METROPOLITAN

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

1

2

3

4

5

6

I.

AGRICULTURE

34,019

11033,54

7482,50

1,10,985

33257,19

28364,92

1. Direct Finance

27,309

1270,31

891,50

97,180

6002,79

5186,89

2. Indirect Finance

6,710

9763,23

6591,01

13,805

27254,40

23178,04

II.

INDUSTRY

3,72,332

225570,22

155909,89

4,11,536

436223,63

329298,68

1. Mining & Quarrying

987

6517,87

4782,72

1,646

12687,28

8856,88

2. Food Manufacturing & Processing

4,502

11274,80

8407,44

19,004

13187,31

9327,08

(a) Rice Mills, Flour & Dal Mills

641

1635,78

1125,69

1,452

1910,53

1422,91

(b) Sugar

262

4631,32

3505,13

238

3078,44

2326,61

(c) Edible Oils & Vanaspati

416

1786,03

1380,48

3,522

2092,90

1500,24

(d) Tea Processing

126

332,42

219,01

354

843,22

506,68

(e) Processing of Fruits & Vegetables

186

321,81

286,28

625

439,03

294,99

(f) Others

2,871

2567,43

1890,84

12,813

4823,18

3275,66

3. Beverage & Tobacco

399

1288,25

1024,52

620

2021,14

1612,68

4. Textiles

13,449

28968,04

18268,22

71,258

38312,54

28905,39

(a) Cotton Textiles

2,646

13455,78

7971,87

24,167

13429,79

9912,93

(b) Jute & Other Natural Fibre Textiles

240

242,40

164,99

4,121

1179,39

522,16

(c) Handloom Textiles & Khadi

702

621,74

341,35

931

772,02

616,48

(d) Other Textiles & Textile Products

9,861

14648,12

9790,02

42,039

22931,34

17853,81

5. Paper, Paper Products & Printing

4,932

3464,33

2487,25

8,746

6272,62

4983,00

6. Leather & Leather Products

4,599

1615,47

1246,06

7,588

3231,40

2389,00

7. Rubber & Plastic Products

4,832

5082,24

3454,70

9,242

6718,67

5004,52

8. Chemicals & Chemical Products

9,640

20306,94

14807,81

99,739

24900,44

17208,94

(a) Heavy Industrial Chemicals

916

6014,49

4579,11

2,371

5371,48

3894,44

(b) Fertilisers

133

1329,28

921,71

225

3186,03

2523,71

(c) Drugs & Pharmaceuticals

1,062

5064,92

3391,68

46,170

9120,63

5868,97

(d) Non-Edible Oils

92

466,51

342,95

123

557,43

280,65

(e) Other Chemicals & Chemical Products

7,437

7431,74

5572,35

50,850

6664,86

4641,17

9. Petroleum, Coal Products & Nuclear Fuels

261

11634,80

5963,09

756

32580,50

27746,27

10. Manufacture of Cement & Cement Products

562

3881,43

2391,17

14,213

6823,78

5366,69

11. Basic Metals & Metal Products

6,641

32145,92

21900,23

31,626

52322,49

37123,63

(a) Iron & Steel

2,953

24477,85

16457,00

5,038

36910,03

25577,12

(b) Non-Ferrous Metals

942

3126,62

2292,13

1,388

6417,19

5136,56

(c) Metal Products

2,746

4541,45

3151,10

25,200

8995,27

6409,95

12. Engineering

12,487

17345,80

12536,69

38,092

32445,88

23812,36

(a) Heavy Engineering

1,220

2035,28

1552,17

4,723

5503,43

3277,78

(b) Light Engineering

7,254

6886,25

4952,98

14,565

13634,54

11013,16

(c) Electrical Machinery & Goods

2,816

5429,67

3948,18

7,199

7298,30

4521,49

(d) Electronic Machinery & Goods

1,197

2994,61

2083,36

11,605

6009,62

4999,93

13. Vehicles, Vehicle Parts & Transport Equipments

2,911

8925,59

6071,36

6,585

12284,81

8475,08

14. Other Industries

2,99,415

21726,96

14587,04

66,541

39891,42

29694,03

15. Electricity, Gas & Water

467

14976,59

10757,92

1,583

52361,52

41517,52

(a) Electricity Generation & Transmission

316

11517,74

8263,22

1,023

49365,18

39392,96

(b) Non-Conventional Energy

53

2033,12

1224,89

186

1208,88

828,61

(c) Gas, Steam & Water Supply

98

1425,74

1269,81

374

1787,45

1295,95

16. Construction

6,248

36415,19

27223,68

34,297

100181,83

77275,62

III.

TRANSPORT OPERATORS

13,775

9840,43

6917,27

33,943

14385,72

11953,88

IV.

PROFESSIONAL AND OTHER SERVICES

21,340

22532,85

15643,96

2,29,714

72939,92

58417,62

V.

PERSONAL LOANS

11,60,736

35488,23

27510,51

24,24,502

75827,45

63748,45

1. Loans for Purchase of Consumer Durables

5,188

45,77

34,85

90,850

692,88

531,30

2. Loans for Housing

2,94,806

21648,22

17521,97

6,65,605

48310,26

42907,91

3. Rest of the Personal Loans

8,60,742

13794,23

9953,68

16,68,047

26824,31

20309,23

VI.

TRADE

68,027

21151,34

18052,65

3,46,256

90495,96

60133,68

1. Wholesale Trade

9,315

13323,88

12281,69

79,442

48491,24

38830,97

2. Retail Trade

58,712

7827,46

5770,95

2,66,814

42004,72

21302,71

VII.

FINANCE

1,419

27824,44

23837,56

17,485

122355,03

106392,49

VIII.

ALL OTHERS

37,670

3280,29

2512,84

7,03,535

43863,41

36076,26

TOTAL BANK CREDIT

17,09,318

356721,33

257867,17

42,77,956

889348,30

694385,98

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

METROPOLITAN

(Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

7

8

9

10

11

12

I.

AGRICULTURE

452

965,91

454,97

3,881

41,16

35,11

1. Direct Finance

197

246,18

135,08

3,828

39,64

33,79

2. Indirect Finance

255

719,73

319,89

53

1,51

1,32

II.

INDUSTRY

46,678

108179,83

60723,96

1,158

15,47

13,11

1. Mining & Quarrying

185

1270,60

831,89

3

40

40

2. Food Manufacturing & Processing

1,493

4544,52

2358,03

3

14

13

(a) Rice Mills, Flour & Dal Mills

935

110,55

68,38

3

14

13

(b) Sugar

29

130,70

94,12

-

-

-

(c) Edible Oils & Vanaspati

71

769,76

524,38

-

-

-

(d) Tea Processing

22

433,38

109,43

-

-

-

(e) Processing of Fruits & Vegetables

16

161,17

62,72

-

-

-

(f) Others

420

2938,97

1499,00

-

-

-

3. Beverage & Tobacco

167

3931,06

2378,55

1

9

9

4. Textiles

10,017

7579,58

5221,14

214

33

19

(a) Cotton Textiles

1,120

1946,84

1517,57

2

3

3

(b) Jute & Other Natural Fibre Textiles

12

11

7

1

-

-

(c) Handloom Textiles & Khadi

481

10,65

8,71

203

27

14

(d) Other Textiles & Textile Products

8,404

5621,99

3694,79

8

3

3

5. Paper, Paper Products & Printing

584

3093,98

1857,18

14

80

60

6. Leather & Leather Products

465

3677,43

3110,56

245

88

74

7. Rubber & Plastic Products

1,054

1505,60

950,89

8

5

3

8. Chemicals & Chemical Products

3,490

19830,37

10895,58

3

18

17

(a) Heavy Industrial Chemicals

406

2530,13

1376,48

-

-

-

(b) Fertilisers

63

884,89

229,84

-

-

-

(c) Drugs & Pharmaceuticals

1,793

9062,19

5444,39

1

-

-

(d) Non-Edible Oils

4

61,32

35,66

-

-

-

(e) Other Chemicals & Chemical Products

1,224

7291,84

3809,21

2

18

17

9. Petroleum, Coal Products & Nuclear Fuels

174

4849,29

1948,67

-

-

-

10. Manufacture of Cement & Cement Products

257

1194,92

859,49

1

-

-

11. Basic Metals & Metal Products

3,318

12447,19

5247,40

4

7

7

(a) Iron & Steel

1,573

4949,43

2053,31

-

-

-

(b) Non-Ferrous Metals

382

3901,82

1693,68

-

-

-

(c) Metal Products

1,363

3595,94

1500,41

4

7

7

12. Engineering

6,426

15329,36

9163,49

38

80

66

(a) Heavy Engineering

304

2550,02

1311,70

2

5

7

(b) Light Engineering

3,377

4293,30

2847,83

30

51

33

(c) Electrical Machinery & Goods

2,277

4384,00

2784,99

5

24

25

(d) Electronic Machinery & Goods

468

4102,04

2218,97

1

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

1,000

10267,98

5490,28

9

10

6

14. Other Industries

12,378

6064,36

3812,11

374

1,77

1,19

15. Electricity, Gas & Water

126

3331,66

1158,38

1

8

8

(a) Electricity Generation & Transmission

27

1690,50

616,16

-

-

-

(b) Non-Conventional Energy

4

59,62

50,83

-

-

-

(c) Gas, Steam & Water Supply

95

1581,54

491,38

1

8

8

16. Construction

5,544

9261,94

5440,33

240

9,80

8,68

III.

TRANSPORT OPERATORS

1,302

1480,94

943,27

1,130

11,47

9,21

IV.

PROFESSIONAL AND OTHER SERVICES

60,324

23600,40

15581,63

1,137

9,70

7,06

V.

PERSONAL LOANS

83,87,070

95915,20

46494,98

27,899

271,24

190,42

1. Loans for Purchase of Consumer Durables

1,14,091

2622,52

2497,23

3,423

21,87

14,83

2. Loans for Housing

92,682

19096,86

15528,24

11,548

118,84

94,19

3. Rest of the Personal Loans

81,80,297

74195,81

28469,52

12,928

130,53

81,40

VI.

TRADE

44,657

13435,70

9594,47

4,013

36,64

27,16

1. Wholesale Trade

14,673

6768,03

4167,53

505

5,68

4,45

2. Retail Trade

29,984

6667,67

5426,94

3,508

30,97

22,70

VII.

FINANCE

2,958

36389,49

10817,02

1,669

14,77

11,99

VIII.

ALL OTHERS

59,980

8024,65

4503,15

5,406

56,58

47,50

TOTAL BANK CREDIT

86,03,421

287992,12

149113,46

46,293

457,02

341,55

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

METROPOLITAN

(Amount in Rupees Lakh)

OCCUPATION

OTHER SCHEDULED
COMMERCIALBANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

13

14

15

16

17

18

I.

AGRICULTURE

5,13,423

23014,73

18405,91

6,62,760

68312,52

54743,42

1. Direct Finance

4,69,412

17238,28

13812,67

5,97,926

24797,20

20059,92

2. Indirect Finance

44,011

5776,45

4593,24

64,834

43515,33

34683,50

II.

INDUSTRY

8,86,995

128088,76

79243,15

17,18,699

898077,92

625188,78

1. Mining & Quarrying

471

4540,46

1697,02

3,292

25016,61

16168,90

2. Food Manufacturing & Processing

11,335

6680,88

5444,47

36,337

35687,64

25537,15

(a) Rice Mills, Flour & Dal Mills

576

1136,88

925,20

3,607

4793,87

3542,31

(b) Sugar

106

877,11

773,66

635

8717,57

6699,52

(c) Edible Oils & Vanaspati

3,801

1046,77

816,68

7,810

5695,47

4221,79

(d) Tea Processing

101

991,76

904,19

603

2600,79

1739,31

(e) Processing of Fruits & Vegetables

61

176,91

140,09

888

1098,93

784,07

(f) Others

6,690

2451,44

1884,65

22,794

12781,02

8550,15

3. Beverage & Tobacco

228

1153,55

876,91

1,415

8394,09

5892,75

4. Textiles

25,926

10256,85

6449,84

1,20,864

85117,34

58844,78

(a) Cotton Textiles

4,961

3445,73

2515,46

32,896

32278,17

21917,86

(b) Jute & Other Natural Fibre Textiles

519

91,15

73,59

4,893

1513,05

760,81

(c) Handloom Textiles & Khadi

1,130

93,95

72,48

3,447

1498,63

1039,16

(d) Other Textiles & Textile Products

19,316

6626,01

3788,31

79,628

49827,49

35126,95

5. Paper, Paper Products & Printing

2,683

2084,79

1444,18

16,959

14916,51

10772,22

6. Leather & Leather Products

6,650

594,27

371,59

19,547

9119,45

7117,95

7. Rubber & Plastic Products

9,568

2357,30

1616,84

24,704

15663,85

11026,98

8. Chemicals & Chemical Products

16,525

9712,47

6758,12

1,29,397

74750,40

49670,62

(a) Heavy Industrial Chemicals

696

3754,77

2603,95

4,389

17670,87

12453,98

(b) Fertilisers

53

589,09

219,87

474

5989,29

3895,13

(c) Drugs & Pharmaceuticals

3,145

2913,91

2222,77

52,171

26161,66

16927,81

(d) Non-Edible Oils

22

26,29

17,03

241

1111,56

676,29

(e) Other Chemicals & Chemical Products

12,609

2428,41

1694,51

72,122

23817,03

15717,41

9. Petroleum, Coal Products & Nuclear Fuels

247

1991,66

1373,94

1,438

51056,26

37031,97

10. Manufacture of Cement & Cement Products

212

828,26

658,15

15,245

12728,40

9275,50

11. Basic Metals & Metal Products

1,65,207

9849,71

6457,79

2,06,796

106765,38

70729,11

(a) Iron & Steel

1,467

6585,68

4004,68

11,031

72922,99

48092,11

(b) Non-Ferrous Metals

402

1098,21

943,08

3,114

14543,83

10065,45

(c) Metal Products

1,63,338

2165,83

1510,02

1,92,651

19298,56

12571,56

12. Engineering

5,25,622

7341,14

4948,08

5,82,665

72462,98

50461,28

(a) Heavy Engineering

890

2067,69

1582,46

7,139

12156,47

7724,17

(b) Light Engineering

6,301

1437,69

1062,29

31,527

26252,28

19876,59

(c) Electrical Machinery & Goods

9,092

2039,39

1431,13

21,389

19151,60

12686,05

(d) Electronic Machinery & Goods

5,09,339

1796,38

872,21

5,22,610

14902,64

10174,47

13. Vehicles, Vehicle Parts & Transport Equipments

8,351

27953,91

6231,36

18,856

59432,38

26268,15

14. Other Industries

62,193

10033,05

7485,69

4,40,901

77717,56

55580,06

15. Electricity, Gas & Water

230

3783,95

2800,98

2,407

74453,79

56234,88

(a) Electricity Generation & Transmission

152

3039,51

2093,84

1,518

65612,93

50366,17

(b) Non-Conventional Energy

29

509,34

481,95

272

3810,95

2586,29

(c) Gas, Steam & Water Supply

49

235,10

225,20

617

5029,91

3282,42

16. Construction

51,547

28926,50

24628,18

97,876

174795,27

134576,49

III.

TRANSPORT OPERATORS

1,91,436

15540,51

11888,56

2,41,586

41259,07

31712,18

IV.

PROFESSIONAL AND OTHER SERVICES

36,09,334

60769,43

43794,63

39,21,849

179852,28

133444,90

V.

PERSONAL LOANS

142,41,386

164538,69

97974,73

262,41,593

372040,80

235919,09

1. Loans for Purchase of Consumer Durables

18,638

157,43

131,30

2,32,190

3540,47

3209,52

2. Loans for Housing

5,53,785

55315,41

47086,02

16,18,426

144489,60

123138,33

3. Rest of the Personal Loans

136,68,963

109065,85

50757,41

243,90,977

224010,73

109571,24

VI.

TRADE

1,59,197

28408,82

20256,95

6,22,150

153528,46

108064,91

1. Wholesale Trade

38,559

14343,17

9907,11

1,42,494

82931,99

65191,76

2. Retail Trade

1,20,638

14065,65

10349,84

4,79,656

70596,47

42873,16

VII.

FINANCE

13,949

20911,17

13461,58

37,480

207494,90

154520,64

VIII.

ALL OTHERS

9,77,205

26989,88

20549,62

17,83,796

82214,81

63689,37

TOTAL BANK CREDIT

205,92,925

468261,99

305575,15

352,29,913

2002780,76

1407283,30