	3831,83	78,874	17415,59	13978,62
III.	TRANSPORT OPERATORS			37,271	2060,87	1769,43	1,90,259	4380,23	3501,93
IV.	PROFESSIONAL AND OTHER SERVICES			18,134	2232,36	1653,98	6,98,050	14818,66	11840,39
V.	PERSONAL LOANS			5,06,535	23914,25	17345,50	46,35,786	74106,74	57849,76
	1.	Loans for Purchase of Consumer Durables		12,806	107,15	86,44	2,63,831	1670,94	1242,09
	2.	Loans for Housing		92,781	11715,34	9925,13	8,30,850	32455,39	27502,22
	3.	Rest of the Personal Loans		4,00,948	12091,76	7333,93	35,41,105	39980,41	29105,46
VI.	TRADE			53,656	2706,69	1816,97	26,23,862	36052,89	30664,47
	1.	Wholesale Trade		2,385	877,93	642,71	1,14,078	17733,65	16208,07
	2.	Retail Trade		51,271	1828,76	1174,26	25,09,784	18319,24	14456,40
VII.	FINANCE			2,502	436,53	266,11	62,000	7166,34	6345,63
VIII.	ALL OTHERS			1,22,361	2766,33	1467,24	24,11,874	17619,46	13342,60
TOTAL BANK CREDIT				12,57,539	50031,64	37937,91	335,45,717	399639,85	323132,48