SOUTHERN REGION

STATE : TAMIL NADU

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

10,69,322

9400,04

8413,16

39,48,084

29125,63

25302,00

92

58,06

47,69

1. Direct Finance

10,59,283

8418,86

7567,03

32,26,990

20088,69

18322,54

13

25,49

25,52

2. Indirect Finance

10,039

981,18

846,13

7,21,094

9036,94

6979,46

79

32,57

22,17

II.

INDUSTRY

59,258

82553,55

32387,35

1,92,515

90328,99

66236,21

4,255

16577,62

6830,47

1. Mining & Quarrying

1,004

3481,57

2718,99

1,460

3560,66

2636,34

32

69,70

47,24

2. Food Manufacturing & Processing

7,907

3324,78

2514,93

13,490

4308,42

3495,94

119

1316,25

187,08

 (a) Rice Mills, Flour & Dal Mills

1,458

408,20

321,64

1,763

395,08

298,39

5

5,17

5,17

 (b) Sugar

75

958,54

762,17

152

2240,39

1948,97

3

55,50

28,47

 (c) Edible Oils & Vanaspati

333

402,58

275,40

1,443

135,18

100,35

-

-

-

 (d) Tea Processing

110

8,60

7,55

283

61,04

49,78

-

-

-

 (e) Processing of Fruits & Vegetables

146

233,23

186,52

166

127,72

77,23

4

20,12

18,48

 (f) Others

5,785

1313,63

961,64

9,683

1349,01

1021,21

107

1235,47

134,96

3. Beverage & Tobacco

247

635,19

548,00

193

196,55

161,69

10

39,59

38,59

4. Textiles

18,664

12183,03

8454,28

56,022

21197,43

13772,72

748

1318,24

423,46

 (a) Cotton Textiles

3,694

6842,49

4550,52

20,462

13933,90

9406,67

498

363,58

202,41

 (b) Jute & Other Natural Fibre Textiles

143

47,92

39,00

531

80,78

68,05

-

-

-

 (c) Handloom Textiles & Khadi

759

137,12

101,40

3,771

615,55

482,51

-

-

-

 (d) Other Textiles & Textile Products

14,068

5155,49

3763,36

31,258

6567,21

3815,49

250

954,67

221,05

5. Paper, Paper Products & Printing

1,961

1033,17

760,60

5,911

1793,80

1419,33

117

2565,59

253,04

6. Woods and Wood Products

435

164,62

146,39

2,449

192,68

159,16

11

25,07

12,07

7. Leather & Leather Products

1,001

1161,54

875,34

11,905

1300,01

768,00

54

337,57

62,07

8. Gems and Jewellery

148

1153,79

861,78

4,521

418,86

355,60

7

1,53

1,52

9. Rubber & Plastic Products

1,127

1346,45

750,92

2,944

657,34

474,95

123

115,72

82,41

10. Chemicals & Chemical Products

2,623

2962,17

1749,66

9,355

5120,37

4345,66

275

1227,67

909,43

 (a) Heavy Industrial Chemicals

130

437,90

296,64

308

900,85

661,92

96

106,61

40,97

 (b) Fertilisers

22

611,02

199,22

272

69,90

56,88

4

25,63

63

 (c) Drugs & Pharmaceuticals

283

890,41

485,60

3,160

3078,12

2712,14

77

254,77

247,47

 (d) Non-Edible Oils

75

36,50

23,48

30

6,61

5,94

1

2

-

 (e) Other Chemicals & Chemical Products

2,113

986,35

744,71

5,585

1064,88

908,78

97

840,64

620,36

11. Petroleum, Coal Products & Nuclear Fuels

81

552,78

408,09

157

2312,09

1832,08

24

663,41

512,86

12. Manufacture of Cement & Cement Products

453

210,74

121,91

958

4112,00

3162,03

12

207,36

132,34

13. Basic Metals & Metal Products

3,552

2333,73

1696,29

13,780

6990,53

5204,46

497

1275,74

879,51

 (a) Iron & Steel

991

1419,32

1013,98

1,188

3527,44

2649,53

203

393,50

334,46

 (b) Non-Ferrous Metals

315

314,91

233,55

455

734,55

497,37

57

315,43

301,18

 (c) Metal Products

2,246

599,50

448,76

12,137

2728,54

2057,56

237

566,81

243,87

14. Engineering

7,080

37824,59

2478,89

17,697

5958,75

4844,17

678

4226,36

1306,19

 (a) Heavy Engineering

583

670,84

454,39

1,216

1153,99

722,67

173

338,13

202,18

 (b) Light Engineering

5,282

36154,41

1264,60

7,870

1706,72

1355,65

346

492,74

356,85

 (c) Electrical Machinery & Goods

840

591,47

424,75

5,720

2829,06

2530,19

131

3355,80

719,25

 (d) Electronic Machinery & Goods

375

407,87

335,15

2,891

268,97

235,67

28

39,68

27,91

15. Vehicles, Vehicle Parts & Transport Equipments

5,908

3200,70

2320,18

5,713

3725,81

2557,52

318

1634,85

1079,12

16. Other Industries

4,758

1857,31

1038,99

36,042

2306,26

1864,22

498

419,96

168,69

17. Electricity, Gas & Water

206

2743,96

1384,96

738

13175,26

10191,24

17

242,45

200,62

 (a) Electricity Generation & Transmission

96

2522,24

1238,69

355

10424,11

7718,58

4

233,10

191,30

 (b) Non-Conventional Energy

18

133,58

77,61

151

882,01

629,88

-

-

-

 (c) Gas, Steam & Water Supply

92

88,14

68,66

232

1869,14

1842,78

13

9,35

9,32

18. Construction

2,103

6383,43

3557,14

9,180

13002,18

8991,11

715

890,54

534,23

 (a) Other than Infrastructure

459

1670,11

1190,65

4,540

2209,70

1626,17

445

422,90

333,27

 (b) Infrastructure Construction

1,644

4713,33

2366,49

4,640

10792,48

7364,94

270

467,64

200,96

III.

TRANSPORT OPERATORS

4,127

789,60

619,11

10,360

2768,89

2488,79

274

482,83

319,45

IV.

PROFESSIONAL AND OTHER SERVICES

17,154

7198,92

4418,01

1,68,039

16860,62

13379,85

7,300

2568,39

2345,10

1. Professional Services

6,219

312,65

250,16

35,854

2086,63

1537,49

1,630

1194,06

1171,30

2. Tourism, Hotel & Restaurants

1,733

816,75

499,43

6,299

1346,78

969,02

54

66,03

61,01

3. Recreation services

442

39,00

32,62

3,675

323,13

268,50

105

64,97

63,47

4. IT and Telecommunications

121

3351,01

1584,64

450

1778,49

1726,01

47

36,15

21,67

5. Others

8,639

2679,51

2051,16

1,21,761

11325,60

8878,83

5,464

1207,18

1027,66

V.

PERSONAL LOANS

7,89,391

20305,88

15572,77

15,87,508

27416,07

22108,82

20,04,529

24649,49

9592,98

1. Housing

1,61,817

11730,84

9331,88

2,17,360

12496,63

10278,03

18,226

3863,34

2952,60

2. Consumer Durables

11,125

66,10

40,45

38,072

255,72

197,17

11

2

2

3. Vehicles

44,031

1212,44

914,17

48,777

882,45

679,01

254

8,66

2,66

4. Education

1,28,508

2554,15

1775,49

3,45,174

5087,19

3896,85

2

1

1

5. Personal Credit Cards

-

-

-

52,181

232,82

124,99

18,44,698

17693,06

4784,19

6. Others

4,43,910

4742,35

3510,78

8,85,944

8461,26

6932,77

1,41,338

3084,39

1853,50

VI.

TRADE

63,033

5187,32

3279,39

2,13,358

12455,89

9376,39

3,339

1453,88

1121,87

1. Wholesale Trade

2,831

2733,15

1460,48

17,273

4604,85

3467,61

1,348

522,05

327,18

2. Retail Trade

60,202

2454,17

1818,91

1,96,085

7851,04

5908,78

1,991

931,83

794,69

VII.

FINANCE

417

3278,52

2443,28

51,875

9892,42

6735,65

199

3101,18

2300,62

VIII.

ALL OTHERS

6,813

145,81

117,01

3,74,508

10466,96

8177,85

1,731

533,37

497,47

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION MARCH 2010

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

4,77,915

1582,43

1378,26

12,98,834

9783,77

8821,09

67,94,247

49949,94

43962,20

1. Direct Finance

4,57,960

1517,08

1325,54

12,91,587

8255,15

7433,21

60,35,833

38305,27

34673,83

2. Indirect Finance

19,955

65,36

52,72

7,247

1528,61

1387,88

7,58,414

11644,67

9288,37

II.

INDUSTRY

28,273

91,12

79,62

70,404

31374,90

22484,88

3,54,705

220926,18

128018,53

1. Mining & Quarrying

3

2,02

1,89

569

542,90

379,23

3,068

7656,85

5783,70

2. Food Manufacturing & Processing

402

2,58

1,91

7,860

2050,04

1453,19

29,778

11002,07

7653,05

 (a) Rice Mills, Flour & Dal Mills

7

32

28

1,612

470,66

363,45

4,845

1279,42

988,93

 (b) Sugar

-

-

-

46

398,55

244,10

276

3652,98

2983,71

 (c) Edible Oils & Vanaspati

1

5

1

1,638

188,85

151,14

3,415

726,66

526,91

 (d) Tea Processing

261

79

79

2,390

85,05

45,28

3,044

155,48

103,40

 (e) Processing of Fruits & Vegetables

-

-

-

120

63,41

46,35

436

444,48

328,59

 (f) Others

133

1,42

83

2,054

843,52

602,86

17,762

4743,05

2721,51

3. Beverage & Tobacco

-

-

-

192

164,86

131,06

642

1036,18

879,35

4. Textiles

475

3,99

2,63

21,553

8613,01

5937,52

97,462

43315,71

28590,61

 (a) Cotton Textiles

148

2,29

1,34

11,198

6535,95

4496,96

36,000

27678,20

18657,90

 (b) Jute & Other Natural Fibre Textiles

-

-

-

132

19,77

10,45

806

148,47

117,50

 (c) Handloom Textiles & Khadi

228

79

60

689

70,59

58,83

5,447

824,05

643,34

 (d) Other Textiles & Textile Products

99

92

70

9,534

1986,70

1371,28

55,209

14664,99

9171,87

5. Paper, Paper Products & Printing

67

89

76

4,336

1384,95

1058,17

12,392

6778,41

3491,89

6. Woods and Wood Products

86

23

21

653

144,42

112,87

3,634

527,03

430,70

7. Leather & Leather Products

-

-

-

1,515

537,08

423,15

14,475

3336,19

2128,56

8. Gems and Jewellery

14,022

35,74

32,59

982

859,28

801,29

19,680

2469,20

2052,77

9. Rubber & Plastic Products

2

18

16

980

640,32

372,33

5,176

2760,01

1680,78

10. Chemicals & Chemical Products

86

98

54

2,529

1320,72

975,74

14,868

10631,91

7981,03

 (a) Heavy Industrial Chemicals

-

-

-

187

406,04

304,01

721

1851,40

1303,55

 (b) Fertilisers

7

6

5

55

129,17

122,53

360

835,78

379,32

 (c) Drugs & Pharmaceuticals

17

10

9

374

266,31

207,79

3,911

4489,71

3653,09

 (d) Non-Edible Oils

-

-

-

22

4,89

3,27

128

48,02

32,70

 (e) Other Chemicals & Chemical Products

62

82

41

1,891

514,31

338,13

9,748

3407,00

2612,38

11. Petroleum, Coal Products & Nuclear Fuels

6

17

10

85

493,45

437,14

353

4021,91

3190,27

12. Manufacture of Cement & Cement Products

1

5

4

211

1130,67

889,82

1,635

5660,81

4306,14

13. Basic Metals & Metal Products

50

1,73

1,33

2,239

3115,28

2173,58

20,118

13717,01

9955,16

 (a) Iron & Steel

1

40

40

748

1274,33

1052,12

3,131

6614,99

5050,48

 (b) Non-Ferrous Metals

-

-

-

129

237,85

113,97

956

1602,73

1146,08

 (c) Metal Products

49

1,33

93

1,362

1603,10

1007,49

16,031

5499,30

3758,61

14. Engineering

28

12

10

2,318

1286,11

1014,66

27,801

49295,92

9644,01

 (a) Heavy Engineering

-

-

-

571

480,58

421,76

2,543

2643,54

1801,00

 (b) Light Engineering

20

11

9

1,037

443,94

312,43

14,555

38797,92

3289,62

 (c) Electrical Machinery & Goods

8

1

1

548

262,42

196,86

7,247

7038,76

3871,06

 (d) Electronic Machinery & Goods

-

-

-

162

99,17

83,61

3,456

815,69

682,34

15. Vehicles, Vehicle Parts & Transport Equipments

1,824

4,78

4,19

1,207

1535,17

914,49

14,970

10101,30

6875,50

16. Other Industries

11,062

27,76

25,77

11,806

1480,84

973,53

64,166

6092,12

4071,20

17. Electricity, Gas & Water

1

24

23

223

1914,59

1403,95

1,185

18076,51

13180,99

 (a) Electricity Generation & Transmission

-

-

-

91

1511,46

1153,15

546

14690,91

10301,72

 (b) Non-Conventional Energy

-

-

-

66

300,45

191,95

235

1316,05

899,44

 (c) Gas, Steam & Water Supply

1

24

23

66

102,67

58,84

404

2069,55

1979,84

18. Construction

158

9,68

7,17

11,146

4161,22

3033,16

23,302

24447,05

16122,82

 (a) Other than Infrastructure

97

8,83

6,45

8,150

2015,94

1414,68

13,691

6327,47

4571,23

 (b) Infrastructure Construction

61

85

72

2,996

2145,28

1618,48

9,611

18119,58

11551,59

III.

TRANSPORT OPERATORS

6,509

26,56

20,23

48,494

3868,82

2052,43

69,764

7936,71

5500,01

IV.

PROFESSIONAL AND OTHER SERVICES

92,467

263,26

228,79

76,268

9798,53

7282,18

3,61,228

36689,73

27653,93

1. Professional Services

14,317

39,18

32,10

3,463

818,59

650,20

61,483

4451,11

3641,24

2. Tourism, Hotel & Restaurants

1,551

6,06

6,13

1,461

915,60

738,21

11,098

3151,21

2273,80

3. Recreation services

291

94

81

312

335,27

206,75

4,825

763,32

572,15

4. IT and Telecommunications

1

3

3

320

464,06

257,01

939

5629,74

3589,36

5. Others

76,307

217,06

189,72

70,712

7265,01

5430,02

2,82,883

22694,35

17577,39

V.

PERSONAL LOANS

76,526

264,15

220,01

55,05,477

41738,32

16128,79

99,63,431

114373,91

63623,38

1. Housing

2,288

26,49

20,48

71,864

6586,43

5169,84

4,71,555

34703,74

27752,82

2. Consumer Durables

4,615

19,55

14,52

12,139

112,64

83,46

65,962

454,03

335,63

3. Vehicles

1,713

10,48

8,25

2,28,581

2723,87

1478,00

3,23,356

4837,89

3082,09

4. Education

2,751

28,63

18,57

30,082

775,44

614,01

5,06,517

8445,43

6304,93

5. Personal Credit Cards

-

-

-

46,14,463

24682,34

4010,09

65,11,342

42608,21

8919,28

6. Others

65,159

179,00

158,19

5,48,348

6857,61

4773,40

20,84,699

23324,61

17228,64

VI.

TRADE

94,680

340,55

246,05

1,60,864

13619,70

10799,06

5,35,274

33057,35

24822,76

1. Wholesale Trade

11,614

90,97

31,63

10,660

3926,01

3052,92

43,726

11877,03

8339,82

2. Retail Trade

83,066

249,58

214,43

1,50,204

9693,69

7746,13

4,91,548

21180,31

16482,94

VII.

FINANCE

37,919

413,22

265,21

6,472

6211,56

4263,19

96,882

22896,90

16007,94

VIII.

ALL OTHERS

1,05,249

338,37

271,78

4,99,423

4280,17

3356,07

9,87,724

15764,68

12420,18

TOTAL BANK CREDIT

9,19,538

3319,67

2709,94

76,66,236

120675,76

75187,69

191,63,255

501595,39

322008,91