Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

SOUTHERN REGION

STATE :TAMIL NADU

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,77,182

1079,89

994,87

19,37,228

3138,95

2884,93

118

4,03

1,69

1.

Direct Finance

5,70,278

999,00

924,28

19,17,529

2745,28

2559,09

116

3,26

93

2.

Indirect Finance

6,904

80,89

70,59

19,699

393,67

325,84

2

77

76

II.

INDUSTRY

70,612

5836,88

5003,97

1,88,573

9449,86

7409,54

1,047

1868,58

1434,07

1.

Mining & Quarrying

517

125,38

126,22

680

211,99

186,31

2

9

1

2.

Food Manufacturing & Processing

2,312

366,52

282,51

3,817

611,24

491,59

20

62,36

33,91

(a)

Rice Mills, Flour & Dal Mills

324

19,25

15,72

960

49,96

37,43

1

18

18

(b)

Sugar

82

177,71

126,37

104

324,83

249,69

2

5,33

4,00

(c)

Edible Oils & Vanaspati

340

51,89

39,55

383

33,59

21,70

-

-

-

(d)

Tea Processing

97

20,39

17,34

233

33,82

27,21

3

9,36

2,38

(e)

Processing of Fruits & Vegetables

41

6,78

5,60

75

8,07

3,81

2

1,63

10

(f)

Others

1,428

90,50

77,93

2,062

160,98

151,75

12

45,87

27,25

3.

Beverage & Tobacco

89

42,34

26,67

337

118,71

96,41

11

20,39

18,00

4.

Textiles

6,802

1085,19

997,46

14,170

3176,31

2365,04

149

184,87

133,35

(a)

Cotton Textiles

2,570

438,15

403,22

5,808

2016,42

1390,98

103

134,44

97,51

(b)

Jute Textiles

18

39

35

57

5,25

5,89

1

4

4

(c)

Handloom Textiles & Khadi

333

23,64

19,67

1,062

63,77

52,34

-

-

-

(d)

Other Textiles

3,881

623,01

574,21

7,243

1090,88

915,84

45

50,39

35,81

5.

Paper, Paper Products & Printing

1,500

179,26

150,53

3,621

414,24

322,84

20

28,75

14,91

6.

Leather & Leather Products

725

467,95

405,02

1,944

462,16

386,25

20

29,93

28,23

7.

Rubber & Rubber Products

267

257,60

244,13

559

174,19

144,19

8

77,62

15,54

8.

Chemicals & Chemical Products

1,964

1208,74

1048,10

4,574

751,14

621,03

106

257,11

182,37

(a)

Heavy Industrial Chemicals

164

197,06

168,19

337

79,41

60,21

28

47,88

24,70

(b)

Fertilisers

80

438,58

366,02

112

193,45

166,94

5

7,97

6,79

(c)

Drugs & Pharmaceuticals

196

90,28

78,79

614

179,40

142,95

17

15,29

13,83

(d)

Non-Edible Oils

31

1,97

1,67

77

17,49

14,81

-

-

-

(e)

Other Chemicals & Chemical Products

1,493

480,85

433,43

3,434

281,39

236,12

56

185,98

137,05

9.

Petroleum, Coal Products & Nuclear Fuels

89

180,09

128,75

252

159,86

123,91

16

30,69

27,84

10.

Manufacture of Cement & Cement Products

130

166,92

128,11

274

72,65

55,50

24

164,48

159,01

11.

Basic Metals & Metal Products

1,656

296,00

270,02

4,324

543,60

458,38

70

30,44

24,79

(a)

Iron & Steel

471

127,19

119,80

1,212

360,76

316,84

21

17,75

13,88

(b)

Non-Ferrous Metals

67

28,88

26,11

174

22,33

18,80

7

5,26

3,48

(c)

Other Metal Products

1,118

139,93

124,11

2,938

160,51

122,74

42

7,44

7,43

12.

Engineering

1,976

402,55

375,45

6,518

1088,08

853,54

127

303,71

255,98

(a)

Heavy Engineering

394

156,49

148,38

965

287,28

215,63

40

135,78

99,17

(b)

Light Engineering

902

105,09

97,21

2,985

298,41

259,02

38

37,86

32,25

(c)

Electrical Machinery & Goods

380

47,55

38,92

1,419

371,89

252,62

32

60,22

54,00

(d)

Electronic Machinery & Goods

300

93,43

90,94

1,149

130,50

126,27

17

69,85

70,56

13.

Vehicles, Vehicle Parts & Transport Equipments

379

693,44

497,04

1,562

573,07

371,73

134

369,79

283,92

14.

Other Industries

51,454

288,15

256,44

1,44,537

833,52

730,05

326

298,32

247,57

15.

Electricity, Gas & Water

57

52,10

44,39

298

99,60

58,86

4

1,82

68

(a)

Electricity Generation & Transmission

39

37,06

30,55

157

57,73

29,37

3

1,63

49

(b)

Non-Conventional Energy

5

13,53

11,74

27

34,63

23,60

1

19

19

(c)

Gas, Steam & Water Supply

13

1,51

2,10

114

7,24

5,89

-

-

-

16.

Construction

695

24,64

23,12

1,106

159,48

143,89

10

8,20

7,96

III.

TRANSPORT OPERATORS

11,662

91,34

69,25

24,935

239,26

202,22

17

10,82

3,21

IV.

PROFESSIONAL AND OTHER SERVICES

10,830

122,62

104,41

1,45,846

1328,91

1264,13

316

55,01

45,81

V.

PERSONAL LOANS

2,89,668

894,10

811,09

5,65,093

1796,41

1653,27

2,42,877

1836,36

1494,63

1.

Loans for Purchase of Consumer Durables

39,347

72,50

62,87

54,173

92,82

77,40

3,728

4,97

6,14

2.

Loans for Housing

20,725

249,85

220,93

56,330

522,57

484,43

124

13,29

13,00

3.

Rest of the Personal Loans

2,29,596

571,76

527,29

4,54,590

1181,02

1091,44

2,39,025

1818,10

1475,50

VI.

TRADE

93,316

1024,93

885,44

2,51,046

2607,50

2389,85

155

138,67

126,98

1.

Wholesale Trade

7,797

509,07

421,17

15,710

1253,75

1098,93

95

121,30

110,10

2.

Retail Trade

85,519

515,86

464,27

2,35,336

1353,75

1290,91

60

17,37

16,88

VII.

FINANCE

299

669,11

524,10

1,683

895,80

780,96

107

406,86

248,09

VIII.

ALL OTHERS

50,095

291,26

259,25

4,51,362

996,18

908,61

286

102,84

92,34

TOTAL BANK CREDIT

11,03,664

10010,14

8652,38

35,65,766

20452,88

17493,51

2,44,923

4423,18

3446,83

OF WHICH:

1. Artisans & Village Industries

14,392

47,34

45,19

21,099

51,05

45,59

2

5

5

2. Other Small Scale Industries

44,403

969,38

886,72

86,751

2350,71

2061,24

136

67,72

60,62

SOUTHERN REGION

STATE :TAMIL NADU

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,27,809

102,14

97,38

2,27,078

435,05

402,83

28,69,415

4760,05

4381,70

1.

Direct Finance

1,17,907

94,06

90,62

2,23,634

371,97

345,42

28,29,464

4213,57

3920,35

2.

Indirect Finance

9,902

8,08

6,77

3,444

63,08

57,41

39,951

546,48

461,36

II.

INDUSTRY

8,761

6,50

5,80

30,629

4708,18

3793,64

2,99,622

21869,99

17647,01

1.

Mining & Quarrying

3

3

3

216

74,17

54,35

1,418

411,66

366,91

2.

Food Manufacturing & Processing

78

16

11

1,868

291,94

218,32

8,095

1332,22

1026,44

(a)

Rice Mills, Flour & Dal Mills

10

10

6

695

52,39

38,36

1,990

121,88

91,76

(b)

Sugar

-

-

-

38

63,71

36,34

226

571,59

416,40

(c)

Edible Oils & Vanaspati

1

-

-

333

54,90

43,19

1,057

140,38

104,44

(d)

Tea Processing

-

-

-

31

4,87

4,28

364

68,44

51,21

(e)

Processing of Fruits & Vegetables

-

-

-

8

3,13

2,06

126

19,60

11,58

(f)

Others

67

5

5

763

112,94

94,08

4,332

410,34

351,05

3.

Beverage & Tobacco

1

1

1

235

73,26

67,58

673

254,71

208,66

4.

Textiles

21

21

14

9,441

2061,13

1636,90

30,583

6507,71

5132,90

(a)

Cotton Textiles

2

7

5

4,838

1318,80

1098,68

13,321

3907,87

2990,44

(b)

Jute Textiles

-

-

-

15

85

85

91

6,53

7,14

(c)

Handloom Textiles & Khadi

2

1

1

291

27,52

20,88

1,688

114,93

92,89

(d)

Other Textiles

17

14

8

4,297

713,96

516,48

15,483

2478,38

2042,43

5.

Paper, Paper Products & Printing

5

5

3

1,396

195,39

172,17

6,542

817,69

660,48

6.

Leather & Leather Products

-

-

-

548

164,01

142,92

3,237

1124,05

962,41

7.

Rubber & Rubber Products

3

3

3

186

51,82

43,87

1,023

561,27

447,76

8.

Chemicals & Chemical Products

16

15

14

1,630

247,80

192,80

8,290

2464,95

2044,44

(a)

Heavy Industrial Chemicals

-

-

-

101

58,62

57,79

630

382,97

310,89

(b)

Fertilisers

-

-

-

34

30,09

20,39

231

670,09

560,14

(c)

Drugs & Pharmaceuticals

3

2

2

256

34,63

28,94

1,086

319,62

264,55

(d)

Non-Edible Oils

1

1

-

38

4,76

4,06

147

24,22

20,54

(e)

Other Chemicals & Chemical Products

12

13

11

1,201

119,70

81,61

6,196

1068,05

888,32

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

96

59,21

39,75

453

429,86

320,26

10.

Manufacture of Cement & Cement Products

3

2

2

129

58,88

55,88

560

462,95

398,52

11.

Basic Metals & Metal Products

2

2

1

1,383

269,99

239,90

7,435

1140,05

993,11

(a)

Iron & Steel

-

-

-

721

192,13

172,62

2,425

697,83

623,14

(b)

Non-Ferrous Metals

-

-

-

89

11,27

9,63

337

67,73

58,01

(c)

Other Metal Products

2

2

1

573

66,59

57,65

4,673

374,49

311,96

12.

Engineering

5

10

8

1,986

401,44

298,18

10,612

2195,88

1783,23

(a)

Heavy Engineering

2

3

2

397

94,71

70,24

1,798

674,29

533,44

(b)

Light Engineering

-

-

-

685

123,11

98,52

4,610

564,48

487,00

(c)

Electrical Machinery & Goods

-

-

-

531

92,14

76,20

2,362

571,80

421,74

(d)

Electronic Machinery & Goods

3

7

6

373

91,47

53,22

1,842

385,32

341,05

13.

Vehicles, Vehicle Parts & Transport Equipments

6

10

10

574

92,39

76,16

2,655

1728,79

1228,95

14.

Other Industries

8,598

5,32

4,84

10,232

439,03

371,27

2,15,147

1864,33

1610,16

15.

Electricity, Gas & Water

-

-

-

82

53,55

46,22

441

207,07

150,15

(a)

Electricity Generation & Transmission

-

-

-

31

15,20

12,41

230

111,62

72,83

(b)

Non-Conventional Energy

-

-

-

19

33,82

29,53

52

82,17

65,06

(c)

Gas, Steam & Water Supply

-

-

-

32

4,52

4,28

159

13,27

12,26

16.

Construction

20

30

27

627

174,16

137,39

2,458

366,79

312,64

III.

TRANSPORT OPERATORS

705

2,07

1,58

10,900

237,13

187,57

48,219

580,62

463,83

IV.

PROFESSIONAL AND OTHER SERVICES

16,685

12,06

11,25

19,362

351,17

282,50

1,93,039

1869,78

1708,11

V.

PERSONAL LOANS

34,662

34,64

33,04

1,77,245

636,66

568,02

13,09,545

5198,18

4560,05

1.

Loans for Purchase of Consumer Durables

8,556

6,74

6,70

27,848

35,89

29,40

1,33,652

212,93

182,51

2.

Loans for Housing

1,788

5,80

4,94

15,103

185,68

158,98

94,070

977,19

882,27

3.

Rest of the Personal Loans

24,318

22,10

21,40

1,34,294

415,09

379,64

10,81,823

4008,06

3495,26

VI.

TRADE

32,042

23,63

21,58

44,826

1096,37

869,41

4,21,385

4891,10

4293,26

1.

Wholesale Trade

1,001

89

81

7,711

574,37

429,62

32,314

2459,38

2060,63

2.

Retail Trade

31,041

22,74

20,77

37,115

522,00

439,79

3,89,071

2431,72

2232,62

VII.

FINANCE

-

-

-

1,774

808,47

728,04

3,863

2780,25

2281,20

VIII.

ALL OTHERS

49,450

35,06

34,46

1,14,625

481,31

406,25

6,65,818

1906,65

1700,92

TOTAL BANK CREDIT

2,70,114

216,09

205,10

6,26,439

8754,33

7238,25

58,10,906

43856,61

37036,07

OF WHICH:

1. Artisans & Village Industries

5,845

3,44

3,09

2,943

8,30

7,45

44,281

110,18

101,37

2. Other Small Scale Industries

2,528

2,00

1,80

15,293

1252,69

985,09

1,49,111

4642,50

3995,47